智通财经6月25日电，稳定币概念日内探底回升，京北方直线拉升涨停，此前吉大正元3连板，新国都涨 超10%，兆日科技、御银股份、翠微股份、拉卡拉等跟涨。消息面上，国泰海通集团下属公司国泰君安 国际控股有限公司正式获香港证监会批准，将现有证券交易牌照升级为可提供虚拟资产交易服务，以及 在提供虚拟资产交易服务的基础上提供意见。此次牌照升级后，客户将可在国泰君安国际平台直接交易 加密货币、稳定币等虚拟资产。 稳定币概念探底回升 京北方直线涨停 ...

Group 1: Market Trends and Performance - The popularity of stablecoins is rising, with recent regulatory developments in the US and Hong Kong attracting market attention [1] - The Wan De Stablecoin Index saw significant increases, rising by 8.39% and 1.38% on June 23 and 24, respectively, reaching new highs [1] - Individual stock performance varied, with Hai Lian Jin Hui hitting the daily limit for two consecutive days, while other companies like Cui Wei Co., Heng Bao Co., and Jing Bei Fang saw gains over 5%, and companies like La Ka La and Si Fang Jing Chuang experienced declines over 4% [1] Group 2: Company Initiatives and Strategies - Jing Bei Fang has welcomed 103 institutional research visits since June, focusing on exploring potential business opportunities in the stablecoin sector, leveraging its technical expertise and service capabilities [1] - Zhong Ke Jin Cai plans to collaborate with banks to explore stablecoin business opportunities while ensuring compliance, utilizing global assets and business scenarios [2] - Chu Tian Long is actively developing technologies and solutions related to digital currency bridges, smart contract design, and cross-border settlement optimization, maintaining a focus on stablecoin-related technologies and industry trends [2] Group 3: Investor Interest and Engagement - Stablecoins have become a frequently asked topic among investors on interactive platforms [3] - Si Fang Jing Chuang's FINNOSafe platform supports various virtual asset operations, aiming to enhance communication with licensed institutions involved in stablecoin business [3] - Hai Lian Jin Hui has accumulated technical capabilities to serve the digital currency and stablecoin payment industry, although it currently does not have direct revenue from these areas [3]

香港《稳定币条例》将于8月1日生效，"稳定币"概念受到越来越多关注。近日，北京宇信科技集团股份 有限公司（以下简称"宇信科技"）、楚天龙股份有限公司、京北方信息技术股份有限公司（以下简 称"京北方"）、北京中科金财科技股份有限公司（以下简称"中科金财"）、国脉科技股份有限公司、天 阳宏业科技股份有限公司等多家A股上市公司在接受机构投资者调研时，均被问及稳定币相关问题。 《证券日报》记者梳理发现，市场关注的重点主要集中在"稳定币特点""稳定币应用领域""企业在稳定 币领域有何探索和布局"等方面，相关上市公司对此进行了详尽解答。 陕西巨丰投资资讯有限责任公司高级投资顾问丁臻宇在接受《证券日报》记者采访时表示："稳定币是 一种通过锚定法定货币或高流动性资产来维持价值稳定的加密货币，目前全球稳定币产业正处于'合规 化起步期'。" 京北方主要围绕稳定币发行机构、运营机构以及合作商户三个方向进行技术支持和系统建设。公司相关 负责人表示："由于不同参与方的具体需求有所不同，公司会积极与客户沟通探讨可落地的合作模式。 公司以合规为前提，以客户需求为导向，并在此基础上寻求商业模式创新。" 苏商银行特约研究员高政扬表示："稳定币 ...

Core Viewpoint - Huabei has launched nine new cultural heritage-themed skins in collaboration with six museums, aiming to enhance young people's engagement with traditional culture and artifacts [1][7]. Group 1: Product Launch - Huabei introduced nine new cultural heritage skins, including notable artifacts such as the "Human Face Pattern Bronze Axe" from Shandong Museum and the "Green Glazed Dog" from Henan Museum [3][5]. - The initiative is part of Huabei's ongoing "Cultural Heritage Protection Plan," which has seen the launch of a total of 30 cultural heritage skins since December 2024 [7]. Group 2: Cultural Engagement - The cultural heritage skins have become a platform for young users to learn about traditional culture, with over 300 knowledge points acquired through the "Cultural Heritage ID" section [7]. - Huabei has also established "Cultural Heritage Mini Classrooms" in collaboration with museums, achieving over 45 million views for its educational content [7]. Group 3: User Interaction - Young users actively engage with the cultural heritage skins, expressing their preferences and collecting various skins, which has led to a renewed interest in artifacts [7]. - The skins feature various positive affirmations and "good luck" phrases, which users share on social media, indicating a strong community interaction [7]. Group 4: Industry Context - The initiative aligns with the theme of International Museum Day, focusing on how museums can adapt to new technologies and engage younger audiences [8]. - The Shandong Museum's social service department emphasizes the importance of digital methods like cultural heritage skins to make artifacts more accessible and appealing to the youth [8].

Core Insights - The application of AI agents in the financial sector is gaining significant attention, with a focus on enhancing efficiency and risk identification in credit approval processes [2][6] - Financial institutions are increasingly adopting AI technology to transform their business models towards intelligence, aiming for broader customer coverage and more precise risk pricing [2][6] - QiFu Technology has developed a "super credit AI agent" that integrates various modules to enhance the credit capabilities of financial institutions [3][12] Group 1: AI Technology in Finance - AI technology is driving a transformation in the financial industry, enhancing service quality and operational efficiency [6][7] - The integration of AI agents can significantly improve the productivity of financial professionals, allowing for a higher customer service capacity [8][10] - AI agents are being utilized to address traditional pain points in compliance and risk management, leading to more efficient and accurate processes [13][14] Group 2: QiFu Technology's Innovations - QiFu Technology has established a large R&D team focused on the integration of AI and finance, with over 20 trillion yuan in loans facilitated for millions of small businesses and individual consumers [3][12] - The company aims to leverage its AI capabilities to create value beyond profit, focusing on the large-scale implementation of AI agents in finance [6][17] - The development of an end-to-end credit decision-making AI agent is expected to revolutionize credit risk management and enhance operational efficiency [11][12] Group 3: Challenges and Opportunities - The application of AI agents in finance is still in its early stages, with varying levels of acceptance and technological maturity among institutions [7][9] - There are differences in regulatory focus between domestic and Western financial institutions regarding AI applications, particularly in user privacy and data security [9][10] - Smaller banks may need to collaborate with fintech companies to enhance their AI capabilities and remain competitive in the evolving landscape [17]

爱心路线环绕世纪公园跑道。突来的阵雨并没有阻挡嘉银人的步伐，却为跑道增添了别样的生机。最 终，大家在公园3号门圆满完成这场爱心之旅，这段旅程既是挑战自我的过程，也是成就他人的善举。 近日，在公司成立14周年之际，嘉银人集结世纪公园，以公益之名，用一场速度与爱心交融的奔跑为司 庆献礼，用跃动的步伐兑换"心灵的微笑"，为嘉银公益事业注入新动力。 公益之行，始于足下。秉持"全员公益"的理念，本次活动从6月1日启动跑量榜单以来，吸引近200名员 工参与到这场爱心接力中，他们用脚步丈量公益，用汗水诠释担当，交出一份暖心的答卷。 活动期间员工累计爱心跑量达4528.2公里。每一步都凝聚着嘉银大爱，每一步都算数，这些跑量将化作 爱心善款219000元，由嘉银科技捐赠给上海宋庆龄基金会嘉靖慈善专项基金，用于"心灵微笑"公益项 目，专项用于促进青少年心理健康成长。 活动当天，特别设置欢乐跑团体赛和个人赛。比赛开始，选手们似箭离弦、健步如飞，精神饱满、奋勇 向前，在奔跑中尽情释放对梦想的追求，展现对公益的热忱。 在颁奖环节，嘉银科技董事长严定贵表示，不忘初心是一个企业做强做大做久的原动力，公司从创立以 来，始终坚持"给梦想可能" ...

Core Insights - The core viewpoint is that Chinese digital economy platform companies are evolving from simple business expansion to systematic output of technology, ecosystems, and standards in their overseas ventures [1][4]. Group 1: Current Trends in Fintech Expansion - Chinese fintech companies are transitioning from "follow-up exploration" to "leading output," with platforms like Temu and SHEIN achieving significant global presence, with Temu expected to surpass 300 million monthly active users by 2024 [3]. - Digital financial services are expanding from serving Chinese communities to local markets, particularly in Southeast Asia, where the digital payment penetration is below 60%, presenting opportunities for Chinese firms to replicate their rapid growth [3]. - The "dual market" strategy is evident, where Chinese companies fill infrastructure gaps in emerging markets while focusing on risk control technologies in mature markets [3]. Group 2: Challenges in Overseas Expansion - External challenges include geopolitical tensions, particularly the shift from tariff wars to technology and financial conflicts initiated by the U.S., which imposes strict restrictions on key technologies [5]. - Cross-border regulatory differences pose significant obstacles, with increasing anti-money laundering pressures and local data protection laws raising compliance costs for Chinese fintech firms [5]. - Internal challenges include a culture of "involution" affecting profitability and a mismatch between the pace of overseas expansion and market demands, leading to inefficiencies in cross-border payment processes [6][7]. Group 3: Strategic Recommendations - Experts suggest developing a long-term plan for fintech overseas expansion, focusing on regulatory alignment and reducing compliance costs through better integration with local regulations [8]. - Establishing a financing fund led by policy banks to support high-potential companies and leveraging Hong Kong as a financial hub for overseas ventures are recommended strategies [8][9]. - Emphasizing localized operations and building compliance capabilities through partnerships with local regulatory bodies is crucial for successful market entry and sustainability [9].

Core Insights - The event focused on the characteristics of Alipay's video platform users and traffic strategies, organized by the Shenzhen Self-Media Association in collaboration with Ant Group [1] - The training gathered local self-media influencers and MCN agency professionals to explore new paths and commercial potential in content creation and platform operation [1] Group 1 - Ant Group's Digital Livelihood Division leader presented on three core topics: platform rules analysis, content creation process optimization, and resource cooperation [3] - A detailed analysis of successful cases from top accounts on Alipay's Living Account was provided, showcasing an efficient conversion chain from policy promotion to community service and offline traffic [3] - The presentation aimed to inspire content creators to rethink their approach to content creation and commercial monetization [3] Group 2 - The interactive Q&A session fostered lively discussions between Ant Group representatives and self-media influencers regarding platform ecosystem development and Living Account cooperation mechanisms [5] - MCN representatives shared practical experiences and offered valuable suggestions for the platform's growth [5] - The event emphasized the potential of Alipay's Living Account as a bridge connecting users with local life services, providing a broader stage and diverse business opportunities for self-media creators [5]

Core Insights - The core viewpoint emphasizes the transition of China's fintech from a single product export model to an ecosystem empowerment model, driven by new technologies like AI and cloud computing, while facing challenges such as geopolitical risks and regulatory differences [1][2]. Group 1: Industry Transition - China's digital financial platforms are evolving from "nearshore" to "farshore" operations, indicating a shift from an export-oriented approach to a global layout strategy [2]. - The transition is categorized into three phases: pre-2020 focused on single financial services, 2020-2023 shifting to a "technology + localization" model, and post-2023 aiming for deep participation in global value chain restructuring [2]. Group 2: Challenges in Global Expansion - Key challenges include increased global operational risks due to geopolitical and regulatory changes, higher local adaptation costs due to infrastructure and technology differences, and intensified market competition [2][3]. - The need for a comprehensive evaluation of market potential, business compatibility, and local infrastructure support is crucial for Chinese companies venturing abroad [3]. Group 3: Importance of AI - AI is identified as a critical breakthrough for fintech companies to navigate competitive challenges in international markets, with its application extending to decision-making systems [5]. - The integration of AI technologies is seen as a way for Chinese financial institutions to accelerate their market coverage and reduce the experience gap with international competitors [5][6]. Group 4: Cloud Computing and Data Sharing - The demand for cloud computing is rapidly growing, particularly in the financial sector, with the Chinese cloud export market reaching 25.65 billion yuan in 2022, and the financial sector accounting for 9% of this market [6]. - Financial data sharing and collaboration with local institutions are essential for adapting to regulatory requirements in target markets, enabling localized technical solutions [6]. Group 5: Collaborative Strategies - Experts suggest that Chinese fintech companies should collaborate with domestic entities to create a comprehensive cross-border financial service system that supports various aspects of international business operations [7].

6月20日下午消息，今日蚂蚁数科发布辟谣声明：蚂蚁数科与海南华铁仅就RWA进行了非常初步的、探索 性的交流，未达成任何形式的正式合作协议、商业安排或实质性项目落地。此外，近期市场上存在部分公 司借"RWA"、"稳定币"等热点概念进行炒作，暗示与蚂蚁数科之间的不实合作。请广大投资者和合作伙 伴谨慎甄别市场传闻，注意投资风险。 同时，蚂蚁数科也表示，对任何未经授权使用我司名义进行不当宣传的行为保留法律追责权利。蚂蚁数科 致力于合规创新，任何重要进展将通过官方渠道及时披露。 综合自： 蚂蚁数科 点击关键字可查看 责编：叶舒筠 校对： 姚远 版权声明 证券时报各平台所有原创内容，未经书面授权，任何单位及个人不得转载。我社保留追 究相关 行 为主体 法律责任的权利。 转载与合作可联系证券时报小助理，微信ID：SecuritiesTimes END 6月19日，蚂蚁数科在中国国际金融展上宣布将联合金融行业伙伴推出超百个金融场景智能体解决方案， 全面覆盖AI原生手机银行、风控、理财、营销等核心金融应用场景。 潜望系列深度报道丨 股事会专栏 丨 投资小红书 丨 e公司调查 丨 时报会客厅 丨 十大明星私募访谈 丨 闪崩！暴跌 ...