中国质量新闻网讯（记者王向龙 通讯员蔡军辉）近日，在江西省市场监管局的积极推动与协调下，九 江某食品科技有限公司凭借其核心商业秘密，获得建设银行江西省分行360万元信贷支持，标志着江西 省首单商业秘密质押融资贷款成功落地。此举是江西省市场监管局深化拓展企业商业秘密应用、破解企 业融资难题的重要创新实践，有效盘活了企业无形资产，引导金融资源精准灌溉实体经济，为江西省中 小企业融资拓展了新路径。 破冰：从"知产"到"资产"，破解融资困局 商业秘密作为企业核心竞争力的重要组成部分，长期以来因估值难、质押难等问题，未能充分发挥其融 资功能。江西省市场监管局立足职能、主动作为，积极探索商业秘密在金融领域的应用机制，牵头构建 了"政－银－企"协同联动的新型融资模式。企业通过引入商业秘密补充担保协议，显著提升信用水平， 缓解金融机构风控压力，实现企业融资需求与银行信贷政策的有效衔接。 "我们主要为本地的学校、医院等单位提供配餐服务。随着订单量稳步增长，对流动资金的需求也越来 越大。"该企业负责人表示，"这次通过商业秘密获得融资支持，有效缓解了原材料采购等日常经营周转 的资金压力，为我们扩大生产规模、提升服务质量注入了强劲动 ...

在青海省海拔3800米的高原草场上，90后的公保南杰算了一笔账：过去10年时间里，他创办的狼宁生态 畜牧业专业合作社(下称"狼宁合作社")，养殖的牦牛数量从10头增至千头，营业收入也从万元级攀升至 千万元级。 公保南杰对经济观察报记者说，10年前那笔来自当地农商行的5万元小额信用贷款，是他创业起步的"火 种"。 公保南杰的经历并非个例。在广袤的青海高原，农牧区金融痛点复杂多样，核心资产难作融资依据、信 用缺数据难评估、轻资产产业融资遇阻，再加上"服务远、流程繁"，不少潜力产业被困在"缺钱"的死循 环里。 近期，经济观察报记者跟随青海省农村信用社联合社走进青海省海东市循化撒拉族自治县、青海省黄南 藏族自治州河南蒙古族自治县、青海省海南藏族自治州贵南县等地实地调研，发现多家农商行正跳出传 统信贷框架，不搞"一刀切"的宏大方案，而是以简化手续、定制产品、"信用村"等"小突破"精准破局， 让小牧场长成大合作社，让老手艺焕发新活力。 牦牛是"隐性资产" 2023年，狼宁合作社计划新增400头牦牛养殖，并建设标准化饲料加工车间。摆在公保南杰面前的一个 难题是，眼前手中的资金并不足以支撑后期的扩张及运营，面临200万元的资 ...

编者按： 十一首日迎来出行高峰，多地景区门票售罄 …… 今年国庆中秋 " 超长版假期 " ，文旅市场复苏趋势仍在持续。 近年来，在文旅消费热潮中，借助社交媒体和流量经济，网红城市层出不穷，一批中小城市也在流量红利中被 " 重新发现 " 。 在流量冲刷下， " 泼天流量 " 如何改变和重塑了曾经默默无闻的中小城市？潮水退去后，这些城市是回归沉寂，还是找到了新的发展方向？从 " 网红 " 到 " 长 红 " 的路径与挑战是什么？ 城市的故事生生不息，一切红利都源于发展的决心。近日，我们重访过去几年中成功出圈的现象级网红城市，聚焦 " 后网红时代 " 城市的生长轨迹，以期 揭示流量经济赋能城市发展的真相，探寻城市韧性生长的法则。 国庆期间的麦积山景区 每经记者｜舒冬妮 每经编辑｜陈柯名 向江林 一碗麻辣烫，让天水在2024年春天突然站在流量中心，继淄博、哈尔滨之后，成为又一座网红城市。 不过，相比哈尔滨的省会地位、淄博的"鲁C"底蕴，走红前的天水，在公众视野中几乎是个"小透明"——偏居西北，GDP未破千亿，人口不足300万，是一 座容易被"遗忘"的城市。 正因如此，那场突如其来的流量，为天水打开了久违的窗口。伏羲庙 ...

美国经济学家萨姆纳讲过这样一个寓言：A和B制定了一个宏大计划，却完全忽略了该计划将对C先生造成的负面影响。萨姆纳将C先生称为"被遗忘的 人"，他是"改革者、社会投机者和慈善家的受害者"，也是"不惜一切代价"里的那个代价。 在21世纪的全球经济图景中，这个寓言获得了惊人的现实回响。 在特朗普式的政客不断宣传下，似乎降息已经成为了拯救经济的灵丹妙药，而不肯降息的鲍威尔则是恶棍 爱德华·钱塞勒对此于2022年出版了《The Price of Time》一书，提出不那么受欢迎的观点：长期的廉价信贷阻碍了熊彼特概念上的"创造性毁灭"过程，取 而代之的是一种"非自然选择"，即大量本应破产的低效"僵尸公司"得以续命。在这种情况下，中产阶级的晋升机会减少、薪资增长缓慢，同时又因储蓄回 报被压制、养老金体系岌岌可危而财富增值乏力。 用萨姆纳的寓言来讲，在这场宏大的现代经济实验中，中产阶级（C）成为了那个"被遗忘的"、默默承受代价的群体。 一、低利率催生的新"摩根化"和大回购时代 历史经验来看，低利率是催生企业合并与市场垄断的温床。在19世纪末的美国镀金时代，利率的持续下降促成了由J.P.摩根主导的工业托拉斯化浪潮， 即"摩根化 ...

Core Points - The article discusses the measures taken by the Urat Front Banner Market Supervision Administration in collaboration with various departments to regulate market prices and consumer order during the upcoming National Day and Mid-Autumn Festival [1][3] - The focus is on preventing excessive packaging and ensuring fair pricing, particularly for traditional products like mooncakes [3][7] Group 1 - The price inspection covers key areas such as tourist attractions, large supermarkets, farmers' markets, and food processing plants [3] - In tourist areas, enforcement personnel check ticket prices, project fees, and the clear pricing of goods, emphasizing the need for fair pricing during peak travel times [3] - In supermarkets and farmers' markets, the inspection focuses on essential goods like rice, flour, oil, and vegetables, ensuring compliance with clear pricing regulations and checking for false discounts [3] Group 2 - Special attention is given to mooncakes, with checks on clear pricing and excessive packaging, urging merchants to maintain traditional pricing and avoid "sky-high mooncakes" [3] - The Urat Front Banner Market Supervision Administration plans to increase the frequency of price supervision and inspections in key areas and for key products to ensure consumer confidence during the holidays [7]

Core Insights - Fujian province is experiencing a robust economic growth with a GDP increase of 5.7% year-on-year in the first half of the year, and a retail sales total of 1.256 trillion yuan, reflecting a 6% increase, which is accelerating consumer-driven economic growth [1] Group 1: Supply and Demand Dynamics - The region is focusing on high-quality supply to stimulate demand, showcasing a diverse range of industries from traditional crafts to modern technology [1] - The integration of traditional techniques with modern technology is evident in companies like Dehua Shunmei Ceramics, which combines cultural creativity with ceramic products, attracting over 200,000 visitors annually [3] Group 2: Technological Advancements - Companies like Jianjiang Panpan Food are leveraging AI, 5G, and IoT technologies to enhance food processing, achieving precision and automation in production [2] - The introduction of innovative health-focused products, such as low GI baked goods and new Chinese-style health drinks, is part of a broader trend towards health-conscious consumerism [2] Group 3: Cultural and Experiential Offerings - The tourism sector in places like Xunpu Village is thriving, with over 4.26 million visitors in the first seven months of the year, generating over 860 million yuan in tourism consumption through immersive cultural experiences [4] - The establishment of community-centric services in Xiamen, including a variety of shops and upgraded electrical infrastructure, enhances residents' quality of life and supports local businesses [4] Group 4: Market Trends and Future Outlook - The emphasis on high-quality supply is seen as a key driver for market demand and economic development, indicating a vibrant and promising future for the Fujian economy [5]

这并非个例。截至目前，全国融资信用服务平台（安徽）面向全省291万家中小微企业，累计发放贷款2.3万亿 元，其中无抵押无担保信用贷款1.1万亿元。越来越多的中小微企业沐浴在金融支持的"阳光雨露"下，茁壮成长。 从"企业跑腿"到"数据跑路" 中徽祥瑞建设集团有限公司是一家专注机电设备安装等工程施工的企业，业务遍及全国多个大型建设项目，资金 需求旺盛。 "以前申请贷款，得多头跑、反复问，还要准备一堆材料，费时又费力。"企业负责人坦言，"现在平台将企业各类 数据整合在一起，线上一键提交申请，非常便利！" 借助该平台，银行能够更精准地评估企业资质，快速响应融资需求。"不仅放款快，授信额度也更贴合我们实际经 营需要。"企业负责人补充道，"银行还结合贴息政策，提供了更灵活的贷款方案，资金周转更加从容。" 订单暴涨30%，却因无抵押物陷入原料采购困境——当六安市丁集镇的婚纱商户解女士为"甜蜜的烦恼"发愁时， 一笔"从天而降"的贷款解了她的燃眉之急。 转机来自全国融资信用服务平台（安徽）。工商银行六安开发区支行依托平台政务数据共享，实时捕捉到了企业 的紧急需求，帮助企业仅用3分钟就完成了15万元纯信用贷款审批放款全流程。 徽 ...

非物质文化遗产是中华优秀传统文化的重要载体，也是地方特色经济的"活名片"。近年来，中国人民银 行达州市分行牵头建立"非遗产业链金融服务联盟"，紧盯非遗"保护难、传承难、变现难"困局，强对 接、强创新，以金融活水润泽非遗文化土壤。在金融助力下，刘氏竹编、东柳醪糟、灯影牛肉三大达州 代表性非遗项目实现"文化价值"与"经济价值"的双向提升，焕发出蓬勃的生机与活力。 盘活非遗技艺 千年竹丝传承古韵 近期，四川达州渠县《竹丝汉宫春晓图》等作品在全国非遗博览会上大放异彩，这项古老技艺在当代的 焕新，正源于现代金融与传统文化的深度碰撞。 渠县刘氏竹编作为国家级非物质文化遗产，以"细如发丝、轻如鸿羽、透如蝉翼"的工艺闻名，其编织技 法可追溯至唐宋，历经数十代匠人匠心淬炼，于2008年入选首批国家级非物质文化遗产名录，堪称"指 尖上的千年诗行"。然而，这项非遗传承面临耗时久、收益慢、核心技艺濒临断代的困境，部分竹编企 业有技艺缺规模、有产品缺资金。 百年匠心凝聚薄翼 达州市宏隆肉类制品有限公司是四川省非物质文化遗产——灯影牛肉传统加工技艺传承保护单位，拥有 32项专利，其生产销售的"川汉子"灯影牛肉是国家地理标志认证品牌，以" ...

Core Insights - The article highlights the transformation of agriculture in Linqu County through the integration of IoT technology and innovative farming practices, leading to increased productivity and income for farmers [1][3][7] Group 1: Technological Advancements - The smart mushroom cabin in Linqu County utilizes advanced sensors and automation systems to monitor and adjust environmental conditions, resulting in a 70% increase in yield compared to traditional greenhouses [1] - The "Yingyue Tianyuan" demonstration area employs IoT sensors for real-time data collection and a water-fertilizer integration system, reducing management costs by 50 yuan per mu and achieving an annual output value exceeding 400 million yuan [3] Group 2: Economic Development Strategies - Linqu County implements a "One Town, One Industry; One Village, One Product" strategy, planning 14 rural revitalization areas and developing over 40 types of profitable industries, including cherries, chestnuts, and dairy farming [3][5] - The county's "Top 100 Agricultural Enterprises" initiative has fostered 105 processing companies, enhancing the agricultural value chain from primary to deep processing, with the goose liver industry alone generating over 8 billion yuan in output [5][6] Group 3: Community and Social Impact - The establishment of community service centers, such as the "Happiness Coming" complex, provides affordable meals and healthcare services, benefiting multiple villages [6] - The integration of tourism and agriculture has created new job opportunities, with projects like the Qilu Songshan Canyon rafting attracting nearly 20,000 visitors daily and employing over 2,000 local residents [6][7] Group 4: Future Outlook - Linqu County aims to attract 3.8 million tourists in 2024, with rural residents' disposable income exceeding the provincial average by 8.2 percentage points, indicating a positive trend in rural economic development [7]

Group 1: Performance of Henan A-Share Listed Companies - In the first half of 2025, 111 Henan A-share listed companies reported that nearly 80% achieved profitability, with overall revenue and net profit reaching new highs [2] - The number of companies with revenue exceeding 10 billion yuan increased to 13, indicating strong growth in the region [2] - Among these, Muyuan Foods achieved a revenue of 76.463 billion yuan, a year-on-year increase of 34.46%, and a net profit of 10.53 billion yuan, up 1169.77% [4] Group 2: Innovations in Traditional Industries - Muyuan Foods has transformed traditional pig farming through technology, leading to significant improvements in efficiency and productivity [4] - The company has developed smart pig farming facilities that maintain optimal conditions for pig health, contributing to its market leadership [4] - Other companies in Henan are also focusing on enhancing traditional industries, gaining attention from capital markets [4] Group 3: Growth in Green Industries - The green industry in Henan has seen significant growth, with sales revenue in ecological protection and environmental governance increasing by 16.1% [11] - The sales revenue of the energy-saving and environmental protection industry grew by 21.9%, indicating a shift towards sustainable practices [11] - Jin Dan Technology is leveraging modern biotechnology to convert corn into high-value biodegradable materials, showcasing innovation in the green sector [8][10] Group 4: New Quality Industries - Companies like Zhongchuang Zhiling are advancing in new quality industries, with a revenue of 19.982 billion yuan, a year-on-year increase of 5.42% [12] - The company is investing in AI chip technology to enhance its capabilities in smart mining and digital factories [12] - The focus on R&D is evident, with Henan A-share companies collectively spending 10.861 billion yuan on research and development in the first half of 2025 [13] Group 5: Mergers and Acquisitions Policy - The Henan provincial government has introduced policies to support mergers and acquisitions among listed companies, aiming to optimize resource allocation and promote high-quality development [14] - This initiative is expected to facilitate the transformation and upgrading of traditional industries while fostering the growth of emerging sectors [14] - The emphasis on mergers and acquisitions aligns with the strategic goals of economic transformation in Henan [14]