Core Viewpoint - Shenzhen is accelerating the construction of a globally influential industrial technology innovation center, driven by significant R&D investments and a strategic focus on high-quality development [2][3]. Group 1: R&D Investment and Innovation - Shenzhen's R&D investment reached 223.66 billion yuan in 2024, with a growth rate of 18.9%, marking nine consecutive years of double-digit growth [2]. - The city's strategic emerging industries accounted for over 42.3% of the regional GDP in 2024, with advanced manufacturing as a core driver of high-quality development [3]. Group 2: Financial Support for Technology Enterprises - The Industrial and Commercial Bank of China (ICBC) Shenzhen Branch has restructured its technology financial services to support the growth of "hard technology" enterprises, focusing on long-term capital injection [3][4]. - By May 2025, the financing balance for technology enterprises at ICBC Shenzhen exceeded 160 billion yuan, with over 5,000 credit clients, reflecting a robust growth in its professional service system [4]. Group 3: Innovative Financing Mechanisms - ICBC Shenzhen has shifted its credit evaluation from traditional asset-based assessments to a focus on future value indicators, such as talent structure and R&D capabilities [6]. - The bank has developed a unique "three-in-one" evaluation mechanism that emphasizes the potential of technology enterprises rather than current financial metrics [6]. Group 4: Comprehensive Product Offerings - ICBC Shenzhen has created a diverse product matrix that supports technology enterprises throughout their lifecycle, including products for R&D investment and mergers and acquisitions [8]. - The bank has successfully implemented cross-border intellectual property pledge financing, facilitating the flow of technology resources between Hong Kong and mainland China [8]. Group 5: Ecosystem Development - ICBC Shenzhen is actively building a "technology innovation ecosystem" that connects government, capital markets, and industry resources, enhancing the integration of innovation, industry, and finance [9]. - The bank has organized over 20 investment roadshows, helping more than 120 small and medium-sized technology enterprises connect with national investment institutions [9]. Group 6: Digital Transformation - ICBC Shenzhen has developed a digital platform that enhances operational efficiency and supports technology enterprises in obtaining financing and tailored financial solutions [10]. - Since its launch, the digital platform has efficiently approved over 130 cutting-edge technology enterprises, showcasing the bank's commitment to leveraging technology in financial services [10].

【深圳商报讯】为深入贯彻落实国家支持小微企业融资协调工作机制，助力深圳"20+8"产业集群高质量 发展，6月10日，"千企万户大走访·融资协调暖鹏城——宝安人工智能创新应用园区产融对接大会"在华 丰国际机器人产业园举行。 工商银行深圳市分行相关负责人介绍，截至目前，该行"园区e贷"业务覆盖深圳市优质产业园区超300 个，已借助"园区e贷"触达小微科创客户近800户，为园区内小微企业精准"输血"近20亿元。 工行深圳市分行深挖园区产业特性，加大与深圳市特色产业园区合作，将园区运营方管理经验嵌入融资 场景方案设计，推出"一园一策"定制化产品，通过数据交互等方式强化双方对园区内企业经营发展、融 资需求的掌握，提升服务质效。同时，该行还引入担保、保险机构，搭建起"园区+银行+融担"三方合 作模式，为园区内小微企业提供精准高效的金融服务。（冶兰英） （文章来源：深圳商报） 本次活动由深圳市宝安区科技创新局、深圳市社会组织总会、深圳市银行业协会指导，工商银行深圳市 分行联合华丰世纪集团、深圳商报社/读创、宝安日报社主办，宝安区人工智能产业办公室、宝安区企 业服务中心（区金融发展服务中心）、深圳市机器人协会、宝安区西乡街道 ...

4月24日，国家金融监督管理总局深圳监管局举办2025年"凝聚改革共识?提振发展信心"第二场新闻发布 会，介绍了深圳银行业保险业今年一季度运行情况，通报了深圳近期做好"普惠金融"大文章取得的成效 和下一步工作计划。 截至今年3月末，深圳金融监管局监管的银行业总资产达13.87万亿元，各项贷款余额9.79万亿元，各项 存款余额10.21万亿元；深圳金融监管局监管的保险机构一季度实现保费收入639.72亿元，同比增长 4.4%。 据介绍，近年来，深圳金融监管局高度重视小微企业健康发展，牢牢把握普惠金融工作的政治性、人民 性，以支持小微企业融资协调工作机制为重要抓手，以"园区贷"业务为切入口，注重监管引领，深耕场 景化普惠金融，聚焦重点领域精准发力，有效破解了小微市场主体融资难、融资贵、融资慢、融资繁等 问题。截至今年3月末，辖内全口径小微企业贷款余额2.93万亿元，同比增长5.8%，其中普惠型小微企 业贷款余额1.91万亿元，同比增长7.3%，连续五年居全国大中城市首位。 "在深圳金融监管局的大力支持和指导下，建行深圳市分行始终坚持服务实体经济，为深圳人创业、为 企业发展提供一流的融资服务，集全行之力加大小微企业 ...