近年来，蓬安县全面推行"链长制"，改变过去粗放的招商模式，有效破解产业分散、企业联动不足等问题。围绕 全县支柱产业，蓬安县在农产品加工领域形成"种植-精深加工-循环利用"链条，在机械汽配领域形成汽摩配组装 链条，在电子信息领域构建"显示屏+封装测试"产业链，产业集聚效应加速显现。此外，蓬安县积极融入成渝地区 双城经济圈，随着成渝（蓬安）产业合作示范区建设的推进，其作为成渝产业配套基地的能级正不断提升。 （来源：经济日报） 转自：经济日报 "十四五"时期，四川省蓬安县以"产业兴县、工业强县"战略开题破局，聚焦农产品加工、机械汽配、电子信息三 大产业，以延链补链强链推动产业集群发展，工业产业实现从稳步增长到量质齐升的转变。 蓬安县还以深化"放管服"改革为抓手，推动工业园区营商环境持续优化、服务效能显著提升。创新构建"驻企帮扶 +政务服务"双轮驱动机制，建立机关干部驻企帮扶责任制，已累计为企业解决各类问题3000余件次。围绕企业反 映突出的"融资难""招工难"等问题，蓬安县推广"园区e贷"等普惠金融产品，近3年累计帮助企业融资近2.3亿元； 创新政策资金"双兑现"机制，累计兑付奖励补助资金超1.5亿元。 图为四川省 ...

根据工信部12月最新公示的全国第七批专精特新"小巨人"企业名单，深圳有效期内"小巨人"企业总量达 到1333家，位居全国城市首位。 这标志着，继"民营经济第一城"之后，深圳再添"专精特新第一城"的新名片。 这些科技企业呈现"集聚生成"的特点，大多扎根于深圳各大产业园区、创新园区，从小微初创企业逐步 成长为"小巨人"。数据显示，深圳目前拥有超过4400家不同类型和规模的产业园区，数量居于全国首 位，贡献了全市超30%的GDP和70%以上的战略性新兴产业产值。 因此，依托产业园区展开金融支持是支持小微企业的有效路径。在此背景下，深圳首创的"园区贷"应运 而生，通过银行和园区"结对"形式，旨在破解小微融资的"不可能三角"。 作为首批试点银行之一，农业银行深圳分行以"园区贷"作为拳头抓手之一的普惠金融业务交出亮眼答 卷：截至2025年11月末，该行普惠贷款余额超1120亿元，服务小微企业超4.7万户。同时，普惠贷款利 率较2021年下降125个基点，切实落实减费让利政策。 据悉，"园区贷"以高额度、低利率、无抵押为特点，依托"政银园担"协同机制，实现金融资源的精准触 达。今年以来农行深圳分行响应号召，同步升级"园区贷 ...

在武城县暖通空调产业园,某企业凭借50万元的产业e贷,顺利推动新型节能风机下线,成功抢占市场先 机；夏津县新型纺织园区内,490万元贷款支持企业引进无水染整设备并启动试生产,产品附加值提升近三 成；乐陵市调味品产业园中,50万元资金帮助"老字号"企业完成无菌灌装线改造,年产能提升15%。围绕 德州市链主企业,该行还探索"以链带群"服务模式,通过订单融资、应收账款质押等方式,帮助上游供应商 加快回款、下游经销商及时备货,推动资金在产业链内部高效循环。截至9月末,该行园区e贷、产业e贷已 覆盖全市2个国家级园区、11个省级园区,为近100家企业投放贷款近2亿元。在尼龙66高端新材料项目中, 该行提供2.5亿元融资支持,正是其精准滴灌产业升级的缩影。 今年以来,工行德州分行已先后走访企业1.1万余户,完成授信约120亿元,累计为9400余户发放贷款92亿元, 其中供应链贷款约1.5亿元。与分散支持单一企业不同,产业链金融实现了对整个产业链条的赋能,带动链 条稳定与繁荣,是金融为民的延伸实践。既缓解了中小企业因链条过长导致的融资困境,又助推产业集群 因链条稳固加速发展,为地方产业蝶变提供坚实的"工行力量"。 (宋开峰 ...

Core Insights - The 19th Shenzhen International Financial Expo showcased the achievements and pathways of financial support for the real economy, attracting 288 institutions from various countries and regions [2] - Agricultural Bank of China Shenzhen Branch highlighted its dual-driven approach of "Technology Finance + Inclusive Finance" and launched the "Shenzhen AI City Travel Card Digital RMB Hard Wallet," which became a focal point of the event [2][4] Financial Innovation - The Shenzhen AI City Travel Card addresses key needs of foreign tourists, providing comprehensive information services and supporting public transportation with a simple "tap" operation [4] - The card features a digital RMB hard wallet, allowing foreign visitors to easily obtain and recharge the card using foreign currency or overseas bank cards, enhancing payment convenience [4][5] Strategic Development - The successful launch of the AI City Travel Card represents an innovative practice focusing on the core needs of foreign tourists, showcasing the dual empowerment of financial services and cultural tourism development [5] - The Agricultural Bank of China Shenzhen Branch has been actively promoting digital RMB innovations, including applications in cross-border payments and insurance, marking significant progress in the digital currency landscape [5][6] Technology and Inclusive Finance - The bank's exhibition at the expo demonstrated its efforts in supporting Shenzhen's "20+8" industrial clusters and small and micro enterprises, with over 1.3 million loans to technology enterprises and a loan growth rate exceeding 40% [6][7] - The bank has developed various financial products tailored for small and micro enterprises, achieving a loan balance of over 140 billion RMB and serving more than 30,000 small micro loan clients this year [7] Future Outlook - The expo served as a platform for the bank to communicate its strategic direction of driving technological innovation and serving the real economy, contributing to Shenzhen's goal of becoming a globally influential industrial financial center [8]

Core Insights - The 19th Shenzhen International Financial Expo showcased the theme of "Global Industrial Financial Center," with an exhibition area of 15,000 square meters and participation from 288 institutions worldwide [2] - Agricultural Bank of China Shenzhen Branch highlighted its dual focus on "Technology Finance + Inclusive Finance," launching the "Shenzhen AI City Travel Card Digital RMB Hard Wallet" as a key product [2][3] Group 1: Product Launch and Features - The "Shenzhen AI City Travel Card" integrates AI, cultural tourism, and finance, addressing key needs of foreign tourists in Shenzhen [3] - The card offers comprehensive services including information on natural attractions, dining, shopping, and tax refund guidance, along with real-time translation for 145 languages [3][4] - The digital RMB hard wallet feature allows foreign visitors to easily obtain and recharge the card using foreign currency or overseas bank cards, enhancing payment convenience [4] Group 2: Strategic Initiatives and Financial Services - The project represents a significant advancement in the application of digital RMB, aligning with national goals to improve payment convenience for foreign visitors [4] - Agricultural Bank of China Shenzhen Branch has been actively promoting digital RMB innovations, including applications in cross-border payments and insurance [5] - The bank's initiatives in technology finance have led to over 13,000 technology enterprises served, with a loan growth rate exceeding 40% [7] Group 3: Inclusive Finance and Community Engagement - The bank showcased products like "Industry Chain Loan" and "Park e-Loan" to support small and micro enterprises, with a small business loan balance exceeding 1.4 trillion yuan [8][9] - The bank has engaged in community outreach through events like "惠企万里行" to connect with businesses and provide tailored financial services [9] - The bank's commitment to agricultural finance was highlighted through innovative applications of digital RMB in agricultural scenarios [9] Group 4: Future Outlook - The expo served as a platform for the bank to communicate its strategic direction focused on technological innovation and service to the real economy [10] - The bank aims to enhance financial supply and service experience, contributing to Shenzhen's development as a global industrial financial center [10]

Core Viewpoint - The 19th Shenzhen International Financial Expo showcases the innovative financial products and services of the Industrial and Commercial Bank of China (ICBC) Shenzhen Branch, emphasizing its commitment to supporting the local economy and aligning with national financial strategies [6][7][14]. Group 1: Technology Finance - ICBC Shenzhen Branch presented a comprehensive financial service system tailored for technology enterprises, addressing the unique financing challenges faced by high-tech companies [8][9]. - The bank introduced a "Science and Technology Product Family" that activates the value of intellectual property and equity assets, including the first copyright pledge financing in Shenzhen [9]. - A "three-in-one" review mechanism was created to focus on future value indicators rather than current revenue, enhancing the evaluation of technology firms [9]. Group 2: Inclusive Finance - ICBC Shenzhen Branch's inclusive finance initiatives have led to a historic loan balance exceeding 200 billion yuan, with an annual growth rate of 43% [10][12]. - The bank showcased three major products: "Business Quick Loan," "Online Loan," and "Digital Supply Chain," which cater to various financing needs of small and micro enterprises [10]. - The "Park e-loan" product was highlighted, which quantifies soft strengths like patent counts and R&D investment to assess loan eligibility [10][11]. Group 3: Sports and Financial Integration - The bank's participation in the 15th National Games exemplifies the integration of sports, finance, and culture, offering themed financial products to enhance community engagement [13][14]. - ICBC Shenzhen Branch launched a series of financial products related to the National Games, including themed debit and credit cards, aimed at converting spectator enthusiasm into tangible benefits for residents [13].

Core Viewpoint - The 19th Shenzhen International Financial Expo showcases innovative financial products and services aimed at supporting the real economy, with a focus on technology finance and inclusive finance, highlighting the role of financial institutions in driving high-quality development in Shenzhen [1][12]. Technology Finance - Shenzhen is recognized as a national high-tech innovation hub, with over 12.5 national high-tech enterprises per square kilometer and leading the country in PCT international patent applications for 21 consecutive years [5]. - Shenzhen Industrial and Commercial Bank (ICBC) provides comprehensive financial support to technology companies like Kenqing Technology, facilitating technology transformation, production scale expansion, and market promotion [3][5]. - The bank has developed a full-cycle "technology innovation product group" to activate the value of intellectual property and equity assets, including the first copyright pledge financing in Shenzhen [6]. - A unique "three-in-one" evaluation mechanism has been established to assess technology companies based on talent structure, R&D capabilities, and intellectual property value, rather than traditional financial metrics [6][7]. - A digital platform has been created to enhance efficiency and accurately match the needs of technology enterprises, resulting in the approval of over 240 cutting-edge technology companies since its launch [6][7]. Inclusive Finance - Shenzhen ICBC has achieved a historic milestone with its inclusive loan balance surpassing 200 billion yuan, with an annual growth rate of 43% [11]. - The bank has introduced three major products—"Operating Quick Loan," "Online Loan," and "Digital Supply Chain"—to meet the diverse financing needs of small and micro enterprises [8][10]. - The "Park e-loan" product converts soft power indicators into quantifiable assessment metrics, enhancing service quality through data interaction with park operators [10]. - The bank's support has enabled companies like Shenzhen Tengxin Bainai Technology to secure funding for raw material procurement and R&D investments, contributing to their growth as specialized "little giant" enterprises [10]. Fifteenth National Games Finance - The bank has launched a series of financial products related to the Fifteenth National Games, including themed debit and credit cards, integrating sports, finance, and culture [12][15]. - The digital RMB hard wallet allows for seamless payment experiences, enhancing convenience for both local residents and international visitors attending the games [14][15]. - The bank's initiatives aim to transform spectator enthusiasm into tangible benefits for residents, showcasing its commitment to community engagement and support for major events [15].

Core Viewpoint - The "Integrity and Prosperity" financing event organized by the Shenzhen Municipal Bureau of Commerce and the Industrial and Commercial Bank of China (ICBC) aims to enhance financial support for small and micro enterprises in Shenzhen, focusing on cross-border exports and consumer sectors, thereby promoting high-quality development of the real economy [2][3][11]. Financing Support - The event highlighted the introduction of various financial products tailored for small and micro enterprises, including "Fast Loan for Business," "Pengye Merchant Loan," and "Cross-border Loan," which aim to address the financing challenges faced by these businesses [3][4]. - As of October 2025, ICBC Shenzhen has provided over 77 billion yuan in financing support to more than 21,000 small and micro enterprises [4]. Integrated Service System - ICBC Shenzhen has established a comprehensive online and offline service system to enhance the accessibility of inclusive financial services, including 39 flagship outlets and 83 popularization outlets, reaching over 100,000 small and micro enterprises [5]. - The bank has developed a digital operation system for inclusive finance, enabling online loan applications and services available 24/7 [5]. Multi-Dimensional Financing Solutions - ICBC Shenzhen has launched specialized financing products based on the characteristics and needs of different types of small and micro enterprises, such as "Cross-border Loan" for import-export businesses and "Pengye Merchant Loan" for retail merchants [6][7]. - The bank offers post-loan services, including online renewal applications and a dedicated WeChat service channel for comprehensive support [7]. Knowledge and Technology Empowerment - The bank emphasizes the importance of knowledge transfer and technology support for small and micro enterprises, conducting training and consultations to help businesses grow [8]. - ICBC Shenzhen collaborates with external resources to provide access to patented technologies, enhancing the technological capabilities of small and micro enterprises [9]. Resource Integration and Networking - The bank is exploring innovative service models that combine digital and physical resources to help enterprises expand their networks and collaboration channels [10]. - ICBC Shenzhen has successfully facilitated numerous cross-border matchmaking events, providing opportunities for over 250 enterprises to engage in potential collaborations [10]. Future Outlook - As Shenzhen approaches the 45th anniversary of its economic special zone, ICBC Shenzhen aims to deepen cooperation with government and enterprises, enhancing the quality of financial services to support the high-quality development of the local economy [11].

Core Insights - The Industrial and Commercial Bank of China (ICBC) Zaozhuang Branch has successfully increased its corporate loan balance to 20.174 billion yuan, marking a historic milestone and a 26.92 million yuan increase since the beginning of the year, leading the region in both total and incremental loan growth [1] Group 1: Financial Services and Economic Development - The bank aligns its operations with the strategic requirements of Zaozhuang's "Strong Industry and Revitalize Production" initiative, integrating financial services into local development [1][2] - As of September, the inclusive finance loan balance reached 5.79 billion yuan, reflecting a growth of 1.27 billion yuan and a 28.17% increase since the start of the year [2] - The bank has established a specialized team to support technology-driven enterprises, issuing over 490 million yuan in "Science and Technology Credit Loans" to 79 tech firms [2] Group 2: Support for Key Projects and Industries - The bank has developed a targeted credit direction based on the "6+3" modern industrial system, focusing on major projects and key enterprises [3] - It has provided over 3 billion yuan in loans for significant projects, with project loans accounting for 57% of the total loan balance [3] - The manufacturing loan balance surpassed 7 billion yuan, with a net increase of 1.88 billion yuan since the beginning of the year, emphasizing support for advanced manufacturing sectors [4] Group 3: Inclusive Finance and Rural Revitalization - The bank has launched innovative digital agricultural finance products, including the "Pomegranate Loan," to support the local agricultural sector, providing over 60 million yuan in loans to small enterprises and farmers in the pomegranate industry [5] - The agricultural loan balance reached 10.4 billion yuan, with a growth of 1.726 billion yuan since the start of the year, demonstrating a commitment to rural revitalization [5] - Inclusive agricultural loans totaled 1.921 billion yuan, reflecting a growth of 581 million yuan, supporting various agricultural activities [5]

Core Insights - The Industrial and Commercial Bank of China (ICBC) Zaozhuang Branch has achieved record highs in inclusive loan balances and increments, with a total inclusive loan balance of 5.809 billion yuan as of the end of Q3 2025, representing an increase of 1.285 billion yuan and a growth rate of 28.4%, surpassing the overall loan growth rate by 19.48 percentage points [1] Group 1: Strategic Development - The Zaozhuang Branch prioritizes inclusive finance as a key aspect of its political and social responsibilities, aligning with national goals and its own high-quality development [1] - The branch's leadership has elevated inclusive finance to a core strategic position, focusing on top-level design, clear development goals, and resource allocation to ensure effective support for small and micro enterprises [1] Group 2: Mechanism Innovation - The branch is enhancing its inclusive financial service system by implementing a "branch + inclusive" operational model, strengthening the team of inclusive finance specialists, and facilitating collaboration between customer managers and branches [2] - The implementation of the provincial inclusive finance expansion project "321" aims to customize outreach plans based on branch positioning and surrounding resources, improving service efficiency [2] Group 3: Product Development - The Zaozhuang Branch has diversified its inclusive credit products in response to market demand, providing 527 million yuan in "Science and Innovation Loans" to 78 technology enterprises and supporting 136 enterprises in industrial parks with 368 million yuan in "Park Loans" [3] - The branch has also innovated digital agricultural inclusive products, such as the "Pomegranate Loan," which has provided over 65 million yuan in credit to 59 small enterprises and farmers in the pomegranate industry [3] - Future plans include enhancing service quality, increasing loan disbursement, and maintaining risk management to further advance inclusive finance initiatives [3]