在黑猫投诉，消费者只需在搜索栏输入关键字，就能跳出相关投诉页面。每条记录都包含时间、金额、 问题类型和处理状态。企业若积极回应，能在平台上留下正面印象；反之，如果大量投诉长期未解决， 就说明这家商家存在明显风险。对消费者来说，这种"先看到底子"的透明感，比事后吵架、跑监管更划 算。 提前避坑的意义 为什么消费前要查投诉？ 黑猫投诉：真实案例的风险参考 在黑猫投诉（tousu.sina.com.cn），消费者可以通过搜索商家名称或产品类别，直接查看该品牌的投诉 量、投诉类型以及企业是否回应。比如，同一类商品是否频繁被投诉"货不对板"，某个培训机构是否普 遍存在"退费难"。这些记录不止告诉你"有人抱怨"，还会显示企业是否积极沟通、问题是否解决。这比 单纯的好评率更有参考价值，因为它展示的是真实矛盾和处理结果。 查询并不复杂 "花了大价钱报培训，结果开课延期连退款都拖着不办。""网购家电，售后说好保修一年，真坏了却没 人管。"——这些并不是少数人的遭遇。很多消费者事后才发现，如果能在下单或付款前查查商家的投 诉记录，也许就能避开陷阱。 在购物决策里，绝大多数人只会看销量和评价，却很少关注背后的负面案例。问题在于，评 ...

Core Viewpoint - China Water Industry Group (01129) announced that its share price and trading volume increased on September 15, 2025, but the board is unaware of any reasons for this fluctuation and confirms that the business operations remain normal [1][1][1] Group 1 - The board has confirmed that there is no information that needs to be disclosed to prevent the company's securities from appearing in a false market [1][1] - The group is currently in discussions with an independent third party regarding a potential memorandum of understanding for the acquisition of a company in China that focuses on intellectual property design and development, application services, and related training courses [1][1][1] - As of the date of the announcement, discussions are ongoing, and no agreement has been reached regarding the terms and conditions of the potential memorandum of understanding [1][1]

智通财经APP讯，中国水业集团(01129)发布公告，公司董事会已知悉公司股份的股价及成交量于2025年 9月15日上升。经作出在相关情况下有关公司的合理查询后，除下文披露者外，董事会确认并不知悉导 致股价及成交量波动的任何原因，亦无任何必须披露以避免公司证券出现虚假市场的资料，又或根据证 券及期货条例(香港法例第571章)第XIVA部须予披露的任何内幕消息。董事会亦确认，集团的业务营运 维持正常，且截至本公告日期集团的业务营运及财务状况并无重大变动。 公司现正与一名独立第三方就可能订立一份谅解备忘录进行磋商，其涉及潜在收购一间于中国成立并主 要从事设计及开发知识产权、提供应用服务及提供相关培训课程的公司。 截至本公告日期，磋商仍在进行中，尚未敲定可能订立的谅解备忘录的相关条款及条件，且尚未就可能 订立的谅解备忘录达成任何协议。 ...

Core Viewpoint - China Water Industry Group (01129.HK) has acknowledged a rise in its share price and trading volume on September 15, 2025, but the board is unaware of any reasons for this fluctuation and confirms that business operations remain normal [1] Group 1 - The board has confirmed that there is no information that needs to be disclosed to prevent the company's securities from appearing in a false market [1] - The company is currently in discussions with an independent third party regarding a potential memorandum of understanding for the acquisition of a company engaged in the design and development of intellectual property, application services, and related training courses in the People's Republic of China [1] - The board has stated that there have been no significant changes in the group's business operations and financial condition as of the announcement date [1]

Core Viewpoint - The article highlights the deceptive practices of certain skill training institutions that lure consumers with promises of high-paying jobs and flexible payment options, ultimately leading to financial disputes and complaints related to "training loans" [1][5][12]. Group 1: Consumer Complaints and Trends - In the first half of 2025, consumer complaints received by national consumer associations totaled 995,971, marking a year-on-year increase of 27.23% [2]. - The financial services category saw a significant rise in complaints, with 7,564 cases reported, up from 1,882 in the same period of 2024, indicating a shift in consumer concerns [4][5]. - The education and training services category accounted for 44,126 complaints, representing 4.43% of total complaints, an increase from 3.92% in the previous year [3][4]. Group 2: "Training Loan" Scheme - The "pay after learning" scheme is identified as a method to induce loans, where institutions promote the idea of "part-time jobs to repay loans," misleading consumers into signing loan agreements without full awareness [1][5][12]. - Many consumers, particularly students, are misled by false promises of guaranteed income and are often unaware of the loan applications they are signing [5][12]. - Complaints reveal that institutions often provide vague contract terms, making it difficult for consumers to understand refund conditions, leading to high penalties for contract termination [5][12]. Group 3: Regulatory Insights - Regulatory bodies have previously warned consumers about the "training loan" traps, emphasizing the need for awareness regarding high-interest loans tied to training programs [12][14]. - The National Financial Supervision Administration has mandated that financial institutions improve consumer rights protection and transparency in loan agreements [14][16]. - The warning signs of "training loan" traps include false promises of job placement, bundled loans without clear disclosure, and hidden fees that exceed initial expectations [13][14].

Core Viewpoint - The article discusses the transition from traditional employment to entrepreneurship, emphasizing the importance of personal branding, content creation, and understanding customer needs in building a successful business. Group 1: Personal Branding and Content Creation - Writing and self-expression can lead to significant business opportunities, with clients often reaching out after engaging with content [5][9][10] - A systematic approach to content creation can enhance personal branding and create a loyal customer base, moving beyond mere traffic metrics [5][7] - Maintaining a personal account with a substantial following can facilitate project advancement and enhance professional reputation [8][9] Group 2: Understanding Customer Needs - Identifying customer pain points and needs is crucial for business success, as it allows for targeted content and service offerings [12][14] - Engaging with diverse circles and stepping outside familiar environments can help uncover unique value propositions and business opportunities [15][17] - The ability to structure and share experiences from previous employment can create value for potential clients, especially in a changing market [19][20][24] Group 3: Systematic Knowledge Structuring - Transforming personal experiences into structured knowledge is essential for creating a competitive edge in the market [22][25] - The shift from being a "doer" to a "teacher" requires a different skill set, focusing on guiding clients to achieve tangible results [21][22] - Continuous learning and adapting to new methodologies, especially in the context of AI, can enhance business practices and client engagement [26][27]