当越来越多的"玩家"在保险中介的牌桌上离场，中国邮政集团有限公司（以下简称"中国邮政"）却选择在当下的时间入局。11月24日，金融监管总局的一纸 批复，为保险代理市场带来了一位重量级玩家，中国邮政正式获准经营保险代理业务。业务范围包含常见的财产险和人身险。 从行业视角出发，强监管、报行合一、清虚提质这些关键词如同筛子，正在过滤掉大量的参与者。在这样的背景下，中国邮政"逆向"入局，背后有着怎样的 考量？中国邮政系统内的部分网点早已具备销售保险资格，此次在总公司层面申请牌照，与此前有何不同？ 重量级玩家入局 一纸批复在业内引起广泛关注。11月24日，金融监管总局发布关于中国邮政经营保险代理业务的批复表示，同意中国邮政经营保险代理业务。 这份批复不仅核准了中国邮政经营保险代理业务的资格，还明确了其可代理的险种范围。包括机动车辆保险、企业财产保险、货物运输保险、责任保险等财 产险类别，以及人寿保险、年金保险等人身险类别。 中国邮政以邮政、快递物流、金融、电子商务等为主业。该公司网点数量庞大，以北京为例，官网可查询到超700家邮政所或邮政支局网点。另据2024年的 数据，中国邮政拥有遍布城乡的5.4万个网点、40多万个 ...

批复要求，中国邮政集团有限公司应严格遵守保险代理有关法律法规，接受金融监管总局及其派出机构监管，不断提升代理保险业务管理能力，建立代理保 险业务防火墙，切实保护金融消费者合法权益。 11月24日，国家金融监督管理总局发布批复，同意中国邮政集团有限公司经营保险代理业务，代理险种范围为：机动车辆保险、企业财产保险、家庭财产保 险、货物运输保险、船舶保险、工程保险、特殊风险保险、农业保险、责任保险、信用保险、保证保险、人寿保险、年金保险、健康保险、意外伤害保险， 代理保险业务的营业网点范围为代理营业机构。 （国家金融监督管理总局） ...

（原标题：保险业支持科技自立自强 存量资金同比增长107%） 证券时报记者 刘敬元 证券时报记者获悉，中国保险行业协会近日发布《中国保险业社会责任报告（2024）》（以下简称《报 告》），用详实数据及630余个案例，从七个方面展示了2024年保险业履行社会责任的实践。 建设养老社区项目130个 根据《报告》，保险业在服务民生保障过程中彰显了行业价值。 证券时报记者注意到，2024年，长期健康险新增保单4489.35万件，新增保险金额150.30万亿元，赔付支 出1187.77亿元、同比增长3.07%，2024年末有效保险金额为330.55万亿元；寿险新增保单6703.42万件， 新增保险金额18.68万亿元，赔付支出8449.01亿元、同比增长53.83%，年末有效保险金额为100.01万亿 元。 截至2024年底，企业年金受托管理规模超2.5万亿元，同比增长16%；建设养老社区项目130个，同比增 长38%。 七个方面包括：一是服务国家战略，助推新质生产力；二是以人民为中心，增进人民福祉；三是优化应 急管理，强化风险减量；四是加强公司治理，确保合规经营；五是强化消费者保护，培育保险文化；六 是加强人文关怀， ...

证券时报记者刘敬元 证券时报记者获悉，中国保险行业协会近日发布《中国保险业社会责任报告（2024）》（以下简称《报 告》），用详实数据及630余个案例，从七个方面展示了2024年保险业履行社会责任的实践。 七个方面包括：一是服务国家战略，助推新质生产力；二是以人民为中心，增进人民福祉；三是优化应 急管理，强化风险减量；四是加强公司治理，确保合规经营；五是强化消费者保护，培育保险文化；六 是加强人文关怀，助力公益慈善；七是积极稳外贸稳外资，推动高水平开放。 科技保险保障约9万亿元 《报告》显示，保险业践行服务实体经济的根本宗旨，聚焦国家重大战略和重点领域，充分发挥经济减 震器和社会稳定器功能。 保险业积极对接乡村全面振兴、区域协调发展、科技创新、绿色低碳转型等重点领域和薄弱环节，为科 技创新和现代化产业体系提供一揽子风险管理和保险服务；充分发挥保险资金的长期投资优势，培育真 正的耐心资本，加大对战略性新兴产业、先进制造业、新型基础设施等投资力度，服务新质生产力发 展。 从风险保障看，2024年，企业财产保险提供保险金额159.65万亿元，赔款支出331.92亿元；货物运输保 险提供保险金额85.69万亿元，赔款 ...

据了解，这是中保协连续第六年组织行业编写社会责任报告，《报告》系统呈现了2024年保险业履行社会责任的 具体举措和突出绩效。 保险业全力服务高水平对外开放，为跨境贸易服务提供风险保障2.37万亿美元，为"一带一路"相关项目提供保险 保障1.14万亿美元 文|《财经》记者 杨芮 编辑|袁满 11月19日，中国保险行业协会（下称"中保协"）发布《中国保险业社会责任报告（2024）》（下称《报告》）。 坚持惠民利民，大力发展普惠保险，为"三农"、小微企业和老年人、新业态、新市民等特定群体提供质优价廉的 专属产品，提升人民生活品质。 《报告》数据显示，2024年，长期健康险新增保单4489.35万件，新增保险金额150.30万亿元，赔付支出1187.77亿 元、同比增长3.07%，年末有效保险金额330.55万亿元；寿险新增保单6703.42万件，新增保险金额18.68万亿元， 赔付支出8449.01亿元、同比增长53.83%，年末有效保险金额100.01万亿元。 截至2024年底，企业年金受托管理规模超2.5万亿元，同比增长16%；建设养老社区项目130个，同比增长38%。普 惠金融方面，为60岁以上老人提供人身险 ...

北京商报讯（记者 李秀梅）11月19日，北京商报记者注意到，中国保险行业协会正式发布《中国保险 业社会责任报告（2024）》（以下简称《报告》），系统呈现了2024年保险业履行社会责任的具体举措 和突出绩效。 《报告》从多个方面展示2024年保险业履行社会责任的生动实践。 从风险保障看，2024年，企业财产保险提供保险金额159.65万亿元，赔款支出331.92亿元；货物运输保 险提供保险金额85.69万亿元，赔款支出167.29亿元；科技活动主体签单42.44亿件，赔款支出177.28亿 元；保险业提供科技保险保障约9万亿元。 从险资运用来看，截至2024年底，人身险公司和财产险公司的股票余额2.43万亿元，证券投资基金余额 1.68万亿元，长期股权投资余额2.46万亿元。保险业为乡村振兴战略投资超4300亿元，同比增长50%； 为战略性新兴产业投资6800亿元，同比增长17%；支持科技自立自强存量资金8800亿元，同比增长 107%。 数据显示，2024年，长期健康险新增保单4489.35万件，新增保险金额150.30万亿元，赔付支出1187.77 亿元、同比增长3.07%，年末有效保险金额330.55万 ...

（原标题：保险业社会责任报告发布 外资险企在华业务增18%） 南方财经全媒体记者 林汉垚 11月19日，中国保险行业协会（以下简称"中保协"）发布《中国保险业社会责任报告（2024）》（以下 简称《报告》）。 从风险保障看，2024年，企业财产保险提供保险金额159.65万亿元，赔款支出331.92亿元；货物运输保 险提供保险金额85.69万亿元，赔款支出167.29亿元；科技活动主体签单42.44亿件，赔款支出177.28亿 元；保险业提供科技保险保障约9万亿元。 据了解，这是中保协连续第6年组织行业编写社会责任报告，《报告》系统呈现了2024年保险业履行社 会责任的具体举措和突出绩效。 《报告》从服务国家战略，助推新质生产力；以人民为中心，增进人民福祉；优化应急管理，强化风险 减量；加强公司治理，确保合规经营；强化消费者保护，培育保险文化；加强人文关怀，助力公益慈 善；积极稳外贸稳外资，推动高水平开放七个方面展示2024年保险业履行社会责任的实践。 从险资运用来看，截至2024年底，人身险公司和财产险公司的股票余额2.43万亿元，证券投资基金余额 1.68万亿元，长期股权投资余额2.46万亿元。保险业为乡 ...

Core Viewpoint - AM Best has awarded Samsung Property & Casualty Insurance (China) Co., Ltd. an "A" (Excellent) Financial Strength Rating (FSR) and an "a" Long-term Issuer Credit Rating (ICR), with a stable outlook [1] Group 1 - The company has established a stable commercial insurance business and a continuously growing personal insurance portfolio, supported by two major shareholders [2] - Samsung P&C offers a wide range of insurance products, including corporate property insurance, liability insurance, engineering insurance, accident and health insurance, and return shipment insurance [2] - The company's risk-adjusted capital strength is assessed to be at the strongest level, supported by a conservative investment strategy, good liquidity, and comprehensive reinsurance arrangements [2] Group 2 - Following a change in equity, the company's capital strength has significantly improved, with its local solvency margin well above regulatory minimum requirements [2] - Both major shareholders have strong credit foundations and are expected to continue providing financial and non-financial support to the company in the medium term [2] - AM Best believes that Samsung P&C's overall risk management practices are appropriate for its risk profile [2] Group 3 - Samsung P&C was established as the first wholly foreign-owned property insurance company in China in April 2005, following a solid operational foundation in the country [3] - The company entered the auto insurance market in June 2010 and was the first foreign property insurance company to operate direct sales for auto insurance [3] - In August 2022, Samsung P&C underwent a capital increase approved by the Shanghai Banking and Insurance Regulatory Bureau, introducing Tencent and four other new shareholders, officially transforming into a joint venture supported by strategic partners [3] Group 4 - AM Best, established in 1899, specializes in credit ratings for the insurance industry and insurance-related securities, with its headquarters in the United States and regional offices in various global cities [3]

Core Viewpoint - The appointment of Isler Renzo as the chairman of Sino-Italian Property Insurance marks a significant change following the company's transition from a joint venture to a wholly foreign-owned enterprise, attracting considerable market attention [2][11]. Group 1: Leadership Changes - Isler Renzo's appointment is seen as a new journey in his career, bringing extensive international insurance experience to Sino-Italian Property Insurance [3][4]. - The previous chairman, Yan Jiu, resigned after a brief tenure, leading to a transitional period managed by Roberto Leonardi, who provided international management experience during this time [6][12]. - The current executive team consists of nine members, with a mix of former Sinopec executives and externally recruited professionals, indicating a blend of local and international expertise [7][8]. Group 2: Company Transition and Performance - The transition to a wholly foreign-owned enterprise was completed in May 2024, with the Italian group, Generali, acquiring full ownership, which is a rare occurrence in the industry [11][12]. - Following the ownership change, the company has seen a notable improvement in performance, with premium income reaching 1.03 billion yuan in the first half of 2025, representing 61% of the total for 2024, and a net profit increase of 7.82% [12][13]. - The company aims to innovate its brand and product offerings to better integrate international resources with the Chinese market [12][19]. Group 3: Financial Performance and Challenges - In 2024, the company reported a premium income of 1.697 billion yuan, a 10.15% increase year-on-year, but faced a significant drop in net profit by 50.9% to 16 million yuan [12][19]. - The investment yield and comprehensive investment yield stood at 1.57% as of June 2025, with a three-year average of 3.9%, indicating a relatively strong investment performance [13]. - Despite improvements, the company continues to face challenges in underwriting profitability, particularly in its core auto insurance segment, which has shown inconsistent results over the past seven years [16][19]. Group 4: Market Position and Competition - The auto insurance segment remains crucial, contributing 43.4% of total premium income in 2024, but the company ranks 24th in profitability among 66 competitors in the auto insurance market [16][17]. - Non-auto insurance lines have also struggled with profitability, with several key products reporting losses in 2024, contrasting with previous years where they were profitable [19][20]. - The overall premium income for the company has seen a decline in the first half of 2025, primarily due to pressures in non-auto insurance segments, despite a growth in auto insurance premiums [22].

Core Viewpoint - China People's Insurance Company (CPIC) has significantly contributed to the development of the insurance industry in Tibet over the past 30 years, establishing a comprehensive risk protection system that supports various sectors including rural revitalization and disaster response [3][4]. Group 1: Historical Development - CPIC established its first branch in Tibet in 1987, marking the beginning of the insurance industry in the region with an initial investment of 3 million yuan and a small team [3]. - Over the years, CPIC has expanded to 89 branches and 686 service stations across Tibet, providing a wide range of insurance products to meet diverse needs [4]. Group 2: Social Responsibility and Community Engagement - Since 2011, CPIC has sent 8 village work teams annually, involving 186 members and investing nearly 100 million yuan in rural development [6]. - The company has introduced innovative insurance products such as the "poverty alleviation income insurance," benefiting 75,000 individuals at risk of falling back into poverty [6]. Group 3: Economic Contributions - CPIC has provided risk coverage of 1.88 trillion yuan for 284 key construction projects in Tibet, including major infrastructure developments [7]. - The company has also supported ecological projects, offering 14.5 billion yuan in risk coverage for ecological public forests in Nyingchi City [7]. Group 4: Disaster Response and Emergency Support - Following the 6.8 magnitude earthquake in Dingri County in January 2025, CPIC quickly mobilized resources, providing 230,000 yuan worth of emergency supplies and 190 million yuan in insurance coverage for disaster recovery efforts [9]. - The company has demonstrated a rapid response capability, completing insurance claims for the earthquake within 10 days, totaling 173 million yuan [8][9]. Group 5: Employment and Economic Development - CPIC has facilitated job placements for 252 Tibetan university graduates since 2020, creating 516 job opportunities in impoverished areas [9]. - The company's initiatives reflect a commitment to enhancing local livelihoods and supporting sustainable economic growth in Tibet [9].