Market Overview - The last trading week of September showed a continuation of the "strong stocks, weak bonds" structure, with stocks performing well while bonds remained under pressure [1][3] - Gold emerged as a standout asset during the holiday period, indicating a risk-on sentiment in the market [1][3] Weekly Performance Review - A-shares, represented by the CSI 300, increased by 2.15%, while the Hang Seng Index rose by 1.06%. The NASDAQ 100, however, experienced a decline of 0.60% [2] - The overall bond market continued to decline, but U.S. Treasuries saw a slight rebound after a period of decline [3] Investment Strategies - The "Rui Ding Tou Global Version" has achieved positive returns for three consecutive years, with the potential to exceed 15% this year. Investors who started regular investments last year have seen cumulative returns of over 10% [4][7] - The strategy focuses on global multi-asset allocation, emphasizing high-quality sectors such as AI, technology, and renewable energy [7] Risk-Adjusted Investment Options - The "Lazy Balanced" strategy, suitable for risk-averse investors, has shown a modest increase of 0.05% in the past week, with a year-to-date return of nearly 11% [9][12] - This strategy incorporates more bond assets, resulting in lower volatility and a more stable performance compared to the Rui Ding Tou Global Version [12] Future Outlook - The market is expected to continue its slow bull trend post-holiday, supported by positive economic indicators and policy expectations [16] - The current investment strategies are designed to maintain a balanced risk profile, allowing for adjustments based on market conditions [18]

Core Viewpoint - The article highlights the performance of global investment strategies, particularly the "Rui Ding Tou Global Version" and "Lazy Balanced Portfolio," which have outperformed the A-share market and demonstrated consistent gains over several weeks, showcasing the advantages of global asset allocation [1][9]. Market Performance Summary - A-shares (CSI 300) decreased by 0.23%, while the dividend index fell by 1.40%. Hong Kong stocks (Hang Seng Index) also dropped by 0.39%. In contrast, U.S. stocks (Nasdaq 100) rose by 1.92%, and Japanese stocks (Nikkei 225) increased by 1.62% [2][6]. - Overall, the Asia-Pacific market showed weak performance, while the strong rise in U.S. stocks provided support. The bond market continued to be sluggish, with both Chinese and U.S. bonds declining, while gold prices increased, becoming a highlight [4]. Rui Ding Tou Global Version Performance - The "Rui Ding Tou Global Version" achieved positive returns despite the decline in A-shares and has recorded four consecutive weeks of gains. Over the past three years, it has maintained positive returns, ranking among the top performers in risk-adjusted returns compared to 3,570 stock and mixed funds [9]. Lazy Balanced Portfolio Performance - The "Lazy Balanced Portfolio" has adopted a global allocation strategy, achieving a cumulative return of 16.13% in 2023, with a high probability of exceeding 10% for the year. It ranks in the top 18%-20% for returns, with a maximum drawdown controlled at 8% and a risk-return ratio in the top 9% [10]. - This portfolio has also recorded a return of 10.7% year-to-date, despite a challenging bond market where both Chinese and U.S. bonds have declined. The balanced distribution of stocks, bonds, and gold has helped reduce overall volatility and find support for returns [13].

Core Viewpoint - The article highlights the significant performance of A-shares, which surged by 5.4%, contrasting with declines in US and Japanese markets, indicating a clear divergence in global asset performance [1][4][5]. Market Performance Review - A-shares: Increased by 5.4%, leading global markets [4]. - US stocks: Decreased by 1.2% [8]. - Japanese market: Declined by 2.1% [8]. - Hong Kong stocks: Rose by 2.6% [8]. - Indian market: Slight increase of 0.4% [8]. - Vietnamese market: Experienced a decline [8]. - Overall, A-shares' strong performance stands out against the backdrop of global market adjustments [5]. Investment Portfolio Performance Peace of Mind Bond - The Peace of Mind Bond portfolio achieved a modest increase of 0.26% [8]. Smart Investment Global Version - The Smart Investment Global Version portfolio rose by 0.72%, reaching a new historical high, with a cumulative return of 12% for the year [11]. Lazy Balanced Investment - The Lazy Balanced Investment portfolio increased by 0.52%, with a cumulative return of 8.36% year-to-date, surpassing its target range of 6%-8% [15]. Summary of Investment Strategies - The article emphasizes the importance of maintaining defensive strategies in global asset allocation, especially in light of the contrasting performances of A-shares and other markets [5]. - The strong performance of the investment portfolios reflects effective strategies in navigating market volatility and achieving returns above expectations [11][15].

Market Overview - The global market continued the trend of "strong stocks and weak bonds" over the past week, with overall stock market gains, particularly notable performances from Japan and A-shares, while bonds and gold weakened [1][29]. Weekly Performance Review - Global stock markets generally rose, with specific indices showing the following changes: - A-shares (CSI 300) increased by 2.84% - Hong Kong's Hang Seng Index rose by 1.08% - Japan's Nikkei 225 surged by 4.53% - The US Nasdaq 100 gained 0.80% - The German DAX increased by 0.97% - India's Sensex 30 rose by 0.83% - Vietnam's Ho Chi Minh Index increased by 2.47% - In contrast, bond markets experienced declines, with the overall bond market down by 0.56%, and US 20-year+ Treasury bonds falling by 1.12% [2][7][29]. Investment Strategies - The "Rui Ding Tou Global Version" portfolio achieved a weekly increase of 0.8%, reaching a historical high, with a year-to-date return of 11.19% [6][8]. - The "Lazy Balanced" portfolio rose by 0.53%, with a cumulative return of 7.80% year-to-date, indicating a strong performance for a conservative, balanced strategy [11]. - The "Peace of Mind Bond" portfolio declined by 0.42%, with a year-to-date return of only 0.58%, reflecting the overall weakness in the bond market [15]. Future Outlook - The company maintains a cautious outlook, aiming to preserve existing gains and avoid missing out on opportunities, with a target of maintaining over 10% returns for the year [8][12].

Core Viewpoint - Global allocation and disciplined execution remain the few reliable methods for ordinary investors to navigate through market fluctuations and steadily increase wealth [2][24]. Group 1: Performance Review - The actual performance of the "Rui Global Investment" for the first half of 2025 was +6.52%, with a one-year return of +15.52%, which is rated 80 out of 100 by the company [4][6]. - Other investment combinations also performed well, with the "Lazy Balanced" combination returning +4.90% and the "U.S. Stock Combination" returning +11.16% [6]. - The "Rui Global Investment" outperformed mainstream indices, maintaining positive returns despite market volatility, indicating a robust multi-asset rotation strategy [7][8]. Group 2: Investment Strategy - The strategy of "Rui Global" focuses on global asset allocation, allowing for opportunities in various markets, such as AI leaders in the U.S. and positive returns from Vietnam when A-shares decline [11]. - Low correlation among asset classes, such as bonds and gold not moving in tandem with the stock market, helps to dilute risk at the portfolio level, leading to a more stable net value curve [12]. Group 3: Investment Plans - The company outlines two investment plans: a 10-year doubling plan with an expected annualized return of at least 7% and a plan to accumulate 5 million yuan through weekly investments [13]. - A structured approach to financial security is emphasized, with recommendations for education, medical, emergency, and retirement funds to be secured before pursuing higher-risk investments [14]. Group 4: Follow-up Investment Options - The "Follow Car" feature allows investors to automate their investment strategy, buying more when undervalued and reducing purchases or pausing when overvalued [15]. - Investors are advised to allocate 80% of their funds to the "Rui Global Investment" for stability, while the remaining 10-20% can be directed towards a market of choice for potential growth [15]. Group 5: Community and Support - A service group is available for investors to ask questions and receive updates on their investment performance, ensuring ongoing support [20][21]. - The company encourages investors to take action now to benefit from compound interest over time, highlighting the importance of starting small and being consistent [24].

Group 1 - The overall performance of global markets remains strong, with Japan leading the gains while Hong Kong shows relatively weaker performance [1] - The A-share market, represented by the CSI 300, increased by 2.03%, while the Hang Seng Index rose by 1.62% [2] - The Nikkei 225 in Japan saw a significant increase of 5.56%, indicating robust market activity [2] Group 2 - The "Rui Ding Tou Global Version" achieved a weekly return of 1.9%, with a cumulative return of 6.52% for the year [4] - The strategy of global diversified allocation has led to positive returns for two consecutive years, with expectations of reaching an annualized return of 10% this year [5] - The "Lazy Balanced" portfolio recorded a weekly return of 1.28%, with a cumulative return close to 5% for the year, effectively balancing risk and reward [10] Group 3 - The "Sheng Xin Debt" portfolio experienced a slight pullback due to market fluctuations but has maintained a cumulative return of 0.97% since 2025 [8] - The expected annual return for the bond market is projected to be around 2% to 2.5%, which is considered satisfactory [8] - The "Lazy Balanced" portfolio is designed for those seeking a balance between equity and debt, allowing for flexibility during market volatility [10] Group 4 - All three investment combinations have achieved positive returns over the past two years, demonstrating the effectiveness of global allocation strategies [12] - The company encourages new investors to start with small amounts and engage in long-term investment to experience the benefits of global diversification [12] - The company emphasizes the importance of global allocation as a strategy to mitigate risks and seize opportunities [16]

Core Viewpoint - The global market has shown strong performance, with Japan leading the gains while Hong Kong's performance is relatively weaker [1] Market Performance Summary - A-shares (CSI 300) increased by 2.03%, while the Hang Seng Index rose by 1.62% - The US Nasdaq 100 saw a significant increase of 3.77%, and the German DAX rose by 2.75% - Japan's Nikkei 225 had the highest gain at 5.56%, while India's Sensex 30 increased by 2.09% - Vietnam's Ho Chi Minh Index rose by 2.02% [2] Investment Products Performance Rui Ding Investment Global Version - The Rui Ding Investment Global Version achieved a return of 1.9% this week, with a cumulative return of 6.52% for the year - The product has consistently delivered positive returns for two consecutive years and aims for an annualized return of 10% this year [4] Shengxin Bond - The Shengxin Bond combination experienced a slight pullback due to market fluctuations but has a cumulative return of 0.97% since 2025 - Expected annual returns for 2023 and 2024 are around 3%, with a target of 2% to 2.5% being considered good [7] Lazy Balanced Combination - The Lazy Balanced combination recorded a return of 1.28% this week, with a cumulative return close to 5% for 2025 - The strategy involves flexible adjustments during market volatility, allowing for both growth and defensive positioning [10] Long-term Performance Validation - All three investment combinations have achieved positive returns over the past two years, demonstrating the effectiveness of global diversification strategies - The company encourages new investors to start with small amounts and engage in long-term investment to experience the benefits of global allocation [12][17]

Group 1: Core Views - The article discusses various investment strategies and their performance in the current market environment, emphasizing the importance of stability and risk management in investment portfolios [10][11][20][21]. Group 2: Investment Compositions - **省心债组合 (Peace of Mind Bond Portfolio)**: This bond portfolio showed a modest increase of 0.2% in May and 1.7% year-to-date, highlighting its stability and lower volatility compared to other asset classes [10][11]. The portfolio is primarily composed of interest rate bonds and high-rated credit bonds, which are less sensitive to interest rate changes [10]. - **睿定投全球版组合 (Smart Global Investment Portfolio)**: This portfolio increased by 4.3% in May, driven by a strong rebound in the U.S. tech sector, particularly AI-related stocks like Nvidia [13][14]. The year-to-date performance stands at 9.4%, showcasing its focus on structural investment in global assets [13]. - **懒人均衡组合 (Lazy Balanced Portfolio)**: This portfolio rose by 2.0%, maintaining a balanced approach between equity and bond assets, effectively reducing market volatility's impact on net value [17][18]. It includes a mix of U.S. tech, A-share new energy, and pharmaceutical sectors [17]. - **红利组合 (Dividend Portfolio)**: Focused on companies with stable cash flow and dividend capabilities, this portfolio aims to provide steady returns and reduce volatility, especially in uncertain market conditions [20][21]. - **小帮港股通组合 (Hong Kong Stock Connect Portfolio)**: This portfolio targets high-potential companies in the Hong Kong market, balancing blue-chip and innovative firms to capture structural opportunities while managing risks [23]. - **小帮美股组合 (U.S. Stock Portfolio)**: Concentrating on quality growth and value stocks in the U.S. market, this portfolio emphasizes a balanced approach across technology, healthcare, and consumer sectors, aiming for long-term growth while mitigating risks [26]. Group 3: Market Trends - The article notes that AI-related assets are gaining prominence, with market expectations for their commercialization gradually materializing [14]. The focus on structural opportunities in technology and the importance of maintaining a balanced portfolio in response to market fluctuations are highlighted [18][26].