盘前市场动向 1. 12月30日(周二)美股盘前，美股三大股指期货齐跌。截至发稿，道指期货跌0.06%，标普500指数期货跌0.07%，纳指期货跌 0.10%。 | = US 30 | 48,430.80 | 48.481.10 | 48,399.80 | -31.10 | -0.06% | | --- | --- | --- | --- | --- | --- | | = US 500 | 6,901.10 | 6,910.80 | 6,896.80 | -4.60 | -0.07% | | 트 US Tech 100 | 25,499.50 | 25,544.30 | 25,477.00 | -26.10 | -0.10% | 2. 截至发稿，德国DAX指数涨0.25%，英国富时100指数涨0.35%，法国CAC40指数涨0.29%，欧洲斯托克50指数涨0.46%。 美联储换帅倒计时之际，特朗普放话：仍可能解雇鲍威尔。特朗普暗示，他已有非常偏好的下一任美联储主席人选，但并不急 于宣布。同时特朗普还表示，他仍有可能会选择解雇现任美联储主席鲍威尔。特朗普表示，鲍威尔"应该立即辞职"，并且我"很 想解雇他"。特 ...

Core Viewpoint - Shenzhen Xinguodu Co., Ltd. (New Guodu) has submitted an application to list on the Hong Kong Stock Exchange, with CITIC Securities as the sole sponsor. The company has sold over 50 million electronic payment devices globally over the past 15 years, establishing a presence in most countries and regions worldwide [1][4]. Company Overview - New Guodu is a leading payment technology service provider in China, covering the entire payment technology industry chain. The company offers integrated end-to-end digital payment technology solutions through a dual-engine strategy of "payment hardware + payment services" [4][6]. - The company has established a diverse payment product and service system, catering to a wide range of ecosystem participants, including financial institutions, licensed acquirers, SMEs, and e-commerce platforms [4][6]. Business Highlights - New Guodu has achieved significant milestones, including the sale of over 50 million electronic payment devices globally and the connection of over 1 million terminals to its NEXGO CLOUD platform [6]. - The company has a comprehensive "payment + operation" service system, serving over 20 million customers across various industries and scales [6][7]. Financial Performance - For the fiscal year ending December 31, 2022, New Guodu reported revenues of RMB 4.314 billion, with a gross profit of RMB 1.038 billion and a net profit of RMB 445.54 million. The revenue for the first half of 2023 was RMB 1.576 billion, with a gross profit of RMB 676.68 million [9][10][11]. - The company’s gross profit margin improved from 24.1% in 2022 to 37.8% in 2023, indicating a positive trend in profitability [12][13]. Market Trends - The global payment industry encompasses both hardware and software dimensions, forming the operational foundation of modern payment ecosystems. The industry includes payment service providers, issuing banks, digital wallets, and POS terminal manufacturers [14]. - The Chinese third-party payment market has shown robust growth, with a projected increase in total payment volume (TPV) from RMB 294.6 trillion in 2020 to RMB 331.7 trillion by 2024, reflecting a compound annual growth rate (CAGR) of 3.0% [15]. - The comprehensive digital payment market in China is expected to grow from RMB 192.8 trillion in 2020 to RMB 268.6 trillion by 2024, with a CAGR of 8.6% [17]. Strategic Initiatives - New Guodu is strategically expanding into cross-border payment and global acquiring businesses, having obtained various licenses to support these operations [7]. - The company is investing in AI and other advanced technologies to enhance operational efficiency and diversify its revenue sources [8].

Core Points - The "International Innovation Elite Exchange Hub" was officially launched in Haidian District, Beijing, marking the establishment of a new international platform for scientific and technological innovation exchange [1][2] - The platform aims to bridge the gap between higher education talent cultivation, international organization practices, and industrial innovation applications, focusing on training, internships, and exchanges [2][3] - The initiative is supported by the United Nations Sustainable Development Goals and Leadership Development Center, emphasizing the importance of global innovation leadership and sustainable development [1][2] Group 1 - The event was attended by over 30 guests, including UN officials, representatives from multiple universities, and local government leaders, highlighting the collaborative nature of the initiative [1] - The platform will leverage authoritative resources from the UN to provide precise internship opportunities for university students and conduct specialized training in digital literacy and sustainable development [2][3] - The operational support for the hub comes from Zhongguancun Science City Data Investment Operation (Beijing) Group Co., Ltd., which aims to create a two-way interactive international innovation exchange mechanism [3] Group 2 - The hub is designed to facilitate the transformation of mature solutions in AI and urban governance from Haidian District into courses and models for international dissemination [3] - The platform will actively attract global young innovative talents and projects to Haidian, enhancing its role in international scientific and technological cooperation [3] - Future plans include the output of intelligent products, international roadshows, and technical collaborations to strengthen the hub's value in global innovation [3]

Group 1 - The forum focused on the theme "AI + City: A New Era of Data" and aimed to promote the integration of AI technology with urban development through practical applications and innovative data infrastructure [1][2] - Key topics discussed included the application of AI in smart city governance, the construction of new data infrastructure, and the release of data element value mechanisms [1][2] - Notable speakers included academicians who presented reports on the role of AI and IoT in enhancing smart city development [1][2] Group 2 - Various companies shared their innovative explorations and experiences, including Guanglun Intelligent, Zhongke Zidong Taichu, and Qianxingyu Company, focusing on simulation and synthetic data [2] - The forum announced the launch of the "AI Panorama Empowerment Action Plan" for 2024, which will feature 44 typical cases across ten fields, including AI for services and healthcare [2][3] - The forum highlighted the release of intelligent agent products and trusted data space products, which support efficient data circulation and urban governance [3][4] Group 3 - Collaborations were formed between various organizations, including a partnership between Data Group and Beijing University of Posts and Telecommunications to establish a joint laboratory for smart city innovation [4] - Agreements were made to create benchmarks for urban digital transformation and to promote talent exchange in the field of smart cities [4] - The forum initiated an intelligent agent ecosystem cooperation plan involving 24 organizations to enhance collaborative applications and technology transfer [4]

Group 1 - The article emphasizes the importance of timely and professional information interpretation in investment decision-making [1] - It highlights the focus on uncovering investment value from significant events, analyzing industry chain companies, and interpreting key policies [1] - The product aims to provide users with quick information that impacts the market, presented in a professional yet accessible manner [1] Group 2 - The company is developing a proprietary large model in the low-code field, integrating AI programming and intelligent agents [1] - The software has achieved compatibility with major domestic hardware and software platforms, including Kunpeng, Harmony, and Kirin [1] - The company is involved in drafting the first industry standards for domestic platform sectors [1]

Core Insights - The article emphasizes the importance of user experience in product design, particularly in the era of AI large models, highlighting the challenge for product managers to translate technology into user value [1] - The "2025 Global Product Manager Conference" will take place in Beijing, focusing on generative AI and intelligent product design, featuring 12 key topics for in-depth discussions [1][16] Group 1: Conference Overview - The conference will cover 12 major thematic areas, including generative AI products, enterprise AI applications, and overseas product practices [1][16] - Key topics include AI-driven product strategies, user experience design in the AI era, and the construction of AI products from model capabilities to interaction experiences [2][3] Group 2: Expert Speakers - The first batch of speakers includes industry leaders from top internet platforms and AI startups, sharing frontline experiences and insights [4][5] - Notable speakers include Li Jianzhong, a senior vice president at CSDN, and Wang Yuan, founder and CEO of Jiuhen Technology, both recognized for their contributions to AI and product innovation [4][5][18] Group 3: Key Themes and Topics - The conference will explore various themes such as AI agents, embodied AI, industry applications, product innovation, and user research [2][3][21] - Specific areas of focus include the design of sustainable business models, user research methodologies, and the integration of AI into various industry sectors like finance and education [3][21]