Core Viewpoint - The Construction Bank's Fujian Branch is committed to integrating a distinctive financial development culture into its operations, focusing on serving the real economy and contributing to the high-quality development of Fujian's economy through innovative financial products and services [1] Group 1: Financial Services Innovation - The Fujian Branch has established a "Rural Comprehensive Property Trading and Management Service Platform," facilitating a recent forest rights auction that achieved a 112% premium rate [2] - The bank has supported over 160,000 private enterprises, providing comprehensive services including international settlement and cash management, and has assisted in the registration of the first private enterprise "Panda Bond" in the country [2] - The bank has developed specialized services for technology enterprises, with a loan balance exceeding 900 billion yuan for technology-related industries as of May [3] Group 2: Agricultural and Rural Financing - The bank has created a comprehensive financial service plan for the edible mushroom industry in Gutian County, providing over 5 billion yuan in loans to more than 3,200 mushroom farmers [4] - The bank has conducted outreach activities, providing over 530 billion yuan in credit to 66,000 small and micro enterprises, with online inclusive finance accounting for over 94% of its business [4] Group 3: Consumer Finance and Housing Support - The Fujian Branch has implemented a consumer finance initiative, disbursing over 49 billion yuan in personal consumer loans since 2024, focusing on sectors like new energy vehicles and tourism [5] - The bank has also provided 39 billion yuan in personal housing loans, serving 80,000 families, and has introduced the first allocation-type housing loan in Fujian [5] Group 4: Risk Management and Security - The bank has adopted AI-driven financial analysis tools to enhance credit approval processes, generating over 460,000 financial analysis reports since the project's launch in July 2024 [6][7] - The bank has established a comprehensive risk management framework, integrating technology for real-time monitoring and fraud prevention, while actively promoting financial literacy among vulnerable groups [7]

转自：新华财经 在木兰溪入海口的湿地公园，众多候鸟在此栖息、繁衍。让人想象不到几年前，这里曾是一片荒芜的滩 涂，由于长期水土流失和工业污染，生态环境极其脆弱。 为了改善木兰溪的生态环境，莆田市从2019年开始实施蓝色海湾整治项目，项目涵江段涵盖红树林湿 地、黑脸琵鹭栖息地修复等工程。针对这项工程建设，建行福建省分行组建省市联动的造价咨询服务团 队，提供全过程工程造价咨询服务。 河湖水系的治理，与人民群众福祉息息相关。从创新提供理财债券融资，支持龙岩龙津湖公园综合治理 项目，到用好海绵城市贷款、BOT贷款等产品，助力漳州台商投资区水环境综合治理等污染治理；再到 适配信贷融资、造价咨询等综合服务，支持"一闸三线"工程、白濑水利枢纽工程等水利工程，建行福建 省分行用好绿色金融"工具箱"，助力福建"大水网"建设。 结合福建生态文明建设场景，建行福建省分行创新"林易贷""减碳贷""裕农快贷"等特色产品，承建福建 省农村产权交易平台，助力两山转化，让更多绿水青山的价值"被看见"。 建行福建省分行积极践行绿色发展理念，主动融入福建绿色低碳转型大局，优化绿色金融服务供给，引 导金融"活水"润泽生态治理、能源转型、先进制造等千 ...