Core Viewpoint - The article highlights the role of SPD Bank's Qingdao branch in supporting the marine economy through innovative financial products and services, enabling the growth of marine enterprises in Qingdao [1][6]. Group 1: Financial Support for Marine Enterprises - SPD Bank Qingdao branch has focused on the marine economy, providing tailored financial solutions to address the challenges faced by marine enterprises, particularly small and medium-sized fishing companies [2][3]. - The bank established a "financing task force" to conduct in-depth research on the characteristics of the deep-sea fishing industry and the asset value of fishing vessels, leading to innovative financing solutions [2][3]. - A combination guarantee model of "fishing vessel mortgage + marine usage rights mortgage" was introduced, successfully providing credit to a key industry player, enabling the upgrade of its fleet of 40 deep-sea fishing vessels [3][4]. Group 2: Support for Technology-Driven Marine Enterprises - SPD Bank Qingdao branch has developed a full lifecycle financial service system for technology-driven marine enterprises, helping them grow from startups to established companies [4][5]. - The bank created a customized financing plan for a marine health food manufacturer, utilizing a "marine usage rights mortgage + technology credit loan" model to secure higher mortgage limits and loan support [4][5]. - The bank's "浦科" product system includes five core products and seven financial service plans, designed to support marine enterprises at various stages of development [4][5]. Group 3: Building a Collaborative Ecosystem - SPD Bank Qingdao branch actively constructs a "government-bank-enterprise" ecosystem to promote deep integration of blue finance, facilitating collaboration among various stakeholders [7][8]. - The bank has organized events such as "Technology Salons" and supported competitions focused on marine technology innovation, fostering communication and cooperation among marine technology enterprises [7][8]. - The establishment of a specialized branch for marine finance marks a new chapter in the bank's commitment to supporting the blue economy in Qingdao [6][8]. Group 4: Achievements and Future Outlook - As of June 2025, SPD Bank Qingdao branch has served 1,200 marine enterprises and issued over 30 billion yuan in marine loans, demonstrating its significant impact on the blue economy [6][8]. - The bank aims to continue its partnership with marine enterprises, contributing to the sustainable development of the marine economy in Qingdao [8].

Core Viewpoint - The article highlights the role of SPD Bank's Qingdao branch in supporting the marine economy through innovative financial products and services, enabling the growth of marine-related enterprises in Qingdao [1][5]. Group 1: Support for Marine Enterprises - SPD Bank Qingdao branch has established a "financing task force" to address the financing challenges faced by marine enterprises, particularly small and medium-sized fishing companies [2]. - The bank introduced a "fishing vessel mortgage + sea area usage rights mortgage" combination guarantee model, which successfully provided credit to a key industry player, Rongyuan Fisheries, allowing for the upgrade of its fleet [2][3]. - The bank has served over 1,200 marine enterprises and issued loans exceeding 30 billion yuan by June 2025, demonstrating its commitment to the marine economy [5]. Group 2: Focus on Technology-Driven Marine Enterprises - SPD Bank Qingdao branch has developed a full lifecycle financial service system for technology-driven marine enterprises, supporting their growth from inception to maturity [3]. - The bank created a specialized product system called "Puketech," which includes five key products and seven financial service plans tailored for technology enterprises [3][4]. Group 3: Strengthening Supply Chain Financing - The bank has enhanced its online financing platform to provide supply chain financing solutions for marine enterprises, addressing issues related to collateral and traditional financing methods [4]. - The "N+1+N" financial service plan has been developed to support the upstream and downstream of marine enterprises, utilizing digital products for quick loan disbursement [4]. Group 4: Collaborative Ecosystem Development - SPD Bank Qingdao branch actively builds a "government-bank-enterprise" ecosystem to promote deep integration of blue finance, hosting events and discussions to foster collaboration among marine technology enterprises [6]. - The bank participated in various blue finance activities, including supporting the 13th China Innovation and Entrepreneurship Competition focused on marine technology [6]. Group 5: Long-term Commitment to Marine Economy - Since 2015, SPD Bank Qingdao branch has prioritized the marine economy as a strategic focus, establishing a blue economy financial service center and receiving recognition from national authorities for its initiatives [5][6]. - The opening of a specialized branch for marine finance in 2023 marks a new chapter in the bank's commitment to supporting the blue economy [5].

Core Viewpoint - The integration of technology and finance is essential for supporting enterprise innovation and growth in the current era, with banks recognizing the need to adapt their financial services to align with technological advancements [1][13]. Group 1: Technology Finance Development - The banking industry is evolving into a "comprehensive financial service company," focusing on a partnership approach to enhance technology finance services [1]. - There is a consensus in the banking sector to explore a technology finance system that aligns with innovation, addressing financial bottlenecks in industrial upgrades [1][5]. - The rise of service robots and the rapid increase in their adoption highlight the importance of financial support for technology enterprises [4][10]. Group 2: Case Studies of Technology Companies - Qianlang Intelligent, a leading player in commercial service robots, has deployed over 100,000 robots globally and relies on credit loans from banks to fund R&D and talent acquisition [4][10]. - Estun, a top domestic industrial robot brand, invests 10% of its revenue annually in R&D, supported by innovative merger loans from banks to facilitate strategic expansion [5][11]. - YaoKang Bio, a company specializing in genetically engineered mice, has received a credit loan of 100 million yuan to support its R&D and market expansion efforts [10][11]. Group 3: Innovative Financial Products - Pudong Development Bank has launched the "Pudong Technology M&A Loan" as part of its initiative to support technology enterprises, with a goal of facilitating 100 billion yuan in loans [7][13]. - The bank has developed a credit loan product specifically for early-stage innovative companies, allowing for support even when companies are not yet profitable [11][12]. - The bank's "Technology Radar" evaluation system aids in assessing the strategic value of technology enterprises, enabling more tailored financial support [12]. Group 4: Future Outlook - Pudong Development Bank aims to become the preferred banking partner for technology enterprises, with over 240,000 technology firms served and a significant increase in technology finance loans [13].

Core Viewpoint - Qingdao is leveraging digital empowerment to reconstruct its development framework, with a focus on technological innovation as a key driver for urban competitiveness, supported by the efforts of SPD Bank Qingdao Branch in enhancing the city's tech-finance ecosystem [1] Group 1: SPD Bank's Role in Technological Finance - SPD Bank Qingdao Branch has been recognized for its contributions to technological finance, with two of its branches, Hong Kong East Road Technology Branch and Chengyang Branch, being named as the only two branches of a joint-stock bank in the city on the 2024 list of technology finance specialty branches [1][2] - The Hong Kong East Road Technology Branch has provided quality financial services to nearly 500 technology enterprises, addressing critical financing challenges such as initial loans and credit loans [2][3] - Chengyang Branch has served over 600 technology enterprises, including 118 specialized and innovative enterprises, becoming a vital financial support for the growth of technology firms in the region [4] Group 2: Service Model and Product Innovation - SPD Bank Qingdao Branch has initiated a three-year plan to cultivate technology specialty branches, focusing on the entire lifecycle needs of technology enterprises and enhancing its professional service capabilities [2] - The bank has developed a "5+7+X" product matrix to cover the financial service needs of technology enterprises throughout their lifecycle, including products like "Puchuang Loan" for startups and "Putech M&A Loan" for leading enterprises [6][10] - The bank's proprietary "Technology Radar" system revolutionizes risk control by integrating various data points, allowing for a more comprehensive assessment of technology enterprises beyond traditional financial metrics [6][7] Group 3: Collaborative Ecosystem Development - SPD Bank Qingdao Branch is committed to building a collaborative ecosystem for technological innovation, integrating resources from government, industry, academia, and research institutions [8][9] - The bank has established a "Technology Salon" to facilitate discussions among industry leaders and experts, focusing on key technological breakthroughs and market needs [9] - The bank's innovative "commercial bank + investment bank + ecosystem" service model aims to provide comprehensive solutions for technology enterprises, resulting in several firsts in Qingdao's financial landscape [10]

日前，浦发银行深圳分行成功落地深圳首单科技企业并购贷款试点业务，为深圳某民营国家级高新技术 企业并购交易提供并购贷款，融资比例为80%。 快速响应 支持科技企业并购重组 今年3月，国家金融监管总局发布科技企业并购贷款试点政策，在北京、上海、深圳和苏州等18个地区 开展试点，推动破解科技企业并购融资难题。 浦发银行作为首批试点银行，以实际行动落实政策要求，在政策发布后短短7天内制定了业务实施细 则，组建工作专班，并推出"浦科并购贷"专项额度。浦发银行深圳分行迅速梳理摸排并购试点潜在项 目，并完成了3笔试点业务审批，总金额达4.8亿元。 （注：此文属于央广网登载的商业信息，文章内容不代表本网观点，仅供参考） 战略纵深 科技金融激活发展引擎 浦发银行深圳分行扎实做好金融"五篇大文章"，将科技金融作为战略主赛道深入推进，着力打造成为科 技企业的"首选伙伴银行"。 经过严格的评审环节，浦发银行深圳华为支行、浦发银行深圳保税区支行先后被深圳金融监管局认定为 科技支行，能更精准地对接科技型企业，尤其是科技型中小企业金融需求。 截至2024年末，浦发银行深圳分行科技金融业务贷款余额超500亿元，科技企业客户超6000户。 未 ...

Group 1 - The core viewpoint of the news is that SPD Bank's Changsha branch has successfully launched a pilot program for merger loans for technology companies in Hunan, providing 185 million yuan in credit support for a local listed company's acquisition project [1] - The pilot project has a loan term of 9 years and a financing ratio exceeding 60%, with an initial disbursement of 150 million yuan [1] - The National Financial Regulatory Administration has relaxed the loan amount to not exceed 80% of the total acquisition transaction and extended the loan term to generally not exceed 10 years, aiming to support the development of new productive forces and high-level technological self-reliance [1] Group 2 - SPD Bank has integrated various financial services for technology companies, including equity, debt, loans, insurance, leasing, incubation, and collaboration, under its new strategic focus on technology finance [2] - The bank has developed a product system centered around "5+7+X" and created a series of products tailored to meet the needs of technology enterprises throughout their lifecycle [2] - The loan scale for technology enterprises at SPD Bank's Changsha branch has reached nearly 20 billion yuan, with a net increase of approximately 2.5 billion yuan since the beginning of the year, covering 51% of national-level specialized and innovative small giants, 88% of Sci-Tech Innovation Board listed companies, and 100% of North Exchange listed companies [2] Group 3 - The bank plans to adhere to its headquarters' "digital intelligence" strategy, focusing on five major areas and targeting four customer groups: technology enterprises, state-owned enterprises, listed companies, and private equity institutions [3] - SPD Bank aims to provide comprehensive financial services that combine financing and intelligence, supporting the transformation and upgrading of state-owned enterprises and the industrial integration of listed companies [3] - The bank seeks to empower the industrial upgrade of Hunan Province and inject strong momentum into the local economic development through its financial services [3]