1月6日，江苏召开"高质量完成'十四五'规划"系列主题新闻发布会的第七场，围绕"推进美丽江苏建 设"主题进行发布。江苏省生态环境厅、省发展改革委、省自然资源厅、省水利厅、省农业农村厅有关 负责人出席介绍相关情况并答记者问。 以绿色金融助推转型升级，加大与财政金融机构的协调沟通，进一步优化升级环境经济政策，打通绿色 金融政策共享通道，助推绿色低碳转型。优化升级"环保贷"；做大做强"环保担"，为环保项目提供优惠 融资服务；联合省财政厅、国开行江苏省分行推出"环基贷"，通过财政贴息的方式支持生态环境基础设 施项目的建设，累计授信金额超100亿元。联合举办绿色金融转型金融协同发展推进会，持续引导金融 资本流向生态环境领域；成功推荐南京市江宁区的黄龙岘EOD项目入选生态环境部首批参考案例。 据悉，江苏省国家生态文明建设示范区，"两山"实践创新基地，目前总数量位居全国前列。下一步，江 苏生态环境系统将牢固树立"绿水青山就是金山银山"理念，坚持依法依规监管、同时也做到有力有效服 务，加快推动经济社会发展全面绿色转型，以生态环境高水平保护支撑经济高质量发展。 以准入管理推动产业优化，出台《关于进一步优化环评与排污许可管理支撑 ...

活动中，扬州市生态环境局介绍了2025年度生态环境基础设施建设项目实施情况，前期已申报中央、省级项目的情况；金融监管支局介绍了仪征绿色金融 工作情况；省生态环境厅专家详细解读了"环保贷""环保担"等政策及申报流程；仪征农商行、建设银行分别介绍了针对生态环境项目的特色金融产品与服 务模式。活动还举行了现场授信仪式，本次活动现场授信总额达15.95亿元。 通讯员扬环宣 扬子晚报/紫牛新闻记者裴睿 校对陶善工 12月30日下午，"扬州市绿色金融赋能生态环境融资对接会"仪征专场活动成功举办，仪征市政府分管领导杨广才和扬州市生态环境局党组成员、副局长朱 华伟参加活动。 杨广才在致辞中说，面向"十五五"，仪征围绕"美丽仪征"建设目标，谋划了一批生态治理与修复重点项目。必须发挥好金融"活水"作用，深化政银企三方 的深度协作。希望金融机构勇当绿色发展"主力军"、广大企业争做生态保护"排头兵"、各部门当好服务保障"店小二"，推动更多绿色项目落地生根，让金 融成果更好惠及民生。 ...

胡焕彩: 美常州启新章 ◆李媛媛 孙南 2025年是绿水青山就是金山银山理念提出20周年。中央广播电视总台与 生态环境部推出20集大型系列片《绿水青山中国答卷》,选取全国20个城市拍摄 制作,常州是江苏省唯一入选的城市。 镜头下,生态绿城与万亿之城双向奔赴,青山绿水与智造之城美美与共。一 笔一画绘蓝图、一街一巷皆是景,常州以高水平保护厚植高质量发展的绿色底 色,持续推进人与自然和谐共生的现代化。 这一年,常州市生态环境质量再突破。在2024年太湖治理实现历史性突 破、水质总体达到Ⅲ类的基础上,今年以来,水生态环境质量继续稳步提升,长荡 湖水质三年跃升两个水质类别,跻身"良好"湖泊行列。42个河流断面水质均达 到或优于Ⅲ类,其中优于Ⅱ类的比率达61.9%、同比提升21.4个百分点;3条主要 入 湖河流总磷同比改善25%,其中主要入湖河流漕桥河、武进港水质达到Ⅱ类。 国考、省考断面优于Ⅲ类的比率为90%、96.1%,超额完成省定目标任务。截至11 月底,全市PM23浓度29.5微克/立方米,预计将连续4年达到国家二级标准,为有 监测记录以来的最优水平。 绘就"新图景"美丽常州入画来 2025年环太湖"昆蒙框架"实 ...

Core Viewpoint - The article highlights the role of financial institutions, particularly Industrial Bank's Nanjing branch, in promoting green development and sustainable tourism in Jiangsu Province, aligning with national and provincial policies for ecological and economic transformation [1][4][8]. Group 1: Financial Support for Green Projects - Industrial Bank's Nanjing branch issued a long-term project loan of 45 million yuan to the Jiulongkou Scenic Area for quality enhancement and carbon reduction initiatives, marking its first "green guarantee" project in ecological tourism [1]. - As of April 2025, the bank has provided green financing of 628.76 billion yuan to 2,710 energy-saving and environmental protection enterprises in Jiangsu, with a green finance balance exceeding 160 billion yuan [1][4]. Group 2: Water Resource Management - The bank has launched a "water-saving loan" product to support manufacturing enterprises in optimizing water usage and public utility investments in water quality improvement projects, contributing to sustainable water resource management in Jiangsu [4]. - From January to April this year, the bank has supported seven centralized wastewater treatment projects with a total loan amount of 1.202 billion yuan [5]. Group 3: Carbon Neutrality Initiatives - The bank is actively involved in supporting the transition of high-carbon industries to low-carbon operations, aligning with the provincial government's guidelines for a green and low-carbon transformation [6]. - The bank has developed a carbon management system to track corporate carbon emissions and introduced carbon emission-linked products to incentivize companies to reduce their carbon footprint [7][9]. Group 4: Tourism and Ecological Development - The Nanjing branch has invested 247 million yuan in the construction of an eco-friendly tourism project, integrating green elements into its design to reduce operational costs and environmental impact [8]. - The bank has supported 206 carbon reduction projects, resulting in a total reduction of 2.0596 million tons of carbon dioxide emissions [8].

Core Viewpoint - The news highlights the role of green finance in supporting ecological transformation and sustainable development in Jiangsu, particularly through projects like the Jiulongkou Tourist Resort and various environmental initiatives by Industrial Bank's Nanjing branch [1][2][4]. Group 1: Green Finance Initiatives - The Jiulongkou Tourist Resort received a long-term loan of 45 million yuan from Industrial Bank's Nanjing branch, aimed at enhancing the resort's quality and reducing carbon emissions [1]. - The loan is part of a green finance product called "Environmental Guarantee," marking the first project of its kind supporting ecological tourism by Industrial Bank [2]. - Industrial Bank's Nanjing branch has invested a total of 2.47 billion yuan in various cultural tourism projects, promoting a model that integrates finance, culture, and ecology [4]. Group 2: Water Environment Management - Industrial Bank's Nanjing branch has committed 200 million yuan to a wastewater treatment project in Huai'an, enhancing the region's industrial wastewater processing capabilities [7]. - The bank has provided loans totaling 1.202 billion yuan to seven centralized wastewater treatment projects this year, contributing to water resource protection and environmental governance in Jiangsu [9]. Group 3: Support for Low-Carbon Transition - The bank is actively involved in supporting high-carbon industries in their transition to low-carbon operations, with a focus on the chemical industry [10][11]. - A recent loan of 10 million yuan was issued to a specialized enterprise in the chemical sector to facilitate its green transformation [11]. - As of April 2025, the bank has supported 206 carbon reduction projects, leading to a reduction of approximately 205.96 million tons of CO2 emissions [11]. Group 4: Innovative Green Financial Products - Industrial Bank has introduced various innovative green financial products, including environmental rights pledge financing and carbon-neutral bonds, to promote sustainable development [12]. - The bank's approach links loan interest rates to carbon emissions and reduction targets, incentivizing companies to adopt low-carbon measures [12].

Core Viewpoint - The "Park Guarantee" financial service model significantly alleviates the financing difficulties faced by small and medium-sized enterprises (SMEs) in Lianyungang, enabling them to access loans more easily and at lower costs [1][2][3] Group 1: Financial Support for SMEs - The "Park Guarantee" model allows enterprises to apply for loans through a collaborative risk-sharing mechanism involving banks and guarantee institutions, thus lowering the financing threshold for companies in the park [1][2] - Lianyungang's industrial and information technology department has integrated the "Park Guarantee" model into its key measures to reduce costs and increase efficiency, aiming for comprehensive coverage of the service [2][3] Group 2: Implementation and Impact - The city has established a risk fund pool of no less than 10 million yuan in each district to support the "Park Guarantee" business, with over 1,100 enterprises served [2][3] - In 2024, the city aims to achieve 649 "Park Guarantee" transactions with a total guarantee scale of 4.534 billion yuan, reflecting a year-on-year growth of 19.85% [3]

Core Insights - The core viewpoint of the news is the financial performance and operational strategies of Zijin Bank for the year 2024 and the first quarter of 2025, highlighting both growth and challenges in various financial metrics. Financial Performance Summary - As of the end of 2024, Zijin Bank reported total assets of 269.944 billion yuan, an increase of 9.00% year-on-year [2] - The total deposit balance reached 209.965 billion yuan, up 6.70% [2] - The total loan balance was 188.852 billion yuan, reflecting a growth of 6.56% [2] - The net profit for the year was 1.624 billion yuan, a slight increase of 0.30% [2] - The non-performing loan (NPL) ratio stood at 1.24%, with non-performing loans amounting to 2.348 billion yuan, a decrease of 14.32% compared to the end of 2023 [2] Q1 2025 Performance - In Q1 2025, Zijin Bank achieved revenue of 1.141 billion yuan, a year-on-year decline of 4.82% [2] - The net profit attributable to shareholders was 422 million yuan, an increase of 4.04% year-on-year [2] - The NPL ratio remained stable at 1.24% compared to the end of 2024, with a provision coverage ratio of 202.52% [2] Loan Portfolio Analysis - The average balance of corporate loans was 1,220.207 billion yuan, a year-on-year increase of approximately 7.92% [3] - Retail loans averaged 417.597 billion yuan, with a slight increase of about 0.70% [3] - The average balance of discounted bills grew by approximately 11.27% to 215.212 billion yuan, although interest income from this segment decreased by about 14.51% [3] - Overall, the average balance of loans and advances totaled 1,853.004 billion yuan, up about 6.57%, but interest income decreased by approximately 4.07% [3] Deposit Structure - Total liabilities amounted to 250.008 billion yuan, an increase of 9.08% [5] - The bank's total deposits were 209.965 billion yuan, with a notable increase in time deposits by approximately 10.77% [5] - Demand deposits decreased by about 11.73%, with corporate demand deposits down 15.74% [5] - Personal time deposits increased by approximately 16.80% [5] Income Breakdown - Net interest income for 2024 was 3.674 billion yuan, a decrease of about 7.23% [7] - Net fee and commission income rose significantly by approximately 55.65% to 179 million yuan [7] - Other net income increased by about 76.9% to 611 million yuan [7] - Total operating income was 4.463 billion yuan, a slight increase of 0.98% [7] Investment Strategy - The bank's investment in local government bonds decreased by approximately 19.44% to 87.193 billion yuan [7] - Investment in financial bonds surged by about 1488.4% to 22.317 billion yuan [7] - The overall debt investment structure has shifted, with a reduction in local and corporate bonds but an increase in financial bonds and interbank certificates [7] Innovation and Services - Zijin Bank has optimized its "Yinqi e+" system to provide comprehensive financial services to enterprises [8] - The bank has signed up 17,218 corporate clients for the "Yinqi e+" service, facilitating 1.3853 million transactions [8] - The bank continues to enhance its "Yin Medical" and "Yin School" services, with significant engagement in the healthcare and education sectors [8]