9月24日17时许，今年第18号台风"桦加沙"以台风级强度在广东省阳江市海陵岛沿海登陆，伴随狂风暴 雨侵袭，阳江、珠海、茂名等地基础设施与生产经营受到不同程度影响。 当下，中秋、国庆"双节"临近，市场对海鲜、特色农产品等物资需求攀升，为相关企业带来产销旺季机 遇。但受灾企业复工复产面临设备维修、原料补充、人员安置等任务，均需资金支撑，如何高效恢复生 产、抢抓"双节"市场窗口期以弥补损失，成为其首要诉求。 面对这一情况，广东中行从全省层面统筹部署，以务实高效的服务融入各地恢复进程，用金融力量为区 域经济恢复运转，提振动能提供支撑，助力企业抢时间、赶进度，稳稳抓住"双节"生产的关键窗口期。 转自：新华财经 珠海市荣穗农业有限公司作为本地水产养殖及加工企业，因台风引发海水倒灌，鱼塘内鱼类大量逃跑或 死亡，经营陷入停滞。中行珠海分行主动对接企业融资需求，精准匹配"岭南特色农产品贷" 产品，快 速审批并发放200万元流动资金信用贷款。该笔资金专项用于修复受损鱼塘、采购防疫药品，帮助企业 保障水产存栏存活，抢抓养殖生产周期，为应对"双节"旺季市场供应提供有力支撑。 在茂名，灾后复工阶段，电白区某水产有限公司受台风影响，上 ...

9月24日17时许，今年第18号台风"桦加沙"以台风级强度在广东省阳江市海陵岛沿海登陆，伴随狂风暴 雨侵袭，阳江、珠海、茂名等地基础设施与生产经营受到不同程度影响。 当下，中秋、国庆"双节"临近，市场对海鲜、特色农产品等物资需求攀升，为相关企业带来产销旺季机 遇。但受灾企业复工复产面临设备维修、原料补充、人员安置等任务，均需资金支撑，如何高效恢复生 产、抢抓"双节"市场窗口期以弥补损失，成为其首要诉求。 面对这一情况，广东中行从全省层面统筹部署，以务实高效的服务融入各地恢复进程，用金融力量为区 域经济恢复运转，提振动能提供支撑，助力企业抢时间、赶进度，稳稳抓住双节生产的关键窗口期。 作为台风登陆点，阳江海陵岛渔业集中的区域受损严重，巨浪摧毁了鱼排的浮箱、渔网和建筑。了解灾 情后，阳江中行迅速为当地企业发放海洋牧场贷3笔，金额合计495万元，用"及时雨"般的金融支持，推 动企业加速回归生产正轨。 阳江当地一家造船厂的车间里，工人们正忙着清理积水，造船厂老板看着受损的设备发愁："风把生产 线掀停了，一边要购买造船材料，一边得维修受损的生产机器，两头都等着用钱。"阳江中行客户经理 主动上门了解后，在省行的协助下，迅 ...

过去，农民想贷款却没什么抵押物，银行一看就摇头。十几年前，农民贷个几万块，一年的利息高的都得到百分之八、九。而今年，普惠 型贷款只有百分之四点几，更让人惊喜的是，超过一半的农户经营性贷款压根儿不用抵押、不用担保，就靠信用！ 不光贷款便宜了、好贷了，甚至还有很多量身打造的专属贷款！ 央视网消息：稻穗低垂，瓜果飘香，我国各地已陆续进入秋收时节。随着乡村振兴的推进，政策对农业、农村的支持更加完善，各项资金 的支持也越来越多。现在金融对"三农"的支持都有哪些？来看总台央视记者王雷——财经老王带来的报道。 秋天到了，咱们国家又迎来了丰收！ 老王是跑金融的记者，平时跟银行、保险打交道多，今天就从金融角度聊聊田间地头的事儿。 先看一组硬数据：截至8月底，全国粮食重点领域贷款余额同比增长了17.09%。而同期，全国人民币贷款余额增长6.8%。也就是说，种 地、买化肥、修农田、收粮食这些事儿，得到的金融支持力度远远高于整体贷款。 不光是主粮，养鸡、养牛、种花椒、种大蒜，各地特色农业保险也跟上了。你种什么，它就保什么。 今年是"十四五"收官之年，也是巩固脱贫成果的关键一年。夏粮稳了，早稻增了，秋粮眼看就要颗粒归仓。这不是天上掉下 ...

Financial Support for Agriculture - As of the end of August, the loan balance in key agricultural sectors increased by 17.09% year-on-year, significantly higher than the overall growth of 6.8% in RMB loans [4] - Farmers previously faced challenges in obtaining loans due to lack of collateral, but now over half of the operating loans do not require collateral or guarantees, relying solely on credit [7] - Various tailored loan products have emerged, including loans for specific agricultural activities such as "Smart Grain Warehouse Loan," "Marine Ranch Loan," and "Apple Flow E-Loan" [10] Insurance Developments - Agricultural insurance has improved significantly, with comprehensive cost insurance and income insurance for major crops like rice, wheat, and corn now available nationwide [12] - The cost of insurance has become more affordable, with farmers able to secure around 1000 yuan in coverage for a premium of about 10 yuan, largely subsidized by the government [12] - Specialty agricultural insurance products have also been developed to cover various types of farming, ensuring that farmers are protected based on what they grow [15] Policy and Economic Context - The current year is critical for consolidating poverty alleviation achievements, with stable summer grain production and increasing early rice yields [18] - The combination of supportive policies, financial empowerment, and effective insurance has created a robust safety net for farmers, enhancing their confidence in agricultural production [18]

据中国人民银行湛江市分行行长司徒练介绍，信用海洋牧场"整域授信"工作精准对接渔业主体需求，有 力提升了"耕海"类主体金融服务的可得性、覆盖率、满意度。中国人民银行湛江市分行一直致力于将海 洋牧场"整域授信"工作全面铺开。此次更是结合开渔节良机，通过现场宣传、融资对接、走访调研等方 式构建"沉浸式"互动场景，点亮湛江蓝色征信地图。 千帆破浪，渔火映丰年。近日，南海伏季休渔期结束，广东湛江各大渔港热闹非凡，新一轮"耕海"征程 开启，鱼、虾、蟹、螺等各类渔获生猛鲜活，整座城市"鲜"味十足。渔歌互答声里，金融的"东风"已踏 准节拍悄然汇聚，助力每一道帆索出海争"鲜"。 《金融时报》记者了解到，在中国人民银行广东省分行指导下，中国人民银行湛江市分行自2023年就开 始创新探索开展信用海洋牧场"整域授信"工作，创立以海洋牧场为主体的授信新模式。在今年南海开渔 期间，中国人民银行湛江市分行"以海为媒，以信为桥"，广泛组织金融机构结合开渔节谋划部署信用海 洋牧场系列宣传对接活动，走进码头、港口、企业和活动现场开展"点对点"金融服务对接。8月16日以 来，全市金融机构共开展30多场信用海洋牧场"整域授信"宣传推介活动，举办融资 ...

Core Insights - Dongguan Bank is actively enhancing financial support for rural revitalization through the "Hundred Million Thousand Project" with a loan balance of 21.3 billion yuan as of July 2025, an increase of over 3 billion yuan from the previous year [1][2] - The bank has successfully implemented the first agricultural "government-bank-insurance" model loan in the province, reducing financing barriers for agricultural enterprises [1] - Dongguan Bank has launched various specialized loan products tailored to local agricultural characteristics, improving service capabilities and addressing diverse financing needs [2] Group 1 - Dongguan Bank's agricultural loan balance reached 21.3 billion yuan, with over 3 billion yuan added in the past year [1] - The bank has facilitated 9 loans under the "government-bank-insurance" model, totaling 25 million yuan, alleviating guarantee costs for small agricultural enterprises [1] - The bank's initiatives aim to effectively implement agricultural policies and enhance financial services for rural development [1] Group 2 - Dongguan Bank has introduced specialized loan products such as "Marine Ranch Loan" and "Lingnan Specialty Agricultural Product Loan" to meet the unique financing needs of different agricultural entities [2] - The bank is leveraging technology, including the internet and big data, to optimize online credit loan products, making the process more efficient for farmers [2] - The focus on innovative financial products and technology aims to reduce the burden on farmers while improving access to financing [2]

Core Viewpoint - The article highlights the revitalization of the marine economy in Maoming, driven by the annual fishing season and the development of the Bohai Port, which is set to enhance the region's economic growth and cultural heritage [3][4][6]. Group 1: Marine Economic Development - The annual fishing season, starting on August 16, marks a significant cultural event that stimulates the fishing economy [3][4]. - Bohai Port is recognized as a historical fishing port, contributing to the region's marine resources and economic activities [8]. - The Maoming Coastal New Area has been selected as a national-level coastal fishing port economic zone, focusing on modern fishing production and processing [13][15]. Group 2: Infrastructure and Investment - The Bohai Port economic zone project has a total investment of approximately 1.239 billion yuan, with construction set to begin on August 16, 2024 [20][22]. - The project aims to establish a comprehensive fishing port economic area, including modern fishing, deep-sea fishing, and recreational fishing [15][17]. - By 2030, the fishing port economic zone is expected to achieve an annual output value of around 20 billion yuan and create approximately 50,000 jobs [27][28]. Group 3: Deep-Sea Aquaculture - The region is advancing deep-sea aquaculture, with significant investments in breeding and logistics infrastructure [34][41]. - A total of 20,000 golden pomfret fry have been introduced into the deep-water net cages, with plans for further releases [32][41]. - The establishment of a modern marine ranching industry chain is a key focus, integrating breeding, processing, and logistics [39][40]. Group 4: Cultural and Tourism Integration - The opening fishing season is positioned as a major agricultural and cultural tourism event, enhancing local tourism and related industries [52][54]. - The upcoming 2025 South China Sea (Maoming Bohai) Fishing Festival will feature various cultural activities, promoting local heritage and tourism [64][66]. - The development of coastal tourism projects aims to create a comprehensive tourism experience, highlighting local culture and marine resources [57][60].

Core Insights - Zhanjiang is emerging as a national model for blue economy and financial innovation, with marine production value projected to account for 33% of the city's GDP by 2024 and marine-related loans exceeding 20 billion yuan [1][2] Policy and Institutional Innovation - In May 2024, the People's Bank of China Zhanjiang Branch issued the first local-level blue finance guidance document, establishing a dual-driven system of "policy guidance + industry navigation" to support blue finance development [2] - A strategic cooperation agreement was signed between Zhanjiang government and 11 banks, with a total investment intention of 2.1 trillion yuan focusing on "green steel, green petrochemicals, green energy, green food, and blue marine economy" [2] Financial Innovation and Solutions - Zhanjiang is implementing a "credit reconstruction" model in its national marine ranch demonstration area, introducing "credit + marine" service models to enhance financing for marine economies [3] - Various banks have developed tailored financial products, such as "marine ranch loans" and "golden pomfret industry chain loans," to address financing challenges in the marine sector [3] - As of now, 11 credit marine ranches have received a total credit limit of 1.47 billion yuan [3] Technological Empowerment - Zhanjiang has launched a comprehensive marine financial service platform, facilitating 1,365 financing transactions with a total credit amount exceeding 9.34 billion yuan [4] - Digital technologies are reshaping financial risk assessment, with banks collaborating with industry leaders to create integrated platforms that enhance visibility and traceability in marine transactions [4] Ecological Development and Synergy - The blue finance innovation is fostering a collaborative ecosystem, with banks supporting small and micro enterprises in the blue industry chain through various partnership models [5] - Insurance products are evolving from single-point coverage to regional protection, enhancing risk management in marine aquaculture [5] Performance Metrics - In 2024, Zhanjiang issued 1,636 marine industry financing loans totaling 11.98 billion yuan, with blue industry chain loans amounting to 120 million yuan [6] - The marine equipment manufacturing sector's output surpassed 5 billion yuan, showcasing the effectiveness of blue finance initiatives [6] - Zhanjiang is leading in establishing blue finance standards, creating comprehensive financial service models, and developing a digitalized marine finance system [6]

Core Viewpoint - The Shandong branch of Agricultural Bank of China has been recognized for its significant contributions to high-quality financial services, particularly in supporting rural revitalization and innovative financial products [1][3]. Group 1: Financial Contributions and Innovations - The Shandong branch received multiple awards for its innovative financial products, including contributions to green finance, inclusive finance, pension finance, and digital finance [1]. - As of March, the county loan balance reached 588.2 billion yuan, accounting for 48% of total loans, with agricultural loans at 467.1 billion yuan, representing over 38% of the industry [3]. - The bank has launched 47 typical practices to support rural revitalization, which have been recognized as ten exemplary cases in Shandong province [3]. Group 2: Demonstration Zones and Strategic Initiatives - The bank established various demonstration zones, such as the Weifang demonstration zone focusing on agricultural enterprises, which supported key companies and issued 270 million yuan in loans to village collectives [4]. - The Linyi demonstration zone, aimed at revitalizing revolutionary old areas, supported nearly 60,000 agricultural operators with a loan balance of 15.6 billion yuan [4]. - The Dongying demonstration zone, focusing on ecological protection, introduced innovative financial products like the "Yellow River Series Loan," which won recognition as an excellent green finance product [5]. Group 3: Future Plans and Goals - The Shandong branch plans to continue promoting successful experiences from demonstration zones and enhance financial services for rural revitalization and high-quality development [6].