2025年，西安银行（600928）在绿色金融领域实现多项创新突破：率先完成全省首笔碳票、林票质押贷 款授信，并成功发放汉中市首笔取水权质押贷款……一系列成果密集落地，持续为绿色产业发展注入金 融动能。 当前，经济社会绿色低碳转型已经成为发展的主旋律，陕西是"双碳"战略落地的重要阵地，西安市更是 引领区域新能源产业升级的核心引擎。西安银行作为扎根本土的上市城商行，始终将发展绿色金融作为 服务国家"双碳"目标、推动区域经济绿色转型的重要抓手。 在此基础上，2025年西安银行进一步深化绿色金融理念，推动相关实践向纵深发展，持续赋能区域绿色 低碳高质量发展。 推动绿色金融的创新实践 创新是绿色金融发展的重要引擎。2025年以来，西安银行一系列首发、首笔创新业务逐步落地，展现出 其在绿色金融领域的积极探索与扎实成效。 尤其是针对陕南地区绿色资源富集的禀赋，西安银行因地制宜，量身定制了专属的绿色金融服务方案。 2025年12月17日，由商洛市丹凤县委、县政府主办，丹凤县林业局承办的"商洛市首批林票、丹凤县首 张林业碳票颁发暨授信仪式"在丹凤县寺坪镇政府举办。西安银行商洛分行作为唯一受邀金融机构参 加，并成为全省首笔碳票 ...

Group 1: Background and Motivation - Local government debt risks have intensified due to increasing fiscal imbalances, prompting the need to activate state-owned assets[4] - As of the end of 2024, China's state-owned assets total approximately 957.8 trillion yuan, highlighting the potential for asset activation to stabilize economic growth[6] - The central and local governments have emphasized the importance of activating existing assets to alleviate debt risks and enhance fiscal revenues[6] Group 2: Impact on Regional Development - In 2024, Chongqing activated assets worth 485.5 billion yuan, recovering 261 billion yuan, demonstrating the effectiveness of asset activation in generating cash flow[7] - Non-tax revenue in China is projected to grow by 25.4% in 2024, largely due to the activation of state-owned resources, contributing to 20.36% of the general public budget revenue[9] - The activation of idle assets can significantly enhance resource allocation efficiency, allowing for better utilization of land and infrastructure[14] Group 3: Effects on Urban Investment Companies - Urban investment companies can alleviate short-term debt pressures by selling non-core and idle assets, thereby optimizing their balance sheets[16] - The issuance of public REITs or asset-backed securities allows urban investment companies to broaden financing channels and reduce reliance on traditional financing methods[16] - Asset activation fosters the development of market-oriented operational capabilities, enabling urban investment companies to transition from financing to urban operation roles[17] Group 4: Case Studies in Fujian Province - Fujian Province employs restructuring and financing activation methods tailored to local fiscal conditions and resource endowments, exemplifying a "localized" approach[5] - Coastal cities like Fuzhou and Xiamen focus on upgrading low-efficiency industrial land through innovative financial instruments like REITs, enhancing land utilization[19] - Resource-rich mountainous cities like Longyan utilize resource certification methods to convert idle rural assets into tradable capital, balancing social and economic benefits[28]

Core Concept - The "Two Mountains" concept, proposed by Xi Jinping 20 years ago, emphasizes that ecological health is equivalent to economic wealth, and has been successfully implemented in Guangxi, showcasing significant ecological restoration and sustainable development efforts [1] Group 1: Ecological Restoration and Achievements - The restoration of Qilin Bay in Qinzhou has been recognized as one of 14 global exemplary cases for marine ecological protection and restoration, demonstrating China's ecological civilization and innovative practices [2][4] - The population of the critically endangered white-headed langur in Chongzuo has increased from 598 in 2003 to over 1,400, highlighting successful biodiversity conservation efforts [1][9] - Guangxi has invested nearly 40 billion yuan in marine ecological protection and restoration projects, restoring 195 kilometers of coastline and approximately 3,300 hectares of coastal wetlands [4][5] Group 2: Economic Development through Ecological Practices - The integration of ecological protection with tourism in Qilin Bay has transformed visitor experiences, leading to increased local employment and recognition as a cultural tourism hotspot [4][5] - In Xincheng County, the introduction of gold-silver flower cultivation has created a complete industrial chain, generating an annual output value of 1.5 billion yuan and aiding in rural revitalization [11][12] - The forestry industry in Guangxi has seen a total output value exceeding 1 trillion yuan, with significant growth in the green economy and sustainable practices [13][14] Group 3: Biodiversity and Conservation Efforts - Guangxi is home to 223 nature reserves, with a rich biodiversity that includes 1,151 species of terrestrial vertebrates and 10,466 species of higher plants, ranking third in the country for biodiversity richness [9][10] - The establishment of community protection areas for the white-headed langur has led to a 2-3% annual increase in their population, showcasing effective community involvement in conservation [8][9] - The recovery of marine species such as the Baird's beaked whale and the Chinese white dolphin indicates a positive trend in marine biodiversity in the Beibu Gulf [10] Group 4: Environmental Quality Improvement - The air quality in Guangxi has improved significantly, with the proportion of days with good air quality rising from 91.6% in 2018 to 97.1% in 2024 [15] - The water quality of surface water has maintained a good ratio of over 96% for seven consecutive years, reflecting effective pollution control measures [15] - The coastal waters have consistently been rated as "excellent" for 12 years, indicating ongoing improvements in marine environmental quality [15]

Core Concept - The "Two Mountains" concept, proposed by Xi Jinping, emphasizes the balance between economic development and environmental protection, highlighting that "green mountains and clear waters are as valuable as mountains of gold and silver" [3][4][8] Group 1: Economic and Environmental Balance - The challenge of balancing economic growth with environmental protection is particularly pressing for a developing country like China, which has a population of over 1.4 billion [3] - Since the introduction of the "Two Mountains" concept in 2005, there has been a significant push towards integrating ecological civilization into national development strategies, with unprecedented efforts in ecological construction [3][4] Group 2: Practical Applications and Innovations - Various innovative practices have emerged across the country, such as eco-tourism in mountainous areas and the establishment of "green banks" that utilize carbon credits and forest tickets, demonstrating the economic value of good ecology [4][5] - Traditional industries are enhancing their competitiveness by reducing energy consumption and improving efficiency, while emerging industries like electric vehicles are investing heavily in research and development to drive green innovation [5] Group 3: Public Sentiment and Environmental Quality - As living standards improve, the public increasingly values ecological quality, leading to a consensus that a good environment is essential for a better life [6] - Initiatives aimed at improving water quality, soil management, and large-scale afforestation are being implemented, resulting in a simultaneous enhancement of ecological aesthetics and public happiness [6] Group 4: Global Implications and Leadership - The "Two Mountains" concept is presented as a gift from China to the world, offering insights into addressing climate change and biodiversity loss, with successful projects in over 100 countries showcasing China's commitment to global ecological civilization [7][8] - The current global economic challenges necessitate a steadfast commitment to green transformation and ecological industries, leveraging legal, market, technological, and policy tools to create a strong synergy for sustainable development [7]

Group 1 - The core theme of the news is the exploration of innovative reforms in forestry and land use in Guangxi, particularly focusing on the implementation of the "forest ticket" system and the trial of rural collective land entering the market [1][2] - The "forest ticket" system allows for the trading, pledging, and cashing of forest resources, addressing issues related to financing, transfer, and realization of collective forest management [1] - As of June 2025, the city of Hechi has achieved cooperation in managing 73,600 acres of land through forest tickets, with a total issuance amount of 94.5 million yuan, benefiting 35,230 farmers [1] Group 2 - The first issuance and trading of forestry carbon tickets in Guangxi occurred in Huanjiang in August 2024, with a total of 26 transactions completed by July 1, 2025, amounting to 10,137 tons and a transaction value of 580,000 yuan [2] - The pilot project of "agricultural land entering the market" has provided new revenue streams for rural collective economies, exemplified by a land plot in Pingli Village that was sold for 1.19 million yuan, generating 830,000 yuan for community public welfare [2] - The efficiency of the project was highlighted, with the entire process from design to contract signing taking only 83 days, indicating high operational efficiency among relevant departments [2]