最后，管理体制与经办机构不同。社会保险由政府相关部门管理，比如各级人力资源和社会保障部门、 医疗保障部门等，负责政策制定、组织实施、监督管理等一系列工作。经办机构为政府部门下属事业单 位或委托相关机构，具有明显的行政属性和公益性质。商业保险由商业保险公司经营管理，这些保险公 司在市场机制下运作，以市场化原则开展业务活动，在追求经济效益的同时也要注重风险控制和客户服 务质量提升。 以上信息由金融界利用AI助手整理发布。金融界是一个专业的金融信息服务平台，致力于为用户提供 全面、准确、及时的财经资讯和金融数据。长期聚焦于金融领域的动态，为广大投资者及金融从业者提 供了多样化的金融知识、市场分析等内容，助力各界人士在复杂的金融市场环境中加深对各类金融事务 的理解。 免责声明： 本文内容根据公开信息整理生成，不代表发布者及其关联方的官方立场或观点，亦不构成任何形式的投 资建议。请您对文中关键信息进行独立核实，自主决策并承担相应风险。 在当今社会，保险是经济生活中重要的组成部分，它具有分散风险、补偿损失等作用。其中，商业保险 和社会保险是较为常见的两种保险类型，但它们在多个方面存在明显差别。 首先，从性质角度来看，社会 ...

Core Insights - Promoting legal social insurance contributions by enterprises is a crucial aspect of the "anti-involution" policy, aimed at establishing a unified national market and returning factor prices to reasonable levels, which will help raise labor factor prices [2][5] - The short-term policies are accelerating, with new judicial interpretations coming into effect on September 1, 2025, which will invalidate any agreements that exempt employers from social insurance contributions [2][5] Quantitative Analysis - The report conducted quantitative assessments on the potential impact of promoting legal social insurance contributions on A-shares, presenting four scenarios: - **Scenario 1**: If all listed companies' average contribution base exceeds the minimum provincial base for 2024, 485 companies would need to make a back payment of 10.8 billion yuan, representing 0.02% of 2024 revenue and 0.21% of profit [10][11][13] - **Scenario 2**: If the average contribution base exceeds the average provincial base, 1,493 companies would need to back pay 25.7 billion yuan, accounting for 0.04% of revenue and 0.49% of profit [10][11][13] - **Scenario 3**: If the average contribution base exceeds the actual national average for 2023, 3,002 companies would need to back pay 88.1 billion yuan, which is 0.12% of revenue and 1.68% of profit [10][14] - **Scenario 4**: If the average contribution base exceeds the average wage of regulated enterprises in 2023, 3,671 companies would need to back pay 165.7 billion yuan, representing 0.23% of revenue and 3.16% of profit [10][14] Industry Impact - Industries with a high potential for back payments, where the measurement error is controllable, include environmental protection, textile and apparel, agriculture, forestry, animal husbandry, fishery, and social services [16][17]

欢迎扫描下方二维码关注： 依法从国家和社会获得物质帮助的权 利。《中华人民共和国社会保险法》规 定,用人单位应当自用工之日起三十日 内为其职工向社会保险经办机构申请 办理社会保险登记,所以你们公司是依 法为你参保缴纳社保费哦。 这钱怎么是在小B 的工资里扣啊? 社保有五个险种,其中基本养老保险、基本 医疗保险和失业保险由用人单位和职工共同缴 纳的,所以公司要在她的工资里代扣代缴个人 要缴的部分。生育保险和工伤保险则全部由用 人单位缴纳。 我7-9月的试用期 也要缴社保费吗? 根据《中华人民共和国劳动合同法》第十 九条规定,试用期包含在劳动合同期限内。所 以试用期也是要缴纳社保费的。 我想先玩几个月, 再考虑工作的事。听说 可以找公司挂靠缴纳 社保? 这样是不对的。在用人单位参加社会保 险的人群都是与用人单位存在劳动关系的职 工。任何单位和个人不得通过虚构劳动关系、 伪造证明材料等方式获取社会保险参保缴费 资格。 那我不是没法缴 纳社保了吗? 你可以在户籍地参加城乡居民基本养老 保险和城乡居民基本医疗保险;也可以看看灵 活就业人员的参保规定,符合规定的可以参加 企业职工基本养老保险和基本医疗保险,在 "粤税通" ...

Group 1: Social Security and Support for Low-Income Groups - The government aims to enhance the fairness of social security by expanding coverage, particularly for flexible workers, migrant workers, and new employment forms, while removing household registration restrictions for social insurance participation [1][2] - A dynamic monitoring and early warning system will be established to identify low-income individuals and families, ensuring timely inclusion in social assistance programs [2] - The minimum living guarantee standards will be adjusted in relation to urban and rural residents' average consumption expenditures to ensure basic living needs are met [2] Group 2: Public Services and Accessibility - The plan emphasizes improving the quality and efficiency of basic public services, with a focus on aligning service supply with population changes and optimizing resource allocation [3][4] - Basic public services will be provided based on the principle of residence, ensuring that migrant populations receive equal rights to services as local residents [4] - The government will promote the integration of digital technology in public services to enhance accessibility and efficiency [3] Group 3: Education and Healthcare Improvements - A five-year action plan will be implemented to enhance the quality of basic education, including the construction of over 1,000 high-quality high schools and the standardization of education facilities [6] - The healthcare system will be strengthened by promoting the sharing of high-quality medical resources and enhancing the capabilities of grassroots healthcare institutions [7] Group 4: Elderly and Child Services - The government will expand low-cost facilities and services for the elderly and children, ensuring quality and sustainable operations in these sectors [8] - A focus will be placed on developing community-based services that cater to the needs of the elderly and children, including support for family-based care [9] Group 5: Inclusive Development and Policy Implementation - Policies will be designed to prioritize children's welfare and support youth development, ensuring that public services are inclusive and accessible [10][11] - The government will enhance coordination among departments to effectively implement policies aimed at improving living standards and social equity [12]