21日，漳 中新网漳州8月22日电 (吴冠标 周昕)21日，记者跟随2025年"活力中国调研行"福建主题采访活动，走进 福建省漳州市社保服务体验馆，了解当地以"15分钟便民服务区"为核心，通过社银合作"就近办"、社保 规划师等创新服务推动社保服务转型的实践。 在体验馆的"社保规划服务区"，市民刘晓梅正与社保规划师李鑫燕探讨是否延迟退休以获得更高的退休 金。"眼看要到退休年龄，怎么规划才能让将来的养老金更可观，这关乎我们的切身利益。规划师讲得 细致，服务特别贴心。"刘晓梅说。 像这样的"一对一"规划服务，漳州市已累计开展近2500次。据介绍，该体验馆内还设有社保业务办理 区、社保自助服务区、长者服务区等功能区，"一站式"解锁社保全场景。自2024年9月开馆以来，体验 馆已接待群众2000余人次，办理社保业务800余次。 州市社保服务体验馆的社保规划师在讲解社保政策。 周昕 摄 依据福建省社保服务"就近办"合作规范，漳州市社保中心与合作银行联手打造"就近办"服务网点，将参 保登记、待遇查询、资格认证等37项高频社保业务下沉至银行社保服务专区，让人们在家门口就能办 事。 "今年漳州还创新推出'社银服务直通车'，把社 ...

Core Viewpoint - The recent "social security new regulations" have raised concerns among small and medium-sized enterprises (SMEs) regarding compliance costs and potential legal risks associated with employee social security contributions [2][6][19]. Group 1: Impact of New Regulations - The Supreme Court's "Interpretation No. 2" allows employees to claim economic compensation if their employer fails to pay social security, even if there was a prior agreement not to do so [2][4]. - Many SMEs have historically not paid social security, and the new regulations may lead to a loss of trust between employers and employees, potentially resulting in layoffs or business closures [6][19]. - The average additional cost for a factory to comply with social security payments can significantly impact profitability, with estimates suggesting an increase of 2.1 million yuan per employee annually [8][17]. Group 2: Misinterpretation of "Universal Social Security" - Experts argue that the term "universal social security" is misleading, as the requirement for social security contributions has existed but was not strictly enforced [4][13]. - The implementation of "Interpretation No. 2" is not a signal for immediate universal social security but rather a reinforcement of existing laws that have not been adequately enforced [4][15]. - The actual compliance rates for social security contributions among SMEs remain low, with many still not participating in the system [23][24]. Group 3: Long-term Considerations - The long-term sustainability of the social security system relies on broader compliance, which is essential for providing basic living guarantees for retirees [29][31]. - There is a need for a balanced approach that considers both the financial burdens on businesses and the willingness of employees to contribute to social security [24][27]. - The gradual push towards universal social security is seen as necessary for the overall stability of the pension system, despite current challenges [30][31].

Group 1: Employment and Entrepreneurship Services - The organization focuses on enhancing employment and entrepreneurship services through a "Five Hearts" service concept, aiming to provide convenient, fast, and efficient human resources services to the public [2] - Various recruitment events have been organized, including four job fairs and over 50 online job postings, offering 5,000 job positions [3] - A total of 4,473 individuals received vocational skills training, and 280 million yuan in entrepreneurial guarantee loans were issued [3] Group 2: Social Security and Welfare - The organization emphasizes social security by ensuring the protection of livelihoods and promoting participation in social insurance among flexible workers and migrant workers [4] - The number of participants in urban and rural residents' pension insurance reached 18,000, with unemployment insurance at 3,500 and work injury insurance at 11,900 [4] - The basic pension increased from 19 yuan to 22 yuan, reflecting a commitment to enhancing social security benefits [4] Group 3: Talent Recruitment and Development - The organization actively recruits talent through campus and public recruitment, focusing on high-demand fields such as medicine and education [4] - Two group recruitment events were conducted in Lanzhou, resulting in the signing of contracts for 18 high-level talents in education and healthcare [4] - The organization has implemented personnel system reforms to facilitate talent promotion and skill enhancement [4] Group 4: Labor Rights Protection - Continuous efforts are made to standardize and legalize wage payments for migrant workers, utilizing the "Longming Gong" platform to regulate labor practices [5] - A total of 17 standardized construction sites and projects were established to ensure compliance with wage payment regulations [5] - The organization has handled 21 wage arrears cases, recovering 1.18 million yuan for 112 migrant workers [5]