7月4日，以"创新信用技术·优化数字生态"为主题的2025全球数字经济大会"信用赋能数字经济高质量发 展论坛"在中关村国家自主创新示范区会议中心召开。会议旨在打造数字经济时代信用领域具有国际影 响力的高端对话平台，推动建立更加开放、包容、创新的信用生态体系，为北京数字友好城市建设、数 字经济高质量发展提供信用基础支撑。国家、北京市和有关省市信用主管部门领导，信用管理领域知名 专家学者，世界知名征信机构和500强企业、国内信用服务机构、科研院校和社会团体代表等300余人出 席论坛。 论坛开幕式上，国家公共信用和地理空间信息中心副主任吴阿明致辞表示，近年来，社会信用建设扎实 打好公共信用数据基础桩，发挥"信用中国"网站总窗口作用，完善信用修复机制，办实事纾民困解民 忧；深入开展公共信用综合评价，推进全国一体化融资信用服务平台网络建设，拓宽信用信息应用的广 度和深度，有力推动信用赋能社会经济更好发展。他强调，社会信用是数字经济高质量发展的制度基 础，不仅是维护数字经济秩序的重要保障，更是激发创新活力、培育新质生产力的核心要素。同时，数 字经济的蓬勃发展，也为实现社会信用的场景化、精准化服务注入了磅礴动力。当前，数字 ...

近年来，武汉股权托管交易中心积极发挥多层次资本市场功能，全力支持青年创新创业。近日，"π动未 来.青创汇"湖北青年创新创业项目系列路演活动在武汉举行，5个优秀项目从众多报名项目中脱颖而出 进行了现场路演，涵盖节能环保、智慧物联、智能清洁、民航智算、视训康复等领域。 此次活动由共青团湖北省委、湖北省教育厅、湖北省科技厅、湖北省人社厅、湖北宏泰集团有限公司主 办，湖北省青年创业就业促进中心、武汉股交、深交所"科融通"V-Next承办。 今年以来，湖北大力健全完善金融支持科技创新体系，推进武汉科技金融中心建设，打造科创金融高 地，丰富科创服务生态。据了解，此次活动坚持资本市场募资做培育，强化资本赋能，支持青年创新创 业、加速科技成果转化、培育未来产业。 今年6月，湖北省印发《"创响荆楚"高校师生创新创业行动方案(2025—2027年)》，提出到2027年，全 省在校大学生接受创新创业教育100%覆盖，校外创业导师规模扩大到1000人左右。建成省级以上高校 科创平台200个左右，推动高校科技成果就地转化率提高到50%，建设省级路演中心6个左右，培育潜在 科创"新物种"企业50家左右，新增科技型经营主体1000个以上。 ...

Group 1: Financial Forum Highlights - The 2025 Lujiazui Forum focused on "Financial Openness and High-Quality Development in the Global Economic Landscape," gathering international guests to discuss new development paths and financial empowerment for the economy [1] - The forum coincided with the first meeting of the Shanghai International Financial Center Construction Coordination Mechanism, emphasizing the need for enhanced financial risk management and offshore financial functions [1][2] - A series of significant policies and documents were released by Chinese financial authorities to support the construction of the Shanghai International Financial Center, including the establishment of the China Capital Market Society [1][2] Group 2: Central Government Support - The Central Financial Work Conference emphasized enhancing the competitiveness and influence of the Shanghai International Financial Center, with a goal to elevate its capabilities over the next five to ten years [2] - The Central Financial Committee issued opinions to support the construction of the Shanghai International Financial Center, aiming for a modern financial system with improved adaptability and competitiveness [2] Group 3: Financial Cooperation Between Shanghai and Hong Kong - The Shanghai and Hong Kong financial centers signed the "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan," outlining specific directions for cooperation [5] - The collaboration aims to enhance the internationalization of the Renminbi and improve financial infrastructure connectivity between the two cities [5][6] Group 4: Capital Market Development - The capital market is seen as a core component of the modern economic financial system, with ongoing volatility due to global factors [6][7] - The Shanghai and Hong Kong stock exchanges are expected to leverage their strengths for mutual development, creating a multi-layered market system [7] Group 5: Technological and Green Finance - The forum highlighted the role of financial support in developing new productive forces, with policy banks emphasizing resource allocation and collaboration with enterprises [9] - Green finance was discussed as a crucial element for sustainable economic development, with calls for improved policies and standards [11][12] Group 6: Inclusive Finance and AI Integration - Discussions on inclusive finance focused on leveraging new technologies to enhance service accessibility and efficiency [13] - The integration of AI in finance was noted as a trend, with emphasis on regulatory cooperation to ensure balanced development [14]

Financial Collaboration - Shanghai and Hong Kong signed the "Action Plan for Collaborative Development of International Financial Centers," focusing on 38 measures to enhance financial market connectivity and cross-border financial services innovation [1] - The plan prioritizes optimizing the Bond Connect and Swap Connect mechanisms, aiming to establish Shanghai and Hong Kong as global centers for RMB asset allocation and risk management [1] Macro Dynamics - The People's Bank of China announced the establishment of an interbank market trading report database to collect and analyze trading data across various financial sub-markets [2] - The China Securities Regulatory Commission emphasized strengthening the linkage between stocks and bonds to support technological innovation, promoting the development of technology innovation bonds and related financial products [3][4] Green Finance Initiatives - The People's Bank of China plans to pilot green foreign debt policies to encourage eligible enterprises to utilize foreign debt for green projects [6] Regional Financial Developments - The Ministry of Finance allocated a new local government debt limit of 2,334 billion yuan for Henan Province in 2025, with specific limits for general and special debts [8] - Shanghai plans to issue 68 billion yuan in special bonds for urban infrastructure projects [9] Financial Market Updates - The financial situation in Henan Province showed a loan balance of 92,521.6 billion yuan as of the end of May, reflecting a year-on-year growth of 6.5% [10] - The Hainan branch of the People's Bank of China is supporting local banks in issuing technology innovation financial bonds [12] Bond Issuance Activities - The Zhumadian Urban Construction Investment Group completed the issuance of 3.71 billion yuan in renewable corporate bonds with an interest rate of 2.57% [14] - The Henan Zhongyuan Expressway Company is in the process of registering a public bond issuance of up to 40 billion yuan [13] Market Sentiment - The market sentiment indicates a noticeable supportive attitude from the central bank, with discussions around the potential resumption of bond purchases and the inclusion of short-term government bonds in reserve requirements [19]

转自：新华财经 6月6日，光谷发布科创金融"伙伴工程"。现场，东湖高新区和湖北银行、长江证券、中金资本、武汉产业创新发展研究院等10家银行机构、投资机构、保 险机构、新型研发机构成立东湖高新区科创金融种苗伙伴联盟，合力为从"0到1"阶段的科创企业提供金融服务。 一直以来，初创科技企业融资难、首贷难都是限制科技创新和成果转化的"拦路虎"。"伙伴工程"通过严选优培构建动态"种苗企业库"，首期遴选400家"技 术有高度、市场有前景、投资有价值"的初创科技企业入库，以"首贷"服务打通科技成果转化"最初一公里"。 会上，谦达智能、中科人因、纳博生命、科泰生物、伯森健康等初创科技企业和湖北银行签约意向合作，将围绕企业发展需求针对性进一步开展投融资对 接。 为让银行敢贷、愿贷，东湖高新区设立3000万元风险补偿专项资金，并形成收益共享机制，银行贷款获取的认股权，其收益全部反哺风险资金池，形 成"金融支持—企业成长—收益回补"的可持续闭环。 湖北银行相关负责人表示："投资初创科技企业风险高，'伙伴工程'极大提升了银行的信心，期待未来联合各单位将一批光谷初创企业培养成参天大树。" 目前，东湖高新区集聚科技支行、科技证券、科技保 ...

在巩固传统业务的同时，常熟银行积极构建多元化增长体系，在创新点、机会点上持续发力。聚焦重点 客群、重点业务，打造24个增长中心，重点发力科创金融、财富管理、线上运营等新兴领域。在科创金 融领域，该行聚焦"首创首贷首投"的初早期科创企业，建立"六单机制"，搭建"五位一体"科创金融生 态，提供信贷、股权融资、招商、供应链等综合化服务。截至2025年3月末，该行支持科技企业超2000 家，贷款余额超120亿元。在财富管理方面，该行加大理财、保险和贵金属等中间业务销售，通过提升 中间业务收入，优化营收结构，缓解对息差收入的过度依赖。在线上运营方面，该行打造以手机银行、 常银生活、常银直播为核心的全媒体运营体系，借助互联网思维，构建"引客—获客—活客—留客"的线 上化运营体系，该行通过公众号、视频号已经连接360万个社交账号，企业微信添加人数超90万人，初 步形成线上客群的服务闭环。 4月25日，常熟银行（601128）发布2025年一季度报告。面对复杂的外部环境，常熟银行交出了一份稳 健的答卷。截至报告期末，该行总资产3890亿元，总存款突破3000亿元，达到3090亿元，总贷款2496亿 元。一季度，该行实现营业收 ...

4月29日，郑州银行（002936）披露2025年一季度业绩报告。报告显示，该行核心业务指标全面增长， 资产规模突破7000亿元，营业收入与净利润实现稳健提升，显示出强劲的发展韧性和高质量发展的显著 成效。 根据郑州银行近三年年报数据测算，2022年-2024年，该行人均资产、网均资产、人均存款、网均存款 逐年提升，显示出精细化管理水平不断提高。根据公开数据测算，截至2024年底，郑州银行人均资产为 1.09亿元，网均资产为37.16亿元，（2023年底河南省银行业人均资产为0.67亿元，网均资产为9.9亿 元），反映出该行在实现规模增长的同时，管理效能和基础单位作战能力也在大幅提升。 创新驱动高质量发展，多领域成果丰硕 郑州银行全力推进业务转型，以数字变革赋能，不断探索差异化发展路径，驱动高质量发展。报告期 内，该行着力打造线上+线下两大平台，深耕基础零售、财富管理、个人信贷三大板块，全面提升综合 服务能力、队伍专业能力、线上运营能力、品牌管理能力四大能力，做优网点、惠农、社区、线上、远 程银行五大渠道，持续推进零售转型战略落实落细。截至一季度末，该行个人存款较上年末增长253亿 元，超过去年全年增量的50 ...

Core Viewpoint - Zhejiang Commercial Bank demonstrates strong operational resilience and stability in its Q1 2025 report, despite the challenging economic environment, by actively optimizing its business structure [1][2]. Financial Performance - As of March 31, 2025, the total assets of Zhejiang Commercial Bank exceeded 3.4 trillion yuan, reflecting a growth of 3.54% compared to the end of the previous year [1][2]. - The bank achieved an operating income of 17.105 billion yuan, with net interest income increasing by 1.38% year-on-year [1]. - The net profit attributable to shareholders reached 5.949 billion yuan, marking a year-on-year growth of 0.61% [1][4]. Business Strategy - The bank has shifted its focus from scale and speed to improving quality and serving the real economy, aligning with a long-termism approach [2]. - As of Q1 2025, total loans and advances amounted to 1.8907 trillion yuan, an increase of 1.81% from the previous year [2]. - Total liabilities reached 3.2373 trillion yuan, up 3.67%, with deposits increasing by 4.37% to 2.0064 trillion yuan [2]. Risk Management - The bank maintains a stable asset quality with a non-performing loan ratio of 1.38%, unchanged from the previous year, and a provision coverage ratio of 171.21% [5][6]. - The core Tier 1 capital adequacy ratio stands at 8.38%, consistent with the end of the previous year [5][6]. Digital Transformation and Customer Service - Zhejiang Commercial Bank has initiated a comprehensive reform centered on customer service, leveraging digitalization to enhance service capabilities and break down internal barriers [4]. - The bank has made significant strides in digital financial services, particularly in supply chain finance, serving over 70,000 upstream and downstream clients, with more than 75% being small and micro enterprises [4].