北京商报记者 宋亦桐 构建"产融结合供应链" B公司是国内技术领先的从事植介入医疗器械研发与生产的技术企业、上市公司、国家级专精特新"小 巨人"企业。B公司的实控人是建行北京市分行所辖支行网点负责人多年精心维护的私行客户。客户经 理通过多年深耕，不断挖掘企业需求，成功找到业务合作突破口，利用建行多牌照优势，在子公司建信 融通的通力配合下，根据客户经营情况为其匹配了供应链金融产品，构建供应链中核心企业与上下游企 业一体化的金融供给体系，从而提升企业资金周转效率，从所辖支行领导带队拜访，到网点负责人持续 沟通营销，再到客户经理进行业务申报，环环相扣，每一环都彰显了建行人久久为功的毅力和善作善成 的意志以及突出的专业能力，分行最终成功为B公司授信7000万元，该公司主要业务联系人表示："建 行通过科技创新赋能产品设计，通过供应链金融模式解决企业融资难题，贴合企业销售模式，以'产融 结合'生态提升了资金周转效率，企业将寻求与建行的进一步合作。"供应链金融服务体系提升服务效 率，降低风控成本，使分行与B公司的合作达到了新高度。 服务高新技术"产业集群" J公司是昌平区某国企的子公司，其背后的投资基金是亚洲最大的医疗健康 ...

Core Viewpoint - The private economy plays a crucial role in China's economic transformation and development, and the Shenzhen branch of China Construction Bank (CCB) is actively supporting its high-quality development through innovative measures and precise services [2][3]. Policy Guidance - The Chinese government has prioritized the development of the private economy, implementing various policies to enhance the business environment and stimulate vitality [3]. - CCB has aligned its strategies with national policies, launching the "Action Plan for Supporting High-Quality Development of Private Economy" to lower financing costs and provide long-term funding support for private enterprises [3][4]. Innovative Services - CCB has transformed policy initiatives into actionable support by optimizing credit policies, reducing financing costs, and innovating financial products, resulting in a significant increase in private enterprise loans, reaching nearly 600 billion yuan by May 2025, with an average interest rate reduction of nearly 20 basis points [4]. - The bank has enhanced its financial services by providing tailored solutions for liquidity management and efficient payment processes, exemplified by its comprehensive services for companies like the Yanjian Group [5][6]. Precision Financing - CCB focuses on providing personalized financing solutions based on the specific needs and development stages of enterprises, offering small loans for startups and larger financing options for growing companies [8]. - The bank has supported Yanjian Group through various financing stages, including working capital loans and project financing, facilitating its growth and technological advancements [8][9]. Deepening Cooperation - CCB's collaboration with private enterprises extends beyond financing, involving joint research, technology exchange, and market expansion, which enhances mutual trust and drives industry progress [10]. - The bank's support has contributed to the formation of industrial clusters and innovation ecosystems, positively impacting regional economic growth [10][11]. Future Outlook - CCB plans to continue optimizing credit policies, reducing financing costs, and innovating financial products to provide comprehensive services for private enterprises, while actively participating in their research and development projects [11].

Core Viewpoint - The article highlights the significant role of the green low-carbon supply chain public service platform in Shanghai's Baoshan District, driven by the CN100 Green Low-Carbon Supply Chain Alliance, in facilitating the green transformation of supply chains and urban integration [3][4][6]. Group 1: Green Low-Carbon Supply Chain Platform - The green low-carbon supply chain platform, known as the "Green Chain Platform," aims to build a comprehensive service ecosystem for green low-carbon industries by integrating various service providers [4][6]. - The platform is a response to the EU's Carbon Border Adjustment Mechanism (CBAM) and aims to support Chinese enterprises in adapting to international green trade standards [6][12]. - The platform facilitates the establishment of a carbon footprint database and promotes data sharing among different industries to enhance transparency and traceability [8][11]. Group 2: Role of Key Enterprises - Baowu Group, as a state-owned enterprise, has been proactive in exploring low-carbon technologies and services, laying the groundwork for the Green Chain Platform [4][6]. - The platform collaborates with various enterprises, including banks, to provide green financial services and support for carbon footprint reporting [14][19]. - The CN100 Alliance, comprising leading enterprises from various sectors, plays a crucial role in driving the platform's initiatives and promoting data disclosure [7][8]. Group 3: Financial and Technological Integration - The integration of carbon asset management and carbon technology is essential for achieving net-zero emissions, with the platform facilitating this process [16][17]. - Financial institutions are increasingly evaluating companies based on their carbon footprint data, which can lead to favorable loan conditions for those committed to green practices [14][15]. - The platform is working on developing a comprehensive carbon technology and asset management module to enhance the efficiency of public services [17][19]. Group 4: Future Directions and Challenges - The establishment of localized carbon footprint data and methods that align with international standards is critical for Chinese enterprises to navigate green trade barriers [11][12]. - The platform aims to create a "zero-carbon space" by implementing energy-saving measures and promoting biodiversity in future developments [19]. - Continuous collaboration among industries is necessary to refine data accuracy and enhance the overall effectiveness of the green low-carbon transition [11][13].

Core Viewpoint - The article highlights the achievements and contributions of SPD Bank's Changsha branch over its 21 years of operation in Hunan, emphasizing its commitment to serving the local economy and community through various financial services and initiatives [1][8]. Group 1: Financial Contributions and Achievements - SPD Bank's Changsha branch has served over 65,000 corporate clients and 5.132 million individual clients, with a total credit investment of 934.6 billion yuan and tax contributions exceeding 5 billion yuan [1]. - The bank has actively participated in major infrastructure projects, providing 35.06 billion yuan in new medium to long-term loans, with a total corporate loan balance of 35.74 billion yuan by the end of 2024 [3]. - The bank has launched innovative financial products, including a comprehensive supply chain finance system, which has seen a significant increase in clients, reaching 456, a rise of 302 clients compared to the previous year [5]. Group 2: Policy and Governance - The bank emphasizes the importance of party leadership and governance, integrating central economic policies into actionable plans to support the real economy [2]. - SPD Bank has developed a strong brand in party building, promoting various activities that enhance the integration of party work with core business operations [2]. Group 3: Social Responsibility and Community Engagement - The bank has engaged in over 100 community service activities, contributing more than 41 million yuan to social causes, including disaster relief and educational initiatives [8]. - SPD Bank has implemented financial literacy programs in schools, reaching nearly 30,000 young people to promote a safe financial environment [7]. Group 4: Innovation and Development - The bank has been proactive in supporting technological innovation, exemplified by a 185 million yuan acquisition loan for a leading cable company, showcasing its agility in responding to new policies [4]. - SPD Bank has established a cross-border financial service system to enhance trade and investment connections, particularly in relation to the Belt and Road Initiative [5].

Group 1 - The core viewpoint emphasizes the importance of financial institutions focusing on supporting technological innovation to adapt to the needs of the new era [1][3] - Banks should allocate more credit resources to technology-based enterprises, utilizing credit loans and medium to long-term loans to address funding shortages [1][2] - Flexible loan pricing and repayment methods should be established based on the innovation capabilities and R&D investments of enterprises, offering preferential rates to those with strong potential [1][2] Group 2 - Banks are encouraged to explore intellectual property, innovation points, and technology contracts to enhance financial products and expand intellectual property pledge loan services [2] - Establishing dedicated departments for technology finance management and increasing the performance evaluation weight of technology finance indicators are recommended to strengthen internal mechanisms [2] - Conducting equity investment pilot programs through financial asset investment companies is suggested to meet the diverse financing needs of enterprises at different stages [2] Group 3 - Banks need to innovate products and improve service adaptability by developing diverse financial products tailored to technological innovation needs [2] - Utilizing big data and artificial intelligence to enhance financial service efficiency and quality is crucial for achieving precise services and efficient approvals [2][3] - The overall mission of banks in the wave of technological innovation is to inject financial power into achieving high-level technological self-reliance and integration of technology and industry [3]