近年来，房地产市场持续吹来利好之风。如今，除了个别一线城市的中心区域仍保留限购政策外，国内绝大多数城市已纷纷取消了购房限制。与此同时，银 行将房贷利率下调至3.2%，创下历史新低。受这些救市政策的积极影响，不少刚需家庭萌生了借助这股暖意，实现安家置业的愿望。 部分购房者之所以青睐远郊房产，往往是看中了其相对较低的房价以及小区内良好的绿化环境。然而，一旦房价出现下跌，远郊房产的抗跌性往往最弱。以 2019年上海刚需购房者杨亮为例，他在奉贤区南桥镇购入的房屋，当时的单价为每平方米1.5万元，如今房价已跌至每平方米8000至9000元，跌幅超过 30%，这直接导致他当初支付的首付款大幅缩水。 远郊房产抗跌性不强的根本原因在于：第一，周边生活配套设施，如医院、学校、超市等严重不足，导致日常生活极为不便；第二，交通出行不便，从远郊 往返市中心耗时较长；第三，远郊地区提供的就业岗位有限，人口呈现流出大于流入的趋势。因此，远郊房产的购房需求下降速度通常比市中心更快，其房 价抗跌能力较弱也便不难理解了。 niaması yaşı 1 3.5 2 2 5 2 3 2 3 2 HI 日日日月1日日 TICALLACILLA Ei ...

Core Insights - The domestic real estate market is facing significant challenges, with a notable increase in the number of cities experiencing declines in both new and second-hand residential property prices [1][3] Market Trends - In August, data from the National Bureau of Statistics indicated that out of 70 major cities, 50 saw a month-on-month decline in new residential prices, while 56 cities experienced a drop in second-hand home prices, marking an increase of 10 and 5 cities respectively compared to the previous month [1] - Year-on-year, 49 cities reported a decrease in new residential prices, and 61 cities in second-hand prices, indicating a persistent downward trend in the housing market [1] Buyer Behavior - The era of speculative real estate investment is over, with increasing risks for investors. However, first-time homebuyers with genuine needs, such as marriage and education, still view purchasing property as essential [3] - The continuous reduction in mortgage rates has significantly lowered the cost of homeownership for these first-time buyers [3] Expert Recommendations - Industry experts advise first-time buyers to follow the principle of "buy now, buy low, and avoid distant properties" [4][6] - "Buy now" emphasizes purchasing ready-to-move-in homes rather than off-plan properties, allowing buyers to assess quality and avoid potential risks associated with unfinished projects [4] - "Buy low" suggests opting for low-rise buildings over high-rise ones, as they typically have lower shared areas, better safety features, and greater convenience [6] - "Avoid distant properties" highlights the risks associated with purchasing in remote areas, where infrastructure may be lacking and property values could decline more sharply in a downturn [6]

Core Insights - Recent favorable policies in the real estate market have led to a relaxation of purchase restrictions in most cities, with only core areas in first-tier cities remaining restricted [1] - Mortgage rates have dropped to a historical low of 3.2%, encouraging some first-time homebuyers to enter the market [1] Group 1: Types of Properties Losing Popularity - Industry experts warn that three types of properties may become unpopular in the next decade: suburban properties, seaside properties, and high-rise residential buildings [3] - Suburban properties are particularly vulnerable to price declines due to inadequate local amenities, transportation difficulties, and limited job opportunities, leading to a significant drop in demand [5] - Seaside properties face challenges such as insufficient local infrastructure, seasonal vacancy issues, and high maintenance costs due to environmental factors [7][8] - High-rise residential buildings have seen price drops exceeding 40%, with concerns over safety during emergencies, higher maintenance costs, and difficulties in future renovations or demolitions [10] Group 2: Market Implications - The current real estate market recovery, driven by government policies, has prompted many first-time buyers to consider purchasing homes [10] - Experts advise that owners of suburban properties, seaside properties, and high-rise buildings should consider selling to avoid potential future losses, as these properties may become increasingly difficult to sell [10]