2.社保满3年，外环内可购1套； 3.成年单身按家庭执行； 4.非本市居民符合条件购买二套及以上住房的，房产税缴纳，和上海市居民同等待遇，给予人均60平方米的免税面积扣除；（上海和重庆2011年起一直进 行房产税试点） 上海此次楼市新政内容主要包括： 1.符合条件的（社保满1年的非本市户籍居民家庭），外环外不限套数； 5.提高个人住房公积金贷款额度； 6.商业贷款利率定价机制，不再区分首套住房和二套住房，合理确定每笔商业性个人住房贷款的具体利率水平。 此次上海新政，不仅新增了购房资格，还将持续降低购房成本，有力释放住房需求，尤其是对上海外环外的新房和二手房市场有明显的促进作用，也体现 了对改善购房需求的支持。 ※综合/浅眠 在8月18日国务院第九次全体会议后，忽然，上海住房城乡建设管理微信公众号于今天中午发布《关于优化调整本市房地产政策措施的通知》。 杭州还会出什么招？欢迎评论区讨论。 上海此次优化调整房地产政策措施，可以刺激上海外环外住房交易；促进住房置换，有利于市场整体流通；优化职住平衡等。 上海此次新政也明确不再区分首套和二套房，优化调整商业性个人住房贷款利率定价机制，对于改善性住房需求释放了积极作用。 ...

众所周知，从2022年开始，国内房价进入到长期下跌的趋势之中。先是像郑州、天津、石家庄等二三线城市房价开始下跌，后来上海、深圳等一线城市的房 价也加入到调整的队伍中来。在进入到2025年之后，房价下跌的趋势并没有改变。数据显示，全国二手房价格已连续下跌30多个月，7月份百城二手房价格 同比下跌7.32%。截止目前，全国平均房价跌幅超过30%。 实际上，李嘉诚和曹德旺的预言都已经告诉大家，2025年不买房，5年之后会庆幸。当然，对于今年该不该买房，这还要看具体的情况而定。如果你是刚需 家庭，面对现在房价较历史高位，已经跌去不少，以及楼市政策利好的到来，现在买房还是可以的。而对于投资购房者来说，未来房价还有继续下跌的空 间，现在投资买房的风险较大。这背后主要有以下3点原因： 首先，房子长期严重过剩，未来房价下行压力依旧较大。数据显示，全国有6亿栋房屋，可以容纳30亿人居住。此外，国内空置房数量超过1.2亿套，足够3.6 亿人居住。不仅如此，每年都还有上千万套新建商品房入市。显然，未来房子"供过于求"的情况将长期存在。 与此同时，国内各种救市政策却在不断出台。现在除了少数一线城市的核心区域之外，绝大多数城市都已经放 ...

Core Viewpoint - The article discusses the recent fluctuations in the Chinese real estate market and the implementation of various policies aimed at stabilizing the market and promoting healthy economic development, raising questions about whether it is a good time for potential homebuyers to invest in real estate [1][3]. Market Overview - The real estate market has transitioned from rapid growth to gradual cooling, prompting the introduction of several policies to stabilize the market, which have alleviated some downward pressure but also caused market volatility [3]. - Understanding market dynamics is crucial for homebuyers to make informed decisions regarding property purchases [3]. Impact of Policies - Policies such as lowering down payment ratios and relaxing purchase restrictions have reduced barriers to homeownership, enabling more individuals to buy homes, but may also lead to rising property prices and increased purchasing costs [3][4]. - Homebuyers must weigh the pros and cons of these policies against their financial situations and housing needs [3]. Interest Rate Changes - Recent interest rate cuts by the central bank have lowered mortgage costs, providing a favorable environment for homebuyers by easing repayment pressures [3]. - Fluctuations in interest rates introduce uncertainty, necessitating careful monitoring by potential buyers to plan their loans effectively [3]. Supply and Demand Dynamics - The current supply-demand relationship in the real estate market is a key determinant of price trends, with many cities experiencing an oversupply that limits price increases, while some hot cities still face demand exceeding supply, potentially driving prices up [3]. - Homebuyers should assess the supply-demand conditions in their respective cities to make informed decisions about property investments [3]. Buyer Sentiment - Buyer expectations significantly influence the market, with many anticipating price increases due to the introduction of supportive policies, which may lead to a heated market and increased risks [4]. - It is essential for buyers to remain rational and avoid impulsive decisions based on market trends, focusing instead on their personal circumstances [4]. Investment Strategy - Distinguishing between long-term investment and short-term speculation is vital; for owner-occupiers, current conditions may present a favorable buying opportunity, while speculators face greater risks due to market volatility [4]. - Buyers should clarify their investment objectives to make sound decisions in the current market environment [4].

以下文章来源于樱桃大房子 ，作者樱桃团队 樱桃大房子 . CN c 则联社电报 川才 4- ift 在 博 2024-11-13 17:48:14 星期三 【住房交易税收新政:家庭唯一和第 二套住房不超过140平方米统一按1% 税率缴纳契税 城市取消普通住宅标准 后购房满2年再销售免征增值税】 财联社11月13日电,财政部等三部门发布关于促进 房地产市场平稳健康发展有关税收政策的公告。为 促进房地产市场平稳健康发展,现就相关税收政策 公告如下: 把握楼市调控周期，精准抓住买卖房信号，跟着樱桃一起买大房子 作者：樱桃大房子 来源： 樱桃大房子（ID：ytdfz8) 上周蓝部长说了，支持房地产市场健康发展的相关税收政策，已经按程序审批，近期会推出。 如今，小作文终于兑现了！ 这两天路透社、彭博社的小作文已经提前一天在吹风，果不其然，傍晚利好就来了。 关于契税、增值税等相关优惠政策都来了。 一、关于住房交易契税政策 (一)对个人购买家庭唯一住房(家庭成员范围包 括购房人、配偶以及未成年子女,下同),面积 为140平方米及以下的,减按1%的税率征收契税; 面积为140平方米以上的,减按1.5%的税率征收契 税。 (二 ...