重要提示 一、本公司董事会、监事会及董事、监事、高级管理 七、是否存在被控股股东及其他关联方非经营性占用资 人员保证半年度报告内容的真实性、准确性、完整性， 金情况 不存在虚假记载、误导性陈述或重大遗漏，并承担个 否 别和连带的法律责任。 八、是否存在违反规定决策程序对外提供担保的情况 二、公司全体董事出席董事会会议。 否 三、本半年度报告未经审计。 九、是否存在半数以上董事无法保证公司所披露半年度 报告的真实性、准确性和完整性 四、公司负责人章宏韬、主管会计工作负责人赵万利及 否 会计机构负责人（会计主管人员）陈宏声明 ：保证半 年度报告中财务报告的真实、准确、完整。 十、重大风险提示 公司在经营过程中面临的主要风险包括市场风险、信 五、董事会决议通过的本报告期利润分配预案或公积金 用风险、流动性风险、操作风险、合规风险及声誉风险， 转增股本预案 具体体现为 ：因市场价格、利率、汇率以及其他市场因素 公司 2025 年度中期利润分配方案如下 ：拟向全体股 变动而引起金融工具的价值变化，进而对公司造成损失的 东每 10 股派发现金红利 0.4 元（含税）。以截至 2025 年 6 风险 ；交易对手方未能履约、 ...

Core Viewpoint - The article discusses the transition of anti-money laundering (AML) efforts in China from a "rule-based" approach to a "risk-based" approach, emphasizing the need for financial institutions to adapt to the complexities of modern financial transactions [1][4]. Summary by Sections - The new draft of the "Management Measures for Customer Due Diligence and Customer Identity Information and Transaction Record Keeping" removes the requirement for banks to verify the source or purpose of cash deposits or withdrawals exceeding 50,000 RMB, which was a contentious rule in the previous version [2][3]. - The updated measures specify that while cash deposits do not require due diligence, other financial services such as account openings, cash remittances, and precious metal transactions exceeding 50,000 RMB or equivalent to 10,000 USD will still necessitate customer due diligence [3][5]. - The shift to a "risk-based" approach is highlighted, where financial institutions are encouraged to assess the risks associated with different services and clients, allowing for differentiated AML measures [3][4]. - The new draft also introduces simplified measures for low-risk clients and outlines enhanced due diligence for high-risk users, moving away from a one-size-fits-all approach [5]. - The launch of the new draft signifies China's ongoing efforts to align its AML framework with international standards, particularly in light of the upcoming fifth round of international mutual evaluations by the Financial Action Task Force (FATF) [6].

Core Viewpoint - The new draft of the "Management Measures for Customer Due Diligence and Customer Identity Information and Transaction Record Keeping" removes the requirement for banks to verify the source or purpose of cash transactions exceeding 50,000 RMB, addressing previous controversies surrounding this regulation [1][2]. Group 1: Changes in Regulations - The new draft eliminates the requirement for customer due diligence for cash deposits and withdrawals, which was previously set at 50,000 RMB or equivalent to 10,000 USD [1][2]. - Financial institutions are still required to conduct customer due diligence for other financial services exceeding 50,000 RMB or equivalent to 10,000 USD, such as account opening, cash remittance, and trading of financial products [2][4]. - The shift from a "rules-based" to a "risk-based" approach in anti-money laundering (AML) efforts is emphasized, allowing for differentiated measures based on the risk associated with various financial services [3][5]. Group 2: Risk-Based Approach - The new draft reflects a focus on a "risk-based" approach, which assesses the risks associated with different business types and customer profiles, rather than applying uniform rules [3][5]. - Specific provisions for low-risk customers and enhanced due diligence for high-risk users are included, promoting a more tailored regulatory framework [4][5]. - The draft aims to align China's AML regulations with international standards, particularly in preparation for the upcoming fifth round of international mutual evaluations by the Financial Action Task Force (FATF) [5].