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长期护理保险制度
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新民环球年终特刊⑩
Xin Lang Cai Jing· 2025-12-30 04:37
Core Viewpoint - Global population aging exhibits significant regional differentiation, with developed countries entering super-aged societies first, while developing countries face the challenge of "aging before becoming rich" [3] Group 1: Governance Models - Germany has established a multi-level collaborative governance structure and pioneered a universal long-term care insurance system to disperse risks through institutional design [3] - Nordic countries combine universal welfare systems with active aging policies, forming a network governance model involving government, market, and social participation [3] - Brazil focuses on the silver economy, exploring new economic growth drivers through industries like senior tourism and health management [3] - India leverages information technology and community resources to explore low-cost elderly care services through a combination of technology empowerment, community support, and volunteer services [3] - Countries like Singapore and Switzerland provide beneficial examples for cross-border elderly care and service standardization through flexible and efficient governance ideas such as smart elderly care and time banks [3] Group 2: East Asia's Aging Response - Japan, as the first country to enter a super-aged society, has developed a comprehensive system combining legal guarantees and diverse policies, including a long-term care insurance system covering all individuals aged 65 and above [5] - South Korea, facing the world's fastest aging speed, focuses on addressing low birth rates and aging simultaneously, implementing cash subsidies and expanding childcare facilities while considering raising the age standard for elderly benefits [5] - China explores a governance model of "government-led + social participation + all-age coverage," integrating aging governance into national mid- to long-term planning and building a multi-tiered pension security system [5] Group 3: Regional Cooperation - East Asian countries can deepen cooperation in five areas: establishing policy coordination and information sharing mechanisms for sustainable experience exchange [5] - Constructing a health and elderly care technology case database to promote mutual learning of best practices [5] - Promoting mutual recognition of medical and care standards and fostering partnerships between institutions [5] - Integrating the silver economy industry chain by combining market advantages, technological strengths, and innovative vitality to form cross-border industry alliances [5] - Cultivating new regional elderly care business models and jointly developing new sectors such as elderly cultural tourism and health management [5]
建立长期护理保险制度是一项民生工程(专家点评)
Ren Min Ri Bao· 2025-11-18 23:01
Core Viewpoint - The establishment of a long-term care insurance system in China aims to provide financial support and services for the elderly suffering from disabilities and dementia, significantly alleviating the economic burden on families and promoting the development of the long-term care industry [1] Group 1: Long-term Care Insurance System - Over 45 million elderly individuals in China require long-term care from family members or institutions [1] - The long-term care insurance system was initiated in June 2016, with 15 cities selected as pilot areas, and Jilin and Shandong provinces identified as key regions for exploration [1] - As of the end of 2024, 49 pilot cities will have a total of 188 million participants in the long-term care insurance program, with 1.4625 million individuals receiving benefits this year [1] Group 2: Financial Aspects - The total income of the long-term care insurance fund across pilot regions is 24.415 billion yuan, while total expenditures amount to 13.108 billion yuan [1] - The system is designed to alleviate the high costs associated with long-term care and medical services for disabled and demented individuals, thereby reducing the financial strain on families [1] Group 3: Industry Impact - The establishment of the long-term care insurance system is expected to significantly promote the growth of the elderly care service industry, particularly the long-term care sector [1]
长期护理保险累计筹集资金已超千亿元 支出超过850亿元
Xin Hua Cai Jing· 2025-07-24 05:36
Core Viewpoint - The long-term care insurance system in China is gradually showing its comprehensive effects, with over 100 billion yuan in funds raised and more than 85 billion yuan spent, aimed at alleviating the daily care costs for elderly individuals and those with disabilities [1][2]. Group 1: System Development - The long-term care insurance system has established a basic framework through pilot programs in 49 cities, creating a funding mechanism and improving benefit guarantees [2]. - The policy framework has been strengthened with the issuance of 15 new documents related to disability assessment and service management [2]. Group 2: Social Impact - The long-term care insurance has significantly reduced the financial burden on families of disabled individuals, covering approximately 70% of care service costs and benefiting over 2 million disabled individuals during the 14th Five-Year Plan [2]. - The program has alleviated care service costs by over 50 billion yuan, enhancing public satisfaction [2]. Group 3: Economic Contribution - The long-term care insurance system has stimulated investment in related industries, with over 50 billion yuan in social capital attracted and more than 8,800 designated service institutions established [3]. - The number of care service personnel has increased by over 50% to 300,000, contributing to the growth of the silver economy [3].
民生实事“进度条”继续刷新
Zhen Jiang Ri Bao· 2025-05-30 00:11
Group 1 - The city government has made significant progress in implementing 40 livelihood projects, with five projects ahead of schedule as of the end of April [1][2] - A total of 331 new parking spaces have been added in the city from January to April, exceeding the halfway target for the year [1] - The long-term care insurance system is gradually expanding its coverage to address the challenges faced by families with disabled members [2] Group 2 - The city has developed 4,924 youth employment internship positions, achieving a completion rate of 75% of the annual target [2] - Free screenings for cervical and breast cancer have been conducted for 30,300 and 37,100 women respectively, with completion rates of 76% and 93% [2] - The procurement and installation of air conditioning units in 13 schools have been completed by the end of April, indicating progress in educational infrastructure [3]