Core Insights - OpenAI has acquired the AI personal finance app Roi, driven by Roi's CEO Sujith Vishwajith, aligning with the latest trends in the AI industry [1][3] - Roi will cease operations and customer service on October 15, following the acquisition [1] Company Strategy - The acquisition of Roi is part of OpenAI's broader strategy to integrate personalization and life management into next-generation AI products [3] - Roi's expertise in providing personalized financial services has potential applications beyond finance, enhancing OpenAI's consumer offerings [3][5] Financial Background - Roi, founded in 2022 and based in New York, raised $3.6 million in early funding from investors including Balaji Srinivasan and Spark Capital [3] - The app aimed to consolidate various financial assets for users, providing insights and aiding in trading decisions [3] User Experience - Roi's platform featured a financial AI partner that interacted with users in a personalized manner, adapting to their preferences [4][5] - The company emphasized the need for software to be adaptive and personalized, enhancing user engagement [5] Market Position - OpenAI is focusing on building its consumer application team, indicating a shift from being solely an API service provider to developing end-user applications [5][6] - The acquisition is expected to enhance OpenAI's capabilities in creating adaptive consumer products [5]

Is agentic AI about to go mainstream?Handcrafted marketplace Etsy (ETSY -0.22%) reported a nearly 5% drop in gross sales on its platform when it released financial results for the second quarter of 2025. But OpenAI -- the world's most recognizable artificial intelligence (AI) start-up -- could finally give the flailing marketplace the boost that it needs.On Sept. 29, Etsy stock soared 16% after OpenAI announced that it was partnering with the e-commerce platform for a brand new AI product. It's called Insta ...

Key Points OpenAI just launched Instant Checkout for ChatGPT. The new tool allows shoppers to search for online merchandise on sites like Etsy and pay directly through ChatGPT. Etsy has been struggling for years. 10 stocks we like better than Etsy › Not too long ago, Etsy (NASDAQ: ETSY) seemed like one of the most promising e-commerce stocks on the market. Sales were soaring, up triple digits during the pandemic, as its online flea market saw a surge of interest during the stay-at-home period. Et ...

A new ChatGPT checkout could push more shopping into AI conversations -- and both commerce platforms want in.E-commerce just took a step further into artificial intelligence (AI). On Monday, OpenAI announced that U.S. users can now buy from U.S. Etsy (ETSY -10.70%) sellers directly inside ChatGPT, with support for more than one million Shopify (SHOP -0.22%) merchants "coming soon." The experience -- called Instant Checkout -- keeps shoppers in the conversation from discovery to payment and was co-developed ...

ANALYSIS: The Market Threat From A Federal Shutdown Etsy (ETSY) stock dropped sharply on Tuesday, marking a pullback from a nearly 16% surge on Monday. The volatility comes as Wall Street sized up the impact of the e-commerce firm's new partnership with ChatGPT creator OpenAI. OpenAI on Monday announced a new product called Instant Checkout, which allows ChatGPT users to purchase items from U.S. Etsy sellers without leaving the hit chatbot's interface. Etsy is the first partner, with OpenAI planning to soon ...

I mostly buy stuff from ChatGPT now, so I am excited for this new feature!OpenAI (@OpenAI):ChatGPT already helps millions of people find what to buy. Now it can help them buy it too.We’re introducing Instant Checkout in ChatGPT with @Etsy and @Shopify, and open-sourcing the Agentic Commerce Protocol that powers it, built with @Stripe, so more merchants and developers https://t.co/9miGZr1Yn7 ...

Core Insights - OpenAI has launched a new feature called "Instant Checkout," allowing users to purchase products directly through its AI chatbot ChatGPT, marking a significant step into the e-commerce sector [1][2] - The feature initially supports U.S. users purchasing single items from Etsy, with plans to expand to over 1 million Shopify merchants, including well-known brands like Skims and Glossier [1] - Following the announcement, Etsy's stock surged nearly 16%, while Shopify's stock rose over 6% [1] Company Developments - OpenAI will charge fees on transactions completed through ChatGPT, which will become a new revenue source for the company, although specific rates have not been disclosed [1] - The company is currently not profitable and is heavily investing in expanding its computing infrastructure [1] Technical Aspects - The Instant Checkout feature is developed in collaboration with fintech company Stripe and is supported by the Agentic Commerce Protocol, allowing users to complete transactions without leaving ChatGPT [2] - OpenAI plans to open-source this framework to enable merchants and developers to quickly build integrated scenarios and explore more payment and purchasing applications [2] User Engagement - As of August this year, ChatGPT has over 700 million weekly active users, with a significant number of inquiries related to shopping and consumption [2] - The company aims to create a seamless shopping experience within ChatGPT, helping merchants and developers convert conversations into transactions [2]

Shopify stock jumps six percent after widely rumoured partnership is made official. Shopify will soon bring its merchants’ products into ChatGPT through a partnership with OpenAI, as the chatbot developer rolls out in-app shopping for the first time.OpenAI introduced a new “Instant Checkout” feature to its consumer chatbot today that lets users in the United States buy products from Etsy sellers without leaving the app. Shopify merchants will reach ChatGPT soon, alongside multiple-item purchases, the compa ...

AI and E-commerce - OpenAI and Stripe have launched "Instant Checkout" in ChatGPT, allowing U.S. users to purchase products directly from Etsy (ETSY) and soon from over a million Shopify (SHOP) merchants, creating a new sales channel and revenue stream for OpenAI [3][7] - Following the announcement, shares of Etsy and Shopify saw an uptick, with Shopify experiencing a 2.5% rise in after-hours trading, indicating market optimism for AI-driven commerce [3][7] Intellectual Property and Creative Industries - OpenAI's new Sora video generator will require copyright holders to opt out if they wish to prevent their copyrighted material from being used in generated videos, raising significant discussions around intellectual property rights in creative industries [4][7] Corporate Leadership Changes - CSX Corporation (CSX) appointed Steve Angel as its new President and CEO, effective September 28, 2025, amidst activist investor pressure, while maintaining its full-year volume growth expectations [5][7] U.S. Pharmaceutical Tariffs - The U.S. will impose 100% tariffs on imported branded and patented pharmaceutical products starting October 1, 2025, with exemptions for companies building manufacturing plants in America, potentially leading to higher drug prices and supply chain reconfigurations [6][7] France's Economic Challenges - France's debt-to-GDP ratio is projected to reach 116.0% in 2025 and 118.4% in 2026, with a budget deficit forecast at 5.6% of GDP for 2025, highlighting significant economic pressure and political instability [8][7]

ChatGPT already helps millions of people find what to buy. Now it can help them buy it too. We’re introducing Instant Checkout in ChatGPT with @Etsy and @Shopify, and open-sourcing the Agentic Commerce Protocol that powers it, built with @Stripe, so more merchants and developers can integrate agentic checkout. Instant Checkout is now rolling out to US ChatGPT Pro, Plus and Free logged-in users buying from US Etsy sellers, with over 1 million Shopify merchants rolling out soon. ...