中新网南平11月23日电 (记者 张丽君)第三届生态资产管理与中国式现代化战略咨询会22日在福建南平 武夷山启幕。会议以"加强生态资产管理，践行绿水青山就是金山银山理念"为主题，聚焦"十五五"时期 生态产品价值实现路径。 第三届生态资产管理与中国式现代化战略咨询会22日在福建南平武夷山举行。中新网记者 张丽君摄。 11月22日，福建首笔VEP质押贷款正式落地，兴业银行南平分行与武夷山4家生态茶叶企业签约。中新 网记者 张丽君摄。 值得关注的是，全国首批生态茶园VEP贷款正式落地，兴业银行南平分行与武夷山4家生态茶叶企业签 约。该贷款以VEP核算结果为核心质押依据，未来将探索"VEP价值与贷款利率挂钩"机制，为金融支持 生态产业提供可复制经验。 会议期间，中国人民大学生态环境学院与武夷山国家公园签订共建教学实践基地协议并揭牌。 中国人民大学党委常委、常务副校长朱信凯在致辞中表示，二十年实践证明，"绿水青山"是极具潜力的 经济资源，可转化为推动高质量发展的生态资产。生态资产管理通过统筹生态链、经济链、产业链推动 自然资本增值，是释放生态综合效益的关键抓手。 据悉，本次会议设置5个专题论坛，将通过多项务实举措，推动 ...

■本报记者 陈衍水 近日，兴业银行落地了系统内首笔VEP质押贷款，以国家AAAA级风景区——四川西昌邛海湿地景区 一、二、三期特定地域生态价值（VEP）为质押，向项目运营方投放贷款1亿元。 据介绍，VEP是特定地域空间内，以生态系统为基础的适宜产业在未来一定开发期限内所能产生的各类 生态产品收益的价值总值，主要体现为物质供给、调节服务和文化服务三大类生态产品价值。VEP质押 贷款是兴业银行发挥绿色行业研究优势，以生态产品的供给服务、调节服务和支持服务等生态价值的核 算量化作为质押创设的一种绿色贷款产品，评价指标主要包括植被生物量、水源涵养、气候调节、释 氧、生态系统固碳、生物多样性维持等多方面。 邛海湿地景区一、二、三期VEP超4亿元，具有涵养水源、调节城市气候、净化水质、提供动植物栖息 等多重功效。 "我们通过给绿水青山标注'看得见'的价值，有效解决因生态资产难评估、评估结果难应用导致的生态 项目融资难等问题，是我行在生态产品价值实现领域的又一创新实践。"兴业银行绿色金融部相关负责 人表示。 作为国内绿色金融先行者，兴业银行深入践行"两山"理念，积极开发具有生态价值实现意义的特色产 品，在全国率先落地碳排放 ...

Core Insights - The article highlights the first VEP (Value of Ecosystem Products) pledge loan by Industrial Bank, amounting to 100 million yuan, secured against the ecological value of the Sichuan Xichang Qionghai Wetland Scenic Area [1][2] - VEP represents the total value of various ecological product revenues generated within a specific geographic area over a defined development period, focusing on material supply, regulatory services, and cultural services [1] - Industrial Bank has been a pioneer in green finance in China, developing innovative products like carbon emission rights pledge loans and water rights pledge loans to enhance green financing accessibility for enterprises [2] Company Initiatives - Industrial Bank has launched several innovative green financial products, including the first GEP (Gross Ecosystem Product) pledge loan in Sichuan and the first market-based forestry biological asset note pledge loan in Fujian [2] - The bank aims to bridge the gap between ecological value and financial value, promoting the dual transformation of "green mountains and clear waters" into "golden mountains and silver mountains" through its financial products [2] - As of the end of September, Industrial Bank's green finance financing balance reached 2.47 trillion yuan, with green loan balance at 1.103781 trillion yuan, supporting projects that can reduce carbon dioxide emissions by over 27 million tons annually [2]

Core Viewpoint - Industrial Bank has successfully launched its first VEP (Value of Ecosystem Products) pledge loan, providing a loan of 100 million yuan to the project operator of the Sichuan Xichang Qionghai Wetland Scenic Area, which is a national AAAA-level scenic spot [1] Group 1: VEP Pledge Loan Details - The VEP pledge loan is based on the ecological value of specific geographic areas, reflecting the total value of various ecological product revenues that can be generated within a certain development period [1] - The ecological value is quantified through metrics such as vegetation biomass, water conservation, climate regulation, oxygen release, carbon sequestration, and biodiversity maintenance [1] - The VEP for the Qionghai Wetland Scenic Area exceeds 400 million yuan, providing multiple ecological benefits including water conservation, urban climate regulation, water quality purification, and habitat provision for flora and fauna [1]

Group 1 - The core viewpoint of the articles highlights the rapid development of the green finance market in China, showcasing significant improvements in the quality and scale of green bonds and related financial instruments [2][4]. - The China Green Bond Market Quality Index has increased 5.5 times from 2016 to 2024, with a compound annual growth rate of 23.5%, indicating a shift from quantity-driven to quality-driven growth [2]. - The issuance scale of green bonds in China grew from 201.8 billion yuan to 683.3 billion yuan between 2016 and 2024, with an average annual growth rate of 16.5% [2]. Group 2 - Hong Kong has released a report identifying innovative opportunities in the green and GSS+ bond market, aiming to enhance market liquidity and promote product diversification [3][4]. - The report suggests specific policy recommendations to overcome development bottlenecks in the GSS+ bond market, focusing on standardization, encouraging diverse issuers, and integrating digital finance [3]. - The report emphasizes Hong Kong's role as a "super connector" for regional green projects, facilitating efficient financing and orderly cross-border capital flow [4]. Group 3 - The national carbon market saw a peak price of 58.51 yuan per ton last week, with a trading volume of over 9 million tons and a total transaction value exceeding 463 million yuan [5][6]. - The carbon market's cumulative transaction volume reached approximately 779 million tons, with a total transaction value of about 52.28 billion yuan as of November 7, 2025 [6]. Group 4 - Guangdong has initiated a special loan program to support the transformation of railway projects, providing 19.8 million yuan to replace old locomotives with energy-efficient models, projected to save 1,200 tons of standard coal and reduce CO2 emissions by 3,000 tons annually [7]. - Sichuan has implemented the first ecological product value (VEP) pledge loan, amounting to 100 million yuan, leveraging the ecological value of wetland areas for financing [8]. - Henan has successfully executed its first green transfer syndicate loan of 300 million yuan for the construction of a green data center, integrating low-carbon technologies and enhancing energy efficiency [9].

Key Insights - The rapid development of the green finance market has led to an increase in relevant information and data, with a focus on the latest trends and practices in green finance [1] Group 1: Green Bond Market - China's green bond market quality index has increased 5.5 times over eight years, from a baseline of 100 in 2016 to 548.4 in 2024, with a compound annual growth rate of 23.5% [4] - The issuance scale of green bonds in China grew from 201.8 billion to 683.3 billion from 2016 to 2024, with an average annual growth rate of 16.5% [4] - The number of green bond issuing institutions increased from 35 to 249 during the same period, reflecting an average annual growth rate of 27.8% [4] Group 2: Hong Kong GSS+ Bond Market - A report on the innovative opportunities in Hong Kong's green and sustainable development (GSS+) bond market identifies development bottlenecks and proposes actionable policy recommendations [5] - The report emphasizes enhancing market liquidity, promoting product diversification, and encouraging participation from various issuers to strengthen Hong Kong's role as a "super connector" for regional green projects [5][6] Group 3: Carbon Market - The national carbon market saw a peak price of 58.51 yuan per ton last week, with a closing price reflecting an increase of 11.22% from the previous week [7] - The total transaction volume of carbon emission allowances reached 9,235,657 tons last week, with a total transaction value of approximately 463.14 million yuan [8] Group 4: Green Finance Practices - Guangdong province has implemented a special loan to support the transformation of a railway project, with an estimated annual energy saving of 1,200 tons of standard coal and a reduction of 3,000 tons of CO2 emissions [11] - Sichuan province has introduced the first ecological product value (VEP) pledge loan, leveraging the ecological value of wetland areas for financing, addressing challenges in assessing and monetizing ecological assets [12] - A green transfer syndicate loan of 300 million yuan has been successfully issued in Henan province for the construction of a green data center, integrating green finance with digital infrastructure [13]

Core Insights - The article discusses the transformation of ecological products into financial assets, addressing challenges such as difficulty in measurement, collateralization, trading, and monetization [1][2]. Group 1: VEP Pledge Loan - Recently, Industrial Bank launched its first VEP (Value of Ecological Products) pledge loan, providing a loan of 100 million yuan to the project operator of the Sichuan Xichang Qionghai Wetland Scenic Area, which is a national AAAA-level scenic area [1]. - VEP represents the total value of various ecological product revenues that can be generated from specific geographic areas over a defined development period, encompassing material supply, regulatory services, and cultural services [1]. - The VEP pledge loan is a green loan product that quantifies ecological values such as vegetation biomass, water conservation, climate regulation, oxygen release, carbon sequestration, and biodiversity maintenance [1]. Group 2: Green Financial Innovations - As a pioneer in green finance in China, Industrial Bank actively develops products that realize ecological value, having introduced innovative products like carbon emission rights pledge loans, water rights pledge loans, and forest rights pledge loans [2]. - The bank has made significant strides in ecological value realization, including the first GEP (Gross Ecosystem Product) pledge loan in Sichuan and the first market-based forestry biological asset bill pledge loan in Fujian [2]. - As of the end of September, Industrial Bank's green finance financing balance reached 2.47 trillion yuan, with a green loan balance of 1.103781 trillion yuan, supporting projects that can achieve annual carbon dioxide emissions reductions exceeding 27 million tons [2].