（文章来源：北京商报） 北京商报讯1月7日，河北金融监管局发文表示，河北金融监管局迅速做好雨雪冰冻天气保险服务工作， 指导辖内保险公司提前做好人员、车辆、物资准备，依托微信等网络平台发布预警提示，最大程度减少 人身及财产损失。畅通服务热线，及时调配专员做好救援查勘理赔工作。目前，已受理理赔案件2万余 件，估损金额超1.4亿元，理赔金额超2500万元。 ...

（文章来源：北京商报） 北京商报讯1月7日，人民银行官方储备资产数据更新。数据显示，截至2025年12月末，我国黄金储备报 7415万盎司，环比增加3万盎司，为连续第14个月增持黄金。 ...

Core Viewpoint - The article highlights consumer complaints regarding the Duolingo app's misleading "free trial" offers, which lead to unexpected subscription charges without proper notification [2][3][12]. Group 1: Consumer Complaints - Multiple consumers reported being charged between 588 to 998 yuan after signing up for a "free trial" on the Duolingo app, without receiving any prior notification about the charges [2][3][12]. - Consumers like Bai Jiajia and Mu Yu experienced unexpected deductions from their accounts, despite assurances that they would receive reminders before the trial ended [3][7]. - The issue has gained traction on social media platforms, with discussions around "Duolingo charges" reaching over 223,000 views and nearly 4,000 comments [8]. Group 2: Misleading Practices - Duolingo's "free trial" requires users to select a paid subscription plan, which is not clearly communicated until later in the signup process, leading to confusion and unintentional charges [12][18]. - The app's interface does not adequately disclose that the free trial is contingent upon selecting a paid plan, which misleads consumers into thinking they are signing up for a standalone trial [18][20]. - Legal experts argue that Duolingo's practices violate consumer rights laws by failing to provide clear information about subscription terms and automatic renewals [11][25]. Group 3: Refund Challenges - Consumers face difficulties in obtaining refunds, as Duolingo and Apple often shift responsibility for processing refunds back and forth, leaving users without recourse [26][29]. - Duolingo's customer service indicates that refund requests must go through Apple, while Apple claims that Duolingo is responsible for handling such requests, creating a frustrating cycle for consumers [27][30]. - Legal experts suggest that both Duolingo and Apple should establish a clearer, consumer-friendly refund process to address the issues arising from misleading subscription practices [30][31].

北京商报讯（记者 廖蒙）1月7日，人民银行官方储备资产数据更新。数据显示，截至2025年12月末， 我国黄金储备报7415万盎司，环比增加3万盎司，为连续第14个月增持黄金。 ...

在新能源汽车市场从高速增长迈向高质量发展的关键节点，技术路线的选择与市场格局的变迁成为行业 关注的核心。日前，蔚来创始人、董事长、CEO李斌在接受北京商报记者专访时表示，任何技术路线的 终极归宿都是用户价值。在他看来，过去增程、插混车型的崛起是充换电基础设施不完善时的阶段性选 择。如今市场结构已发生深刻变革，纯电拐点已至，纯电大三排SUV的黄金时代正在到来。面向未来， 蔚来将继续围绕技术和补能体系持续创新，不断为用户创造价值：继续坚决投入基础设施建设，目标到 2030年充换电站均突破1万座。 纯电大三排SUV黄金时代正在到来 "蔚来始终坚持只做纯电，基于一个底层逻辑：任何技术路线，最终都要回到用户价值。"李斌的这句 话，既是蔚来11年发展的核心准则，也是新能源汽车行业的竞争本质。在他看来，过去几年增程和插混 车型的快速增长，并非技术路线的终极胜利，而是特定阶段市场需求的客观反映。"核心原因在于当时 充换电基础设施尚不充分，可油可电暂为用户带去更好的综合体验，这是不同技术在不同阶段满足用户 需求的结果。" 同时，蔚来正在发力补能体，希望打通用户体验的"最后一公里"。截至2025年11月，蔚来在全球累计建 成换电 ...

北京商报讯（记者 吴其芸）1月7日，北京商报记者从"人民文学出版社"微信公众号获悉，人民文学出 版社发布致歉信称，近日，一五老师通过抖音等平台指出本社《经典常谈》一书存在编校质量问题。看 到视频后，本社非常重视，立即组织编辑及社外专家进行自查。 据了解，《经典常谈》包括说文解字、周易、尚书、诗经、三礼、春秋三传、四书、战国策、史记汉 书、诸子、辞赋、诗、文等十三篇，系统地介绍了中国古代文学的发展与历史脉络，是中国传统文化的 启蒙作品。 经核查，有些问题确应改正，如第9页"洪范"应加书名号，第25页注释"苇"应作"苇籥"，第53页"犹 然"应作"尤然"，第108页"孔子"应作"孟子"，第121页"谦"应作"㧑谦"等。有些问题可进一步探讨，如第 3页"胡母敬"是否应作"胡毋敬"；第24页"便手也舞起来了，脚也蹈起来了"中的"蹈"，是应从底本 作"踏"，还是应据《诗大序》"手之舞之，足之蹈之"校改等。 人民文学出版社在致歉信中提出，在编辑加工过程中，对底本讹误作了修订，但仍有一些底本讹误未能 发现，如第24页注释"英美吉特生《英国民歌论说》"应作"英国吉特生《英国民歌论》说"等。 人民文学出版社方面表示，在此向广大 ...

北京商报讯（记者 孟凡霞 周义力）1月7日，国家金融监督管理总局台州监管分局发布的行政处罚信息 公开表显示，浙江天台农商行因"未按规定承担贷款业务抵押登记费；员工与信贷客户存在非正常资金 往来等"违法违规行为，被罚款110万元，相关负责人谢俊、谢相银被警告。 ...

Group 1 - The Shanghai Financial Regulatory Bureau approved the appointment qualifications of Hu Jun as the General Manager of Ford Automotive Finance (China) Co., Ltd [1]

Core Insights - Gaode's user base for the "Street View Ranking" has surpassed 660 million, with the app adding 46 million monthly active users in a single month, bringing the total to 996 million [1][3] Group 1: Product Upgrades - The "Street View Ranking" has been upgraded to include the world's first "Flying Street View," allowing users to view real-life scenes from street level to inside stores [3] - A dynamic lifestyle service ranking has been launched, which generates seasonal and location-based lists based on user behavior data from 1 billion users and 290 million daily actions [3] - The "Flying Street View" feature has been made available for 1 million small businesses for free, and the Palace Museum's "Flying Street View" has also been officially launched [3] Group 2: User Engagement and Features - The new ranking system includes 6,553 seasonal lists and 1,550 category lists to cater to diverse user interests, covering activities like hiking, fishing, and camping [3][4] - A recommendation mechanism based on trust relationships has been introduced, allowing users to see friends' activities, ratings, and reviews first [4] - The platform has attracted 860,000 new merchants within 100 days, with merchant order volume increasing by over 330% and revenue growing by over 270% [4]

【#小米集团重罚KOL事件相关人员#】#小米称此次事件严重伤害米粉感情##雷军宣布今晚8点直播# 1 月6日晚间，小米公司发言人就"团队与相关KOL接触"事件发布最终调查结果：涉事经办员工予以辞 退，集团副总裁兼CMO许斐、公关部总经理徐洁云因管理失职被通报批评，并扣除2025年绩效及全年 奖金。 公司称，该事件"严重违背公司原则、伤害米粉感情"，未来将不再与相关KOL合作。（北京商报记者 陶凤 王天逸） 、涉事负责经办人员,做辞退处罚。 二、集团副总裁兼CMO许斐和集团公关部总经理徐洁 云承担管理失职责任,予以通报批评,扣除2025年相 关绩效成绩,并取消2025年度奖金。 "因为米粉,所以小米",米粉的信任和支持,是小米不 断前行的基石。 我们深知,今天小米所有成绩都源于米粉朋友们不离不 弃的支持。我们再次道歉,欢迎大家继续监督。 小米公司发言人 2026年1月6日 7 1259 日 1411 17 1.7万 ...