（文章来源：北京商报） 北京商报讯1月7日，河北金融监管局发文表示，河北金融监管局迅速做好雨雪冰冻天气保险服务工作， 指导辖内保险公司提前做好人员、车辆、物资准备，依托微信等网络平台发布预警提示，最大程度减少 人身及财产损失。畅通服务热线，及时调配专员做好救援查勘理赔工作。目前，已受理理赔案件2万余 件，估损金额超1.4亿元，理赔金额超2500万元。 ...

Core Insights - The People's Bank of China has updated its official reserve asset data, indicating that as of December 31, 2025, the country's gold reserves stand at 74.15 million ounces, reflecting an increase of 30,000 ounces from the previous month, marking the 14th consecutive month of gold accumulation [1] Group 1 - The gold reserves of China have reached 74.15 million ounces as of December 31, 2025 [1] - There has been a month-on-month increase of 30,000 ounces in gold reserves [1] - This marks the 14th consecutive month that China has increased its gold holdings [1]

Core Viewpoint - The article highlights consumer complaints regarding the Duolingo app's misleading "free trial" offers, which lead to unexpected subscription charges without proper notification [2][3][12]. Group 1: Consumer Complaints - Multiple consumers reported being charged between 588 to 998 yuan after signing up for a "free trial" on the Duolingo app, without receiving any prior notification about the charges [2][3][12]. - Consumers like Bai Jiajia and Mu Yu experienced unexpected deductions from their accounts, despite assurances that they would receive reminders before the trial ended [3][7]. - The issue has gained traction on social media platforms, with discussions around "Duolingo charges" reaching over 223,000 views and nearly 4,000 comments [8]. Group 2: Misleading Practices - Duolingo's "free trial" requires users to select a paid subscription plan, which is not clearly communicated until later in the signup process, leading to confusion and unintentional charges [12][18]. - The app's interface does not adequately disclose that the free trial is contingent upon selecting a paid plan, which misleads consumers into thinking they are signing up for a standalone trial [18][20]. - Legal experts argue that Duolingo's practices violate consumer rights laws by failing to provide clear information about subscription terms and automatic renewals [11][25]. Group 3: Refund Challenges - Consumers face difficulties in obtaining refunds, as Duolingo and Apple often shift responsibility for processing refunds back and forth, leaving users without recourse [26][29]. - Duolingo's customer service indicates that refund requests must go through Apple, while Apple claims that Duolingo is responsible for handling such requests, creating a frustrating cycle for consumers [27][30]. - Legal experts suggest that both Duolingo and Apple should establish a clearer, consumer-friendly refund process to address the issues arising from misleading subscription practices [30][31].

北京商报讯（记者 廖蒙）1月7日，人民银行官方储备资产数据更新。数据显示，截至2025年12月末， 我国黄金储备报7415万盎司，环比增加3万盎司，为连续第14个月增持黄金。 ...

在新能源汽车市场从高速增长迈向高质量发展的关键节点，技术路线的选择与市场格局的变迁成为行业 关注的核心。日前，蔚来创始人、董事长、CEO李斌在接受北京商报记者专访时表示，任何技术路线的 终极归宿都是用户价值。在他看来，过去增程、插混车型的崛起是充换电基础设施不完善时的阶段性选 择。如今市场结构已发生深刻变革，纯电拐点已至，纯电大三排SUV的黄金时代正在到来。面向未来， 蔚来将继续围绕技术和补能体系持续创新，不断为用户创造价值：继续坚决投入基础设施建设，目标到 2030年充换电站均突破1万座。 纯电大三排SUV黄金时代正在到来 "蔚来始终坚持只做纯电，基于一个底层逻辑：任何技术路线，最终都要回到用户价值。"李斌的这句 话，既是蔚来11年发展的核心准则，也是新能源汽车行业的竞争本质。在他看来，过去几年增程和插混 车型的快速增长，并非技术路线的终极胜利，而是特定阶段市场需求的客观反映。"核心原因在于当时 充换电基础设施尚不充分，可油可电暂为用户带去更好的综合体验，这是不同技术在不同阶段满足用户 需求的结果。" 同时，蔚来正在发力补能体，希望打通用户体验的"最后一公里"。截至2025年11月，蔚来在全球累计建 成换电 ...

北京商报讯（记者 吴其芸）1月7日，北京商报记者从"人民文学出版社"微信公众号获悉，人民文学出 版社发布致歉信称，近日，一五老师通过抖音等平台指出本社《经典常谈》一书存在编校质量问题。看 到视频后，本社非常重视，立即组织编辑及社外专家进行自查。 据了解，《经典常谈》包括说文解字、周易、尚书、诗经、三礼、春秋三传、四书、战国策、史记汉 书、诸子、辞赋、诗、文等十三篇，系统地介绍了中国古代文学的发展与历史脉络，是中国传统文化的 启蒙作品。 经核查，有些问题确应改正，如第9页"洪范"应加书名号，第25页注释"苇"应作"苇籥"，第53页"犹 然"应作"尤然"，第108页"孔子"应作"孟子"，第121页"谦"应作"㧑谦"等。有些问题可进一步探讨，如第 3页"胡母敬"是否应作"胡毋敬"；第24页"便手也舞起来了，脚也蹈起来了"中的"蹈"，是应从底本 作"踏"，还是应据《诗大序》"手之舞之，足之蹈之"校改等。 人民文学出版社在致歉信中提出，在编辑加工过程中，对底本讹误作了修订，但仍有一些底本讹误未能 发现，如第24页注释"英美吉特生《英国民歌论说》"应作"英国吉特生《英国民歌论》说"等。 人民文学出版社方面表示，在此向广大 ...

北京商报讯（记者 孟凡霞 周义力）1月7日，国家金融监督管理总局台州监管分局发布的行政处罚信息 公开表显示，浙江天台农商行因"未按规定承担贷款业务抵押登记费；员工与信贷客户存在非正常资金 往来等"违法违规行为，被罚款110万元，相关负责人谢俊、谢相银被警告。 ...

Group 1 - The Shanghai Financial Regulatory Bureau approved the appointment qualifications of Hu Jun as the General Manager of Ford Automotive Finance (China) Co., Ltd [1]

Core Insights - Gaode's user base for the "Street View Ranking" has surpassed 660 million, with the app adding 46 million monthly active users in a single month, bringing the total to 996 million [1][3] Group 1: Product Upgrades - The "Street View Ranking" has been upgraded to include the world's first "Flying Street View," allowing users to view real-life scenes from street level to inside stores [3] - A dynamic lifestyle service ranking has been launched, which generates seasonal and location-based lists based on user behavior data from 1 billion users and 290 million daily actions [3] - The "Flying Street View" feature has been made available for 1 million small businesses for free, and the Palace Museum's "Flying Street View" has also been officially launched [3] Group 2: User Engagement and Features - The new ranking system includes 6,553 seasonal lists and 1,550 category lists to cater to diverse user interests, covering activities like hiking, fishing, and camping [3][4] - A recommendation mechanism based on trust relationships has been introduced, allowing users to see friends' activities, ratings, and reviews first [4] - The platform has attracted 860,000 new merchants within 100 days, with merchant order volume increasing by over 330% and revenue growing by over 270% [4]

【#小米集团重罚KOL事件相关人员#】#小米称此次事件严重伤害米粉感情##雷军宣布今晚8点直播# 1 月6日晚间，小米公司发言人就"团队与相关KOL接触"事件发布最终调查结果：涉事经办员工予以辞 退，集团副总裁兼CMO许斐、公关部总经理徐洁云因管理失职被通报批评，并扣除2025年绩效及全年 奖金。 公司称，该事件"严重违背公司原则、伤害米粉感情"，未来将不再与相关KOL合作。（北京商报记者 陶凤 王天逸） 、涉事负责经办人员,做辞退处罚。 二、集团副总裁兼CMO许斐和集团公关部总经理徐洁 云承担管理失职责任,予以通报批评,扣除2025年相 关绩效成绩,并取消2025年度奖金。 "因为米粉,所以小米",米粉的信任和支持,是小米不 断前行的基石。 我们深知,今天小米所有成绩都源于米粉朋友们不离不 弃的支持。我们再次道歉,欢迎大家继续监督。 小米公司发言人 2026年1月6日 7 1259 日 1411 17 1.7万 ...