Group 1: Central Economic Work Conference Focus - The 2025 Central Economic Work Conference emphasizes the need for financial institutions to support key areas such as expanding domestic demand, technological innovation, and small and micro enterprises [1] - The conference outlines a clear focus for 2026 financial work on serving the real economy, risk prevention, supporting technological innovation, and deepening reforms [1] Group 2: Challenges in Technological Innovation Financing - Technological innovation is crucial for transforming economic growth from quantity to quality, but it faces high risks, long cycles, and uncertain returns [2] - Traditional capital struggles to balance risk and return due to the long-term funding needs and the structural mismatch between traditional financing models and the growth patterns of tech companies [2] Group 3: Financial Service Innovation for Technology - The conference calls for innovative financial services that align closely with technological needs, focusing on product supply, service boundaries, and evaluation systems [3] - A comprehensive product matrix covering all stages of technological innovation is necessary to address the differing financing needs throughout the innovation process [3] - Financial products should extend beyond just tech projects to include diverse innovation entities, creating a service framework that encompasses enterprises, talent, and research institutions [3] Group 4: Revitalizing Private Investment - Private investment is a key indicator of macroeconomic activity and is essential for job stability and economic growth, yet it faces multiple constraints [4] - The conference highlights the importance of new policy financial tools to stimulate private investment and reduce initial capital burdens [4][5] Group 5: Effectiveness of New Policy Financial Tools - New policy financial tools have shown effectiveness in addressing private investment challenges, with significant funding allocated to various projects [5] - The integration of policy credit and leverage effects is expected to mobilize substantial total investments, significantly lowering the risk exposure for private capital [5][6] Group 6: Challenges Facing Small and Medium Financial Institutions - Small and medium financial institutions are crucial for serving local economies and small enterprises but face significant operational challenges [7] - The conference indicates a need for these institutions to undergo a process of reduction and quality improvement, leading to market exits and mergers [7][8] Group 7: Progress in Mergers and Restructuring - The pace of mergers and restructuring among small financial institutions has accelerated, with a notable number of banks merging or dissolving [8] - The restructuring aims to optimize the financial ecosystem and enhance service quality to better support the local real economy [8]

Core Viewpoint - Doubao Phone has recently gained popularity but has voluntarily given up operating banking apps due to security concerns raised by financial institutions [3][31]. Group 1: Doubao Phone's Decision - Doubao Phone's assistant faced restrictions from several banking apps shortly after its release, leading to the decision to limit the use of financial applications [3][31]. - On December 10, tests showed that Doubao Phone's assistant failed to operate banking apps from major banks, citing security and compliance reasons [3][32]. - The assistant's announcement on December 5 stated it would not replace users in sensitive operations, but this did not alleviate banks' concerns about financial security [3][31][32]. Group 2: Security Concerns - Banking professionals emphasize that without guaranteed security, banks will not easily allow the use of Doubao Phone's assistant for financial transactions [3][31]. - The assistant's technology, which requires screen reading, poses challenges to existing security measures in banking apps, potentially increasing risks of fraud [21][22]. - Concerns were raised about the assistant's ability to bypass traditional identity verification methods, which could lead to significant risks for customer accounts [22][52]. Group 3: Regulatory and Compliance Issues - The use of screen reading technology raises questions about compliance with the principle of "minimum necessary" data collection, as it may inadvertently capture sensitive information [21][53]. - Doubao Phone's commitment to not storing data is viewed skeptically, as the potential for data leaks remains a significant risk [54][55]. - Industry experts argue that without concrete measures for data isolation and compliance, Doubao Phone's assistant may struggle to gain acceptance in the financial sector [56][58]. Group 4: Future of AI Operating Systems - The emergence of AI operating systems like Doubao Phone's assistant could disrupt traditional banking and financial services, pushing banks into a more backend role [27][57]. - If this model becomes mainstream, it may lead to increased competition and necessitate a reevaluation of regulatory frameworks to prevent monopolistic practices [28][58]. - The success of AI assistants in finance will depend on resolving compliance and security issues while establishing a sustainable business model [27][58].

Group 1 - The event "Chime and Drum Together, Beijing Colorful Journey" will take place from December 21, 2025, to January 3, 2026, featuring a series of themed activities including New Year's Eve events and promotional offers [1] - Key attractions for New Year's Eve include performances at the Bell Temple and the Great Wall, with various activities across major scenic spots and shopping districts to create a festive atmosphere [2] - The Beijing Cultural and Tourism Bureau will launch a map highlighting over 70 activities categorized into four themes: New Year celebrations, winter fun, and cultural events, providing a comprehensive guide for citizens [3] Group 2 - During the winter season, 437 commercial performances will be held, including 69 high-quality concerts and various theatrical productions, enhancing the cultural offerings in the city [4] - The city will introduce 10 winter-themed travel routes focusing on winter tourism, including ice and snow activities, and will host various winter festivals across districts [5][6] - Over 100 promotional activities will be launched by more than 50 key shopping malls, featuring discounts, gift promotions, and themed events to attract shoppers [7] Group 3 - More than 40 museums will host New Year's Eve and extended opening activities, with special interactive projects and events planned to engage visitors [9][10] - The museums will also introduce new cultural products and host community-oriented events, enhancing the cultural experience for families and local residents [10][11]

上述声明称，这款产品未经授权擅自突出使用"北京同仁堂"字样，涉嫌违法，同仁堂已启动司法程序， 对涉事企业进行起诉，以求维护广大消费者和企业的合法权益。 新京报贝壳财经讯 12月15日，"同仁堂（600085）健康会员"微信公众号发布声明称，近日，有媒体报 道一款标注"安徽哈博药业有限公司生产、北京同仁堂（四川）健康药业有限公司（以下简称'四川健康 药业'）经销"的"99%高纯南极磷虾油"产品，相关成分涉嫌虚假标注。针对上述情况，公司立即责令四 川健康药业停止经销该产品，并对涉事产品开展全流程核查与追溯。 同仁堂表示，公司将进一步加强管理，与广大消费者和相关各方一道，坚决抵制任何影响消费者健康、 企业品牌形象与各方合法权益的行为。同时，也郑重提醒广大消费者：请务必通过正规渠道购买"北京 同仁堂"产品，并认准"同仁堂"双龙图案商标，避免权益受损。 ...

12月14日，美乌在德国柏林举行会谈时，场外两名狙击手被拍到在屋顶举手机自拍。报道称，当日泽连 斯基与美国中东问题特使威特科夫举行了5小时的会谈，现场为泽连斯基与美国特使团队的会面设置了 最高级别安全戒备。报道称，此次会谈的核心议题仍然是领土、安全保障以及欧盟冻结的俄罗斯央行资 产问题。美特使称，此次会谈取得"重大进展"，双方将于15日上午再次会面。 ...

▲第三方测评乱象引发关注。图/IC photo 靠恶意无理测评引流带货，这招行不通了。 近日，抖音电商对"违规蹭热不当获利"治理规则进行了升级。若账号所发布的所谓"打假""测评""揭黑"等内容引 发广泛质疑，或有多条内容因涉嫌侵权被申诉下架，且同时存在相关商业变现行为，那么该账号将被列为"争议账 号"。平台会依据相关规则，关闭此账号的内容加热与商业变现功能，使其不当内容无法得到推广，不当获利也无 法实现。 数字经济时代，网络平台肩负数字经济中市场主体与监管主体的双重身份，是数字经济的服务提供者、交易组织 者、内容管理者。刚刚结束的中央经济工作会议也提到，推动平台企业和平台内经营者、劳动者共赢发展。 对那些"边打假边带货""假揭黑真牟利"的行为做出及时规制，既是网络平台履行自身主体责任的体现，也是维护 网络营商环境的必要之举，更是保障消费者权益的有力举措。同时，向相关行业释放出强烈信号——打假测评不 容夹带私货。 互联网经济迅猛发展，很多消费者养成了"先看测评后购物"的习惯，这也使得打假、测评成为一种热门赛道，吸 引了众多网红博主。 网红打假同样鱼龙混杂，为了"节目效果"，部分博主不惜夸大、编造问题，打假翻车事 ...

▲千元一斤的"年份陈皮"可能名不副实。图/央视新闻 "年份陈皮"登上热搜，备受关注。 央视《财经调查》栏目接到群众举报，反映陈皮市场存在年份虚标、产地及工艺造假等问题，千元一斤的"年份陈 皮"亦可能名不副实。 一些网络直播间里低价售卖陈皮，年份承诺掷地有声。然而媒体实地调查发现，广西"工艺皮"也可以贴上"新会陈 皮"商标和地理标志，摇身变为"正宗新会老陈皮"，此类"工艺皮"货源充足，可按需供应。而不同"年份"工艺皮本 质相同，批发价均70元左右一斤，但零售价差极大，标五年款卖500元一斤，标十年款卖1000元一斤，仅凭外观就 能翻倍抬价，利润超成本十倍以上。高额利润促使许多商家放弃自然陈化、铤而走险。 地理标志是一个地区特色产品的"金名片"，备受各地政府和社会公众关注。同时，地理标志之所以珍贵，也在于 其使用有严格规定，不能随便使用甚至滥用。 根据《地理标志产品新会陈皮》，在新会陈皮地理标志产品保护范围内栽培的茶枝柑的果皮经晒干或烘干，并在 保护区域范围内贮存陈化三年以上称为新会陈皮。可见，新会陈皮对产地和加工生产方式有严格的定义和要求。 而《新会柑、新会陈皮地理标志专用标志使用管理保护办法》第二十条规定，获 ...

记者从人社部获悉，近日，中央财经大学人力资本与劳动经济研究中心发布中英文版《中国人力资本报 告2025》，公布了我国最新人力资本指数估算结果。 报告显示，从1985年到2023年，中国劳动力平均年龄从32.25岁增加到39.66岁。其中，城镇从33.03岁上 升到39.25岁，乡村从31.99岁上升到40.54岁。 人均人力资本排名北京居首 《中国人力资本报告2025》引入国家统计局、高校和社会调查部门等公布的最新数据对所有计算进行更 新、调整及改进，形成了1985-2023年中国国家层面和省级层面(包括香港特别行政区和台湾地区)分城乡 的多种人力资本度量指标，提供了最新、更准确的人力资本估算结果。 项目有关负责人介绍，所谓人力资本，通俗来说是指能够带来经济和社会效益的个人拥有的知识、技能 及能力。常用的人力资本度量指标有教育程度、工作经验等，教育程度主要度量通过正规教育获得的人 力资本，工作经验注重在工作中通过学习和培训积累的人力资本。 报告显示，2023年，中国人力资本总量按当年价值计算为4375.63万亿元，其中，城镇为4009.30万亿 元，农村为366.33万亿元，分别占人力资本总值的91.63%和 ...

位于深圳湾体育中心春茧体育馆的华润万家市集，也成为选手们的热门去处。现场的"投出好礼"互动专 区更成为跑者们的欢乐场。瞄准，蓄力，投掷！跑者们在轻松有趣的互动中轻松解锁"润家"小吊梨汤、 洛神乌梅饮、茅根竹蔗水等快乐健康水。市集上的的"润家"奶香手撕包、黄油软华夫、原味内蒙鲜牛乳 饼干、低GI有机去核西梅干等零食，也成为赛后能量补给的热门选择。 深圳南山半程马拉松自2015年创办以来，历经十年发展，已成为一项标志性的城市体育盛事，并获评世 界田联标牌赛事。赛事期间，华润万家始终秉持"引领消费升级，共创美好生活"的使命，打造覆盖赛 前、赛中到赛后的全程服务链条，与市民、马拉松爱好者们一道乐享赛事、乐享生活。 山海有径，奔跑不止。万家将继续开发更多自有品牌惊喜好物，不仅提供"优选、优质、优价"的产品满 足消费者的多元化需求，更传递健康、积极、充满乐趣的生活态度，携手消费者奔向每一个更加健康、 美好的明天。 12月14日，2025深圳南山半程马拉松鸣枪开跑，一场融合自然之美、人文之韵与科创之力的奔跑盛事在 山海之畔上演。作为本次赛事支持商，华润万家携旗下自有品牌"润家"，为参赛者和观众带来"赛事全 周期补给+沉浸式 ...

12月11日随着2025年中央经济工作会议的闭幕，"十五五"开局在即。 "十五五"规划建议提出，在"十五五"时期的基础上再奋斗五年，到2035年，中国人均GDP达到中等发达 国家水平。当年轻人拿捏消费"可以买贵的，不能买贵了"，当房地产"造富"神话去魅……下一个五年， 如何撬动中国经济增长新支点？如何持续推进金融改革、实现"金融强国"战略目标？ "当前，中国经济发展面临着两个至关重要的时代背景，这是我们理解一切经济政策与市场变革的逻辑 起点。"中国人民大学国家金融研究院院长、中国资本市场研究院院长、国家一级教授吴晓求就此接受 新京报贝壳财经记者专访，深入解读了"十五五"时期中国经济、金融与资本市场的发展路径。 中国人民大学国家金融研究院院长、中国资本 市场研究院院长、国家一级教授吴晓求（受访者提供） 在"过剩经济"条件下，消费是维持经济动态平衡的关键力量 新京报贝壳财经：在您看来，与"十四五"时期相比，"十五五"这一阶段我国经济将有哪些显著特点？ 吴晓求：研判"十五五"时期经济发展路径，不能仅局限于短期的政策解读，必须将其置于宏大的历史维 度与时代背景中进行深度的学理审视。当前中国面临两个关键时代背景：一是全 ...