【新华企业资讯12月5日】在全国第八个"宪法宣传周"之际，民生银行沈阳分行（以下简称"分行"）在 全行范围内组织开展了形式多样、内容丰富的宪法学习宣传系列活动，将法治宣传教育与金融服务实践 深度融合，为高质量发展筑牢法治根基。 高位推动，全员学法蔚然成风 分行党委高度重视法治建设，将宪法学习宣传作为提升治理能力、培育合规文化的重要抓手。宣传周期 间，分行领导带头深入学习宪法精神及与金融业发展密切相关的法律法规。分行印发专项活动方案，指 导各分支机构结合自身实际，通过"法治民生订阅号"推送宪法宣传小知识、每日答题等多种形式，推动 宪法学习覆盖全体员工。二级分行还组织开展了"宪法晨读"等主题活动，让尊法学法守法用法在全行蔚 然成风。 聚焦阵地，线上线下同频共振 各营业网点充分发挥宣传主阵地作用。分行数家网点在电子显示屏滚动播放宪法宣传标语，在分行大楼 电梯间电视屏滚动播放宪法宣传图， 宪法宣传深入人心。线上宣传同步发力，在分行OA平台设置醒目 宣传版面，以长图等形式，生动解读宪法知识、展示活动亮点。各分支机构所在网点将宪法精神和金融 法律知识送到群众身边。 厚植文化，建设持久法治引擎 宪法宣传周是集中展示，更是持 ...

转自：新华财经 广西国盛稀土新材料有限公司经过持续的科技创新，目前已经成为广西链主型龙头企业、专精特新中小 企业、制造业单项冠军企业。"我们紧紧围绕国家战略和行业发展方向，以连续8年超过3%的研发投入 强度，累计承担国家科技支撑计划、强基工程等各类研发项目近100项，参与起草各类标准7项，先后破 解了国家高端光学、电子、激光材料等高端应用领域的原材料'卡脖子'问题，累计申请专利83项，获授 权专利46项，获得国家级制造业单项冠军、中国工业大奖提名奖、广西科技进步奖等荣誉奖励近20 项。"该公司相关负责人介绍。 近年来，广西稀土紧紧围绕稀土产业链部署创新链，统筹衔接应用基础研究、关键技术攻关、科技成果 转化、产业发展支撑等各环节工作，企业科技创新能力稳步提升，多项技术均达到世界先进水平，稀土 沉淀工艺填补了稀土行业的技术空白。据统计，截至目前，广西稀土已经拥有国家级高新技术企业、国 家知识产权优势企业各2家，国家制造业单项冠军企业、国家专精特新"小巨人"企业、国家级绿色工厂 各1家，此外还有一批省级链主型龙头企业、瞪羚企业、技术创新示范企业。2025年，广西稀土成功获 得国家批准限制技术出口证书，成为全国唯一获 ...

转自：新华财经 "十四五"收官在即，"十五五"谋篇蓄势。12月3日至4日，兴业银行成都分行联合兴业研究在蓉成功主办2026年度策略 会暨2025年"兴研说·每月星光"总决赛。本次活动旨在深度践行"专家办行"，立足金融、服务大局、赋能实体，为金融 强国和中国式现代化建设贡献更大力量。兴业银行成都分行党委书记胡斌，兴业研究党委书记、院长刘健，兴业银行 首席经济学家、兴业研究学术评审委员会主席鲁政委出席会议。兴业银行成都分行、兴业研究主要负责人、500余名 金融机构及企业客户代表参加会议。 策略会伊始，鲁政委以《十五五，会是怎样的五年？》为题发表开场演讲。他指出，"十五五"时期将是碳达峰转折 期、城镇化转折期、隐债清零决胜期等多个关键阶段叠加的五年，碳市场、城市更新、资产盘活、产业发展、科技创 新、企业出海等将成为重点关注领域。在百年未有之大变局背景下，要加快建设现代化产业体系、实现高水平科技自 立自强，促进"中国经济"走向"中国人经济"，综合整治"内卷式"竞争，推动科技、资本与产业形成良性循环。 本次策略会共设置"宏观大势、金融实战、新兴产业、传统产业"四大专场，来自兴业研究30余位研究员先后围绕热点 议题分享最 ...

Core Viewpoint - Guangdong is accelerating the development of its marine economy through financial support, particularly focusing on modern marine ranching as part of the "Hundred Million Project" [1] Group 1: Financial Support and Initiatives - The Agricultural Bank of China Guangdong Branch is a key player in financing the "Hundred Million Project," providing over 21 billion yuan in loans to more than 30,000 marine industry clients in the past two years [1] - The Zhuhai Branch of the Agricultural Bank issued a 84 million yuan loan for the "Zhuhai Modern Marine Ranch Demonstration Industrial Park" project, which aims to achieve an annual catch of 9,100 tons and a production value of approximately 400 million yuan [2] - The Zhanjiang Branch has signed a 200 million yuan loan agreement with the Guangdong Marine Economic Development Group to support the construction of 1,200 gravity cages and 54 truss cages by the end of 2027 [3] Group 2: Impact on Local Economy - The projects supported by the Agricultural Bank are expected to significantly boost local employment, with the Guangdong Marine Economic Development Group's project alone projected to create over 1,000 jobs [3] - The bank's financial products, such as the "Marine Ranch Loan," have improved access to financing for small and medium-sized enterprises, enabling them to expand operations and increase production [4] - By September 2025, the Zhanjiang Branch's loans for marine aquaculture and related industries reached 1.7 billion yuan, supporting 55 leading enterprises and approximately 3,900 marine farmers [5] Group 3: Innovation and Modernization - The projects are focused on transforming traditional fishing practices into modern, intelligent, and standardized operations, with the Zhuhai project serving as a replicable model for marine ranch construction nationwide [2] - The "Marine Ranch Loan" product has increased the collateral rate for marine ranching platforms and equipment from 20% to 50%, facilitating better financing solutions for the marine industry [4] - The financial support is aimed at covering the entire marine industry chain, from breeding and fishing to processing and distribution, promoting a comprehensive upgrade of the marine economy [4]

至午间收盘时，上证指数报3878.99点，涨幅0.08%，成交额约4075亿元；深证成指报13057.09点，涨幅 0.39%，成交额约5852亿元；创业板指报3082.05点，涨幅0.47%，成交额约2682亿元；科创综指报 1572.02点，涨幅0.43%，成交额约1085亿元；北证50指数报1393.75点，涨幅0.47%，成交额约69.2亿 元。 机构观点 中信证券：继续看好互联网板块顺周期属性叠加AI的向上趋势，巨头在AI趋势中攻防兼备。若AI技术 超预期，大概率由互联网巨头及合作方产生；若悲观情景AI泡沫破裂，扎实资产负债表和现金流可作 为避风港。选股维度，当前的模型能力差距尚未带来真正的基本面分化，股价波动主导因素更多是AI 叙事，而叙事则有随时变化的可能性，因此在真正颠覆式创新出现前，建议推荐逆向思维、逢低配置。 中信建投：朱雀三号实现成功入轨，标志着我国两大星座组网新增一个较低成本的选择，产业迎来重大 拐点。后续天龙三号、力箭二号、长十二系列、智神星一号等火箭还将陆续首飞，并开展回收试验，有 望进一步打通产业瓶颈环节，带动卫星星座建设加速，进而带来应用端爆发，全产业链逻辑都将理顺。 中国银河 ...

Core Insights - The Agricultural Bank of China (ABC) Shanghai Branch has successfully implemented the upgraded functions of the Free Trade Account for leading companies in high-end oil equipment manufacturing and semiconductor industries, marking the first successful trial of this initiative [1][2] Group 1: Free Trade Account Upgrade - The upgrade allows trial enterprises to conduct cross-border fund transfers directly with payment instructions, without restrictions on capital projects except for securities investments [1] - This initiative enhances the efficiency of cross-border capital flow for trial enterprises, facilitating the liberalization and convenience of cross-border trade and investment [1] Group 2: Company Highlights - Zhongman Petroleum, a high-tech enterprise in Shanghai, has developed an integrated business system supported by 423 independent patents, with products exported to over ten countries [1] - A leading semiconductor company in China has significantly improved fund transfer efficiency by allowing transactions based solely on payment instructions, eliminating the need for contracts or invoices [2] Group 3: Strategic Implications - The successful launch of these services is a concrete measure to implement the "Shanghai International Financial Center" initiative, enhancing the management of cross-border capital flow in the Shanghai Free Trade Zone [2] - The ABC Shanghai Branch aims to continue supporting high-tech industries and contribute to the high-quality development of the real economy through enhanced financial services [2]

Group 1 - The 2025 Boao Forum for Entrepreneurs in Hainan designated Lenovo Kaitian X1 Carbon as the "official designated domestic computer," marking the first time a domestic computer has been used as the core office equipment for the forum [1] - The "14th Five-Year Plan" emphasizes that China's modernization relies on technological modernization, focusing on enhancing the national innovation system and independent innovation capabilities to seize the high ground in technological development [1] - The "14th Five-Year" period will see the Xinchuang industry shift from "domestic substitution" to "independent innovation," becoming a new driving force for intelligent manufacturing and the construction of a digital China [1] Group 2 - Lenovo Kaitian X1 Carbon, as a representative product of the domestic software and hardware system, has undergone rigorous testing in high-load and high-stability scenarios during the forum [2] - The product supports local large model offline operation, providing intelligent interaction services even in offline environments, thus establishing a comprehensive domestic security protection chain [2] - The successful deployment and stable operation of Lenovo Kaitian X1 Carbon in a national-level conference setting may serve as a reference model for the practical implementation of the Xinchuang industry, showcasing the brand's commitment to driving the industry into a new phase through innovation [2]

Group 1 - The waste steel recycling and processing industry is experiencing growth opportunities due to the national green low-carbon transition strategy [1] - Liaoning Zhonghong Waste Steel Processing Co., Ltd. received a credit loan of 10 million yuan at a preferential interest rate of 2.6% to address financing difficulties [1] - The company, as a high-tech enterprise, provides tens of thousands of tons of quality recycled raw materials annually to large steel mills, contributing to carbon reduction in the steel industry [1] Group 2 - The loan aligns with the policy directive to develop green finance that supports the realization of ecological product value [2] - The funds will primarily be used for winter waste steel reserves, expected to increase raw material inventory by 20,000 tons and reduce carbon dioxide emissions by approximately 15,000 tons annually [2] - The bank has invested over 5 billion yuan in green circular industries in the province and plans to enhance support for strategic emerging industries and the private economy [2]

转自：新华财经 新华财经北京12月5日电（记者沈寅飞）记者从会稽山绍兴酒股份有限公司获悉，近日，会稽山兰亭与法国佳醍亚磨岚庄园（以下简称"佳醍亚"）签署战略 合作协议，双方约定开展酿酒技艺、风土表达等专业领域深度互鉴，并联合在中法两地创新推广品牌文化，以此搭建起东西方酿酒文明深度对话的桥梁。 据介绍，该协议中，双方表示，在合同期内将互采核心商品，围绕市场联动与渠道共享展开深度协作。通过整合品牌资源与销售网络，共同开拓欧洲市场， 实现中法酒文化的双向赋能。 兰亭联名礼盒——"法中醇和"（受访者供图） 在技术与文化交流合作方面，双方约定每年组织酿酒师、品酒师及文化顾问进行互访。与此同时，双方还将进行联合文化推广。 图为佳醍亚（Cattier）与 董事长方朝阳与佳醍亚酒庄第12代庄主Jean Jacques Cattier合影（受访企业供图） 据悉，基于此战略合作的背景，会稽山董事长方朝阳作为中国企业家代表，受邀出席了12月4日在北京举行的中法企业家委员会第七次会议。值此中法关 系"新甲子"的开局之年，会稽山兰亭与佳醍亚联名推出"法中醇和"礼盒，成功入选爱丽舍宫成为礼赠清单，见证中法合作新篇章。 编辑：尹杨 ...

Core Viewpoint - The "14th Five-Year Plan" emphasizes the combination of effective markets and proactive government roles, aiming to enhance the market's decisive role in resource allocation while improving government functions to build a unified, open, competitive, and orderly market system [1] Group 1: Financial Services for SMEs - The plan highlights the importance of stimulating the vitality of various business entities, particularly supporting the development of SMEs and individual businesses, which are crucial for stabilizing the economy and employment [2] - Local governments are encouraged to improve the accessibility and effectiveness of financial services for SMEs, which is a key indicator of local financial service efficiency [2] Group 2: Local Financial Service Ecosystem - Local governments should leverage local financial institutions to create a more tailored financial service system for SMEs, addressing their unique financing challenges [3] - Emphasis is placed on utilizing local financial resources and institutions that are more familiar with regional industries and client credit situations to enhance service delivery [3] Group 3: Risk Mitigation and Credit Enhancement - A robust risk-sharing and credit enhancement system is necessary for SME financing, as traditional credit methods may not suffice due to the asset-light nature of SMEs [4] - Local governments are urged to establish mechanisms such as financial risk compensation funds and government-backed financing guarantees to support SMEs [4] Group 4: Innovative Financial Supply Models - Financial institutions are encouraged to adopt agile, tiered, and scenario-based service models to meet the small, short-term, and frequent financing needs of SMEs [5] - The use of digital technology and data analytics is promoted to improve credit assessment and risk identification for SMEs [5] Group 5: Taizhou's Experience in SME Financial Services - Taizhou has developed a specialized financial system for SMEs, primarily through local banks, effectively channeling financial resources to small enterprises [6] - The city has implemented a "small bank serving small enterprises" model, with local banks employing unique credit assessment methodologies to address financing challenges [7] Group 6: Systematic Support for Financial Institutions - Taizhou has created a credit information sharing platform that aggregates extensive data to assist banks in evaluating SME creditworthiness [8] - The establishment of a trademark pledge financing platform and a credit guarantee fund has been pivotal in reducing financing costs and improving accessibility for SMEs [8] Group 7: Legal Framework for Credit Support - The implementation of the "Taizhou Enterprise Credit Promotion Regulations" marks a significant step in establishing a legal framework to support SME financing [9] - The local financial model has successfully fostered the growth of numerous SMEs with technological advantages, significantly enhancing the vitality of the local economy [9]