Core Insights - The Anhui Provincial Department of Industry and Information Technology announced the list of benchmark service-oriented manufacturing enterprises and integrated application scenarios for 2025, with Anhui Huaheng Biotechnology Co., Ltd. and Hefei Rongshida Electric Appliance Group Co., Ltd. being selected [1][2] Group 1: Manufacturing Service Integration - Anhui Huaheng Biotechnology's "AI-driven Biomanufacturing Pilot Platform Integrated Service Scenario" focuses on industrial applications to meet production demands, integrating AI technology into key processes such as strain intelligent design and process simulation optimization [1] - This scenario aims to shorten the industrialization cycle of new projects and transition from "single product output" to an open and shared AI + pilot manufacturing service platform, empowering upstream and downstream enterprises and driving collaborative upgrades and green transformation in the biomanufacturing industry [1] Group 2: Consumer Demand Solutions - Hefei Rongshida Electric Appliance's "Full-domain Smart Living Application Scenario Based on Multimodal Interaction and Autonomous Decision-making" addresses consumer needs, integrating new information technologies and advanced materials into its smart tourism cabin series [2] - This initiative resolves issues related to traditional tourism accommodation, such as long construction cycles and uneven resource utilization during peak and off-peak seasons, while also expanding business boundaries and creating differentiated advantages to strengthen market position [2] Group 3: Regional Development and Support - The achievements of these enterprises reflect their strong independent innovation capabilities and the ongoing support from the Changfeng (Shuangfeng) Economic Development Zone in terms of industrial cultivation, policy guidance, and service assurance [2] - The zone plans to continue providing follow-up services and progressive cultivation to accelerate the innovative integration of advanced manufacturing and modern service industries, contributing to high-quality development in the manufacturing sector [2]

"惟改革者进，惟创新者强，惟改革创新者胜。"面对国企改革的深水区与复杂多变的国内外环境，兰州 市没有选择修修补补的保守路径，而是以高度的政治责任感和历史使命感，开启了一场全方位、深层次 的"重构重塑"攻坚战。 近日，兰州黄河生态控股集团经国内权威评级机构联合资信评估股份有限公司综合评估，成功获评 AAA主体信用等级，评级展望为稳定，成为兰州市首家获此评级的市属国有企业。这一里程碑式的成 就，标志着兰州黄河公司通过深化国企改革，以锐意创新的姿态成功转型，在资本实力、偿债能力、治 理水平和可持续发展能力提升等方面取得了显著成效，这也是兰州市深化国企改革、服务国家战略、推 动新时代国有企业高质量发展的有力见证。 改革攻坚："重构重塑"破局开新路 兰州市聚力打好"清产核资、重构重塑、风险防范"三大攻坚战，旨在增强市属国有企业核心功能、提升 核心竞争力，其创新推出的"ABC"重组模式，成为改革破局的核心利器。"ABC"重组模式即通过高站位 重塑投资主体（A类）、高质效处理债务主体（B类）、高水平重构产业主体（C类），实现了经营性 资产与政府性债务的有效分割，构建起"风险隔离-资源整合-价值提升"的运行体系。 通过"AB ...

海曙区实施差异化监管，对完成信用修复的企业采取"预约式指导+降低检查频次"的柔性监管模式。此 外，引入专业力量，打造企业合规服务中心，在部分企业服务驿站设立产业合规点，将信用建设全面融 入企业经营各环节，助力企业从"被动修复"向"主动预防"转变。（吴宇飞） 图 为"海信服"企业信用修复专题培训会现场 为推动信用价值转化，海曙区升级打造"海市贷"信用融资品牌矩阵，推出"个易贷、海质贷、海知贷、 海信贷"四大子产品，将质量荣誉、标准制定、知识产权、商业信用等"软实力"转化为融资"硬资产"。 目前已有5.3万家个体工商户、5万家小微企业纳入白名单，通过"无感授信"模式，预计可为市场主体注 入559亿元信贷支持，其中个体工商户159亿元、小微企业400亿元。 宁波市海曙区积极探索信用修复新路径，打造"海信服"信用修复服务品牌，构建涵盖事前预警、事中修 复、事后激励的全链条服务体系，为企业信用修复按下"快进键"。自2024年8月启动以来，"海信服"累 计服务6853家企业，释放20.04亿元融资活力。 针对企业信用修复过程中的难点和堵点，海曙区精准施策，推出"海信服"信用修复品牌，推动从单一信 用修复到综合赋能发展的转 ...

转自：新华财经 新华财经北京11月13日电 周三（11月12日），国际金价震荡攀升，全天波幅113.25美元，收盘上涨 68.55美元，报收于4195.26美元，日涨幅1.66%。当日金价日K线呈现长阳线形态，表明短期仍处于反弹 之中，4200美元关口或有反复。 基本面看，美国政府结束停摆并重新开启，美联储降息预期升温，以及地缘和全球经贸局势仍存在不确 定性，这都给金价回升带来支撑。进一步分析来看，虽然美国政府停摆接近结束，但政府恢复正常可能 还需要一周甚至更长时间，其间积压的经济数据依然需要等待公布，成为判断美联储12月是否继续降息 的重要观察点。在前期鲍威尔"12月降息并非板上钉钉"言论的持续影响下，市场对美联储12月降息的押 注也仅是微幅从低点回升至不足七成的水平。但考虑到当前的政治经济局势，"并不十分确信的降息预 期"仍足以对金价形成支持。 不过，全球最大黄金ETF的持仓连续三周上涨，显示金价经过前期的回撤之后，低位支持显著，多头力 量增强。 编辑：吴郑思 （作者系北京黄金经济发展研究中心研究团队） 【黄金时间】是由新华财经与中国黄金报社共同打造的一档聚焦黄金珠宝市场的专题栏目，内容全面覆 盖黄金珠宝 ...

Core Insights - The 2023 Double 11 shopping festival highlighted a significant trend towards rational consumption, with brands focusing on product quality and user experience [1][3] Group 1: Company Performance - Haier achieved its 14th consecutive year of being the top seller across all platforms during Double 11, excelling in multiple categories including high-end appliances and live-streaming sales [1][3] - Key product categories such as refrigerators, washing machines, and water heaters saw Haier securing the highest retail sales, with 12 products exceeding 100 million in sales [3][4] - Haier's suite of AI-driven products, including the AI Fresh-keeping Refrigerator and the Leader Lazy Washing Machine, contributed significantly to its sales performance, with various products ranking first in their respective categories [5][4] Group 2: Market Strategy - The company utilized innovative marketing strategies, including a collaboration with CCTV for the "Challenge New Possibilities" campaign, achieving over 710 million total exposures and trending on social media [7][9] - Haier's approach to user experience included a "crowd-testing" initiative, engaging over 500 influencers to provide feedback directly to engineers and developers, enhancing product development [9][7] - The sales of appliance sets exceeded 4 billion yuan during Double 11, with significant growth in brand asset value and high demand for high-end and youth-oriented product lines [5][9]

"十四五"期间，青海石油秉持"能源至净、生活至美"品牌理念，立足青藏高原特殊地理环境与能源转型 需求，坚持"缺氧不缺精神，艰苦更能吃苦"的高原石化精神，深入推进"油气氢电服"综合能源服务商转 型，让党和人民好企业的形象深入人心。期间，一批组织和个人获得全国青年文明号、全国青年安全生 产示范岗、全国五一劳动奖章、全国关心下一代工作先进工作者等荣誉，《青海石油：石化消费帮扶 助力乡村振兴》案例获评"全国消费帮扶优秀典型案例"。 中国石化销售股份有限公司青海石油分公司（以下简称"青海石油"）主要负责中国石化在青海省境内的 成品油、车用天然气、润滑油、易捷服务等经营业务及销售网点建设工作，是青海省内主要成品油、车 用天然气销售企业。截至目前，公司拥有在营加油站161座、LNG站19座、充电站9座、油库3座，在建 加氢站1座。"十四五"期间累计向青海地区供应油品超300万吨，车用天然气超4亿立方米，为推动青海 省经济发展提供了强劲动力。 转自：新华财经 保障能源供应，锻造能源安全"压舱石" 立足青海"三江之源"与国家清洁能源产业高地的战略定位，青海石油以践行"端牢能源饭碗"嘱托、服务 地方"一优两高"战略为己任，将"保 ...

Core Insights - Nissan's participation in the China International Import Expo (CIIE) marks its seventh appearance, showcasing a diverse product matrix and the establishment of Nissan Import and Export (Guangzhou) Co., Ltd, the first joint venture for vehicle import and export by a foreign automaker in China, indicating a shift from localized production to global output [1][10][13] Product Strategy - Nissan's exhibition at CIIE serves as a "technology roadmap" for understanding the Chinese market, emphasizing a diversified and intelligent approach to meet the growing consumer demand for smart, electric, and personalized mobility [3][10] - The Tianlai Hongmeng cockpit, the world's first fuel vehicle equipped with Huawei's Hongmeng cockpit, represents a leap from "physical comfort" to "intelligent comfort," addressing the "oil-electric intelligence" issue in traditional fuel vehicles [3][5] - The N7, Nissan's first pure electric sedan developed under the Dongfeng Nissan's new energy technology framework, has quickly become a bestseller in the joint venture electric vehicle market, showcasing its appeal to Chinese family users [5][10] - The N6, Nissan's first plug-in hybrid sedan, features a large 21.1 kWh battery to alleviate range anxiety, reflecting the company's deep understanding of Chinese family user needs [5][9] - The Frontier Pro PHEV, Nissan's first global pickup designed, developed, and produced in China, showcases the company's commitment to electric innovation and local R&D capabilities [7][9] Strategic Developments - The establishment of Nissan Import and Export (Guangzhou) Co., Ltd, with an investment of 1 billion yuan, signifies a new milestone in Nissan's strategy to export "China-made" vehicles globally, enhancing its role as a foreign automaker in China [10][11] - Nissan's global executive committee member and president of Dongfeng Motor Co., Ltd, emphasized China's role as a major automotive market and innovation engine, reinforcing Nissan's commitment to deepening its presence in China while connecting with global consumers [10][12] Local Empowerment and Future Vision - Under the "Re:Nissan" global strategy, the Chinese team has gained unprecedented autonomy in product definition and market strategy, allowing Nissan to respond swiftly to market changes and consumer needs [12][13] - Nissan aims to integrate "Chinese wisdom" into global innovation, as highlighted by the collaboration with local tech giants like Huawei, driving the development of new energy vehicles and export growth [12][13]

Core Insights - The People's Bank of China announced the winners of the "2024 Financial Technology Development Award," with Financial One Account winning for its projects on digital transformation in life insurance and a new "technology + insurance" model for the new energy sector, marking its fourth consecutive year of recognition [1] Group 1: Digital Transformation in Life Insurance - The project "Data-driven, Human-machine Collaborative Comprehensive Digital Transformation in Life Insurance" was developed by Ping An Life, Ping An Technology, and Financial One Account, creating an intelligent operational system covering customers, agents, and internal staff [2] - The project achieved a 30% reduction in life insurance business processes, with an online rate exceeding 90% and an automation rate over 70%. AI underwriting provides conclusions in seconds, while AI claims processing can complete reviews and payments in as little as one minute [2] - The initiative has significantly reduced the use of offline business and paper documents, resulting in an annual carbon reduction of 70,000 tons, establishing a benchmark for digital transformation in the life insurance industry [2] Group 2: New Energy "Technology + Insurance" Model - The "Technology + Insurance" model for new energy was jointly developed by Ping An Property & Casualty and Financial One Account, addressing risks in the new energy sector and creating a collaborative ecosystem among car manufacturers, insurance companies, and car owners [3] - The project features an integrated claims model that enables intelligent accident responsibility determination and automated claims processing, achieving on-site evacuation in as little as five minutes and reducing claims waiting time by 60% [3] - The project has seen a 61% increase in insured customers and a claims payout rate that outperforms the industry by 4.5 percentage points, facilitating a shift in new energy insurance from "risk bearer" to "ecosystem enabler" [3] Group 3: Commitment to High-Quality Financial Development - Financial One Account's recognition for the fourth consecutive year reflects its ongoing innovation in AI and privacy computing, leveraging the "AI in ALL" strategy of Ping An Group to enhance efficiency and reduce risks in the financial sector [4] - Looking ahead, Financial One Account aims to accelerate the construction of secure and efficient financial infrastructure and collaborate with industry partners to contribute technological strength to serve the real economy and mitigate financial risks [4]

加大供给，精准滴灌涉农领域 工行内蒙古分行积极下沉服务重心，深入田间地头，持续提升乡村金融服务的覆盖率、可得性和满意 度。该行聚焦农业生产、农产品销售、农村消费全链条，重点加大对涉农小微企业、个体工商户和农牧 民的金融支持力度。截至2025年9月末，其涉农贷款余额达1298亿元，总量保持千亿级规模并持续增 长。其中，普惠型涉农贷款余额超过230亿元，增速表现亮眼；农户经营贷款同样增长强劲。同时，该 行全力保障粮食安全重点领域融资需求，并在脱贫地区保持数百亿贷款规模，有力巩固拓展了脱贫攻坚 成果。 科技赋能，创新驱动特色产业 工行内蒙古分行充分发挥金融科技优势，驱动服务创新。深化数据合作，精准服务农户。成为全国首家 与农业农村部大数据中心战略合作并试点的分行，实现农户精准画像和获客；对接内蒙古财政厅民生平 台，利用财政补贴数据高效便捷办理惠农信贷；打通农担系统直连，提升业务效率；与中华联、安华保 险合作探索基于农险数据的客户服务能力提升。 创新专属产品，适配特色场景。紧密结合各盟市农牧产业特点，创新推出"大米贷""小米贷""羊绒 贷""辣椒贷""肉类加工贷""玉米贷""葵花籽贷""马铃薯贷""龙头企业贷"等特色 ...

Core Insights - In October 2025, 20 A and H-share listed automotive manufacturers reported a total vehicle sales of 2.3166 million units, representing a year-on-year increase of 8.82% [1][4] - Among these, 16 companies disclosed their new energy vehicle (NEV) sales, totaling approximately 1.3078 million units, which is a year-on-year increase of 15.63% and a penetration rate of about 57.48% [1][8] Group 1: Overall Vehicle Sales - The total vehicle sales for October 2025 reached 2.3166 million units, marking a month-on-month growth of 5.97% [1][4] - SAIC Motor led the sales with 454,000 units, followed by BYD with 441,706 units and Geely with 307,133 units [5][6] - Notable growth was observed in companies like BAIC Blue Valley and NIO, with sales growth exceeding 100% year-on-year, while companies like Ideal Auto and NIO experienced a decline of over 30% [4][8] Group 2: New Energy Vehicle Sales - The total NEV sales for October 2025 were approximately 1.3078 million units, with a month-on-month increase of 9.68% [8][11] - Leading NEV manufacturers included BYD, SAIC Motor, and Geely, with sales of 441,706 units, 206,692 units, and 177,882 units respectively [11][15] - Companies such as BAIC Blue Valley and NIO saw their NEV sales growth exceed 50%, while Ideal Auto and BYD reported a year-on-year decline in sales [11][15]