Core Viewpoint - The commencement of CATL's battery and energy storage project in Indonesia marks a significant collaboration with Huaxia Happiness, aimed at promoting economic development and green transformation in the region while expanding China's new energy vehicle industry globally [1][2]. Group 1: Project Overview - The project is located in Karawang County, West Java, Indonesia, and is positioned as a comprehensive service platform for Chinese enterprises venturing into Southeast Asia [1]. - Karawang is strategically situated along the Jakarta-Bandung economic corridor, making it a hub for the automotive industry in Indonesia, attracting multiple Chinese new energy vehicle brands [1][2]. Group 2: Infrastructure and Services - Huaxia Happiness has developed the Karawang Industrial City with essential infrastructure, including a high-standard utility network, water supply capacity of 40,000 tons, sewage treatment facilities, stable power supply of 500MW, and a data center-level fiber optic network [2]. - The park offers a "nanny-style" service team that assists companies in efficiently obtaining various permits, with project initiation taking as little as 8 weeks [2]. Group 3: Economic Impact - The project is expected to accelerate regional economic development, industrial upgrading, and green transformation, contributing to local tax revenue and employment [5]. - The Karawang Industrial City aims to establish itself as the "New Energy Vehicle Center" in Indonesia, moving beyond a mere manufacturing base [3]. Group 4: Future Developments - Huaxia Happiness plans to continue enhancing the industrial ecosystem and service capabilities at Karawang and other industrial cities, supporting the development of more Chinese quality industries and leading enterprises abroad [5].

Core Viewpoint - Qilu Bank, as the first local joint-stock commercial bank in Shandong Province, focuses on serving urban and rural residents, small and medium-sized enterprises, and local economic development through various financial services, including technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Technology Finance - Qilu Bank has developed a dual-direction mechanism between technology and finance, launching products like "KeChuang YiDai" to serve 61% of "specialized, refined, unique, and innovative" enterprises in Jinan [2] - The bank has established 2 technology branches, 3 specialty branches, and 10 technology finance centers to enhance the quality and efficiency of technology finance [2] - In 2024, the loan balance for technology enterprises reached 34.7 billion yuan, a 47% increase from the beginning of the year, continuing to grow to 38.8 billion yuan in Q1 2025 [3] Group 2: Green Finance - Qilu Bank prioritizes green finance in its annual credit policy, creating a product matrix that includes carbon assets and sustainable development-linked loans [4] - The bank's green loan balance reached 35.1 billion yuan in 2024, increasing by 10.9 billion yuan, and continued to grow to 42.2 billion yuan in Q1 2025 [5] Group 3: Inclusive Finance - Qilu Bank has launched the "Bearing Village Loan" to support the bearing industry in Linqing City, addressing funding gaps for over 5,400 related enterprises [6][7] - The bank has implemented a county financial development strategy, introducing over 80 specialized products, with inclusive loans accounting for over 20% of its total loans [7] Group 4: Pension Finance - The bank has developed a wealth management brand for pension finance, offering various products and achieving nearly 1 billion yuan in sales for its pension-related financial products [8] - Qilu Bank is actively involved in building a smart elderly care service system, integrating multiple resources to create a new model for elderly services [8] Group 5: Digital Finance - Qilu Bank is focusing on digital transformation by establishing a digital banking department and implementing various projects to enhance data processing efficiency and flexibility [9] - The bank is developing AI applications for various financial services, including intelligent contract review and customer analysis, to improve service delivery [9]

转自：新华财经 7月10日，渤海银行长春分行营业部多岗位联动，开启了一场与时间赛跑的"资金保卫战"，成功为客户 挽回资金损失。 通力合作，避免客户10万元资金损失 当日上午，市民郑阿姨匆匆来到渤海银行长春分行营业部，焦急地表示要办理大额转账业务，要参与一 个高回报投资项目，且转账对象不断通过电话催促。此前她已通过其他银行向类似"投资项目"转账5万 元，至今"血本无归"，这次是抱着"翻本"的心态准备再投入10万元。 凭借丰富的反诈经验，银行大堂经理立刻警觉起来，随即向厅堂服务经理示意，两人一边安抚阿姨情 绪，一边耐心讲解近期高发的非法集资案例。随后，该银行厅堂主管也结合监管部门发布的反诈宣传资 料，提醒阿姨切勿因"挽回损失"的心态再次陷入骗局。银行理财经理针对郑阿姨资金需求，为其介绍正 规的金融产品，并讲授理财等金融知识，让阿姨放弃了高收益想法。 此次成功拦截电诈，得到公安机关的书面表扬，也充分体现了该行员工高度的责任心与专业素养，更彰 显了该行在金融消费者权益保护工作中的扎实成效。 一直以来，渤海银行长春分行始终把客户资金安全放在首位，通过常态化开展反诈培训、厅堂宣传、案 例警示等方式，包括每月组织反诈情景演 ...

Core Viewpoint - The Qingdao International Beer Festival has transformed into a significant cultural and tourism event, showcasing Qingdao's unique charm and the importance of Tsingtao Beer as a cultural medium [1][2]. Group 1: Event Overview - The 35th Qingdao International Beer Festival has extended its duration from 24 days to one month and introduced a new venue in the old city, emphasizing the historical roots of the beer industry in Qingdao [2]. - The old city venue is expected to attract over 70.83 million visitors to the Shangjie Street area and 17.65 million to the Dabaodao area in 2024, reflecting the area's vibrant appeal [2]. Group 2: Cultural Significance - The Qingdao Beer Museum serves as a model for revitalizing industrial heritage, combining historical exhibits with immersive experiences, and has welcomed over 14 million visitors in the past 20 years [3]. - The museum has received multiple accolades, including recognition as a national model for industrial heritage protection and cultural innovation [3]. Group 3: Economic Impact - Tsingtao Beer is positioned as a key driver of urban cultural tourism integration, enhancing visitor experiences and contributing to economic vitality through innovative marketing and event strategies [4][5]. - The establishment of "White Beer Welcome Stations" at key transport hubs and interactive experiences in popular districts are part of a broader strategy to enhance consumer engagement and drive economic growth [4][5].

新华财经北京7月18日电（刘润榕）人民银行18日开展1875亿元7天期逆回购操作，操作利率为1.40%，与此前持平；鉴于当日有847亿元7天期逆回购到期， 公开市场实现净投放1028亿元。人民银行本周共进行17268亿元7天期逆回购操作，因当周有4257亿元逆回购和1000亿元1年期MLF到期，公开市场全口径实 现净投放12011亿元。 上海银行间同业拆放利率（Shibor）几乎原地踏步。具体来看，隔夜Shibor下跌0.10BP，报1.4620%；7天Shibor下跌1.00BP，报1.4940%；14天Shibor上涨 0.70BP，报1.5600%。 登录新浪财经APP 搜索【信披】查看更多考评等级 转自：新华财经 货币市场利率（7月18日） 上海银行间同业拆放利率（7月18日） 银行间质押式回购市场方面，隔夜资金回落到1.5%下方，14D资金利率小幅走高。具体看，DR001、R001加权平均利率下行0.7BP、2.4BP，报1.4566%、 1.4881%，成交额分别减少1362亿元、1429亿元；DR007、R007加权平均利率分别下行1.6BP、2.6BP，报1.5067%、1.5072%，成交额 ...

Core Insights - Shanghai is making significant strides in establishing itself as a global hub for smart connected new energy vehicles, with the launch of the "Shanghai Smart Connected New Energy Vehicle Industry Cluster" in Jiading District [1][2]. Group 1: Industry Development Initiatives - The unveiling of the "Shanghai Smart Connected New Energy Vehicle Industry Cluster" marks the official start of its construction, supported by the "Action Plan for Collaborative Development of the Smart Connected New Energy Vehicle Industry Cluster (2025-2030)" and policies to support the industry in Jiading [2]. - Key initiatives include the establishment of the "Shanghai Smart Connected New Energy Vehicle City-District Collaborative Expert Committee," which brings together experts from leading organizations to support standard setting and technological advancements [3]. - The launch of the "Shanghai Digital Public Service Center (Shanghai Smart Vehicle Software Park)" and the announcement of "Jiading District 5G-A Major Scene Construction" provide essential digital infrastructure for the development and application of smart connected vehicles [3]. Group 2: Innovation and Testing Platforms - The introduction of the "Automotive Parts Industry Smart Factory Construction Technical Specifications" as a local standard aims to guide the industry's digital transformation [3]. - The "Shanghai International Test Track" has been inaugurated to offer comprehensive testing services for smart connected new energy vehicles, facilitating research and development [3][4]. - Collaborative agreements have been signed with six leading domestic and international companies to expand testing scenarios and deepen industry collaboration [4]. Group 3: Project Acceleration and Industry Ecosystem - A total of 20 key projects focusing on vehicle development, core components, and smart connected technologies have been launched, enhancing the automotive industry chain in Jiading [4]. - The event showcased new models from renowned brands such as SAIC Volkswagen, SAIC Audi, and NIO, highlighting the region's technological advancements and industry vitality [4].

7月16日，"智联世界·路启新程"首届三一路机全球大客户峰会在湖南长沙盛大开幕，向全球传递产品实 力与全球化决心。来自近40个国家和地区的600余位全球客户齐聚三一，实地探访三一路机的研发实力 与智能制造水平。 转自：新华财经 59台路机展示创新成果 无人摊压机群凸显"黑科技" 7月16日上午，全球客户代表来到三一泵送新城。现场59台三一路面机械设备（含配件）组成宏大矩 阵，全面展示三一在路面机械领域的创新成果。电动压路机、电动铣刨机、单钢轮压路机、平地机等明 星产品吸引了众多客户试乘试驾。 图为全球 客户参观三一18号灯塔工厂 在无人摊压机群现场演示区，"黑科技"盛宴震撼上演。三一无人摊压机群是行业领先的高端成套智能化 施工解决方案，具有"一键"施工、质量可靠、安全高效的特点。工作人员设定参数后，一台无人驾驶摊 铺机精准铺设出长约100米的黑色沥青路面，紧随其后的两台双钢轮压路机与两台轮胎压路机默契配 合，完成初压和复压工作。全程无人驾驶，高效协同，令全球客户连连惊叹。"Amazing，Just like watching a sci-fi blockbuster(就像看科幻大片）。"一位来自沙特阿拉伯的客 ...

以宣传活动为契机，建设银行山东省分行进一步加强员工行为规范管理和金融产品适当性管理。通过组 织专项培训，强化员工对金融产品知识、风险特征的学习掌握，要求员工在产品推荐和服务过程中，严 格遵循适当性原则，全面了解客户的风险承受能力、投资目标、财务状况等信息，确保销售行为合法合 规、合理适当。同时，加大对员工宣传行为的监督检查力度，严禁出现夸大收益、虚假宣传、误导销售 等违规行为，切实维护客户的合法权益。 建设银行山东省分行以营业网点为宣传主阵地，全方位营造浓厚的宣传氛围。各级分、支行及网点主动 走出柜台，深入机关、街道、社区、商业广场、校园集市等人员密集区域，设立宣传站点，通过发放宣 传资料、举办专题讲座、开展现场咨询等多种形式，以典型案例为切入点，深入剖析非法金融活动的风 险隐患与社会危害。 建设银行山东省分行坚持"因材施教"理念，采用"线下网点+主题活动"的立体宣传模式，根据不同受众 群体的文化水平、年龄层次、职业特点，针对不同群体金融知识需求与风险防范薄弱点，分类施策、精 准发力，定制个性化的宣传内容和讲解方式，开展精准宣教。 转自：新华财经 2025年防范非法金融活动宣传月暨普及金融知识万里行活动开展以 ...

转自：新华财经 7月16日晚，中信银行贵阳分行联合贵阳市公安局南明分局在山水黔城小区搭建起了"露天反诈电影院"，创新开展 了一场别开生面的反诈宣传活动。 中信银行贵阳分行精心搭建起醒目的宣传展台，陈列各类反诈宣传手册、海报等资料，方便居民随时取阅学习。 一份份实用易懂的宣传手册，教居民如何识别诈骗手段、保护个人信息。贵阳分行"金铃铛"金融反诈宣传队的队 员们化身"金融卫士"，热情为往来居民答疑解惑，结合真实案例剖析诈骗套路，提醒大家务必做到"不轻信、不透 露、不转账"。 电影开场前，屏幕播放真实案例改编的反诈视频，让居民直观感受到诈骗的危害，南明区涉网侦防中心民警利用 反诈视频播放契机进行反诈宣教。民警生动讲解当前高发诈骗手段及社区真实案例，深入揭示诈骗背后的种种"套 路"。在随后的知识问答互动环节，居民们踊跃举手、积极抢答，现场气氛热烈，广大市民在轻松愉快的氛围中加 深了对反诈知识的理解。 "露天观影+反诈宣讲"吸引了众多居民驻足观看，大家围坐在一起，在光影交错中学习防骗技能，现场氛围既温馨 又充满教育意义。一位阿姨感慨道："以前总觉得诈骗离自己很远，看了这些才知道骗局真是五花八门。中信银行 把知识送到家门 ...

编辑：赵鼎 精准助力"玉商回归"。该行贯彻落实玉林市委、市政府"玉商回归"工作部署，通过加强政银企合作等多 方面举措，为"玉商回归"提供强有力的资金和服务保障。辖内支行组建营销团队深入园区、厂区、专业 市场走访，用好线上线下各类产品优势，提供"普惠+"一揽子金融服务。今年以来，为"玉商回归"小微 企业发放贷款超6000万元，有效缓解企业融资难题，获得企业高度认可。 创新服务乡村振兴。该行认真落实国家关于建设农业强国的各项工作部署，切实助力农业农村经济发 展。截至6月末，该行涉农贷款余额总量超66亿元，比年初增加近7亿元。创新推出"兴农e贷""种植e 贷""养殖e贷"等小微信贷创新产品，拓展县域特色产业集群、中小微企业、合作社、农户等涉农群体， 有效支持当地农户荔枝、沙田柚种植、生猪养殖、中药材和香料销售等特色农业产业发展。 大力支持个体工商户发展。该行认真落实小微企业融资协调工作机制，开展个体工商户"千企万户大走 访"工作，围绕重点领域和薄弱环节持续发力，主动向县域、社区、园区、产业集群、供应链上下游企 业宣传当前普惠金融政策，重点走访玉林中药港、宏进副食品、玉林肉食、福绵服装等专业市场，助力 个体工商户纾困 ...