Zhong Guo Jin Rong Xin Xi Wang
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科技驱动养老金融创新,中行打造“中银银发”品牌
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 13:48
Core Viewpoint - The development of the silver economy is being driven by technological innovation, which is deeply embedded in elderly care scenarios, according to the head of the China Bank's Pension Finance Center [1]. Group 1: Technological Integration in Elderly Care - China Bank leverages its "Zhongyin Silver" brand to provide intelligent decision-making for pension asset management, continuously promoting digital solutions tailored for the elderly [1]. - The bank has developed an annuity investment manager profiling system using big data and AI, enhancing the professionalism and stability of pension fund management [1]. - The bank aims to ensure that the elderly can equally enjoy the conveniences of digital finance, having upgraded its mobile banking app for seniors with features like large fonts and simplified processes [1]. Group 2: Comprehensive Pension Services - China Bank has created a "Pension Finance Zone" that integrates three-pillar pension services, offering a one-stop planning tool for benefits calculation, gap analysis, product purchase, and portfolio tracking [2]. - The bank is addressing the financing bottlenecks faced by high-growth, asset-light technology companies in the elderly care sector by optimizing credit evaluation models and enhancing risk assessment efficiency [2]. Group 3: Strategic Initiatives and Collaborations - The bank is actively participating in risk compensation mechanisms and has launched initiatives like the "Elderly Service Batch Loan" in Shanghai to provide precise credit support for elderly care technology companies [2]. - China Bank is committed to building cross-border bridges to connect global advanced technologies and capital with the domestic market, enhancing the development of the silver economy [3].
“专业团队+数字员工”双加持 建行以综合金融服务赋能第八届进博会
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 13:32
Core Viewpoint - China Construction Bank (CCB) is enhancing its global financial service capabilities during the China International Import Expo (CIIE), leveraging advanced technologies to provide comprehensive financial services to support the real economy and high-quality development [1][5]. Group 1: Service Innovations - CCB's Hongqiao Exhibition Branch is recognized as the "Most Beautiful Service Window" at the first CIIE, showcasing its commitment to innovative and efficient banking services [1]. - The branch offers a wide range of banking services, including both domestic and foreign currency transactions, ensuring that all customer financial needs are met efficiently [2]. - A new "self-service cash exchange machine" has been introduced to enhance customer experience by facilitating easy cash transactions [2]. Group 2: Professional Support Team - CCB has assembled a team of over 50 young employees with expertise in cross-border financial services to provide on-site support during the CIIE [2]. - This team is trained to assist exhibitors with financial policy explanations, product promotions, and various banking services, ensuring a seamless experience for participants [2]. Group 3: Digital Innovations - The introduction of the AI-powered humanoid robot GR2 at the branch aims to enhance customer interaction through intelligent Q&A and reception services [3]. - CCB is optimizing its service processes by integrating online and offline channels, improving customer service efficiency and experience [3]. Group 4: New Financial Products - CCB plans to launch a new comprehensive financial service product for enterprises engaged in cross-border trade and overseas investment during a special event on November 7 [4]. - The event will facilitate discussions on financial collaboration and opportunities for Chinese enterprises going global, highlighting the bank's commitment to supporting internationalization [4]. Group 5: Global Financial Service Center - CCB has established the "CCB Shanghai Global Financial Service Center" to serve as a hub for cross-border financial services, enhancing its global service network [5]. - The center aims to integrate domestic and international resources to provide tailored financial solutions for enterprises at different stages of development [5].
鼎力江淮 链通全球—中国银行安徽省分行打造外贸金融服务新范式
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 11:41
Core Viewpoint - The Anhui branch of Bank of China is enhancing financial support for foreign trade enterprises in the region, leveraging its global and comprehensive advantages to facilitate international market expansion and alleviate financial pressures on local businesses [1][2][3]. Group 1: Financial Support for Export Enterprises - Anhui Bank focuses on the core needs of regional foreign trade enterprises, providing customized financial solutions to address development challenges [2][3]. - A case study of a pharmaceutical company in Bozhou illustrates the effectiveness of Anhui Bank's services, which helped the company overcome cash flow issues through the "Export Financing" product, enabling faster fund recovery [2][3]. - The bank's approach includes a combination of financing and intelligence, ensuring efficient business implementation [3]. Group 2: Collaboration and Global Expansion - Anhui Bank collaborates with overseas branches to create tailored financial solutions for companies expanding internationally, such as a well-known automotive company that has established a presence in over 100 countries [4]. - The bank has successfully facilitated short-term working capital loans for this automotive company, ensuring smooth operations in foreign markets [4]. - In 2024, Anhui's complete vehicle exports are expected to rank first in the country, reflecting the bank's commitment to aligning financial resources with local economic development [4]. Group 3: Promoting Investment and Trade - Anhui Bank actively supports the province's high-level opening-up initiatives, participating in investment promotion activities and serving as a key financial partner in international trade events [5]. - The bank plays a crucial role in connecting overseas capital with the local economy, enhancing the province's attractiveness for foreign investment [5]. Group 4: Risk Management and Training - The bank addresses the challenges of international market expansion by providing training on complex export credit processes, helping companies manage operational pressures [6][7]. - Anhui Bank has established a dedicated service team to offer comprehensive support throughout the export process, ensuring efficient handling of documentation and financing needs [7]. - In the first half of the year, the bank provided over 300 million yuan in export trade financing to support companies in their international ventures [7]. Group 5: Innovation in Cross-Border Finance - Anhui Bank has successfully implemented innovative cross-border financing solutions, such as the first local foreign debt registration trial, marking a significant advancement in financing convenience [8]. - The bank's collaboration with international branches has led to the issuance of overseas loans for local projects, showcasing its innovative capabilities in cross-border finance [8]. - Moving forward, Anhui Bank aims to continue innovating financial products and expanding global cooperation platforms to support the high-quality development of foreign trade enterprises [8].
八载同行创新篇 中行宁波市分行持续服务甬企贸易对接
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 11:41
Group 1 - The China International Import Expo (CIIE) successfully held its eighth edition in Shanghai, with the Bank of China providing global and cross-border financial services to exhibitors and buyers [1] - The trade and investment matchmaking event has become an efficient channel for overseas goods entering the Ningbo market, showcasing the regional trade characteristics of Ningbo's port [1] - The Bank of China Ningbo Branch has facilitated trade and investment matchmaking services for over 400 Ningbo enterprises and 60 overseas exhibitors, achieving more than 400 rounds of one-on-one negotiations and over 150 cooperation intentions with a total intended amount exceeding 230 million USD [1] Group 2 - Dasheng Logistics Co., Ltd. is a comprehensive international logistics enterprise that has successfully signed orders totaling 20 million USD through the matchmaking event, highlighting the efficiency of the platform [2] - Ninghai International Trade Co., Ltd. signed preliminary agreements worth 11 million USD with several exhibitors, demonstrating the effectiveness of the matchmaking process in fostering international trade [2] - The Bank of China Ningbo Branch aims to enhance communication between domestic and foreign exhibitors, contributing to the financial support of Ningbo enterprises in seizing opportunities in China's high-level opening-up [2]
进博会上“中国方案”闪耀世界 盈康一生以超60%首发首展勾勒AI健康未来
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 11:26
Core Viewpoint - The eighth China International Import Expo in Shanghai showcased Haier Group's health ecosystem brand, YK Life, which highlighted its transformation from a "device supplier" to a "scene service provider" with over 60% of its products making their debut at the event, reflecting China's shift from "importing" to "independent innovation" in medical technology [1][3][11] Group 1: AI Empowerment and Innovation - YK Life's AI applications have evolved from single-point tools to comprehensive system solutions, with over 60% of its debut products responding to this trend [4] - The "Future Research" scenario featured innovative products like the Edmond biological sample intelligent management solution and a super-speed centrifuge, significantly improving research management efficiency by reducing the sample inventory process from 9 steps to 2 [4][6] - The super-speed centrifuge, capable of over 100,000 RPM, supports critical research in life sciences, including virus separation and new biomedicine [6] Group 2: Smart Healthcare Solutions - In the "Future Hospital" scenario, YK Life showcased AI and IoT technologies for comprehensive digital upgrades in healthcare, including intelligent hospital consultations and automated drug preparation robots [6] - The automated drug preparation robot operates in a clean environment using 3D-AI vision technology, ensuring precise and safe medication preparation, already implemented in over 300 hospitals nationwide [6] Group 3: Cross-Industry Collaboration - The "AI + Blood Management" scenario demonstrated a collaborative approach integrating blood products, IoT management, and clinical services, enhancing blood safety through proactive monitoring [7] - The "Haiyi Hui" medical technology innovation platform connects over 30 top medical institutions and 400 decentralized clinical trial projects, focusing on high-end instruments and rare diseases, with 14 breakthrough technologies entering clinical translation [7][9] Group 4: Globalization and Localized Operations - YK Life's products and solutions have reached over 160 countries, benefiting more than 100 million users globally, showcasing its commitment to localized operations [10] - The company has established various global cases, such as ultra-low temperature freezers in the UK and Germany, and contributed to the establishment of a disease control center in Africa, enhancing public health capabilities [10] Group 5: Vision and Future Path - YK Life's participation in the expo illustrates a clear progression from "technological innovation" to "ecological integration" and "value output," aligning with its vision of ensuring health for all [11]
山东泰安:小店“抱团”发展激活乡村共富密码
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 11:21
转自:新华财经 同样是村口的小店,为何有的守着摊位愁增收,有的却能成为村民离不开的"暖心站"?在山东泰安岱岳 区邢家寨村,这个答案藏在零售户苏红丽和13名老乡的"抱团故事"里。 图为苏红丽(左)帮助 村民使用纯净水卡 曾经,农村零售市场因经营分散、价格内卷陷入困境;如今,泰安市烟草专卖局(公司)牵头搭建诚信 互助平台,不仅让苏红丽的小店完成从"剃头铺+杂货摊"到"现代便民终端"的蜕变,更带动14家店铺盈 利提升。 "每月5号、20号村里发集体分红,咱们得提前备货才行。"在苏红丽手把手的指导下,年近六旬的零售 户王上水终于学会了操作云POS系统。从"泰慧赢"MBA培训班学成后,苏红丽把数字化经营技巧毫无保 留地传授给组员。 泰安烟草还积极构建线上线下新零售模式,开发连锁版"泰e购"线上商城,提升游客购物便利性。同 时,开展农网"一村一店"建设,打造了一批"美丽乡店",形成特色农产品连片发展示范集群。 此外,泰安烟草以党建为引领,构建"三位一体"农网服务机制,将全市划分为多个"农网服务网格",每 个网格配备"党员志愿者+客户经理",及时收集商户需求,解决实际问题。 走进邢家寨村,"泰山尊客欣雨超市"的招牌格外引人 ...
兴业银行济南分行:持续发力园区金融 点亮特色服务名片
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 10:51
近年来,兴业银行济南分行在总行战略指引下,立足自身资源优势,持续升级园区金融服务体系,以多 元化产品矩阵匹配园区需求,打通金融服务"最后一公里",为齐鲁大地产业园区的蓬勃发展注入强劲动 能。 围绕国家创新驱动发展战略,兴业银行济南分行进一步聚焦园区产业升级需求,专门成立"园区金融"工 作专班,统筹推进业务调研、方案设计、授信审批、资金投放全流程服务。针对园区发展中的难点、堵 点问题,专班实行"挂图作战",高效协同解决,为打造现代化产业集群输送源源不断的金融活水。(刘 晓璐) 转自:新华财经 "兴业银行的贷款效率快、期限长、额度高,实实在在解决了园区建设的资金难题!"在获得该行3.5亿 元园区开发贷款与600余万元"快押贷"支持后,济南某控股集团负责人表示。该集团业务横跨产业园区 开发运营、智能制造等多元领域,并累计在全国范围内成功建设了18家现代化产业园区,其中有12家位 于山东省内,规模的快速增长,也带来了更多的资金需求。 兴业银行济南分行针对投建园区的情况,为该集团提供从征迁、开发到运营全周期的一站式的专属金融 服务方案,实现园区本体、入驻企业、园区人员的需求全覆盖。对园区本体,通过派驻"金融特派员"、 ...
兴业银行济南分行:科技金融业务增速超40% 38亿元信贷助力区域创新发展
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 10:51
Core Viewpoint - The Industrial Bank's Linyi Branch is actively promoting technology finance business by integrating technology, industry, and finance, aiming to support local technological innovation and economic development [1][3]. Group 1: Technology Loan Growth - As of the end of Q3 2025, the balance of technology loans reached 3.805 billion yuan, a 43% increase from the beginning of the year [1]. - The number of specialized and innovative enterprises served has increased to 94, covering key industries such as high-end equipment manufacturing, new materials, pharmaceuticals, and electronic information [1]. Group 2: Financial Product Innovation - The bank has developed a full lifecycle product system tailored to enterprise needs, including "High-tech Talent Startup Loans" for startups and "R&D Loans" for growth-stage companies [2]. - The "Xing Su Loan" product has provided over 150 million yuan in loans to 17 local specialized and innovative enterprises, including a 10 million yuan loan to a provincial-level enterprise in the baking sector [2]. Group 3: Collaboration and Policy Support - The bank has established communication mechanisms with local government departments and actively participates in platforms like the "Yimeng Financial Salon" to enhance policy coordination and enterprise services [3]. - The bank aims to position "Technology Finance" as its fourth brand identity, following "Green Bank," "Wealth Bank," and "Investment Bank," while continuously improving its service capabilities for innovative enterprises [3].
直通进博会丨超20亿元!御风未来eVTOL获200架中外订单 氢能飞行器启动研发
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 10:51
转自:新华财经 新华财经上海11月6日电(记者 王鹤)11月6日,在第八届中国国际进口博览会上,低空出行新势力御风未来全新升级的eVTOL——"空中出租车"M1亮相, 御风未来当日获得国内外200架意向订单,总金额超20亿元。 全新M1采用复合翼构型与纯电能源驱动,可实现智能化全自主飞行,单次充电续航250公里,巡航速度达200公里/小时。通过航空级高安全冗余架构与车 规级环境感知、智能交互技术的深度融合,全新M1在低空防撞、乘坐体验、智能交互等方面实现全方位升级。 中外订单不断释放 加速飞向全球 图为在进博会亮相的御风未来"空中出租车"M1(受访者供图) 中国银行是全球化程度最高的中资银行,此次战略合作,将帮助御风未来在全球低空经济领域实现更广布局,也将为公司产品走向世界提供有力支持。 Aerial Solutions 是沙特阿拉伯领先的低空出行与无人机服务商,隶属沙特主权基金 PIF 旗下的先进通讯与电子系统集团(ACES),专注于无人机系统集成 及低空经济解决方案。Aerial Solutions在本地化运营与场景落地方面的优势将推动载货御风未来eVTOL在中东市场商业化,率先实现大型eVTOL在物流运 ...
兴业银行呼和浩特分行2025年金融教育宣传周活动正式启动
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-06 09:32
转自:新华财经 活动形式:以寓教于乐的形式围绕"远离虚假宣传""选择适当性""防范非法中介危害""互联网贷款乱 象""防范电信网络诈骗""个人信息保护"等主题,向金融消费者普及金融知识,通过"以案说险""风险提 示"等形式引导消费者选择适当、合理消费、理性维权,提升防范电信网络诈骗意识。充分利用线上官 方公众号、视频号、手机银行App、短信等渠道,线下厅堂阵地、沙龙与微沙龙开展多样化的金融消费 者权益保护宣传,组织行员走进"社区、商圈、企业、校园、农村",强化"风险提示"的宣传普及方式, 提升活动实效,推动金融教育"直达基层群众"。 为践行以人民为中心的价值取向,持续深化金融知识教育宣传工作长效机制,切实提升消费者的金融知 识储备和风险防范能力,兴业银行呼和浩特分行于2025年9月15日正式启动"2025年金融教育宣传周"活 动。 活动主题:积极践行以人民为中心的价值取向,围绕群众关心关注的内容,组织开展金融知识普及,帮 助金融消费者和投资者理性选择适合自己的金融产品,远离虚假宣传、非法中介、非法金融和电信诈骗 等活动侵害。积极发挥金融助力提振消费作用,不断优化提升金融服务水平,让金融行业发展更好满足 人民群 ...