Core Viewpoint - The Chinese government aims to enhance foreign investment management and trade agreements by focusing on quantity, quality, and effectiveness, providing new opportunities for the world through China's development [1] Group 1: Quantity - China will continue to promote free trade cooperation with the Gulf Cooperation Council, Switzerland, South Korea, New Zealand, Pacific island countries, Central Asia, and African nations [1] - The focus will remain on countries involved in the Belt and Road Initiative to accelerate investment agreement negotiations and establish high-level investment corridors [1] Group 2: Quality - The government will actively expand autonomous opening-up, particularly in the service sector, to enhance market access and investment protection [1] - There will be an emphasis on incorporating high-level rules related to the digital economy and green economy into investment agreements [1] Group 3: Effectiveness - The implementation of agreements will be prioritized, leveraging international high-standard economic and trade rules to deepen domestic reforms [1] - The focus will be on aligning domestic regulations in areas such as property rights protection, industrial subsidies, environmental standards, labor protection, and government procurement [1] Group 4: Achievements - In 2025, the Ministry of Commerce aims to build a global high-standard free trade zone network, achieving significant results [1] - Higher levels of openness have been reached with the signing of the upgraded China-ASEAN Free Trade Area 3.0 protocol, which includes new rules on digital economy, green economy, supply chains, and standard cooperation [1] - Broader coverage has been achieved with positive outcomes in free trade processes with six Pacific island countries and the Republic of the Congo [1] - The government has successfully implemented trade or investment agreements with the Maldives and Tajikistan, and high-quality implementation of the RCEP has helped businesses enjoy policy benefits [1] - There is active engagement with CPTPP and DEPA to deepen domestic reforms and release institutional opening-up dividends, along with upgraded investment agreements with Kazakhstan and Russia [1]

转自：新华财经 "十四五" 期间，中国工商银行河北省分行（以下简称 "河北工行"）紧扣国家战略导向与河北发展脉搏，将自身发展深度融入区域经济社会建设全局，以金 融活水精准滋养实体经济。截至 2025 年 12 月末，该行各项贷款余额超 1.2 万亿元，稳居河北第一信贷银行；全部存款、各项贷款增量双双突破千亿大关， 实现同业双首位，交出了一份亮点纷呈的年度答卷。 锚定国家战略 激活协同发展新引擎 在京津冀协同发展战略指引下，河北工行持续优化金融资源配置，精准对接重点领域需求。作为"东数西算"工程京津冀算力枢纽节点建设的金融同行者，该 行已支持近20家算力相关企业，有效承接北京算力外溢，带动本地配套产业协同发展。连续3年作为廊坊经洽会战略合作伙伴，支持石家庄化工物流园区等 重点项目落地，助力构建高效区域物流网络；制定八大省级主导产业专属服务方案，聚焦5个核心城市更新项目，绘就城乡发展新图景。 在雄安新区建设中，河北工行创下多项同业第一。为新区超三分之二疏解央企、疏解机构提供账户服务，实现京雄城际铁路等40余个标志性项目融资全覆 盖，为近50%科创企业、超80%专精特新企业提供专属服务。2025年7月，成功完成全国 ...

按揭客户张先生在2019年在该分行办理了个人二手房贷款，金额90万元，用于购置房产。然而，2025年 张某因患病失业收入骤减，无力按时偿还贷款。兴业银行工作人员为其量身定制了贷款重组方案。通过 延长还款期限、调整还款计划等方式，大幅减轻了其还款压力。 兴业银行济南分行始终把服务客户、履行社会责任作为工作的出发点和落脚点。该分行相关部门负责人 表示，分行将持续秉持"金融为民"的服务理念，通过不断优化贷款重组业务办理流程、优化服务模式、 传递金融温度，为受困客户提供切实可行的解决方案，以实际行动践行社会责任。（林兴南） 编辑：赵鼎 转自：新华财经 近年来，兴业银行济南分行充分发挥金融属性，积极践行"金融为民"的服务理念，通过办理贷款重组业 务，为受困客户提供及时有效的金融支持，切实减轻客户的经济负担。截至2025年末，该分行在临沂累 计为300余户家庭办理了按揭贷款重组，用实际行动诠释了"雪中送炭"的责任担当。 该分行不断优化服务流程，针对不同客户群体的实际需求，提供灵活多样的服务方案。一方面，通过电 话沟通、线上协商等方式，实现贷款重组方案的便利化协商；另一方面，针对部分签署协议困难的客 户，该分行积极与合作公 ...

Market Performance - The Sci-Tech 50 Index opened slightly higher on January 26 but experienced a significant drop after an initial rise, closing down by 1.35% at 1532.80 points with a total trading volume of approximately 108.9 billion yuan, a slight decrease from the previous trading day [1] - The Sci-Tech Comprehensive Index also opened slightly higher but fell sharply, closing down by 2.23% at 1857.50 points, with a total trading volume of about 344.9 billion yuan, which was an increase compared to the previous trading day [1] Stock Performance - Among the stocks listed on the Sci-Tech board, 109 stocks rose, accounting for approximately 18.17% of the total, while the majority experienced declines [1] - Notable gainers included Zhijiang Biology, Yike De, Ruihua Tai, and Jindike, which all reached a limit-up of around 20% [2] - In contrast, Xinke Mobile saw the largest decline, dropping by 18.15% [2] Trading Metrics - The average decline for the 600 stocks on the Sci-Tech board was 2.12%, with an average turnover rate of 4.20% and a total trading volume of 344.9 billion yuan, reflecting an average fluctuation of 5.96% [1] - Lanqi Technology had the highest trading volume at 11.289 billion yuan, while ST Pava recorded the lowest at 951.73 million yuan [3] - Yike De led in turnover rate at 30.41%, while Bairen Medical had the lowest turnover rate at 0.22% [4]

转自：新华财经 温岭经济开发区成功入选首批国家级零碳园区建设名单，这份入选资格分量十足。它不仅是浙江省落实 "双碳" 战略的关键落子，更肩负着探索零碳园区建 设系统路径、打造全国绿色发展示范样本的重要使命。 园区规划的38平方公里核心区，更像一个庞大的生态系统实验场：用光伏和智慧微电网重塑能源结构，用绿色建筑和低碳交通重构空间形态，最终目标是让 高端制造与绿水青山在这里深度共生。 但蓝图再美，也需要真金白银的支持。零碳园区建设存在前期投入大、回报周期长、技术门槛高的特点，资金从何处筹措？这些问题若不解决，再好的规划 也只能停留在纸面上。 当国家首批零碳园区名单近日重磅出炉，华夏银行早已"等"在现场——不是围观者，而是"排头兵"：从名单官宣到资金落地，不到一个月！这家银行是如何 做到的？今天，带你揭秘这场"绿色加速度"。 国家"点名"，华夏"秒动" 2025年12月26日，国家发展改革委、工业和信息化部、国家能源局公布首批国家级零碳园区建设名单52家。2026年1月20日，华夏银行专项贷款已落地名单 中的浙江温岭经济开发区。 温岭经济开发区园区项目概念图 这不是普通的贷款。它标志着国家零碳园区建设从"蓝图"迈向 ...

转自：新华财经 新华财经北京1月26日电 （胡晨曦）A股三大指数1月26日全天震荡调整，沪指全天横盘震荡，最终微跌 报收；深成指、创业板指高开低走，盘中均跌超1%。沪深两市成交额3.25万亿，较上一个交易日放量 1630亿。盘面上，贵金属板块逆势大涨，中金黄金、西部黄金等多股涨停；油气概念走强，中国海油创 历史新高，洲际油气4天3板；太空光伏概念反复活跃，明阳智能、拓日新能、协鑫集成涨停；医药股集 体走强，凯普生物、迈克生物等涨停。下跌方面，商业航天概念调整，中国卫星、中国卫通等多股跌 停。 截至收盘，沪指报4132.61点，跌幅0.09%，成交14519亿元；深证成指报14316.64点，跌幅0.85%，成交 17963亿元；创业板指报3319.15点，跌幅0.91%，成交8452亿元；科创50指数报1532.80点，跌幅 1.35%，成交1089亿元。 热点板块 中国光伏组件、精细陶瓷等23项团体标准被确认为国际标准提案 据了解，2025年市场监管总局持续推动团体标准高质量发展，指导将先进团体标准转化为国际标准，取 得积极进展。中国光伏行业协会、中关村材料试验技术联盟、中国细胞生物学学会等社会团体，组织产 ...

Group 1 - The core investment philosophy emphasizes investing in quality companies at reasonable or low prices during favorable economic cycles, aiming for superior returns [1] - The cyclical sector is entering a new phase characterized by strong demand driven by "new productive forces," long-term supply constraints, and diversified driving factors [1] Group 2 - The non-ferrous metals sector was a standout performer in the A-share market in 2025, with a cumulative increase of 94.74%, nearly doubling in value [2] - Four key factors driving the non-ferrous metals market include the U.S. debt cycle, structural demand, supply chain security, and changes in the supply cycle [2] - The U.S. debt and deficit levels are rising, leading to concerns about sustainability and prompting central banks to diversify reserves, which supports precious metal prices [2] - The development of AI and accelerated global energy transition are increasing demand for industrial metals like copper and aluminum [2] - The global supply chain is shifting focus from efficiency to security, increasing demand for commodities [2] - The capital expenditure for major non-ferrous metals peaked in 2011 and has since entered a prolonged contraction phase, creating a significant output gap and supporting industry prices [2] Group 3 - Investment strategies are based on the capital expenditure cycle, focusing on sectors with low ROE and average PB ratios to achieve favorable risk-reward ratios [3] - The investment framework evaluates stocks based on three dimensions: prosperity, quality, and valuation, with a higher weight given to prosperity when conflicts arise [3] - Preference is given to upstream resource products due to their more controllable costs compared to midstream cyclical products [3] Group 4 - The non-ferrous metals sector is expected to continue its high profitability, supported by sustained demand and potential for value re-evaluation [4] - Domestic non-ferrous metal companies are undervalued compared to their overseas counterparts, despite comparable growth and core competitiveness [4] - Small metals are in a strategic reserve enhancement cycle, facing supply constraints due to resource scarcity and limited new capacity [5] - The long-term investment logic for gold remains strong, supported by central bank purchases and asset allocation needs [5] - The chemical industry is anticipated to undergo a value re-evaluation, with capital expenditure declining and profitability expected to recover [5] - The chemical sector's low valuation and improving profit expectations present significant investment opportunities [5]

Group 1 - The event "World Pharmaceutical Capital, Smart Care for Newborns" was launched in Bozhou, Anhui, aiming to bridge traditional culture and smart technology, responding to national policies on consumption and home appliance upgrades [1][3] - Bozhou's rich cultural heritage, including intangible cultural assets like Hua Tuo's Five Animal Play, provides a strong foundation for cultural innovation and transmission [3] - The event featured performances showcasing traditional crafts, allowing attendees to experience the unique charm of intangible cultural heritage [3] Group 2 - Haier's high-end home appliance brand Casarte aligns its brand philosophy of "using technology to care for quality life" with the wisdom embedded in traditional crafts, promoting a policy of "replacing old appliances with new ones" alongside cultural revitalization [3][5] - The "Smart Guardian Interactive Exhibition Area" attracted many citizens, demonstrating how advanced technology in home appliances integrates into daily life, making technology more tangible [5] - The event successfully merged consumption promotion with intangible cultural heritage, injecting cultural innovation into the local market and enhancing the appeal of traditional culture [5]

转自：新华财经 2026年1月22日，兴业银行合肥政务区支行以全面升级的3.0版本网点形象正式亮相。新网点围绕"便民、智能、温馨"三大核心，通过科学规 划与功能融合，致力于为客户提供更优质、便捷、贴心的金融服务。 焕新后的网点布局清晰、动线流畅，设有接待服务区、现金业务区、对公业务区、理财咨询区、金融培训区及休息洽谈区等多个专业区域， 在提升业务办理效率的同时，进一步优化了客户体验。 开业当日，兴业银行合肥分行党委书记、行长王惠斌实地察看了政务区支行网点功能布局、智能设备运行及服务流程，详细了解首日运营情 况。他对政务区支行在网点转型与服务提升方面取得的成效表示肯定，并指出新网点应立足区域特点，发挥示范作用，重点推进以下工作： 一是聚焦科技型中小企业与民生消费，深化普惠金融服务；二是依托智能平台，优化服务流程，推动线上线下协同；三是加强团队建设，打 造专业强、服务暖的人才队伍，持续提升客户满意度与品牌影响力。 以此次升级为起点，兴业银行合肥政务区支行将继续扎根区域、服务地方，围绕客户需求，丰富产品体系，优化服务体验，积极履行社会责 任，努力成为市民与企业身边可信赖的金融伙伴。（江海燕） 编辑：胡晨曦 ...

Core Insights - The opening of the second phase of Jinan Haina City Bailian Outlets marks a significant expansion for Bailian Outlets, with a total area of 150,000 square meters and nearly 300 brands, providing a comprehensive "shopping + leisure + tourism" experience [1][3] - Bailian's General Manager highlighted the project's role in transforming the commercial model and enhancing consumer experience, moving from a transaction-focused space to an experiential destination [1][4] Company Strategy - Bailian Outlets has established itself as a leader in the outlet sector, achieving over 1 million square meters of total building area and maintaining an annual sales growth rate of approximately 20% [3][4] - The company aims to expand its footprint across key cities in China, with plans to increase the number of managed stores to 15 and exceed 2 million square meters by 2030 [7][8] Market Trends - The outlet sector is experiencing growth despite a slowdown in traditional retail, aligning with consumer demand for high value and deep experiences [3][4] - The transformation of outlets into leisure and vacation destinations reflects a broader trend in the retail industry towards integrating cultural and tourism elements [7][9] Future Outlook - Bailian plans to leverage light asset models and public REITs to support its expansion, transitioning from a heavy asset approach to a more balanced capital and operational strategy [8][10] - The company is focused on enhancing its brand influence through data empowerment, experience innovation, and ecosystem collaboration, aiming for high-quality development in the retail sector [10]