Market Overview - The A-share market exhibited a strong recovery with a "high opening, fluctuating, stabilizing in the afternoon, and increased volume at the close" [1] - By the end of trading on December 1, the Shanghai Composite Index rose by 0.65% to 3,914.01 points, the Shenzhen Component Index increased by 1.25% to 13,146.72 points, and the ChiNext Index gained 1.31% to 3,092.50 points [2] Technical Analysis - The Shanghai Composite Index successfully surpassed the 60-day moving average (3,885-3,890) and approached the 3,930 gap area; the ChiNext Index broke through the 3,050 resistance level, with a MACD golden cross about to be established [3] - The market's volume increased to over 1.8 trillion, indicating a shift from "low-position ambush" to "main line attack," with the potential to challenge the 3,930 gap [4] Industry and Hotspot Capture - AI hardware on the edge experienced a significant surge, driven by the launch of the "Doubao mobile assistant" and Huawei's "Hanhai" AI toy, with global smart glasses shipments increasing by 64% year-on-year [5] - Industrial metals saw strong gains, with copper prices breaking through $11,200 and silver reaching new highs, prompting a re-evaluation of resources [5] - Companies such as Jiangxi Copper, Yunnan Copper, and Zijin Mining saw substantial increases, as funds viewed metals as dual-attribute assets against inflation and new productive capacity [5] Forward Strategy - The Shanghai Composite Index's 3,930 gap is a critical point; if it breaks through with sustained volume, the market may accelerate; however, if it peaks and retreats, short-term profit-taking pressure may arise [6] - Maintaining a volume level above 1.8 trillion indicates strong recognition from incremental funds; a rapid decline could lead to structural rotation [6] - A short-term strategy of "main line rotation, high-low switching, and rhythm adjustment" is recommended to rationally respond to market fluctuations [7]

本届交易会规模达历年之最。交易会展览展示面积从上一届10000平方米扩大到15000平方米，共设苏品 苏货及供应链展区、城市及产业带展区、达播展区、平台展区四大展区。本届交易会线下参展企业超 500家，包含苏州如意檀香扇、伟红紫砂、王源吉、金坛古籍等老字号非遗企业，以及服装纺织、食 品、电商物流、家电商供应链等各类别企业。 "相较于往届，本届活动内容更加聚焦实效与行业前沿，助力参展企业精准把握电商行业脉搏，抢占 2026年市场先机。"王婷婷表示，围绕趋势发布、政策解读、供需对接、直播生态等重点方向，本届交 易会邀请了1688、抖音、阿里国际站等海内外数十家头部电商平台参展参会，同期将开展"苏品苏货"上 平台专场对接会、GMV未来式1688主题论坛、"丝路云品"电商月江苏专场对接活动等8场专业活动。 其中，"苏品苏货"上平台专场对接会上，快手、天猫、苏宁易购、唯品会、汇通达等多家电商平台负责 人将围绕平台政策、运营要点及热门赛道机会、供应链数字化等方面进行分享，解析选品、流量等关键 节点竞争力提升方法，为江苏各类企业对接平台资源、拓宽渠道提供指导，助力优质"苏品苏货"企业上 平台，充分展示江苏电商力量。 江南时 ...

Core Viewpoint - The basketball friendly match between Jiangnan Rural Commercial Bank and Jiangsu Agricultural Financing Guarantee Co., Ltd. symbolizes the deepening strategic collaboration between the two entities, aimed at enhancing services for rural development and promoting rural revitalization [1][2]. Group 1: Event Summary - The basketball match served as a platform to strengthen the relationship between Jiangnan Rural Commercial Bank and Jiangsu Agricultural Financing Guarantee, showcasing teamwork and competitive spirit [1]. - The atmosphere during the match was vibrant, with both teams displaying strong offensive and defensive strategies, leading to an engaging and energetic environment [1]. - The event highlighted the sportsmanship of the players, emphasizing the spirit of perseverance and effort, which reflects the collaborative ethos of the banking and guarantee sectors [1]. Group 2: Future Plans - Jiangnan Rural Commercial Bank plans to translate the competitive spirit observed during the match into practical actions aimed at optimizing financial services for the agricultural sector [2]. - The bank aims to enhance its collaboration with Jiangsu Agricultural Financing Guarantee to support rural industry development and contribute to the overall rural revitalization efforts in Changzhou [2]. - Future initiatives will focus on planning for a successful business start in 2026, further deepening the cooperation mechanism between the bank and the guarantee company [2].

Core Insights - Digital transformation and industry chain expansion are becoming the dual engines for the development of corporate banking business at Nantong Rural Commercial Bank Group 1: Corporate Banking Growth - As of the end of October, the bank's corporate deposit balance reached 9.515 billion yuan, an increase of 949.8 million yuan from the beginning of the year [1] - The corporate loan balance exceeded 40.397 billion yuan, growing by 5.132 billion yuan since the start of the year [1] - The proportion of large loans has decreased to 30.23%, indicating an ongoing optimization of the customer structure [1] Group 2: Targeted Marketing and Project Reserve - The bank has formed a professional visiting team to conduct systematic visits to key parks, engaging with 107 enterprises to understand their actual needs [1] - Two enterprises have received credit support totaling 18.5 million yuan, with a reserve of quality potential clients exceeding 100 million yuan [1] Group 3: Government-Bank Cooperation and Efficient Fund Management - The bank has actively responded to provincial financial resource collaboration initiatives, providing loans of 972.5 million yuan to state-owned enterprises in October [2] - An additional 780 million yuan in projects is currently under documentation for future business growth [2] - Efforts are being made to improve the "return rate" of loan clients by guiding them to bring funds back to the bank [2] Group 4: Digital Empowerment and Supply Chain Ecosystem - The company's business development system was officially launched at the end of October, with all inclusive branches completing the system switch by October 31 [3] - A total of 1,032 enterprises have been authorized for scanning, and 845 effective chain master enterprises have been successfully collected [3] - The bank aims to deepen its park cultivation strategy and enhance the precision management of corporate banking while supporting the real economy [3]

江南时报讯（记者 毛艳） 11月28日下午，《江苏省高等院校后勤资产运营（管理）手册》（以下简称 《手册》）专家论证会在江苏饭店举行，来自高校、后勤管理协会、标准化研究领域及资深高校物业管 理等方面的专家齐聚，共同为江苏高校后勤服务标准化发展把脉献策。 "高校后勤管理既是保障校园正常运转的基础性工作，更是兼具育人功能与服务属性的重要工程，直接 关系到校园的和谐稳定与师生的切身福祉。"钟山宾馆集团党委书记、董事长嵇冲表示，钟山宾馆集团 凭借多年来在党政机关政务服务保障、大型资产管理、标准化服务体系构建等方面积累的丰富经验，结 合高校运行的特点与需求，组织编撰了该《手册》。 论证会上，多元评审组专家以科学严谨的态度，围绕《手册》框架结构、内容条目、操作流程、标准规 范及创新性应用展开深入研讨，并提出多项建设性意见。记者了解到，《手册》编写过程中经多次论证 修改形成建议稿，系统性覆盖校园宾馆、校园物业、校园团餐、校园供应链四大核心业务板块，内容涵 盖资产台账建立、运行维护、更新改造、应急处置、智慧化应用、绿色可持续发展等多个维度，力求为 高校后勤管理提供兼具指导性与操作性的权威指南。 "看到这么一个大部头手册，我肃 ...

Group 1 - The core viewpoint of the article highlights the launch of the upgraded "Walking Henan" cultural tourism flagship hall, which integrates AI capabilities to enhance user experience and brand influence in the tourism sector [1][6] - The flagship hall serves as a comprehensive platform for tourism services, offering product inquiries, bookings, travel guides, and information, thus streamlining the entire travel process from planning to sharing [1][6] - The introduction of the AI itinerary planning assistant, DeepTrip, allows users to generate personalized travel plans based on preferences, simplifying the travel planning process significantly [1][3] Group 2 - DeepTrip enhances the practicality and interactivity of online tourism services, enabling users to access AI-driven price comparison features and international services in 17 languages, thereby increasing Henan's appeal in the international tourism market [3][4] - The addition of a "trendy ranking list" section provides systematic consumption references across various categories, reducing decision-making costs for users [3][4] - The flagship hall plans to launch themed tourism products for major holidays and incorporate interactive elements to boost user engagement, transforming traditional tourism marketing from passive promotion to active participation [4][6] Group 3 - The upgrade of the Henan cultural tourism flagship hall exemplifies the trend of leveraging technological innovation to drive high-quality development in the tourism industry [6] - The flagship hall is positioned as a hub for effective brand communication and service conversion, enhancing the visibility and influence of the "Walking Henan" brand [6] - Future plans include continuous optimization and upgrades to serve as a digital bridge connecting global tourists with the unique cultural offerings of Henan [6]

江宁片区支行积极与江宁区委区政府沟通对接，成为江宁区"三信"评定工作协调小组成员，同区政府 办、区发改委、区农业农村局、区财政局共同负责统筹全区"三信"评定及结果应用工作。参加江宁区政 府组织的"三信"评定工作启动会，深入领会政府部门对评定工作的整体规划、目标要求及协同机制。第 一时间组织召开行内专项工作部署会，传达政府启动会精神，并结合辖区实际对"三信"评定工作进行细 化安排。 迅速行动，高效落实 江南时报讯 紫金农商银行江宁片区支行积极响应南京市江宁区委区政府工作部署，今年8月以来在江宁 区正式启动信用户、信用村（社区）、信用镇（街道）（以下简称"三信"）评定应用工作，旨在优化农 村信用环境与融资环境，促进农村经济与金融实现良性互动、和谐发展。 为快速推进工作，江宁片区支行主动对接区发改委、区农业农村局等部门，第一时间获取辖区内新型农 业经营主体清单，精准、迅速完成辖内37家营业网点的任务分配。辖内各营业网点积极参加所在街道组 织的"三信"评定工作推进会，为后续工作开展夯实基础。组织辖内工作人员参加"三信"评定培训会，系 统学习"伴宁科创"小程序的数据归集与录入方法，熟练掌握走访、建档及评定全流程规范，全 ...

做好科技金融大文章，既是农商行的政治任务和社会责任，也是转型方向和发展机遇。紫金农商银行将 把做优做强科创金融作为服务实体经济的重要抓手,加大对科技型企业的精准支持，为新质生产力培育 注入"源头活水"。冯旭 江南时报讯 近日，2024年度南京市"金融惠民助企（科创金融）"劳动竞赛总结表彰暨2025年度劳动竞 赛部署动员会召开。紫金农商银行凭借在科创金融领域的专业实力和良好表现斩获多项荣誉，其中， 《科创金融综合服务方案》荣获制度创新类一等奖，《深化科创金融服务团队建设》荣获组织创新类三 等奖。 一直以来，该行积极探索金融服务实体经济新路径，不断提升金融赋能科创企业精准度。构 建"1+13+N"总分联动机制，形成总行科创金融中心统筹、13家区域支行协同、全辖公司客户经理参与 的立体化科技金融服务网络。聚焦科创企业全生命周期，为不同成长阶段企业定制不同金融支持方案， 使科技型企业融资之路"看得见，走得顺"。截至2024年末，该行科技贷款余额150.3亿元，较上年新增 3.42亿元。积极发扬农信人"背包精神"，与雨花软件谷科创城、东大科技园、兴智科技园等多个产业园 区建立战略合作关系，制定并实施精细化走访计划，20 ...

Core Points - The event "Zijin Good Voice" singing competition and outdoor financial knowledge promotion was successfully held in Nanjing, focusing on the theme of "popularizing financial knowledge and conveying social responsibility" [1][2] - The event attracted hundreds of citizens, combining artistic performances with financial education to promote financial literacy in a relaxed environment [1][2] Financial Education - The event featured interactive segments such as a "Financial Knowledge Garden" and a "Consumer Protection Knowledge Wheel," where bank staff engaged citizens through fun quizzes and case studies [2] - The focus was on educating consumers about financial risk prevention, particularly targeting vulnerable groups, resisting illegal intermediaries, and enhancing risk awareness [2] - Participants found the interactive format more engaging and effective for learning practical anti-fraud knowledge compared to traditional lectures [2] Singing Competition - The singing competition showcased a variety of performances, including classic songs and contemporary music, highlighting the diverse talents of financial professionals [2] - A total of 34 teams from the bank competed, with the champion in the singing category being Zhao Yun from the Liuhe branch, and the artistic category champion being the instrumental ensemble from Jiangbei New District [2] Innovative Approach - The event broke traditional promotional models by integrating financial knowledge into interactive games, artistic performances, and natural settings, allowing citizens to learn in a fun atmosphere [2] - The bank's representatives expressed a commitment to continue innovating financial education methods to fulfill social responsibilities and contribute to a harmonious financial environment [2]

江南时报讯 日前，紫金农商银行成功办理全行首笔"苏信贷"业务。随着此笔"苏信贷"（经营贷）业务 的成功落地， 2月7日全行首笔"苏信贷"（消费贷）也成功发放。 "苏信贷"是运用省联社展业平台的快速进件、极速提额和苏信贷模块，向本行服务辖区内的个人客户， 发放用于支持其日常生产经营周转、本人或家庭消费的个人贷款。客户经理通过展业平台录入客户资 料，发起快速进件，有需要的客户即可在快速进件之后发起极速提额，并通过"江苏辖区农商银行"微信 小程序完成合同签订并自助放款。该产品依托大数据风控模型，具有"极速提额、多次循环、自助放 款"等特点，能够精准满足个体工商户短期资金周转需求。 该行积极响应省联社部署要求，发布产品管理办法，对产品特点和系统操作等进行专业培训，建立"苏 信贷"业务交流群，用于日常疑难解答和业务沟通。同时，深入开展"千企万户大走访"活动，严格做好 走访过程化管理，深度挖掘客户实际需求，有效满足不同客群融资需求。 胡雨倩 王某经营一家卤味店，因刚付完租金及春节期间食材价格上涨导致流动资金紧张，而春节消费旺季的到 来使其急需增加配货。该行客户经理在常态化走访中了解到这一需求后，迅速上门，结合客户本地户 ...