Jiang Nan Shi Bao

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特色金融“贷”动乡村振兴的徐州样本
Jiang Nan Shi Bao· 2025-10-09 23:13
通过构建"银行+政府+担保"多方风险分担模式,该行不仅降低了担保费率,还落实了财政贴息政策, 切实减轻了农户负担,让涉农贷款"贷得省心、还得放心"。 徐州农商银行以特色金融产品为支点,有效破解涉农融资难题,持续为农业强、农村美、农民富的乡村 振兴图景贡献金融力量。 申玉龙 在产品层面,该行主推"小微贷""苏农贷""苏质贷"等省级产品,依托政府增信与风险分担,有效降低融 资门槛。截至2025年8月末,相关产品累计服务490户,余额达8.18亿元,助力一批农户实现从"小打小 闹"到"规模经营"的跨越。 针对不同群体需求,该行还推出多款定制化产品。如"三乡助力贷"为返乡青年提供贴息贷款,铜山区小 李因此获得20万元启动资金成功开办家庭农场;"兴村强体贷"则为村级经济合作社提供最高1000万元授 信,已支持198个村集体经济主体。2024年与担保机构合作的"产业兴农贷""增额贷"也分别投放2.1亿元 和2.99亿元。 徐州农商银行聚焦"融资贵、担保难、信息差"等涉农主体长期面临的痛点,五年来从产品创新、机制建 设和政银合作三方面发力,推出一系列接地气、见实效的特色金融产品,为乡村振兴注入持续动力。 ...
39.5亿元!南京“双节”消费热力四射
Jiang Nan Shi Bao· 2025-10-09 15:24
10月1日起,建邺区开展"欢迎来邺悦享金陵"餐饮消费发票抽奖活动,给市民和游客带来餐饮消费新感 受。9月30日起,江北新区、浦口区联合组织开展"金秋餐饮消费券发放活动",营造了节日餐饮消费气 氛。 节日期间,商文旅体展实现深度融合,有效提高了消费体验的质量,激发了市场的活力。依托"苏超"的 热度,对体育赛事和消费场景进行深度结合,打造出多个"第二现场",将体育赛事的激情转变为消费动 力。10月4日,2025江苏省城市足球联赛淘汰赛南京队VS连云港队1/4决赛当日,南京重点商圈和商业 街区的零售、餐饮、住宿等行业单位实现交易金额8.7亿元,同比增长6.4%。监测的重点商场百货类企 业,实现零售额1.5亿元,同比增长4.2%。南京还打造了极具创新性的"票根经济"模式,有效带动了全 城消费热潮,成为商文旅体展融合的亮点。 江南时报讯(记者 张梓扬) 国庆中秋假期,南京消费市场呈现火热态势。数据显示,假期8天,全市百 家重点商贸企业销售额达39.5亿元,和去年同期相比增长4.7%。 节日期间,南京围绕"四季有约·金秋潮荟季"主题,将潮流购物、休闲旅游、美食打卡相融合,开展了 300多场促消费活动,全力点燃"金九银十" ...
长三角8天发送旅客超三千万人次
Jiang Nan Shi Bao· 2025-10-09 15:24
假期期间,长三角铁路部门在启用高峰线的基础上,进一步优化列车开行方案,充分考虑客流变化和可 能出现的极端天气影响,按照"适需安排、应急有备、精准匹配"的总体思路,精准实施"一日一图"运力 配置。持续关注客票预售和候补购票情况,按需确定图定旅客列车上线和临时旅客列车启动时机,梯次 投放运力。长三角铁路增开旅客列车2170列,组织动车组列车重联2396列,加挂普速客车车辆1187辆; 在假期首尾累计增开夜间动车组列车779列,努力满足旅客出行需要。 此次假期,上海、杭州、南京、合肥、宁波等地火车站在客流高峰时段,采取延长候车服务时间,按需 实行通宵开放。上海虹桥等火车站加强与地方交通管理部门联动,采取延长地铁和公交运营时间等措 施,确保夜间到达旅客能够顺利接驳换乘。南京、南京南站"158"雷锋服务站为老、幼、病、残、孕等 重点旅客提供免费的义务帮扶,旅客可通过铁路12306官方APP、拨打12306客服热线或到车站进行预 约。徐州、无锡、常州、宁波、镇江、金华、义乌、安庆、淮北、淮安、淮南等地车站向重点旅客提供 进站乘车、出站引导等路地联网接续服务。上海、杭州、南京、合肥等地客运段做好在途旅客帮扶,遇 有沿途车站 ...
人保财险高淳:党建共建聚合力 气象科普润童心 。
Jiang Nan Shi Bao· 2025-10-09 13:08
此次参与活动的儿童多数来自蟹农家庭,这次体验不仅使他们直观感受到父母从事的产业与科技、金融 的紧密联系,更在他们心中播下了科学种子,勾勒出智慧农业的美好未来。本次活动的成功举办,是高 淳区"气象+保险+教育"跨界合作模式的一次有益尝试,更是我司坚持党建引领,推动党建与业务深度 融合,积极服务地方经济社会发展的具体体现。通过党建共建平台,双方有效整合资源,放大服务效 应,不仅为留守儿童送去了温暖与知识,激发了他们对科学的热爱,也进一步提升了社会各界对气象防 灾减灾和农业保险重要性的认识,彰显了人保在服务民生、助力乡村振兴战略中的品牌形象与责任担 当。 江南时报讯 近日,在全国科普月活动深入开展之际,人保财险高淳支公司与高淳区气象局紧密协 作,以党建共建为纽带,成功参与策划并承办了一场别开生面的"气象科普进乡村"主题研学活动。此次 活动面向高淳博爱小学的40余名留守儿童,取得了显著的社会反响和良好的教育效果。 活动当天,孩子们在气象专家与高淳公司农险部业务骨干的联合引导下,开启了一场沉浸式的气象与农 业保险探索之旅。气象专家通过生动有趣的动画和实物模型,为孩子们讲解了《河蟹的一生》,特别是 温度等气象因素如何影响 ...
迈向新阶段,方舟健客积极推动“AI+互联网医疗”应用场景落地
Jiang Nan Shi Bao· 2025-10-09 07:17
Core Insights - The Chinese internet industry is transitioning into the industrial internet phase, focusing on reshaping vertical industry chains and value chains as the demographic dividend diminishes [1] - The internet healthcare market in China is experiencing a critical period of digital upgrade, driven by advancements in AI and big data technologies [1] - Ark Health, a leading player in the internet healthcare sector, is leveraging innovative technology to drive high-quality development and break through value bottlenecks [1] Group 1 - The integration of AI products in internet healthcare is enhancing efficiency and intelligence within the industry, with 84 typical application scenarios identified across 13 subfields [1] - Ark Health has established a service ecosystem that includes internet hospitals, online pharmacies, chronic disease management centers, and health media centers [1] - The company has formed partnerships with over 1,500 suppliers and more than 900 pharmaceutical companies, expanding its drug SKU to 215,000 [2] Group 2 - The focus on technology upgrades and the deep integration of AI into personalized health needs has significantly improved user engagement and loyalty [2] - The registered user base of Ark Health's chronic disease management platform grew from 42.7 million at the end of 2023 to 49.2 million, with a monthly active user count increasing by 20% year-on-year [2] - Ark Health's practices exemplify the use of technological innovation to overcome barriers and enhance user-centric services, aligning with industry trends towards digital upgrades [3]
国庆“味蕾游”带热堂食消费,徽菜、云贵菜、江浙菜等抖音团购增长超100%
Jiang Nan Shi Bao· 2025-10-09 04:00
Core Insights - Douyin's life service platform reported a significant increase in consumer spending during the National Day holiday, with various categories such as dining, accommodation, beauty, and fashion seeing substantial growth [1][2][3] Consumption Trends - The National Day and Mid-Autumn Festival holidays led to a surge in offline consumption, with group buying sales for local cuisine increasing by 76% year-on-year, autumn beverages by 57%, and accommodation by 50% [2] - Beauty and personal care group buying sales skyrocketed by 213%, while fashion items saw a 204% increase. Home furnishings and jewelry also experienced growth of 70% and 52%, respectively [2] - Family travel and gatherings drove a significant rise in dining consumption, with group buying sales for family meals increasing by 99% and group meals by 51% [2] Accommodation Insights - The hotel sector benefited from the holiday, with group buying orders for various types of accommodations rising over 50%. Guesthouses and inns saw a 75% increase, while budget, high-end, and comfortable hotels grew by 69%, 53%, and 49%, respectively [3] - Douyin's platform introduced a commission-free policy for hotel bookings to enhance service quality and user experience [3] Experience Consumption - Experience-based consumption became mainstream, with group buying orders for ancient towns and cities increasing by 299%. Orders for zoos and water parks rose by 196% and 152%, respectively [7] - Traditional crafts and cultural experiences, such as glassmaking and pottery, saw group buying orders increase by 270% and 206% [7] Popular Destinations - The top ten ancient towns and cities favored by users included Lijiang Ancient Town and Fenghuang Ancient Town, driven by short video and live streaming content [10] - Douyin's platform also highlighted popular scenic spots, with significant increases in group buying orders for various attractions during the holiday [13] Urban Consumption Patterns - Major cities like Shanghai and Beijing demonstrated strong consumer spending, with group buying sales for fishing, camping, and farm stays increasing by 142%, 69%, and 63%, respectively [11] - Douyin collaborated with local businesses to promote events and activities, enhancing the holiday experience and boosting local economies [12]
中秋国庆双节县域消费力爆发 京东折扣超市刷新销售记录 多店启动限流
Jiang Nan Shi Bao· 2025-10-09 03:41
Core Insights - The extended holiday period during the Mid-Autumn Festival and National Day has significantly boosted consumer activity, with JD Discount Supermarkets achieving record sales through promotional events [1] - The sales of traditional mooncakes surged over 300% during the holiday, highlighting consumer demand for festive foods [1] - The performance of JD Discount Supermarkets reflects a broader trend of increasing consumer spending in county-level markets, driven by a diverse range of products and competitive pricing [3] Group 1: Sales Performance - JD Discount Supermarkets launched promotional activities across six stores, attracting over 5 million customers and leading to a substantial increase in sales volume [1] - Popular products included mooncake gift boxes, with specific flavors like red date and five-nut mooncakes being particularly favored by consumers in Suqian [1] - Sales of essential household items, such as cooking oil and flour, also saw significant demand, indicating a stable base for family consumption [2] Group 2: Product Variety and Consumer Preferences - The sales of fresh produce, including durians and seafood, demonstrated a shift towards higher-quality food options among county residents, with durian sales exceeding 60,000 pounds [2] - JD's private label products, such as 100% fruit juices and craft beers, were highly sought after, reflecting consumer preferences for quality and variety [2] - The success of freshly made items, like baked goods and ready-to-eat meals, indicates a growing trend towards convenience in food shopping [2] Group 3: Supply Chain and Service Model - The strong performance of JD Discount Supermarkets is supported by an efficient supply chain and logistics system, ensuring product freshness and cost-effectiveness [3] - The stores, averaging 5,000 square meters with over 5,000 SKUs, are strategically located in popular shopping areas, catering to the one-stop shopping needs of families [3] - JD Discount Supermarkets' business model emphasizes low prices and value, positioning itself well to meet the evolving demands of consumers in the current market environment [3]
南通农商银行授信审批实现效能提升与风控赋能双突破
Jiang Nan Shi Bao· 2025-10-09 03:20
审批流程做"减法",服务效能做"加法"。8月以来,南通农商银行紧扣高质量发展主线,坚持"精准研 判、审慎经营",以问题为导向统筹推进授信审批工作,在审批效能、流程优化和队伍建设等方面取得 显著成效。 审批提速增效,资金精准直达。全行授信审批高效运转,8月单月审查审批贷款810户,金额20.3亿元, 快速通过率稳定在92.5%。严格落实"当日响应、限时办结"承诺,及时受理和审批待批业务,确保审批 时效。通过建立跨部门沟通机制与信息共享平台,加强前中后台协作,提升信息传递和审批效率。 流程优化升级,风控屏障加固。持续推进"全流程标准化+动态化"审批体系建设,细化资料完整性、客 户资质和经营状况等八大核心审查维度,推动审批从"经验驱动"转向"规则驱动"。落实风险分担产品管 理要求,加强准入管理。授信审批部与普惠金融部联动,明确调查审查要点,统一业务流程与标准,尤 其在续贷业务上协同筑牢风控屏障。 一线精准赋能,双向联动增效。组织审批人员赴石港、陈桥等8家支行开展驻点审批,针对风险分担产 品续授信等难点进行个性化辅导,提升一线规范与合规操作。通过"送服务进支行"贴近市场、了解基层 诉求、收集优化建议,针对性改进流程, ...
老牌街区如何焕新?南京1912用“文化+科技”破圈
Jiang Nan Shi Bao· 2025-10-09 03:16
曾以夜生活定义南京现代魅力的1912街区,不止文艺生活节期间展现出截然不同的气质:民族舞剧《红 楼梦》的雅集与AI机器人酷玩展在此同台,苏超赛事的活力与数字漫步的奇趣在此交汇。这并非一次 简单的假日活动叠加,而是这座老牌潮流地标以"文化+科技"为双翼,主动打破传统边界,迈向"文商旅 科"融合新生的战略性"预演"。 告别单一标签,老牌地标的"内涵式"焕新 作为南京都市夜经济的开创者与长期标杆,1912街区在公众心中烙印着深刻的"顶流"印记。然而,城市 更新浪潮下,单一的"夜经济"标签已不足以支撑其未来。街区的焕新,选择了一条"内涵式"发展路径: 尊重历史肌理,而非大拆大建;注入全新内容,而非简单升级外观。 创意+:依托"紫金奖"等IP,建设创意孵化基地,让街区成为潮流设计的发源地。 这一系列举措,旨在将1912从一条"街"升级为一个辐射更广、功能多元的"开放式文化街区综合体"。 从引领夜生活到拥抱大文化,从紧握线下流量到探索数实融合,南京1912本次不止文艺生活节的焕新实 践表明,老牌街区的生命力在于持续的内容创新与生态重构。在1912遇见文艺,遇见科技,本质上是遇 见一种街区新消费场景的未来图景——它既有历史 ...
临床实证铸就金标准,inne因你亮相全国营养科学大会,展示儿童营养创新成果
Jiang Nan Shi Bao· 2025-10-09 02:47
9月21日至23日,第十七届全国营养科学大会在北京隆重开幕。作为国内营养健康领域的顶级盛会,本 届大会以"营养创新·推动全民健康高质量发展"为主题,汇聚了众多权威学者与行业领袖,共商营养科 学前沿议题,成为助推"健康中国2030"战略落地的学术与产业双引擎。 值得一提的是,该研究成果已发表于营养学顶级期刊《Nutrients》,其科学价值获得国际学术界认可。 全球研发布局,铸就品牌核心竞争力 据品牌介绍,inne在科研层面的积累和突破并非偶然,而是依托于长期构建的全球化研发体系。品牌先 后在中国、美国、德国及意大利建立了五大研发中心,并在亚洲设立了2300平米的功效验证与检测实验 室,并通过CNAS国家实验室认证,为临床研究和产品验证提供了可靠保障。 此次学术盛宴上,源自德国的儿童营养品牌inne(中文名:因你)凭借卓越的科研实力和创新成果成为 焦点。在大会婴幼儿营养分论坛上,inne携手沈阳药科大学中药学院副院长韩娜教授带来竹节钙专利成 分Kidtal 的科究成果分享,以扎实的实证数据和创新理念,获得与会专家的关注与好评。 临床实证,树立科学营养的"金标准" 展会期间,inne因你以"临床实证是科学营养金标 ...