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金融“妙笔”绘新城——建行江苏省分行助力城市更新
Jiang Nan Shi Bao· 2025-08-15 06:59
城市是推动高质量发展、创造高品质生活全面建设社会主义现代化国家的重要载体。今年5月,中共中央办公厅、国务院办公厅发布了《关于持续推进城市 更新行动的意见》,指出实施城市更新行动,就是要推进城市结构优化、功能完善、文脉赓续、品质提升,推动城市高质量发展。6月,住房城乡建设部召 开全国完整社区建设工作现场会,要求结合实施城市更新行动,系统谋划、统筹实施完整社区建设,提升城市建设品质。 建行江苏省分行深度融入城市更新,通过精准对接、创新施策,将金融"活水"精准引向城市发展的关键领域,助力促进城市结构优化、打造宜居、韧性、智 慧城市,在实践中探索出一条金融赋能城市高质量发展的特色路径。 截至2025年7月,已有4.7亿元贷款精准注入项目。如今的石榴新村,停车场无感支付设备投入使用,智慧物业系统实时监控电梯运行状态……这些科技场景 为石榴新村注入更多智慧活力。 除了改善人居环境,建行南京分行也积极关注南京各类文化环境的打造,让居民的精神生活更加充裕。例如2023年,南京秦淮河建设开发有限公司要建设一 项历史文化保护传承工程项目——水木秦淮艺术公园二期及配套景观工程项目。建行南京玄武支行积极服务,三年来为其投放贷款420 ...
绿色贷款“贷”动连云港“海上牧场”蝶变
Jiang Nan Shi Bao· 2025-08-15 02:54
江南时报讯 立秋后的黄海,风裹着微咸的潮味。站在赣榆区石桥镇三洋港防波堤远眺,一排排银灰色的桁架式深海网箱如巨大的"海上蜂巢",在碧波 间稳稳矗立。网箱里,黑鲪、大黄鱼正欢快翻腾;网箱外,成群鸥鹭踏浪盘旋。这片现代化海上养殖基地,正是兴业银行南京分行"绿色金融"画笔在 蔚蓝海面绘出的最新作品。今年上半年,兴业银行南京分行为连云港某海洋科技企业发放绿色贷款4.5亿元,用于专项建设现代化海上养殖基地,该项 目也为南京分行辖内首笔海洋牧场综合开发项目贷款,为"蓝色粮仓+蓝色文旅"现代化海洋经济注入金融动能。 通过生态优化与高效养殖的结合,项目为海洋渔业的可持续发展提供了创新方案。"绿色金融不是冷冰冰的数字,而是一把钥匙,打开海洋经济与生态 修复的'双向通道'。"兴业银行南京分行相关负责人表示。作为南京分行辖内首笔海洋牧场综合开发项目贷款项目,该项目是该行践行绿色金融理念、 支持生态保护与经济发展的典型案例。截至2025年7月末,兴业银行南京分行已累计为江苏近2800家企业提供绿色融资超6500亿元,绿色金融融资余额 突破1600亿元,其中绿色信贷余额突破1100亿元。下一步,南京分行将复制"赣榆模式",在江苏沿海城 ...
江苏球迷专属!宁波银行宁苏锡三城联动打造“苏超能量站”
Jiang Nan Shi Bao· 2025-08-15 02:21
Core Viewpoint - Ningbo Bank is leveraging financial innovation to activate the consumption market in Jiangsu, creating a comprehensive service network that integrates work, life, and flow circles to enhance consumer experiences and drive regional economic growth [3][5][12]. Group 1: Financial Innovation and Consumer Engagement - Ningbo Bank has implemented various consumer engagement activities, such as the "Our Home Ground" event for soccer fans, which combines financial services with sports and entertainment to enhance customer loyalty and participation [4][5]. - The bank's strategy includes a three-dimensional approach of "scene ecology + digital platform + inclusive finance," which has established it as a key player in Jiangsu's new consumption market since its establishment in 2008 [3][5]. Group 2: Consumption Ecosystem Development - The bank has created a consumption ecosystem that includes over 6000 high-frequency consumption scenarios across its branches in Nanjing, Suzhou, and Wuxi, focusing on local consumer needs and preferences [9][10]. - In Nanjing, the bank's deposit balance has exceeded 150 billion yuan, with total assets reaching 220 billion yuan, while in Suzhou, the deposit scale has reached 151.4 billion yuan, and total assets have surpassed 250 billion yuan [9][10]. Group 3: Digital Empowerment and Service Integration - The "Beautiful Life" platform serves as the core of Ningbo Bank's consumption ecosystem, integrating consumer discounts, merchant traffic, and financial services into a single local life service platform [15]. - The platform has introduced various promotional activities, such as "Thursday Half Price" and "Brand Chain List," which have successfully attracted significant consumer attention and engagement [15]. Group 4: Inclusive Finance and Community Impact - Ningbo Bank's approach to inclusive finance emphasizes expanding service coverage to unlock the consumption potential of low-income groups, thereby contributing to economic growth [16][17]. - The bank aims to play multiple roles, including being a financial advisor, a digital manager for businesses, and a value partner for customers, thereby fostering a symbiotic relationship between finance and the real economy [17].
南通农商银行“三箭齐发”谱写跨境金融新篇章
Jiang Nan Shi Bao· 2025-08-14 22:58
Core Viewpoint - Nantong Rural Commercial Bank is actively responding to national policies aimed at stabilizing foreign trade and promoting openness, focusing on internationalization, specialization, and digitalization to enhance cross-border financial services [1][2] Group 1: Business Development - The bank has implemented a branch linkage mechanism to expand foreign trade business marketing across all branches, resulting in significant marketing effectiveness [1] - A total of 73 foreign trade customers were visited in the first half of the year, with 25 new foreign exchange settlement customers added, leading to an increase in international business reach and customer scale [1] Group 2: Financial Performance - The bank's cross-border RMB business has led the market, achieving a settlement volume of 290 million yuan in the first half of the year [1] - The bank has successfully converted customers from other banks through specialized training sessions, with import and export credit seeing both volume and quality improvements, adding 23 new credit customers and disbursing loans of 192 million yuan, exceeding interim targets [1] Group 3: Innovation and Service Enhancement - The bank has signed forfaiting agreements with several financial institutions, processing interbank buy-in business worth 276 million yuan in the first half of the year [2] - The bank has become one of the first institutions in the region to implement electronic document systems, significantly enhancing the convenience of personal foreign exchange services [2] - Future plans include deepening collaboration across branches, optimizing integrated currency services, accelerating product innovation, and further enhancing cross-border financial service capabilities [2]
建湖农商银行 支持绿色产业发展
Jiang Nan Shi Bao· 2025-08-14 22:58
近年来,建湖农商银行认真贯彻落实监管部门《绿色信贷工作指引》工作要求,牢固树立"绿水青山就 是金山银山"的发展理念,从"标准引领、精心组织,循序渐进、先内后外,科技支撑、多方参与"等方 面着手,锚定绿色航向,深化绿色转型,持续推动金融业务"逐绿而行 向美而生",以绿色金融支持绿 色产业发展。至今年7月末,绿色贷款余额6.07亿元,较同期上升2.52亿元,增速达42.31%。 ...
滨海农商银行科技赋能普惠金融
Jiang Nan Shi Bao· 2025-08-14 22:58
在数字经济浪潮奔涌的当下,金融科技已成为驱动银行业务革新的核心引擎。滨海农商银行科技部门与 普惠部门协同发力,于今年4月成功搭建并上线企业微信私域营销系统,以科技力量为普惠金融插上数 字化翅膀,奏响了"科技+业务"深度融合的新乐章。 分步实施,打造高效协作样板。面对系统开发涉及的多模块功能,科技部门采取"分步实施、迭代优 化"策略,将复杂需求拆解为可量化、可执行的具体任务。通过明确人员分工、制定开发节点表,确保 每个功能点都有专人跟进、限时完成。系统开发过程中,科技团队与普惠部门保持密切联动,对已实现 的功能及时上线测试,根据业务反馈快速调整优化,形成"开发—测试—完善"的良性循环。这种高效协 作模式,不仅保障了系统如期上线,更确保了最终成果与业务需求高度契合。 借鉴创新,构建特色标签体系。为提升系统核心竞争力,科技团队积极对标行业先进产品,通过功能拆 解、优劣分析,吸收借鉴客户分层、精准营销等方面的成功经验。结合该行普惠业务特点,团队重点打 造标准化客户信息采集模块,目前已完成32166条存量客户实名信息的规范化处理,并实现与企业微信 信息的精准关联。在此基础上,批量打标签功能已正式启用,技术团队正联合普惠 ...
红利为矛低波铸盾 汇安中证红利低波动100指数基金8月18日起发行
Jiang Nan Shi Bao· 2025-08-14 07:45
Core Viewpoint - The launch of the Huian CSI Dividend Low Volatility 100 Index Fund aims to meet investors' needs for stable cash flow and risk mitigation in the context of a global economic slowdown and asset scarcity [1][3]. Group 1: Fund Overview - The Huian CSI Dividend Low Volatility 100 Index Fund will officially launch on August 18, focusing on high dividend assets to provide both risk aversion and yield [1]. - The fund tracks the CSI Dividend Low Volatility 100 Index, which combines dividend and low volatility factors to enhance overall risk-return profiles [1][2]. Group 2: Index Composition - The index selects 100 liquid stocks that consistently pay dividends, have high dividend yields, and exhibit low volatility, using a weighting system based on dividend yield and volatility [2]. - The index covers 23 primary industries, with significant representation in banking, transportation, coal, pharmaceuticals, and basic chemicals, ensuring a balanced industry distribution [2]. Group 3: Market Adaptability - The index avoids excessive exposure to small-cap stocks, with only 33% of components having a total market value below 20 billion, while the average market cap exceeds 240 billion [2]. - The index is rebalanced quarterly, allowing for timely adjustments to reflect changes in dividend yields and volatility, enhancing its responsiveness to market conditions [2].
领英助力苏州专精特新企业,解锁品牌出海新机遇
Jiang Nan Shi Bao· 2025-08-13 16:18
上海,2025年7月29日——在全球化的浪潮中,中国"专精特新"企业正以前所未有的活力进军国际市 场,成为推动经济高质量发展的核心力量。今日,由苏州市商务局、苏州工业园区商务局精心指导, LinkedIn(领英)中国与易海创腾联合举办的"苏州专精特新企业数字化营销品牌出海系列活动——玩 转领英社交力"在领英上海办公室圆满落幕。此次活动不仅为苏州专精特新企业提供了品牌出海的实战 策略,更为中国企业的全球化布局注入了强劲动力。领英中国品牌营销解决方案新业务拓展事业部总经 理黄浩表示:"领英将依托其全球职场数据优势,助力苏州专精特新企业精准触达国际市场,提升全球 品牌影响力。" 自2011年工信部首次提出"专精特新"概念以来,这一战略方向便成为推动中小企业转型升级的明确指 引。近年来,随着银保监会、工信部等多部门政策的密集出台,"专精特新"企业迎来了前所未有的发展 机遇。这些企业以专业化、精细化、特色化、新颖化为鲜明特征,在各自领域深耕细作,展现出强大的 创新能力和市场竞争力。 苏州的专精特新企业,很多都集中在制造业领域。这些企业凭借在制造业细分领域的专注与创新,成为 推动苏州制造业高质量发展的关键力量。据领英数据 ...
紫金农商银行用情用力书写养老金融大文章
Jiang Nan Shi Bao· 2025-08-13 14:01
Core Viewpoint - The company is committed to enhancing financial services for the elderly population through comprehensive measures including the renovation of branches, tailored financial products, and extended services to meet the diverse needs of senior clients [1][4]. Group 1: Branch Renovation for Elderly Services - The company has completed the renovation of all 135 branches to be elderly-friendly, ensuring that senior clients can access financial and governmental services conveniently [3]. - Features such as barrier-free access, emergency contact information, and dedicated service windows for elderly clients have been implemented to enhance the customer experience [2][3]. - The establishment of specialized areas for elderly financial services and regular educational activities aims to strengthen financial security for seniors [2][3]. Group 2: Tailored Financial Products - The company offers customized pension product combinations based on clients' age, risk preferences, and investment experience, with a focus on dynamic asset allocation [4]. - Adjustments to loan criteria for elderly clients, including increased credit limits and simplified processes, aim to reduce financing costs for retirees [4]. - As of the end of July, the company has provided credit to 1,826 clients aged 60 and above, totaling 705 million yuan [4]. Group 3: Extended Services for Elderly Clients - The company enhances its service offerings through professional training for staff, ensuring they are equipped to assist elderly clients effectively [5]. - Volunteer services are organized in communities to meet the practical needs of seniors, including various home services and health check-ups [5]. - Regular community activities and financial education sessions are conducted to improve awareness of financial scams and enrich the cultural lives of elderly residents [6].
以城之名 农银筑就
Jiang Nan Shi Bao· 2025-08-13 14:01
Core Viewpoint - Agricultural Bank of Suzhou Branch is actively contributing to the modernization of urban development in Suzhou by providing high-quality financial services and supporting urban renewal projects, particularly in the fashion industry [2][4]. Group 1: Urban Development and Financial Support - The Suzhou Branch of Agricultural Bank is focused on promoting high-quality urban development, emphasizing the importance of urban connotation and renewal as key strategies [2][3]. - The bank has successfully organized a syndicate loan of 2.98 billion yuan to support urban renewal projects, with 1.05 billion yuan disbursed in 2025 and a total of 9.36 billion yuan over five years [4][6]. - The bank has approved 17 urban renewal projects in the Changshu area, providing over 21 billion yuan in credit support [6]. Group 2: Fashion Industry Transformation - Changshu Garment City, established in 1985, is undergoing modernization to address challenges posed by the internet economy and resource scarcity, with a focus on urban area renewal [3][4]. - The bank is facilitating the transformation of Changshu Garment City by supporting the construction of creative districts, theme markets, and modern logistics [3][4]. - The "Yunshang Town" project, previously an industrial area, is being revitalized to attract fashion design and brand headquarters, with the bank providing 1.49 billion yuan in credit support [5][6]. Group 3: Digitalization and E-commerce - Digitalization is becoming a hallmark of Changshu Garment City, with smart production systems enhancing efficiency in garment manufacturing [2][3]. - The integration of online and offline trading systems is being promoted, with online transaction volumes exceeding 100 billion yuan [4][6].