消费贷的"国补"，来了！ 《个人消费贷款财政贴息政策实施方案》提出，2025年9月1日至2026年8月31日期间，居民个人使用贷款经办机构发放的个人消费贷款（不含信用卡业 务）中实际用于消费，且贷款经办机构可通过贷款发放账户等识别借款人相关消费交易信息的部分，可按规定享受贴息政策。 也就是说，从今年9月1日起一年内，无论是吃饭等小额消费，还是买车、装修等大额消费，或者是旅游、养老等服务消费，只要你在相关机构获得了消费 贷款，并真实消费了，就可以享受年化1个百分点的财政贴息。 举个例子，在政策执行期内，小李申请了一笔5万元的消费贷，年利率是3%，还款方式为先息后本。他装修、买家电，把这5万元都花完了，就可享受年 化1个百分点的贴息，原本一年要支付1500元的利息，就只要付1000元。 中国农业银行个人信贷部副总经理 金鑫：对于符合贴息条件的贷款客户，银行在收取贷款利息时，会直接扣减财政贴息资金，提高消费者的获得感。客 户可以通过手机银行自主查询贴息金额，我们银行也会通过手机短信告知客户。 消费者如何便利领到 消费贷贴息"红包" 消费贷贴息的核心是支持真实的消费行为，具体应该如何操作？有哪些注意事项？ 根据政策要 ...

□ 本报记者 何 钰 一份小小的公益助学奖学金，温暖了货车司机的心。而保障货车司机群体合法权益，更是运满满的重要 工作。针对公路货运行业长期存在的安全风险高、法律支援弱、收入波动大、运费追逃难等痼疾，运满 满通过系统性创新与资源整合，将安全教育、法律援助以及人文关怀纳入统一行动框架，为司机群体构 筑起全方位的权益保障网络。 在8月28日全国工商联发布的"2025中国民营企业500强""中国服务业民营企业100强"榜单中，江苏满运 软件科技有限公司（下称其品牌名"运满满"）成功入围，分别位列第158位和第34位，较去年提升了32 名和11名，跃居南京市民营企业榜首。 同时，针对行业内存在的货主运费拖欠等纠纷问题，运满满推出了"货主信用分"和"司机行为分"等正向 激励机制，以及货运纠纷处理机制，综合运用客服调解、人民调解、司法调解等综合手段化解纠纷。 2024年，平台纠纷一次解决率达96.5%。 作为一家南京本土企业，运满满2013年从新街口楼道旁逼仄的小办公室开始创业，历时12年成长为"中 国民营企业500强"之一。 目前，全国很多企业尤其是中小企业仍然处于传统物流管理阶段，货源经过多次流通中转才能抵达消费 者 ...

Core Insights - The future industry represents a new wave of technological revolution and industrial transformation, playing a vital role in global innovation and economic landscape changes [1] - Jiangsu province is accelerating the development of future industries, showcasing significant achievements at the 2025 Jiangsu Future Industry Innovation Development Exchange Conference [1] Comprehensive Strength - Jiangsu's future industry is experiencing rapid growth, with the province's core enterprises totaling 3,112 and revenue reaching 757.8 billion yuan in 2024 [3] - Jiangsu ranks among the top in the nation for innovation capabilities, with 315,000 invention patent applications and 114,000 granted patents in the future industry sector as of June 2025 [3] Innovation Capability - Jiangsu has made breakthroughs in cutting-edge technologies, exemplified by the successful CAR-T cell therapy for multiple myeloma patients, marking a significant advancement in cell and gene technology [4] - The province is enhancing the transformation of scientific achievements into practical applications, fostering a robust innovation ecosystem [4] Patient Capital - The Jiangsu provincial strategic emerging industry mother fund has established 41 specialized funds, with a total scale of 106.9 billion yuan, providing substantial financial support to future industry enterprises [6] - Jiangsu Rural Commercial Bank has committed to providing at least 10 billion yuan in loans for future industries within a year, with an annual growth rate of no less than 20% over the next three years [6] Talent System - Jiangsu has established 38 future industry-related disciplines and 23 provincial-level key industry colleges, strengthening the talent foundation for future industry development [7] Development Trends - The "Future Industry Pilot Cluster Development" initiative has led to significant advancements, with 21 pilot areas generating substantial innovation and economic activity [8] - In Changzhou, the hydrogen energy industry has seen rapid growth, with companies achieving significant sales and developing core intellectual property [8] Application Scenarios - Jiangsu has introduced 56 landmark products in future industries, showcasing advancements in wearable technology and robotics [9][10] Regional Cooperation - The Yangtze River Delta region is enhancing collaborative innovation networks, with joint efforts in low-altitude economy development and the establishment of cross-regional industry alliances [11] Development Entities - Jiangsu has seen a surge in future-oriented enterprises, with 30 new unicorns and 119 potential unicorns, leading the nation in these categories [12] - The province has 180 high-growth enterprises with annual revenues exceeding 5 million yuan and an average growth rate of over 50% in the past two years [12]

构建协同治理的机制。葛塘街道纪工委建立"工单溯源+清单管理"工作机制，重点梳理"12345"政务服务 热线中涉及农村违法建设的重复工单、不满意工单，形成详细问题台账。督促相关部门及时开展核查整 改工作，并定期组织纪检干部深入一线走访，复查整改落实情况，确保问题得到妥善解决。此外，将农 村违法建设管控纳入2025年度专项监督重点工作，通过制定详细的责任分工表，明确街道纪工委、城建 部门、自然资源所等职能部门以及各社区的具体职责，构建起"街道纪工委统筹督导、职能部门主抓落 实、社区协同配合"的全方位责任体系，确保监督工作无死角、无盲区。 完善违建监管的模式。葛塘街道纪工委积极构建"全过程监督体系"。在项目建设前期组织开展廉政风险 排查，全面梳理审批、监管等关键环节的廉政风险点，并针对性制定防控措施。建设过程中，拓宽监督 渠道，鼓励职能部门、村（社区）主动上报问题。针对复杂问题组织多部门召开问题研判会议，研究制 定解决方案。项目竣工后，对发现的违法建设问题，不仅督促相关单位及时整改，还深入调查问题背后 是否存在履职不力、作风腐败等问题。对查实的问题依规依纪严肃处理，以严格问责倒逼责任落实。截 至目前，已发现问题4处 ...

Group 1 - The Indonesian stock index experienced a significant decline, dropping 1.5% last Friday and continuing to fall on Monday, with the Jakarta Composite Index reaching a maximum drop of 3.6%, the largest since April 8 [1][3] - Analysts express concerns over rising political risks in Indonesia, which may lead to increased risk premiums in the stock market. The current valuations do not reflect potential economic issues [3] - Despite recent turmoil, Indonesia's economic growth has exceeded expectations, with a second-quarter growth rate returning to above 5%, boosting market confidence [5] Group 2 - The Indonesian central bank is focused on maintaining exchange rate stability and ensuring sufficient liquidity for the rupiah, utilizing market mechanisms to reflect fundamentals [3] - Indonesia's stock market has seen a year-to-date increase of approximately 9.6%, and the implementation of foreign exchange retention policies has strengthened foreign reserves, enhancing confidence in the rupiah [5] - Analysts suggest that despite current market volatility, the long-term outlook remains positive due to potential monetary policy easing and market valuation advantages [5]

□ 本报记者 盛文虎 通讯员 浦轩 数字孪生，把城市"搬进"了另一个世界，并通过可视化技术实现仿真还原。而当实景三维技术叠加气 象、生态、空域等数据，人工智能时代下的低空经济，超视距的"盲飞"会更加游刃有余，对潜在的安全 风险也有了更好的预判。 技术突破源自理念创新 《实景三维助力南京低空经济产业建设》，何以成为国家级典型案例？答案就是创新。 在虚拟世界打造数字城市，不仅要有海量的原始数据，而且数据还必须真实可靠。浦口区引入"多源数 据融合+精细建模"的方式构建三维时空数字底座，运用高精度测量相机与SLAM系统空地融合以及计算 机集群并行处理技术，实现实景三维全自动建模、模型轻量化和平台渲染。模型数据体量压缩70%，加 载速度提升5倍，极大提升了成果质效。基于实景三维数据，创新提出低空空域多层级结构要素数字化 表征方法，将低空空域划分成多粒度、多层级离散空域单元，并赋予统一标识，成功构建"实景三维 +空域信息数字化"时空数字底座。 实景三维低空，最直接的用途是智能航线规划和设施选址。浦口区依托实景三维及多层级空域栅格单 元，开发航线路线规划算法自动划设飞行器飞行航线，生成无冲突数字化飞行路径。通过低空空域内飞 ...

Group 1: Company Performance - Jiangsu's 713 A-share listed companies achieved a total revenue of over 1.68 trillion yuan and a net profit of nearly 148.2 billion yuan in the first half of 2025, with 429 companies reporting revenue growth [1] - 573 companies reported profitability, with 193 companies having a net profit exceeding 100 million yuan [1] - Over 40% of companies reported revenue exceeding 1 billion yuan, and 45 companies had revenue growth exceeding 50% [1] Group 2: AI Integration - More than half of the listed companies in Jiangsu mentioned "AI" or "artificial intelligence" in their semi-annual reports, indicating deep integration of AI tools with core business operations [2] - AI is reshaping drug development processes, as seen in Heng Rui Medicine's use of AI for early development strategies, enhancing clinical conversion efficiency [2] - Traditional industries are also benefiting from AI, with companies like Taihu Snow combining human creativity with AI for product design and optimization [2] Group 3: Cost Reduction and Innovation - AI applications are leading to cost reduction and efficiency improvements across various industries, such as a 20% reduction in R&D costs and a 30% decrease in R&D cycles in the steel industry [3] - Companies like Jingyuan Environmental are utilizing AI to provide comprehensive intelligent services, promoting industry upgrades [3] - The focus of AI applications is shifting towards vertical industries, allowing companies to address specific industry pain points effectively [3][4] Group 4: Industry Self-Regulation and Quality Improvement - The "anti-involution" trend is gaining traction in industries like photovoltaics, steel, cement, and chemicals, with companies actively addressing industry challenges through self-regulation and strategic adjustments [5] - Companies are focusing on differentiated competition and green transformation to achieve sustainable competitive advantages [5][6] Group 5: Overseas Expansion - 440 listed companies in Jiangsu reported a total overseas revenue of 290.6 billion yuan, with many adjusting their overseas production strategies to enhance global market adaptability [8] - Companies like Zhongxin Bo are establishing multiple production bases globally to respond quickly to international delivery demands [8] - Tianhe Energy has expanded its global service network, enhancing its international operational capabilities [9] Group 6: Mid-Year Dividend Distribution - Over 120 A-share listed companies in Jiangsu have announced mid-year dividend plans, with total distributions exceeding 10 billion yuan, reflecting improved corporate profitability and investor return awareness [11][12] - Companies are increasingly adopting clear mid- to long-term dividend plans, with some committing to a cash dividend ratio of no less than 30% of net profit [12][13] - The rise in mid-year dividends is seen as a positive signal for market stability and investor confidence [13]

Core Insights - Jiangsu province has a unique geographical advantage in shipbuilding and marine engineering, maintaining the top position in the industry for over a decade, with significant shipbuilding bases in Nantong, Yangzhou, and Jingjiang [1] - From January to July, the high-tech shipbuilding and marine equipment cluster in Jiangsu achieved a value-added growth of 14.6% year-on-year, indicating a strong growth trend [1] - In 2024, Jiangsu's shipbuilding completion volume, new orders, and hand-held orders are projected to account for 47.36%, 46.22%, and 46.94% of the national totals, respectively [1] - The shipbuilding industry faces challenges such as a shortage of skilled workers and the need for efficiency improvements due to the fast-paced production environment [1] Industry Challenges - The shipbuilding sector struggles to attract skilled workers, leading to an aging workforce and a pressing need for efficiency enhancements [1] - Coordination among various trades and departments in shipbuilding consumes significant time, highlighting the need for improved collaboration across the supply chain [1] Technological Advancements - Jiangsu has launched a three-year action plan (2025-2027) to deepen the intelligent transformation, digitalization, and networking of the manufacturing industry [2] - Many shipbuilding companies are implementing smart technologies, such as steel management software, which has halved the steel inventory from approximately 7.5 million to 8 million tons, significantly improving capital efficiency and operational effectiveness [2] - The introduction of information systems has reduced inventory cycles from 15 days to around 6 days and improved manufacturing efficiency by 30% [3] Future Outlook - The provincial government aims to significantly reduce labor intensity and improve management precision in shipbuilding processes over the next three years [3] - The implementation of smart technologies in shipbuilding is expected to enhance production capacity and economic benefits, reinforcing Jiangsu's position as the leading shipbuilding province in China [4]

"孩子上大班等于'免费读'，这在以前不敢想！"南通家长周先生感慨道。根据国务院办公厅印发的 《关于逐步推行免费学前教育的意见》，江苏各地正式实施学前教育普惠新政：从2025年秋季学期起， 公办幼儿园大班儿童保育教育费全额免除，民办幼儿园参照当地同类型公办园标准减免。 "幼儿园大班原来一学期保育教育费是2580元，现在全免了，家长一年可省5160元。"南通海安高新 区实验幼儿园园长樊海燕给记者算了笔账。昆山李凡的孩子今年秋季在一所公办园上大班，原本每学期 2750元的保育教育费全免了，现在只需缴纳每个月260元的预收伙食费，"相当于一年省下5500元，省下 来的钱可以买点孩子喜欢的科学模型玩具。" 此次新政覆盖所有幼儿园大班儿童，无论公办民办。在仪征市，公办幼儿园大班不再收取保育费， 城区民办省优质幼儿园每学期减收保育费2100元、民办扬州市优质幼儿园每学期减收保育费1600元、民 办合格幼儿园每学期减收保育费1200元；乡镇对应减收1800元、1500元、1200元。 ...

四强争夺激烈，前八席位卡位胶着，对于实力和排名相近的队伍而言每一场都是生存之战。赛前， 连云港队位于积分榜第九位，扬州队为第十位，积分上只相差一分。8月31日，两队燃情开踢"盐帮德 比"，全场27366名球迷涌入看台助威，将现场氛围推向高潮。专线接驳大巴接连满员，数百辆自驾车热 情赶赴球场，还有众多在外工作的两地球迷专程前来观赛，球迷的呐喊超越胜负本身，传递人们心中的 足球热忱，以及植根于这片土地的归属感与城市荣誉感。 8月30日至31日，"苏超"迎来第十轮激烈对决。本轮比赛，盐城队0∶2不敌无锡队，宿迁队2∶0击败 淮安队，泰州队与常州队1∶1战平。镇江队1∶2惜败南京队，连云港队1∶0小胜扬州队，南通队则以2∶1战 胜苏州队。目前，"苏超"常规赛已近尾声，淘汰赛名额的争夺愈发白热化，不仅四强席位竞争异常激 烈，中下游球队的积分之争也进入关键阶段。从联赛格局来看，南通队凭借九连胜战绩提前锁定淘汰赛 席位，其余12支球队仍在为剩余7个晋级名额展开激烈争夺，其中南京队本轮跃升至积分榜第二，将迎 来与领头羊南通队的"真南哥认证战"。 本轮比赛冷门频出、逆转不断，"弱队崛起"的主题被不断演绎。赛场上的不确定性与激烈 ...