Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has shown a mixed performance in 2024, with total assets increasing but a decline in operating revenue, while net profit experienced significant growth [1]. Financial Performance - As of the end of 2024, SPDB's total assets reached 9.46 trillion yuan, reflecting a year-on-year growth of 5.05% [1]. - The bank achieved operating revenue of 170.748 billion yuan, which represents a decrease of 1.55% compared to the previous year [1]. - Net profit for the year was 45.835 billion yuan, marking a substantial increase of 22.46% year-on-year [1]. Shareholding Structure - The largest shareholder of SPDB is Shanghai International Group, holding a 21.57% stake as of March 2025 [1]. - The top ten shareholders include major entities such as China Mobile Guangdong (18.18%) and various subsidiaries of Fude Life Insurance [1]. Organizational Changes - In 2024, SPDB underwent significant organizational restructuring, reducing the number of departments from 35 to 34 [2]. - Several departments were either merged or dissolved, including the Asset Management Department and the Strategic Development and Promotion Department [3]. - New departments were established, such as the Technology Development Department and the Financial Technology Department [4]. Employee and Branch Network - By the end of 2024, SPDB had a total workforce of 62,987 employees [6]. - The bank operates branches in all 31 provinces of China and has international branches in Hong Kong, Singapore, and the UK [5].

Core Viewpoint - Industrial Bank has shown steady growth in total assets and profits, positioning itself as a strong player among national joint-stock banks, with significant developments in its organizational structure and subsidiaries [1][4]. Financial Performance - As of the end of 2024, Industrial Bank's total assets reached 10.51 trillion yuan, a year-on-year increase of 3.44% - The bank achieved an operating income of 212.23 billion yuan, growing by 0.66% year-on-year - The net profit attributable to shareholders was 77.21 billion yuan, reflecting a year-on-year growth of 0.12% - Among 12 national joint-stock banks, Industrial Bank ranked second in total assets and profits, only behind China Merchants Bank [1]. Shareholding Structure - The largest shareholder of Industrial Bank is Fujian Financial Investment Co., Ltd., holding 16.91% of shares as of the end of 2024 - Other major shareholders include China Tobacco Corporation (5.34%) and China Property Insurance Co., Ltd. (4.56%) [1]. Organizational Changes - The total number of departments at the headquarters has been reduced from 39 to 38, with notable mergers and the establishment of a new research institute - Mergers include the Party and Mass Work Department with the Labor Union Committee, and the Interbank Finance Department with the Asset Management Department [2][3]. Subsidiaries - Industrial Bank has several key subsidiaries, including Industrial Financial Leasing Co., Ltd., Industrial International Trust Co., Ltd., and Industrial Fund Management Co., Ltd. - As of the end of 2024, the group employed approximately 68,700 staff [4]. Branch Network - Industrial Bank operates branches in all 31 provinces across the country, along with one overseas branch in Hong Kong [4].

招商银行成立于1987年，总部位于深圳，2002年4月在上交所上市，股票代码为600036.SH，2006 年9月在香港联交所上市，股票代码为：03968.HK。 截至2024年末，招商银行集团共有员工 117201人 ，在境内除 西藏 外均的31个省份均设有分行，并 在香港、台湾、美国、英国、澳大利亚、新加坡和卢森堡等地设有境外分支机构。 此外，招商银行还拥有 招商永隆银行 （位于香港）、招银金融租赁有限公司、招银国际金融控股 有限公司、招银理财有限责任公司、招银基金管理有限公司、招商银行（欧洲）有限公司、招商信诺资 产管理有限公司以及招商信诺人寿保险有限公司、招联消费金融股份有限公司（和中国联通合营）等主 要子公司。 招商局集团 下招商局轮船有限公司是招商银行第一大境内股东，持股 13.04% ，招商局金融控股有 限公司也持有其 4.55% 股份。招商银行前十大股东如下图： T H E E N D | 序号 | 股东名称 | 股东性质 | 持股比例(%) | | --- | --- | --- | --- | | 1 | 香港中央结算(代理人)有限公司 | 境外法人 | 18.06 | | 2 | 招商局 ...

Core Viewpoint - Postal Savings Bank has restructured its organizational framework, introducing new departments and maintaining others, which reflects its strategic focus on personal finance and risk management [1][2][3][4]. Group 1: Organizational Structure - As of the end of 2024, Postal Savings Bank has a total of 39 primary departments divided into six major segments: Personal Finance, Corporate Finance, Asset Management, Risk Management, Information Technology, and Comprehensive Support [1]. - The Personal Finance segment has established a new Financial Management Department, while the Asset Management segment has dissolved its Asset Management Department, with other departments remaining unchanged compared to 2023 [1]. - The Corporate Finance segment includes departments such as Corporate Finance, Inclusive Finance, Transaction Banking, and Investment Banking [3]. Group 2: Department Details - The Personal Finance segment consists of eight departments: Personal Finance, Wealth Management, Consumer Credit, Credit Card Center, Online Finance, Digital Renminbi, Agency Financial Management, and Rural Revitalization Finance [2]. - The Corporate Finance segment includes the Corporate Finance Department (Rural Corporate Business Center), Inclusive Finance Division (Small Business Finance), Transaction Banking Department, and Investment Banking Department [3]. - The Risk Management segment comprises the Risk Management Department (Rural Risk Management Center), Credit Management Department (Rural Credit Management Center), Credit Approval Department, Internal Control Compliance Department, Legal Affairs Department (Consumer Rights Protection), and Security Department [3]. Group 3: Employee and Branch Information - By the end of 2024, Postal Savings Bank has 36 primary branches, 324 secondary branches, 2,228 primary sub-branches, and 5,307 secondary sub-branches, along with three holding subsidiaries [4]. - The total number of employees is 197,631, with 182,631 being contract employees and 15,000 being labor dispatch workers. The gender distribution shows that 40.62% are male and 59.38% are female [4].

Core Viewpoint - The organizational structure of Bank of Communications has undergone significant changes by the end of 2024, with adjustments in its departments and subsidiaries aimed at enhancing operational efficiency and management [1][2][3][4]. Group 1: Organizational Structure Changes - By the end of 2024, the Bank of Communications has a total of 39 primary departments, 9 secondary departments, and 13 tertiary departments, categorized into three main sectors: Financial Technology, Business Operations Management, and Comprehensive Management [1]. - The Financial Technology sector has been streamlined, merging the Financial Technology Innovation Research Institute with the Financial Technology Department, and eliminating the Digital Transformation Office [1]. - In the Business Operations Management sector, the Asset Custody Department has removed its secondary department, the Asset Custody Operations Center, and has added the Asset Custody Business Development Center [1][2]. - The Comprehensive Management sector has seen the addition of two new departmental-level institutions under the Audit Supervision Bureau, located in Xi'an and Nanjing [1][3]. Group 2: Departmental Breakdown - The Financial Technology Department includes the Financial Technology Department/Financial Technology Innovation Research Institute, Data Management and Application Department, Software Development Center, and various subordinate institutions [2]. - The Business Operations Management Department encompasses multiple divisions, including Corporate Institutional Business Department, International Business Department, Asset Custody Department, Investment Banking Department, and several others [2]. - The Comprehensive Management Department consists of various units such as Human Resources, Risk Management, and Audit Supervision Bureau, which has eight subordinate institutions across different cities [3]. Group 3: Workforce and Branch Network - As of the end of 2024, the Bank of Communications operates 38 provincial branches, 216 provincial-level branches, and 2,818 business outlets, along with 19 overseas branches in cities like Hong Kong, New York, and Tokyo [4]. - The total workforce of the Bank of Communications is 95,746 employees, with 89,301 working in domestic banking institutions and 2,623 in overseas branches [4]. - The gender distribution within the workforce shows that males account for 45.02% and females for 54.98% [4].

截至2024年末，农业银行总行共有 41个总行部门 ，与2023年末相比增加了 养老金业务部 。41个总 行部门分别是： 公司业务部/对公产品部、大客户部/营业部、机构业务部、普惠金融事业部、投资银行部、国际金 融部、金融市场部、托管业务部； 附：农业银行总行2024年末组织架构如下图： 风险管理部/风险计量中心/三农及普惠金融风险管理中心、信用管理部/ 三农及普惠金融信用管理 中心、信用审批部/ 三农及普惠金融信用审批中心、风险资产处置部、内控合规监督部、法律事务部、 安全保卫部； T H E E N D 免责声明： 本文纯属个人观点，仅供学习交流。 欢迎关注 请 关注 上方公众号 ，欢迎" 分享 "" 收藏 "" 点赞 " 往期回顾 ★ 中国银行总行最新组织架构 ★ 建设银行总行最新组织架构 ★ 工商银行总行最新组织架构 ★ 五大金融资产投资公司（AIC）组织架构及经营数据 ★ 国有六大商业银行2025年一季度经营情况对比 ★ 六大行2024年末及近五年不良贷款分析 ★ 六大行2024年经营情况对比分析 ★ 12家全国性股份行2024年经营情况对比 ★ 我国商业银行2024年经营情况分析 运营管理部/ 三 ...

Core Viewpoint - The organizational structure of the Bank of China has undergone significant changes by the end of 2024, with a reduction in the number of departments and direct institutions, reflecting a strategic shift in its operational focus [1][4]. Summary by Sections Organizational Changes - The Bank of China reduced its total number of departments from 39 to 36 and direct institutions from 9 to 8 compared to the end of 2023 [1]. - Five departments were eliminated, including the Office of Comprehensive Deepening Reform, Investment Banking Department, Global Markets Department, Corporate Architecture Construction Office, and Scene Ecology and Innovation Department [1]. - Two new departments were established: Financial Markets Department and Business Research and Development Department [1]. - Several departments underwent name changes, such as the Global Office renamed to Global Layout and Development Department, and the Investment Banking Department merged with the Corporate Finance Department to form the Corporate Finance and Investment Banking Department [1]. Direct Institutions - The direct institutions were reduced by three, with the cancellation of the Digital Asset Operation Center, Centralized Operation Center (Guangdong), and Centralized Operation Center (Hubei) [1]. - Two new institutions were established: Pension Finance Center and Remote Banking Center [1]. Institutional Overview - As of the end of 2024, the Bank of China has a total of 11,507 domestic and overseas institutions, an increase of 22 from the end of 2023, with 10,964 domestic and 543 overseas institutions [4]. - The number of secondary branches increased by one to 373, while the number of grassroots branches decreased by 21 to 9,867 [4]. Workforce - The total number of employees at the Bank of China reached 312,800 by the end of 2024, an increase of 5,826 from the previous year [4]. - The gender distribution among employees is 57.24% female and 42.76% male [4].

Core Viewpoint - The organizational structure of the Bank of China has undergone significant changes by the end of 2024, with a reduction in the number of departments and direct institutions, along with several name changes for existing departments [1][4]. Summary by Sections Organizational Changes - The total number of departments at the Bank of China has decreased from 39 to 36, and the number of direct institutions has decreased from 9 to 8 compared to the end of 2023 [1]. - Five departments have been eliminated: Comprehensive Deepening Reform Leadership Group Office, Investment Banking Department, Global Markets Department, Enterprise-Level Architecture Construction Office, and Scenario Ecology and Innovation Department [1]. - Two new departments have been added: Financial Markets Department and Business Research and Development Department [1]. - Several departments have undergone name changes, including the Globalization Office renamed to Global Layout and Development Department, and the Investment Banking Department merged with the Corporate Finance Department to form the Corporate Finance and Investment Banking Department [1]. Direct Institutions - The direct institutions have seen the cancellation of three entities: Digital Asset Operation Center, Centralized Operation Center (Guangdong), and Centralized Operation Center (Hubei) [1]. - Two new institutions have been established: Pension Finance Center and Remote Banking Center [1]. Institutional Overview - As of the end of 2024, the Bank of China has a total of 11,507 domestic and overseas institutions, an increase of 22 from the end of 2023, with 10,964 domestic and 543 overseas institutions [4]. - The number of secondary branches has increased by 1 to 373, while the number of grassroots branches has decreased by 21 to 9,867 [4]. Workforce - The total number of employees at the Bank of China is 312,800, an increase of 5,826 from the end of 2023 [4]. - The gender distribution among employees is 57.24% female and 42.76% male [4].

Core Viewpoint - As of the end of 2024, China Construction Bank maintains its organizational structure with 41 headquarters departments and 2 branch-level specialized institutions, consistent with the structure at the end of 2023 [1]. Company Financial Sector - The corporate finance sector consists of 7 departments: Corporate Business Department, Strategic Client Department, Institutional Business Department, Inclusive Finance Business Department, Settlement and Cash Management Department, Investment Banking Department, and International Business Department [1]. Asset Management Sector - The asset management sector includes 4 headquarters departments and 1 branch-level specialized institution: Group Asset Management Department, Financial Intermediary Department, Asset Custody Business Department, Financial Market Department, and Precious Metals and Bulk Commodities Business Department [2]. Personal Finance Sector - The personal finance sector comprises 4 headquarters departments and 1 branch-level specialized institution: Personal Finance Department (Consumer Rights Protection Department), Rural Revitalization Finance Department, Private Banking Department, Housing Finance and Personal Credit Department, and Credit Card Center [3]. Risk Management Sector - The risk management sector consists of 7 departments: Risk Management Department, Asset Protection Department, Credit Management Department, Credit Approval Department, Internal Control Compliance Department, Legal Affairs Department, Security Department, and Audit Department [4]. Technology and Operations Sector - The technology and operations sector includes 5 departments: Digital Construction Office, Online Finance Department, Channel and Operations Management Department, Data Management Department, and Financial Technology Department [5]. Comprehensive Management Sector - The comprehensive management sector comprises 13 departments: Board Office, Supervisory Office, General Office, Asset and Liability Department, Financial Accounting Department, Human Resources Department, Equity Investment and Subsidiary Management Department, Strategic and Policy Coordination Department, Party Committee Inspection Office, Public Relations and Corporate Culture Department, Retired Personnel Management Department, Party Affairs Department (Trade Union), and Party School (Advanced Research Institute) [6]. Employee Structure - As of the end of 2024, China Construction Bank has 37 primary branches and a total of 376,800 employees, with 15,081 at the headquarters. The gender distribution is 53.04% female and 46.96% male, with 14.71% holding a master's degree or higher and 18.00% having a college degree or lower [7].

Core Viewpoint - As of the end of 2024, the Industrial and Commercial Bank of China (ICBC) has expanded its organizational structure, adding a new department for personal credit business and restructuring the consumer rights protection office under the personal financial business department [1][2]. Group 1: Organizational Structure - ICBC has a total of 37 head office departments, including the newly added personal credit business department and the consumer rights protection office now under the personal financial business department [1][2]. - The 37 head office departments include various divisions such as corporate finance, personal finance, risk management, and financial technology [2]. - There are 9 direct institutions under the head office, including departments for credit cards, precious metals, and private banking [3]. Group 2: Branch and Employee Data - By the end of 2024, ICBC has 36 first-level branches, 460 second-level branches (an increase of 1 from the end of 2023), and 15,107 grassroots branches (a decrease of 120 from the end of 2023) [3]. - The total number of employees at ICBC is 415,200, with 21,590 at the head office. The gender distribution is 51.7% female and 48.3% male, with 13.3% holding a master's degree or higher [3].