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河北11家城商行2024年对比分析
数说者· 2025-06-17 11:52
截至目前,河北省共有 11 家城市商业银行,与河北省下辖 11 个地级市一一对应,也即每个地级市 均有一家城市商业银行。 一、股东情况 河北 11 家城商行 均未在资本市场上市 。 11 家银行前十大股东中均有当地政府资本的身影。 邢台银行和秦皇岛银行 2024 年末总资产还不足 2000 亿元,分别为 1751.76 亿元和 1718.56 亿元, 排在 9 家银行最后。 | 序号 | 公司名称 | 总资产 | 资产增速 | 贷款总额(不 含应计利息) | 贷款增速 | 贷款占比 | | --- | --- | --- | --- | --- | --- | --- | | 1 | 河北银行股份有限公司 | 5.696.00 | 7.12% | 3.302.80 | 4. 59% | 57.98% | | 2 | 张家口银行股份有限公司 | 3.576.03 | 4. 65% | 1,883.04 | 0. 69% | 52. 66% | | 3 | 唐山银行股份有限公司 | 3.522.99 | 15.00% | 1. 804. 05 | 15. 65% | 51. 21% | | 8 | 廊坊银行股份有 ...
江苏13地市2024年经济、人口、财政及居民收入情况分析
数说者· 2025-06-16 23:23
Population Situation - By the end of 2024, Jiangsu's permanent population is projected to remain at 85.26 million, unchanged from 2023 [2][4] - Suzhou has the highest permanent population in Jiangsu, reaching 12.987 million, making it the only city in the province with a population exceeding 10 million [2][6] - Jiangsu has five cities with a decrease in permanent population compared to the end of 2023 [4] GDP Situation - Jiangsu's GDP is expected to reach 13.70 trillion yuan in 2024, with a year-on-year growth of 5.80%, ranking second among all provinces in China [7] - Suzhou leads the province with a GDP of 2.67 trillion yuan, the only city in Jiangsu exceeding 2 trillion yuan [7][8] - The smallest GDP in Jiangsu is projected for Lianyungang at 466.31 billion yuan [7][8] Per Capita GDP - The per capita GDP for Jiangsu is anticipated to be 160,694 yuan in 2024 [9] - Wuxi has the highest per capita GDP at 216,800 yuan, followed by Suzhou and Changzhou, both exceeding 200,000 yuan [9][10] - All cities except for Suqian are expected to have a per capita GDP exceeding 100,000 yuan [9] Fiscal Revenue Situation - Jiangsu's general public budget revenue is projected to exceed 1 trillion yuan for the first time, reaching 1,003.82 billion yuan in 2024 [11] - Suzhou's public budget revenue is expected to be 245.91 billion yuan, the only city in Jiangsu surpassing 200 billion yuan [11][14] - All cities except Nanjing are expected to see an increase in public budget revenue compared to 2023 [11][13] Disposable Income Situation - The per capita disposable income in Jiangsu is projected to be 55,415 yuan in 2024, with urban residents earning 66,173 yuan and rural residents earning 32,414 yuan [15][16] - Suzhou leads in per capita disposable income at 77,524 yuan, followed by Nanjing at 75,180 yuan [16][17] - Suqian has the lowest per capita disposable income at 34,657 yuan [16][17]
6块钱的“宴请”,涡阳农商行是家什么样的银行?
数说者· 2025-06-15 10:22
一场路边摊的 "宴请"引起了一场大讨论,"出圈"了一家县域农商行。 一、事件缘起 两名客户经理在面馆与贷款客户共同用餐,餐费由客户支付,引发 "违规接受客户宴请"之规定。 据说"宴请"之干扣面价值为 6 元一碗,而处罚则是" 各核减绩效 3000 元 ",管理责任人还" 核减绩效 1000 元 "。 以 6 元对 7000 元,该农商行"治腐"力度不可谓不大,充分展示了什么叫"勿以恶小而为之",并随 即引起网络大讨论。 一碗干扣面到底够不够得上 "宴请"两字? 二、发展历史及股东情况 涡阳农商行前身是涡阳农村信用合作联社,于 2014 年改制并更为现名。涡阳农商行以服务"三 农"、服务中小微企业和服务县域经济为主要战略。 根据企查查并结合 2024 年信息披露,涡阳农商行目前注册资本为 7.62 亿元,但 实收资本为 9.53 亿元 (实收资本高于注册资本), 共有 1869 个股东 ,其中法人股东 24 个,自然人股东 1845 户(内 部职工股 611 户、社会自然人股 1234 户);法人股东持股占比 64.69% ,自然人股东持股 35.31% 。 | 股东类别 | 年初余额 | | 年末余额 | | ...
19家民营银行2024年经营情况对比
数说者· 2025-06-12 13:39
Core Viewpoint - The article discusses the development of private banks in China over the past decade, highlighting the involvement of major internet companies and the current status of these banks in terms of total assets and financial performance [1][4]. Summary by Sections Development of Private Banks - Since the pilot launch in 2014, China has established 19 private banks, with significant participation from major internet companies like Tencent, Alibaba, Xiaomi, and 360 [1]. List of Private Banks and Major Shareholders - A detailed table lists the names of the 19 private banks along with their top three shareholders, indicating the ownership structure of each bank [2][3]. Total Assets and Growth Rates - As of the end of 2024, the total assets of the private banks show significant variation, with Shenzhen Qianhai WeBank leading at 651.776 billion, a year-on-year growth of 21.70%. Zhejiang Wangshang Bank follows with 471.035 billion in total assets [4][6]. - Other banks like Jiangsu Sushang Bank, Wuhan Zhongbang Bank, and Sichuan Xinwang Bank also reported total assets exceeding 100 billion [4]. Revenue and Profitability - WeBank reported the highest revenue among private banks in 2024, amounting to 38.128 billion, ranking approximately 22nd among 42 A-share listed banks. Wangshang Bank followed with 21.314 billion [6][7]. - In terms of net profit, WeBank achieved 10.903 billion, significantly higher than Wangshang Bank's 3.166 billion, which is 3.44 times less [8]. Performance Variability - The growth rates of total assets varied among the banks, with WeBank, Yumin Bank, Sushang Bank, Huazhong Bank, and Minshang Bank exceeding 10%. Conversely, Hunan Sanxiang Bank, Jilin Yilian Bank, and Liaoning Zhenxing Bank experienced negative growth [6]. - The article also notes that some banks, including Anhui Xin'an Bank, reported minimal revenue, highlighting the disparity in performance among the private banks [5][7].
渤海银行总行最新组织架构
数说者· 2025-06-11 14:57
渤海银行成立于2005年末,并于2006年初正式对外营业,总部位于天津,2020年在香港联交所上 市,股票代码为9668.HK。 截至2024年末,天津市属国有企业 天津泰达投资控股有限公司 是渤海银行最大股东,持股比例为 20.34%; 渣打银行 持股16.26%,是其第二大股东。渤海银行前十大股东如下表: | 股东名称 | 持股比例 | | --- | --- | | 大津泰达投资控股有限公司 | 20. 34% | | 渣打银行(香港)有限公司 | 16. 26% | | 中海集团投资有限公司 | 11. 12% | | 中国宝武钢铁集团有限公司 | 9. 49% | | 国家开发投资集团有限公司 | 9. 49% | | 泛海实业股份有限公司 | 7.72% | | 天津商汇投资(控股)有限公司 | 6. 51% | | 山东黄金金控集团(香港)有限公司 | 1.84% | | 浙江东阳光健康药业有限公司 | 1.82% | | 圣恩纳实业(天津)有限公司 | 0. 17% | 截至2024年末,渤海银行总资产达到 1.84万亿元 ,同比增长6.41%;当年实现营业收入 254.82亿元 ,同比增长1 ...
恒丰银行总行最新组织架构
数说者· 2025-06-10 14:33
Core Viewpoint - Hengfeng Bank has undergone significant changes in its ownership structure and financial performance, transitioning from a municipal state-owned bank to a provincial state-owned bank, with a notable increase in total assets and net profit as of the end of 2024 [1][3]. Group 1: Ownership Structure - Hengfeng Bank was established in 1987 as Yantai Housing Savings Bank and restructured in 2003 [1]. - Before 2019, the largest shareholder was Yantai Lantian Investment Holding Co., Ltd. with a 20.59% stake, followed by Singapore's UOB with 13.16% [1]. - In 2019, Central Huijin became the largest shareholder with a 53.95% stake after injecting capital, while Shandong Financial Asset Management Co., Ltd. held 32.37% [1]. - By the end of 2024, Shandong Financial Asset Management Co., Ltd. became the largest shareholder with 46.61% after acquiring additional shares, while Central Huijin's stake decreased to 40.46% [1]. Group 2: Financial Performance - As of the end of 2024, Hengfeng Bank's total assets reached 1.54 trillion yuan, reflecting a year-on-year growth of 6.64% [1]. - The bank achieved an operating income of 25.775 billion yuan, a year-on-year increase of 1.98% [1]. - The net profit attributable to shareholders was 5.454 billion yuan, marking a year-on-year growth of 5.99% [1]. Group 3: Organizational Structure - Hengfeng Bank's headquarters consists of 25 departments, unchanged from 2023, categorized into six major areas: business management, product management, risk management, comprehensive management, shared resources, and specialized institutions [2]. - The bank operates branches in 15 provinces, including major cities like Beijing, Shanghai, and Guangzhou, and has one subsidiary, Hengfeng Wealth Management Co., Ltd., along with five rural banks [3]. - The total number of employees in the Hengfeng Bank group is 12,323 as of the end of 2024 [3].
浙商银行总行最新组织架构
数说者· 2025-06-09 11:57
Group 1 - The core viewpoint of the article highlights the growth and organizational structure of Zhejiang Zheshang Bank, emphasizing its financial performance and shareholder composition as of the end of 2024 [1][2][3]. Group 2 - As of the end of 2024, Zhejiang Zheshang Bank's total assets reached 3.33 trillion yuan, an increase of 5.78% compared to the end of 2023 [1]. - The bank achieved an operating income of 67.65 billion yuan in 2024, reflecting a year-on-year growth of 6.19% [1]. - The net profit attributable to shareholders for the year was 15.186 billion yuan, showing a slight increase of 0.92% year-on-year [1]. - The largest shareholder, Zhejiang Financial Holding Co., Ltd., holds a 12.57% stake, and the bank does not have a controlling shareholder [1]. - The top ten shareholders include entities such as Hong Kong Central Clearing Limited and Hengdian Group, with varying ownership percentages [1]. Group 3 - The bank's headquarters consists of 32 primary departments and a centralized procurement management center, with a reduction in the number of direct institutions compared to 2023 [2]. - Zhejiang Zheshang Bank has established branches in 22 provinces across China, excluding several regions, and has a presence in Hong Kong [2]. - The bank operates two subsidiaries: Zheshang Financial Leasing Company and Zheshang Wealth Management [2]. Group 4 - As of the end of 2024, the total number of employees at Zhejiang Zheshang Bank is 25,226 [3].
广发银行总行最新组织架构
数说者· 2025-06-08 14:32
广发银行前身是成立于 1988 年的广东发展银行。 2006 年,花旗集团、中国人寿、国家电网和中信信托组成财团参与广发银行重组,四家单位各 持广发银行 20% 股权,并列成为第一大股东。 2016 年中国人寿收购花旗集团的 20% 股份并增资后成为广发银行最大股东,并将广发银行纳 入 中国人寿集团旗下 。 截至 2024 年末, 中国人寿保险股份有限公司 是广发银行最大股东(持股 43.686% ); 中信 信托 持股 14.137% ,是第二大股东。截至2024年末,广发银行前十大股东如下图: 截至 2024 年末,广发银行总资产达到 3.64 万亿元 ,同比增长 3.86% ;当年实现营业收入 692.37 亿元 ,同比下降 0.63% ;实现归母净利润 152.84 亿元 ,同比下降 4.58% 。 2024年末,广发银行总行共有 32个一级部门 和消费者权益保护与服务监督部1个 总行独立二级部 。在法律与合规部下设二级部 反洗钱中心 ,在战略规划部下设 协同发展部 ,在总务部下设 南海综合 中心 等二级部。 广发银行总行还有 信用卡中心 和 资金营运中心 2个专营机构和 研发中心 1个直属机构。 具 ...
“苏超”强中强,江苏13地市经济谁更强
数说者· 2025-06-07 11:14
江苏省是我国最富有的省份之一,甚至在一定程度上都可以去掉"之一"两字。 江苏省自2020年起GDP总量即突破10万亿元,2024年更是高达 13.70万亿元 ,和广东是我国目前唯 二的GDP总量突破10万亿的省份。 广东省虽然在GDP总量方面位于江苏省之上,但两者差距越来越小。如2020年时江苏GDP总量仅是 广东的92.5%,而2024年占比则高达了 96.7% 。 更何况从人均GDP看,2024年江苏全省人 均GDP高达16.07万元 ,远高于广东的9.76万元,在全国 各省中位居第一。 江苏下辖有13个地级市,分别是南京、无锡、徐州、常州、苏州、南通、连云港、淮安、盐城、扬 州、镇江、泰州和宿迁。这13个地级市全部进入了百强市排行榜。江苏是全国唯一下辖地级市全部进入 百强市的省。 从各市看,省会南京虽然自身经济实力很强,但无论在GDP总量、人均GDP,还是财政收入以及居 民支配收入等多方面均不能体现其省会的"首位度"。省会南京"带头大哥"地位不强,各"小弟"自身实力 又不俗,因此13个地市"各自为政",被戏称为"十三太保"。 下面就对江苏"十三太保"主要经济指标进行对比。看看强省下辖的各市谁是"强中强" ...
华夏银行总行最新组织架构
数说者· 2025-06-05 21:40
目前 首钢集团仍是华夏银行最大股东 (2025年3月末持股21.68%), 国家电网 通过子公司持股华 夏银行19.33%股份,是其第二大股东, 中国人民财产保险公司 是其第三大股东。2025年3月末华夏银 行前十大股东如表: | 股东名称 | 持股比例 | | --- | --- | | 首钢集团有限公司 | 21. 68% | | 国网英大国际控股集团有限公司 | 19. 33% | | 中国人民财产保险股份有限公司 | 16. 11% | | 北京市基础设施投资有限公司 | 10. 86% | | 云南合和(集团)股份有限公司 | 3.52% | | 香港中央结算有限公司 | 2. 97% | | 润华集团股份有限公司 | 1.72% | | 中国证券金融股份有限公司 | 1. 27% | | 中央汇金资产管理有限责任公司 | 1. 03% | | 中国工商银行股份有限公司-华泰柏瑞沪深 300交易型开放式指数证券投资基金 | 0. 65% | 华夏银行于1992年10月在北京成立,原为 首钢总公司 (现首钢集团有限公司)独资组建的全国性 商业银行,1995年实行股份制改造,2003年在上海证券交易所上 ...