CONTENTS 目录 | 报告编制说明 | 02 | 数说新华保险 2024 | 08 | | --- | --- | --- | --- | | 董事长致辞 | 04 | 董事会声明 | 12 | | 走进新华保险 | 06 | 可持续发展（ESG）管治及战略 | 14 | | 专题 | 树立践行"大保险观"， 做好"五篇大文章" | 18 | 01 | 共赴绿色发展新征程 共建美好生态新未来 | 32 | 02 | 践行社会责任新担当 共谱和谐美好新乐章 | 52 | 03 | 构筑治理基石新高度 共促稳健发展新格局 | 88 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | 助力普惠福祉 | 19 | | 汇聚绿色金融之力， | 34 | | 创新客户服务之道， | 54 | | 完善公司治理之本， | 90 | | | 增添安享保障 | 25 | | 赋能低碳美好未来 | | | 打造民生保障标杆 | | | 凝聚企业长青之力 | | | | | | | 前瞻气候风险之策， | 37 | | ...

公司代码：601336 公司简称：新华保险 新华人寿保险股份有限公司 2024 年度内部控制评价报告 新华人寿保险股份有限公司全体股东： 根据《企业内部控制基本规范》及其配套指引的规定和其他内部控制监管要求（以下简称企业内部 控制规范体系），结合本公司（以下简称公司）内部控制制度和评价办法，在内部控制日常监督和专项 监督的基础上，我们对公司2024年12月31日（内部控制评价报告基准日）的内部控制有效性进行了评价。 一. 重要声明 按照企业内部控制规范体系的规定，建立健全和有效实施内部控制，评价其有效性，并如实披露内 部控制评价报告是公司董事会的责任。监事会对董事会建立和实施内部控制进行监督。经理层负责组织 领导企业内部控制的日常运行。公司董事会、监事会及董事、监事、高级管理人员保证本报告内容不存 在任何虚假记载、误导性陈述或重大遗漏，并对报告内容的真实性、准确性和完整性承担个别及连带法 律责任。 公司内部控制的目标是合理保证经营管理合法合规、资产安全、财务报告及相关信息真实完整，提 高经营效率和效果，促进实现发展战略。由于内部控制存在的固有局限性，故仅能为实现上述目标提供 合理保证。此外，由于情况的变化可能 ...

| A股股票代码：601336 | A股股票简称：新华保险 编号：2025-014号 | | --- | --- | | H股股票代码： 01336 | H股股票简称：新华保险 | 新华人寿保险股份有限公司 第七届监事会第五十三次会议决议公告 新华人寿保险股份有限公司监事会及全体监事保证本公告内容不存 在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 新华人寿保险股份有限公司（以下简称"公司"）于 2025 年 3 月 17 日以电 子邮件方式向全体监事发出第七届监事会第五十三次会议（以下简称"会议"） 通知和材料，会议于 2025 年 3 月 27 日在北京市以现场会议方式召开。会议应到 监事 4 人，现场出席监事 4 人。会议的召集、召开符合《中华人民共和国公司法》 《新华人寿保险股份有限公司章程》（以下简称"《公司章程》"）和《新华人寿保 险股份有限公司监事会议事规则》的有关规定，所作的决议合法、有效。 会议由公司监事长刘德斌主持，经与会监事审议和现场表决，形成如下会议 决议： 一、审议通过了《关于 2024 年年度报告（A 股/H 股）的议案》，同意将议 案提 ...

A股股票代码：601336 A股股票简称：新华保险 编号：2025-013号 H股股票代码： 01336 H股股票简称：新华保险 新华人寿保险股份有限公司 第八届董事会第三十一次会议决议公告 新华人寿保险股份有限公司董事会及全体董事保证本公告内容不存 在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 新华人寿保险股份有限公司（以下简称"公司"）于 2025 年 3 月 13 日以电 子邮件方式向全体董事发出第八届董事会第三十一次会议（以下简称"会议"） 通知和材料，会议于 2025 年 3 月 27 日在北京市以现场方式召开。会议应到董事 10 人，现场出席董事 10 人，公司监事和高级管理人员列席了会议。会议的召集、 召开符合《中华人民共和国公司法》《新华人寿保险股份有限公司章程》和《新 华人寿保险股份有限公司董事会议事规则》的有关规定，所作的决议合法、有效。 会议由公司董事长杨玉成主持，经与会董事审议和现场表决，形成如下会议 决议： 一、审议通过了《关于分红业务 2024 年度红利分配方案的议案》。 表决情况：同意 10 票，反对 0 票，弃权 0 票。 二、审议 ...

Financial Performance - The company achieved a total operating revenue of CNY 170.51 billion in 2024, representing a year-on-year growth of 2.8%[26]. - The net profit attributable to shareholders was CNY 26.23 billion, marking a remarkable growth of 201.1% year-on-year, reaching a historical high[26]. - The company achieved original insurance premium income of 170.5 billion yuan in 2024, with total assets reaching 1.69 trillion yuan, indicating stable overall operations[41]. - The company reported a total investment income of 16,306 million RMB, a substantial recovery from a loss of 3,775 million RMB in 2023[71]. - The total investment return rate improved to 5.8%, up by 4.0 percentage points from 1.8% in 2023[114]. - The company’s basic earnings per share rose to 8.41 RMB, marking a 201.4% increase from 2.79 RMB in 2023[61]. - The company’s total equity attributable to shareholders decreased by 8.4% to 96,240 million RMB, primarily due to increased losses recognized in other comprehensive income[60]. - The company’s operating revenue for 2024 reached 132,555 million RMB, an increase of 85.3% compared to 71,547 million RMB in 2023[59]. - Net profit attributable to shareholders of the parent company surged to 26,229 million RMB, reflecting a 201.1% increase from 8,712 million RMB in the previous year[59]. Dividends and Shareholder Returns - The company plans to distribute a cash dividend of CNY 1.99 per share for the year-end, totaling CNY 62.08 billion, which, along with the mid-year dividend of CNY 0.54 per share, brings the total cash dividends for 2024 to CNY 78.93 billion, accounting for approximately 30.1% of the net profit attributable to shareholders[5]. - The company plans to distribute a total cash dividend of CNY 78.93 billion for 2024, an increase of 197.6% compared to the previous year[25]. - The company plans to distribute a total dividend of CNY 7.893 billion for the year, accounting for 30.1% of net profit attributable to shareholders[53]. Risk Management - The company has identified several risks, including market risk, credit risk, insurance risk, operational risk, reputational risk, strategic risk, and liquidity risk, and has implemented measures to manage and control these risks effectively[5]. - The company anticipates facing risks due to complex international environments and ongoing industry adjustments, necessitating continuous risk monitoring[148]. - The company will optimize its comprehensive risk management system to ensure effective operation and compliance with regulatory standards[148]. Corporate Governance - The financial report for 2024 has been audited by Deloitte Huayong, which issued a standard unqualified audit opinion[5]. - The company’s chairman and senior management have guaranteed the accuracy and completeness of the financial report[5]. - The company has no violations of decision-making procedures regarding external guarantees[5]. - The company has no instances of more than half of the directors being unable to ensure the authenticity of the report[5]. - The company is actively working on compliance with regulatory requirements regarding board member qualifications and appointments[187]. Product and Service Development - The company launched multiple service brands, including "新华尊" and "新华安," to enhance customer experience across various sectors[29][30]. - The company launched 58 new insurance products in 2024, enhancing its offerings in health, retirement, accident, medical, and wealth management insurance[92]. - The company has established a digital service chain that includes features like "digital human" product explanations and intelligent product recommendations, enhancing customer experience[37]. - The company has developed a collaborative model of "insurance + service + investment," managing nearly 2 trillion yuan in assets through its asset management platform[42]. Investment and Asset Management - The total investment assets increased to CNY 1,629.36 billion, up from CNY 1,345.48 billion in 2023, reflecting a strong growth in investment capabilities[18]. - The investment return rate for 2024 was reported at 5.8%, with a comprehensive investment return rate of 8.5%[28]. - The company plans to leverage its long-term capital advantages to support the real economy and enhance investment returns through strategic asset allocation[105]. - The company has established a service framework to support national strategies, with an investment scale of CNY 1,088.8 billion in the real economy[24]. Human Resources and Talent Development - The company launched the "XIN Generation" talent development project in 2024, resulting in a significant increase in the number of IDA members by over 100% year-on-year[33]. - The company’s board of directors has undergone several changes, including the appointment of new assistant presidents Liu Chen and Liu Zhiyong in early 2024[190]. Compliance and Regulatory Matters - The company does not face any non-operational fund occupation by controlling shareholders or related parties[5]. - The company has no violations of decision-making procedures regarding external guarantees[5]. - The company is in the process of finalizing the annual performance bonuses for employee representatives and senior management for 2024[190]. Market Position and Recognition - The company has been recognized as one of the top 50 most valuable insurance brands globally for 10 consecutive years and has received an "A2" financial strength rating from Moody's in 2024[39][45]. - The company emphasizes the importance of high-quality development in the insurance industry, aligning with national policies for sustainable growth[145].

重要内容提示： 每股派发现金红利人民币 1.99 元（含税）。 本次利润分配以实施权益分派股权登记日登记的总股本为基数，具体 日期将在权益分派实施公告中明确。 本次利润分配方案尚待公司 2024 年年度股东大会审议通过后方可实 施。 A股股票代码：601336 A股股票简称：新华保险 编号：2025-015号 H股股票代码： 01336 H股股票简称：新华保险 新华人寿保险股份有限公司 2024年年度利润分配方案公告 新华人寿保险股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 本次利润分配方案不触及《上海证券交易所股票上市规则（2024 年 4 月修订）》（以下简称《股票上市规则》）第 9.8.1 条第一款第（八）项规定的可能 被实施其他风险警示的情形。 一、利润分配方案内容 （一）利润分配方案的具体内容 经德勤华永会计师事务所（特殊普通合伙）审计，新华人寿保险股份有限公 司（以下简称"公司"）2024年度母公司财务报表净利润为252.02亿元（人民币， 下同），合并财务报表归属于母公司股东的净利润为262.29亿元。 ...

智通财经APP讯，新华保险(01336)公布2024年业绩，公司寿险业务结构和业务品质持续优化，规模和价 值实现全面增长。全年实现原保险保费收入1,705.11亿元，同比增长2.8%;收入合计1320.44亿元，同比 增长82.7%。一年新业务价值62.53亿元，同比增长106.8%;首年保费口径下新业务价值率14.6%，较2023 年的 6.7%提高7.9个百分点;实现归属于母公司股东的净利润262.29亿元，较上年增长201.1%，达到历史 新高。末期现金股利每股1.99元(含税)。 公告称，净利增长主要受资本市场上涨的影响，2024年投资业绩同比增长。2024年，公司投资组合综合 投资收益率为8.5%，总投资收益率为5.8%，净投资收益率为3.2%。 2024年，公司业务结构持续优化。长期险首年期交保费占长期险首年保费比例为70.1%，较上年同期提 升 12.6个百分点;十年期及以上期交保费占长期险首年期交保费比例为12.6%，较上年同期有所提升;续 期保费占总保费的比例为75.0%，"压舱石"作用稳固。传统险和分红险长期险首年保费占长期险首年保 费比例合计96.5%，占比保持稳定。 2024年，公司深 ...

Dividends and Profit Distribution - New China Life Insurance Company announced a total cash dividend of RMB 7.893 billion for 2024, accounting for 30.1% of the net profit attributable to shareholders[7]. - The company plans to distribute a final cash dividend of RMB 1.99 per share, totaling RMB 6.208 billion, pending shareholder approval[7]. - The interim cash dividend distributed in 2024 was RMB 0.54 per share, amounting to RMB 1.685 billion[7]. - The company plans to distribute a cash dividend of 1.99 yuan per share for the year-end, totaling 62.08 billion, which is an increase of 197.6% compared to the previous year[30]. Financial Performance - The total revenue for 2024 reached 170,511 million, an increase from 165,903 million in 2023[23]. - The net profit attributable to shareholders reached CNY 26.229 billion, a significant increase of 201.1%, marking a historical high[31]. - The total assets grew by 20.6% to 1,692,297 million from 1,403,257 million in 2023[68]. - The pre-tax profit surged to 28,141 million, reflecting a 410.3% increase from 5,515 million in 2023[66]. - Operating cash flow increased by 5.2% to 96,290 million, compared to 91,548 million in 2023[66]. Risk Management - The company faces various risks including market risk, credit risk, insurance risk, operational risk, reputational risk, strategic risk, and liquidity risk, which are being effectively managed[7]. - The company acknowledges potential risks from a complex international environment and changing demographic and customer needs, requiring ongoing risk management attention[134]. - To address risks, the company will optimize its comprehensive risk management system and strengthen risk management mechanisms and execution[135]. Investment and Asset Management - The company's investment scale reached CNY 1,629.36 billion, with a total investment return rate of 5.8% and a comprehensive investment return rate of 8.5%[32]. - The company has supported real economy investments totaling 1,088.8 billion, with approximately 483.3 billion allocated to national strategic investments[29]. - The company plans to continue focusing on long-term value and strategic investments to support the real economy[108]. - The company's total investment assets reached 1,629,361 million, a 21.1% increase from 1,345,475 million in 2023[111]. Product Development and Innovation - The company launched 58 new insurance products in 2024, covering various areas including health, retirement, and wealth management[99]. - The company is investing in R&D for new technologies, allocating $D million towards innovation initiatives aimed at enhancing product offerings[5]. - The company is focusing on a customer-centric strategy and has developed a multi-dimensional product supply system to meet diverse insurance needs[60]. Management and Governance - The company has appointed Mr. Pan Xing as the Chief Actuary, pending regulatory approval[6]. - The company has a diverse board with members holding various significant positions in other financial institutions, enhancing its governance and strategic direction[179][180][181][182]. - The total pre-tax remuneration for the company's directors, supervisors, and senior management during the reporting period amounted to CNY 16.814 million[200]. Customer Engagement and Satisfaction - Customer satisfaction metrics have improved, with a G% increase in positive feedback from users regarding recent product updates[8]. - The retention rate for individual life insurance business improved, with a 13-month retention rate of 95.7%, up 5.9 percentage points year-on-year[84]. Future Outlook - The company emphasizes that forward-looking statements regarding future plans and strategies do not constitute a commitment to investors[7]. - The insurance industry in China is expected to benefit from a long-term positive economic trend, with a focus on high-quality development and risk prevention as outlined in the "New National Ten Measures"[131]. - By 2025, the company plans to implement a "steady progress" approach, emphasizing customer-centric reforms and improving resource allocation efficiency[133].

新华保险当好"耐心资本"表率 积极落实中长期资金 入市 创新方式做浇灌实体经济沃土的动力源 作为资本市场的"稳定器"和"压舱石"，中长期资金是维护资本市场高质量发展的重要力量。近日， 中共中央办公厅、国务院办公厅印发《提振消费专项行动方案》，明确要加快打通商业保险资金、企 (职)业年金基金等中长期资金入市堵点。 作为国有控股的大型金融机构，新华保险（601336）管理商业保险资金、企业职业年金等超万亿 元，是中长期资金的持有代表。公司从政治和全局高度深刻认识落实推动中长期资金入市工作的重要意 义，用一系列实际行动做好表率，坚定履行"耐心资本"责任，积极支持资本市场发展。 前瞻布局做中长期资金入市的先行者 2025年1月，新华保险积极响应国家六部委《关于推动中长期资金入市工作的实施方案》要求，宣 布举牌杭州银行（600926），切实发挥国有金融企业领头雁作用，坚决当好长期资本主力军。 公司表示，看好中国银行业以及杭州银行的长期发展前景。投资杭州银行，新华保险可以通过配置 红利资产优化资产配置，增加长期股权投资底仓资产，促进银保业务协同，增强公司在金融服务领域的 竞争力和抗风险能力，进一步提升金融机构服务实体经济 ...