Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has issued a warning regarding the heightened volatility and uncertainty in the precious metals market, advising investors to adopt a cautious and rational investment approach [1] Group 1: Market Conditions - Recent fluctuations in domestic and international precious metal prices have been significant, leading to increased market uncertainty [1] - Investors are encouraged to assess their risk tolerance carefully before making investment decisions [1] Group 2: Investment Recommendations - The bank suggests maintaining a rational investment mindset to avoid impulsive trading behaviors such as chasing price increases or selling off during declines [1] - A mid to long-term perspective is recommended for investment strategies, emphasizing a principle of gradual diversification and balanced allocation [1] - Investors should closely monitor market trends and manage their positions effectively to mitigate risks associated with market volatility [1]

Core Viewpoint - Several major banks in China, including ICBC, ABC, CCB, and BOC, have adjusted their gold accumulation business and issued risk warnings due to significant fluctuations in gold prices and increased market uncertainty [1][2][5][7][13]. Group 1: ICBC Adjustments - ICBC announced adjustments to its gold accumulation business, advising investors to assess their risk tolerance and maintain a rational investment mindset to avoid impulsive trading [2]. - Starting February 7, ICBC will implement limit management on its gold accumulation business during non-trading days, including daily limits on accumulation and redemption [3]. - The minimum investment amount for ICBC's gold accumulation was raised from 1,000 yuan to 1,100 yuan as of January 8 [4]. Group 2: CCB Adjustments - CCB increased the minimum investment amount for its gold accumulation business to 1,500 yuan starting February 2, 9:10 AM, and will continue to monitor market changes for further adjustments [5]. - CCB emphasized the need for clients to enhance their risk awareness regarding precious metals investments and to manage their positions carefully [7]. Group 3: Other Banks' Adjustments - From January 31, Bank of Communications will restrict gold wallet services to clients with a risk tolerance assessment of growth, aggressive, or very aggressive types, while others can only perform limited transactions [8]. - Agricultural Bank of China requires clients to complete a risk assessment questionnaire and achieve at least a cautious rating to engage in gold accumulation services starting January 30 [12]. - Bank of China highlighted the uncertainties in the precious metals market since 2026 and urged clients to manage their positions carefully to mitigate potential losses from price fluctuations [13].

Group 1 - The core viewpoint of the article is that the Industrial and Commercial Bank of China (ICBC) has issued a warning regarding the heightened volatility and uncertainty in the precious metals market, advising investors to adopt a cautious approach [2] - ICBC recommends that investors assess their risk tolerance carefully and maintain a rational investment mindset to avoid impulsive trading behaviors [2] - The bank suggests a long-term perspective for investments, advocating for a strategy of gradual diversification and balanced allocation [2] Group 2 - Investors are advised to closely monitor market trends and manage their positions effectively to mitigate risks associated with market fluctuations [2]

2026.02. 01 2月1日， 中国工商银行股份有限公司发布" 关于进一步做好贵金属市场风险防范的提示"。 工行表示，近期国内外贵金属价格波动剧烈，市场不确定性显著增强。建议您在审慎评估自身风险承 受能力的基础上，保持理性投资心态，避免盲目追涨杀跌。建议从中长期视角考虑，坚持分批分散、 适度均衡的原则进行投资配置。请密切关注行情变化，合理控制持仓规模，有效防范市场波动风险。 图源｜ "工银金行家"微信公众号 微信编辑 | 雨林 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com （注：我们会对线索进行核实。您的隐私将严格保密。） 推荐阅读 飞天茅台价格全线上涨 ...

Key TakeawaysGeopolitical tensions are escalating as Iran's parliament speaker, Mohammad Bagher Ghalibaf, declared that Iran would treat European Union armies as "terrorist groups" in retaliation for the EU's designation of the Islamic Revolutionary Guard Corps (IRGC) as a terrorist organization.Bitcoin (BTC) has plunged below $80,000, trading around $78,500 after a 6.6% drop in 24 hours, signaling a new crisis of confidence in the cryptocurrency market.China's new home prices rose by 0.18% in January, indi ...

Core Viewpoint - The article emphasizes the significant volatility in domestic and international precious metal prices, urging investors to maintain a rational investment mindset and avoid impulsive trading behaviors [1][5]. Group 1: Market Conditions - Recent fluctuations in precious metal prices have been severe, leading to increased market uncertainty [1][5]. - The international market is described as complex and variable, with previous warnings issued regarding the volatility of precious metal prices [2]. Group 2: Investment Recommendations - Investors are advised to assess their risk tolerance carefully and to adopt a long-term perspective when investing [1][5]. - The article suggests a strategy of gradual diversification and balanced investment allocation to mitigate risks associated with market volatility [1][5]. - It is recommended to closely monitor market trends and manage position sizes effectively to prevent exposure to market fluctuations [1][5].

2月1日，中国工商银行股份有限公司发布《关于进一步做好贵金属市场风险防范的提示》： 尊敬的客户： 近期国内外贵金属价格波动剧烈，市场不确定性显著增强。建议您在审慎评估自身风险承受能力的基础 上，保持理性投资心态，避免盲目追涨杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则 进行投资配置。请密切关注行情变化，合理控制持仓规模，有效防范市场波动风险。 感谢您的支持！ 中国工商银行股份有限公司 2026年2月1日 ...

本文转自【中新经纬】； 国内外贵金属价格剧烈波动，2月1日，工商银行再次紧急发布风险提示。 提示中，工商银行建议投资者在审慎评估自身风险承受能力的基础上，保持理性投资心态，避免盲目追 涨杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则进行投资配置。请投资者密切关注行 情变化，合理控制持仓规模，有效防范市场波动风险。 近期多家银行还通过投资起点调整、交易限额调整等手段，进一步提醒投资者注意风险。 建设银行1月30日宣布，2月2日起个人黄金积存定期积存起点上调至1500元，覆盖日均积存及自选日积 存，成为首家将参与门槛提至1500元的国有大行。 今年1月份，就在贵金属价格出现剧烈波动前后，已有三家国有大行要求客户在办理相关业务时需增加 风险评测。 1月12日，工商银行要求办理开户、主动积存或新增定投计划的个人客户，需完成风险承受能力评估、 取得C3-平衡型及以上的评估结果并签署风险揭示书方可办理。 农业银行公告自1月30日起，对个人客户参与存金通黄金积存交易时，需取得谨慎型及以上评估结果。 交通银行公告显示，自1月31日起，客户办理相关业务也有了风险评测要求。 招商银行、平安银行均自2月2日起调整门槛。其 ...

【#中国工商银行风险提示#】#工商银行提示防范贵金属市场风险#2月1日，中国工商银行股份有限公司 发布"关于进一步做好贵金属市场风险防范的提示"。工行表示，近期国内外贵金属价格波动剧烈，市场 不确定性显著增强。建议您在审慎评估自身风险承受能力的基础上，保持理性投资心态，避免盲目追涨 杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则进行投资配置。请密切关注行情变化， 合理控制持仓规模，有效防范市场波动风险。（视频来源：北京商报·银行新一线） ...

财经频道更多独家策划、专家专栏，免费查阅>> 责任编辑：山上 今天，工商银行通过"工银金行家"公众号发布风险提示。公告显示，近期国内外贵金属价格波动剧烈， 市场不确定性显著增强。工行建议客户在审慎评估自身风险承受能力的基础上，保持理性投资心态，避 免盲目追涨杀跌。工行建议客户从中长期视角考虑，坚持分批分散、适度均衡的原则进行投资配置，同 时密切关注行情变化，合理控制持仓规模，有效防范市场波动风险。 北京时间1月31日凌晨，现货白银价格一度暴跌36%，创历史最大日内跌幅；现货黄金最高跌幅超过 12%，创40年来最大单日跌幅。 ...