Core Insights - The event "2025 E-commerce Public Service Provincial Tour" was held in Yangzhou, focusing on the theme "Gathering Strength to Win Together" and aimed at discussing the development of e-commerce in the region [1][3] - The event showcased over 24 exhibition areas featuring local products, highlighting the charm of "Yangzhou Craft" and "Yangzhou Flavor," attracting significant public interest [3] Group 1: Event Overview - The event was organized by the Provincial Department of Commerce, with support from the Municipal Bureau of Commerce, local government, and the Provincial E-commerce Association [3] - Representatives from over 100 local health industry e-commerce companies and well-known e-commerce platforms participated, sharing practical experiences and discussing collaboration opportunities [3] Group 2: E-commerce Development in Jiangdu - Jiangdu has been recognized as a provincial-level rural e-commerce demonstration zone, actively seizing opportunities in the digital economy [6] - The region has cultivated over 100 local live-streaming teams, achieving an e-commerce transaction volume of 44.12 billion yuan in 2024, with online retail surpassing 7 billion yuan [6] - The "Internet + Order Agriculture" model has significantly boosted agricultural product online retail sales to nearly 1.8 billion yuan [6] Group 3: Future Plans and Strategies - Jiangdu aims to enhance policy support, resource integration, and service guarantees to adapt to the rapidly evolving e-commerce landscape [7] - The region plans to leverage its transportation advantages and incubator bases to strengthen project cultivation and production-sales connections, promoting deep integration of industry and e-commerce [7]

新浪金融评测室综合用户体验、功能服务、性能安全、发展创新4大维度，327项细分指标对中国工商银 行手机银行App"中国工商银行"进行全扫描，最终给予85.075分（总分100）。 与上届评测相比，中国工商银行App持续迭代升级，"首页"频道架构进行了调整，"远程办"服务场景继 续拓展，投资品类也依旧丰富。不过，尽管资产负债建设、两张明细列表有一定优化，但仍有完善空 间；统一的"收益中心"暂未上线。此外，搜索互动也可加快优化，个别旅程、部分场景遇阻时的处理机 制仍需提升。 值得注意的是，App不断推出"动账通知设置金额屏蔽"等个性化设置，并保持每年一版的升级速度。但 如同硬币的另一面，过高的强制更新频率与交互逻辑的过度叠加，也给用户带来了一定的困扰。特别 是，作为拥有超6亿用户的App，体验的优化需要秉持足够的"克制"——既要避免为了个性化而增加操 作复杂度，也要在功能丰富与体验简洁之间找到平衡，更需跳出银行视角、站在用户视角，深入每个流 程、每个功能，围绕金融交易的核心诉求推进优化，而非"为了升级而升级"。 评测报告 | | 用户注册 注册成功后,用户可以添加银行卡 -- 本行用户填写身份信息、人脸 | | ...

积极利用云计算、大数据、人工智能以及区块链等技术手段提升平台的服务与安全性，依靠科技资源和 数据优势进行创新，强化用户体验，赋能金融发展。 深圳农商银行 富德生命人寿保险股份有限公司 东方证券股份有限公司 颁奖词 获奖机构 中国工商银行股份有限公司深圳市分行 中国农业银行股份有限公司深圳市分行 中国国际金融股份有限公司 招商银行股份有限公司深圳分行 近年来，中金公司对大模型进行了一系列前瞻性布局，建设多个核心应用场景。2021年启动智能平 台"九章"的建设；2022年推出了AI数字员工Jinn；2024年落地多个大模型关键应用；今年完成DeepSeek 本地化部署，并融合至应用体系，实现了智能投顾助手的升级迭代，更构建投顾服务领域"热点发现-资 讯处理-策略生成"的三位一体服务生态。 招商银行股份有限公司深圳分行 招商银行深圳分行依靠专业化的跨境融资、并购金融、债券承销等特色产品，提供"本外币、境内外、 投商行、股债权"的全方位金融服务；大力发展金融科技，打造手机银行App开放服务平台，以及覆盖 企业核心经营环节的场景化服务能力。 获奖理由 中国工商银行股份有限公司深圳市分行 工行深圳市分行推进数字工行（D- ...

Core Viewpoint - The Hang Seng Index (HSI) closed at 25,912.60, up by 196.10 points or 0.76% on November 24, 2023, indicating a positive market sentiment with several large-cap stocks showing gains [1]. Group 1: Market Performance - The HSI reached a high of 25,933.69 and a low of 25,726.96 during the trading session, with a trading volume of 58.746 million shares [1]. - The index has a 52-week high of 27,275.90 and a low of 18,856.77, reflecting significant volatility over the past year [1]. Group 2: Major Stock Movements - HSBC Holdings closed at HKD 107.330, up by 0.03% compared to the previous close [2]. - Tencent Holdings closed at HKD 629.114, reflecting an increase of 0.74% from the last trading session [2]. - Alibaba Group saw a notable increase of 4.67%, closing at HKD 154.500 [3]. - Other significant gainers included NetEase, which rose by 5.87%, and Kuaishou, which increased by 7.11% [3].

"11月30日前，在我行首次开立个人养老金账户，并且向账户里缴存不少于2元，就可以参与抽奖，最高 可以领188元的微信立减金。"工商银行北京市丰台区一家支行的理财经理告诉中国证券报记者。 距离2025年年底还有一个多月时间，多家银行再次发力个人养老金业务，通过抽奖发放微信立减金、现 金红包等形式吸引客户开户缴存。记者注意到，与推广初期聚焦于引导客户"留心"开立账户不同，随着 个人养老金制度逐步深化，多家银行将策略重心从拉新转向"留薪"，为首次缴存、累计缴存达到一定额 度的客户提供更多激励。 业内人士认为，个人养老金业务是银行做好养老金融的重要抓手。要想实现客户的长期留存，仅靠提供 短期的开户激励已不够。长期来看，银行需建立完善的养老金融体系，为客户提供全方位的养老金融服 务。 ● 本报记者 陈露 花式营销吸引客户缴存 据上述工商银行理财经理介绍，除了首开首缴可以领取奖励之外，客户向账户内缴存满一定金额，还可 以进行抽奖。在活动期间，今年首次缴存不低于1000元但未满12000元的客户可以抽取最高68.8元微信 立减金，今年首次缴存满12000元的客户可以抽取最高388元的微信立减金。 与工商银行类似，近期还有 ...

近年来，工商银行票据营业部充分发挥票据业务优势特点，执"创新之笔"全力写好金融工作"五篇大文 章"，持续打造适配市场发展趋势、匹配企业融资需求的创新产品与服务模式，逐步构建起"工银享 贴""工银e贴""票据慧眼"等创新产品体系，并先后推出"星火燎原""票聚链通"等专项行动，有效引金融 活水浇灌润泽"两重""两新"等国家战略领域，切实为企业创造价值，为实体经济注入强劲动能。 11月24日，上海票据交易所全新打造的票据综合服务平台正式面向全市场开放。中国工商银行股份有限 公司票据营业部及该行北京分行迅速响应，于平台上线当日即为北方魏家峁煤电有限责任公司成功办理 了全市场首笔票据贴现业务。 （文章来源：中国经营报） 此举标志着工商银行率先运用开放式创新平台精准延伸服务触角，有效提升了票据融资服务的普惠性与 可得性，为中小企业开辟了便捷、高效、低成本的数智化融资新通道，也为全国统一票据市场基础建设 提供了有力支撑。 ...

转自：新华财经 在数字经济浪潮奔涌的新时代，中国工商银行武汉分行坚持以数字之笔重绘服务疆界，用智慧生态润泽 千行百业。近年来，该行聚焦"多领域智慧生态""多元化数字引擎""多维度支撑体系"三大核心，以数字 金融创新服务超两千家政企，惠及千万江城百姓，为经济社会高质量发展注入了强劲的智慧动能。 多领域智慧生态润泽社会民生 多元化数字引擎赋能产业升级 中国工商银行武汉分行着力打造集人工智能、大数据与开放API于一体的"多元化"数字引擎，为乡村振 兴、科技制造、跨境贸易等重点领域持续注入金融活水。 "智链平台"破题乡村振兴。创新推出"智链猪e贷"，并于4月落地首笔300万元贷款，有效带动黄陂区生 猪合作社及12户农户增收。项目依托省级畜牧平台，整合养殖、防疫、保险等23项数据构建信用模型， 精准评估风险，打造了产融结合新范式，显著提升普惠金融覆盖面与乡村振兴服务质效。 "智慧共建"赋能智造升级。今年4月，精准对接"智能科学产业园""车规智芯产业园"建设需求，开辟绿 色通道，一周内完成74亿元融资投放，成功吸引42家智能制造企业集聚。该项目有力支持了人工智能、 智能网联、芯片等产业集群发展，是金融赋能"新制造"的扎实 ...

Core Insights - China Industrial and Commercial Bank has obtained a patent for a "QR Code Check-in System, Method, and Device," with the authorization announcement number CN 116884102 B, applied for on July 2023 [1] Company Overview - China Industrial and Commercial Bank, established in 1985, is located in Beijing and primarily engages in monetary financial services [1] - The company has a registered capital of 35,640,625.7089 million RMB [1] - According to data analysis, the bank has invested in 1,097 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information and 5,000 patent information, along with 77 administrative licenses [1]

Core Insights - The personal pension system in China, launched on November 25, 2022, has completed three years, leading to significant changes in the pension financial market and the silver economy, reshaping the entire pension industry chain [1] - The transition of the pension system from "basic support" to "happiness in old age" is underway, but there remains a structural mismatch between supply and demand [1] - The awareness of residents regarding pension savings has shifted from merely having savings to focusing on long-term planning [1][2] Group 1: Changes in Pension Awareness and Financial Products - The introduction of the personal pension system has led to a structural change in residents' pension savings behavior, with a growing emphasis on long-term planning rather than just having savings [1][2] - Financial institutions are accelerating their layout adjustments, moving from merely selling products to providing systematic and long-term solutions for pension planning [2] - The awakening of the third pillar of pension savings indicates that residents are beginning to plan for retirement from a lifecycle perspective [2] Group 2: Financial Institutions' Strategies and Innovations - National pension funds are exploring a "light asset, light institution, light personnel" operational model to enhance efficiency and reduce costs through digitalization [2] - Insurance funds are becoming a crucial stabilizer for pension investments due to their stable returns and long duration, aligning well with the safety and long-term needs of pension funds [2] - Large banks are constructing a comprehensive "pension finance + service + industry" ecosystem, with Industrial and Commercial Bank of China managing over 5.8 trillion yuan in pension assets [3] Group 3: Community and Service Innovations - The urbanization rate in China has reached 67%, with 940 million people living in cities, making community services a critical factor in determining the quality of life for the elderly [3] - There is a significant demand for elderly-friendly renovations, with over 110 million households needing such modifications, indicating a mismatch between supply and demand [3] - The integration of services, products, and technology in the pension sector is expected to address traditional service industry labor shortages and create new opportunities across various sectors [4]

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) leverages the 15th National Games to enhance cultural, sports, and tourism consumption, integrating financial services into the entire event and tourism chain to invigorate the Guangdong-Hong Kong-Macao Greater Bay Area [1] Group 1: Consumption Service Ecosystem - ICBC focuses on the "Greater Bay Area" theme of the National Games, extending its "cultural, sports, and tourism" service radius to create a comprehensive service ecosystem that includes event attraction, consumer engagement, and service retention [3] - The bank has developed 52 themed travel routes covering popular locations such as Guangzhou Tower, Macau cultural landmarks, and Hong Kong shopping districts, while establishing a "National Games Consumption Alliance" with 1,000 quality merchants [3] Group 2: Innovative Products and Services - ICBC has launched a "National Games Commemorative Edition Guangdong-Hong Kong-Macao Bay Area Credit Card," featuring event mascots, combining collectible value with trendy appeal [4] - The bank has optimized the "Card Code Pass" service for residents of Hong Kong and Macau, facilitating convenient cross-border payments at various locations [4] - A tiered discount system has been created for the entire event experience, including ticket discounts, travel and accommodation offers, and local consumption incentives [4] Group 3: Online and Offline Service Enhancement - ICBC has introduced a dedicated section for the National Games on its mobile banking platform, integrating event information, quizzes, and promotional activities [4] - The bank is enhancing service layouts in key areas such as popular shopping districts and event venues, increasing discounts for nearby dining and shopping merchants to convert event enthusiasm into consumer spending [4] - Approximately 1,500 branches in the Greater Bay Area have established "National Games Service Green Channels" to provide supportive services for volunteers, citizens, and spectators [5]