Core Viewpoint - The focus on consumer rights protection is increasingly becoming a priority in the financial market, as demonstrated by Minsheng Bank's recent community outreach efforts aimed at enhancing public awareness of financial risks and safeguarding consumer rights [1][2]. Group 1: Consumer Rights Protection Activities - Minsheng Bank's Jinan Qianfoshan branch organized a series of consumer rights protection promotional activities under the theme "Sounding the Consumer Protection Horn" to raise awareness of financial risk prevention [1]. - The bank set up promotional booths in community squares, displaying informative banners and posters, and engaged with residents through various methods such as distributing brochures and providing one-on-one explanations [1]. - The activities specifically addressed issues faced by the elderly, such as pension fraud and illegal fundraising, using real-life case studies to illustrate common scams and deceptive tactics [1]. Group 2: Community Engagement and Impact - An interactive quiz segment was included to enhance the fun and participation level of the event, allowing residents to deepen their understanding of financial knowledge in a relaxed atmosphere [2]. - Over 50 community residents participated actively in the event, which fostered a lively atmosphere and achieved positive promotional outcomes [2]. - The initiative not only improved the financial risk awareness of local residents but also strengthened the relationship between the bank and the community, showcasing the bank's commitment to social responsibility and community service [2].

Core Viewpoint - The China Minsheng Bank Huaiyin Branch is actively participating in a month-long anti-fraud campaign to enhance public awareness and prevention capabilities against various fraud schemes, particularly focusing on community engagement and education [1][2]. Group 1: Campaign Overview - The campaign, initiated on July 1, aims to build a "firewall" against fraud and protect citizens' finances by collaborating with local police and community organizations [1]. - The initiative includes extensive outreach in communities, schools, and businesses to create a societal atmosphere of "anti-fraud" awareness [1]. Group 2: Targeted Fraud Education - The bank is focusing on prevalent fraud cases, such as "payment code scams," and is providing demonstrations of fraudulent techniques like fake payment confirmations and QR code tampering [1]. - Special attention is given to educating the elderly about new types of scams related to retirement services and housing, emphasizing the importance of safeguarding their retirement funds [1]. Group 3: Community Engagement and Feedback - Bank staff are using relatable examples to explain common fraud methods, particularly highlighting the dangers of fake online loans and encouraging residents to adhere to the principle of "do not listen, do not believe, do not transfer" [2]. - Residents have reported an increase in awareness and understanding of fraud prevention, with many expressing a commitment to being more vigilant in the future [2]. Group 4: Future Initiatives - The China Minsheng Bank Huaiyin Branch plans to continue regular anti-fraud educational activities in the community to further enhance residents' knowledge and awareness of fraud schemes [2]. - The goal is to foster a culture of mutual vigilance among neighbors, encouraging collective efforts to combat fraud and protect personal finances [2].

Core Viewpoint - The article highlights the proactive efforts of Minsheng Bank's Jinan Licheng Branch in promoting financial literacy and consumer rights protection through the "Blow the Whistle on Consumer Protection" campaign, aimed at enhancing public awareness of financial risks and knowledge [1][4]. Group 1: Campaign Overview - The campaign involved organizing a financial knowledge dissemination event in community and commercial areas, where staff set up consultation booths and distributed informative brochures [1][3]. - The event focused on critical issues such as preventing telecom and online fraud, identifying illegal fundraising traps, safeguarding personal financial information, rational investment, and maintaining good credit records [3]. Group 2: Target Audience and Engagement - Special attention was given to the elderly, a demographic particularly vulnerable to financial risks, with tailored services provided to help them navigate mobile banking and recognize common scams [3]. - Over 50 brochures were distributed during the event, effectively raising financial knowledge and risk awareness among the public, which received positive feedback from local residents [3]. Group 3: Future Initiatives - The campaign is part of Minsheng Bank's ongoing commitment to consumer rights protection, with plans to innovate promotional methods and expand outreach to further educate the public on financial risk identification and self-protection [4].

Core Viewpoint - The recent incident at Minsheng Bank's Jinan Licheng branch highlights the increasing prevalence of financial fraud and the critical importance of enhancing fraud prevention awareness among customers [1][2]. Group 1: Incident Overview - A customer, referred to as Wang Ayi, attempted to transfer 20,000 RMB after receiving a fraudulent call from someone posing as a police officer, claiming she was involved in a major money laundering case [2]. - The bank's service manager, Xin, recognized the signs of a potential telecom fraud and reported the situation to the operations supervisor while reassuring the customer [2]. - The fraudulent call included a fake "wanted notice" with Wang Ayi's personal information, which is a common tactic used by scammers to instill fear and urgency [2]. Group 2: Bank's Response and Measures - Minsheng Bank's Jinan Licheng branch has implemented various measures to strengthen its anti-fraud defenses, including employee training to enhance the ability to identify and intercept fraud attempts [3]. - The branch plans to continue increasing anti-fraud awareness campaigns and encourages the public to remain vigilant and enhance their fraud prevention awareness [3].

Core Viewpoint - The article highlights the increasing prevalence of telecom network fraud and the proactive measures taken by Minsheng Bank's Jinan Huaiyin Branch to enhance public awareness and prevention capabilities against such scams [1][2] Group 1: Event Overview - The "National Anti-Fraud in Action" campaign was organized by Minsheng Bank to promote anti-fraud awareness among employees of a local enterprise [1] - The event included lectures, distribution of promotional materials, and case analyses to educate employees about common fraud methods such as impersonating law enforcement, online shopping scams, and false investment schemes [1] Group 2: Educational Efforts - Bank staff provided detailed explanations of current fraud tactics and prevention techniques, emphasizing the importance of vigilance in daily life [1] - Interactive Q&A sessions allowed employees to engage with bank staff and clarify doubts regarding fraud prevention [1] Group 3: Future Initiatives - The bank plans to continue its anti-fraud efforts by conducting similar activities in various community settings, including schools and commercial areas, to further enhance public awareness [2] - There will be an emphasis on collaboration with law enforcement and regulatory bodies to combat telecom fraud and safeguard public financial security [2]

Group 1 - The core viewpoint of the news is the proactive measures taken by Minsheng Bank's Jinan High-tech Branch to combat telecom fraud through community engagement and educational activities [1][2] - The bank organized a themed anti-fraud publicity event titled "Building a Strong Anti-Fraud Defense Line to Protect the People's Wallets," in collaboration with local police and community committees [1] - The event featured interactive experiences such as a "Fraud Garden Party," where participants engaged in activities like "Fraud Type Puzzles" and "Fraud Knowledge Q&A" to learn about common scams [1] Group 2 - The bank implemented targeted outreach strategies to educate vulnerable groups, including the elderly and college students, about financial scams [1] - During the event, over 200 anti-fraud materials, including "Anti-Fraud Handbooks" and letters to residents, were distributed to various age groups [1] - The bank utilized technology in its anti-fraud efforts, showcasing AI-related videos and QR codes that provided personalized anti-fraud capability reports [2] Group 3 - The recent activities reflect the bank's commitment to financial safety, having conducted over 10 anti-fraud events through a three-dimensional publicity system [2] - The bank has assisted law enforcement in freezing over ten thousand yuan in fraudulent funds, contributing to the protection of the public's financial security [2]

Core Viewpoint - As of July 18, 160 stocks reached their 52-week highs, with notable performances from China New Economy Investment (00080), Aoyuan Group Equity (02905), and Zhong An Holdings Group (08462) showing high growth rates of 288.89%, 55.28%, and 50.00% respectively [1][2]. Summary by Category 52-Week High Performers - China New Economy Investment (00080) closed at 0.440, with a peak price of 0.700, achieving a growth rate of 288.89% [2]. - Aoyuan Group Equity (02905) closed at 0.218, with a peak price of 0.250, achieving a growth rate of 55.28% [2]. - Zhong An Holdings Group (08462) closed at 0.221, with a peak price of 0.228, achieving a growth rate of 50.00% [2]. - Other notable performers include Hualian International (00969) with a growth rate of 40.13% and Zhongke Bio (01237) with a growth rate of 37.25% [2]. Additional High Performers - Wanma Holdings (06928) closed at 0.550 with a growth rate of 30.43% [2]. - Lepu Biopharma-B (02157) closed at 7.940 with a growth rate of 24.54% [2]. - Other stocks with significant growth include ZhiJianYueDong (06860) at 17.14% and China Jindian Group (08281) at 17.12% [2]. 52-Week Low Performers - The document also lists stocks that reached their 52-week lows, with XI Ernan CO-U (09311) showing a decline of 16.10% [6]. - Other notable declines include XI Ernan CO (07311) at -12.62% and Haotian International Construction Investment (01341) at -5.70% [6].

基金管理人的董事会及董事保证本报告所载资料不存在虚假记载、误导性陈述或重大遗漏， 并对其内容的真实性、准确性和完整性承担个别及连带责任。 基金托管人中国民生银行股份有限公司根据基金合同规定，于 2025 年 7 月 17 日复核了本报 告中的财务指标、净值表现和投资组合报告等内容，保证复核内容不存在虚假记载、误导性陈述 或者重大遗漏。 德邦民裕进取量化精选灵活配置混合型证 券投资基金 基金管理人：德邦基金管理有限公司 基金托管人：中国民生银行股份有限公司 报告送出日期：2025 年 7 月 18 日 德邦民裕进取量化精选灵活配置混合 2025 年第 2 季度报告 §1 重要提示 基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证基金一定盈利。 基金的过往业绩并不代表其未来表现。投资有风险，投资者在作出投资决策前应仔细阅读本 基金的招募说明书。 本报告中财务资料未经审计。 本报告期自 2025 年 4 月 1 日起至 6 月 30 日止。 §2 基金产品概况 | 德邦民裕进取量化精选灵活配置混合 | 基金简称 | | | --- | --- | --- | | 005947 | 基金主代码 | ...

Group 1 - The banking sector has regained momentum, with the newly added margin trading target bank AH Preferred ETF (517900) increasing by 0.55% as of 9:56 AM on July 18, 2025, with significant gains from constituent stocks such as Hangzhou Bank, Minsheng Bank, Nanjing Bank, Industrial Bank, and Ping An Bank [1] - The ETF has seen a continuous net inflow of funds for 12 consecutive days, with a year-to-date growth in fund size of 758.91%, reaching a historical high [1] - Hangzhou Bank Co., Ltd. reported a semi-annual performance summary for the first half of 2025, showing a steady improvement in operational efficiency and asset quality [1] Group 2 - For the first half of 2025, Hangzhou Bank achieved an operating income of 20.093 billion yuan, a year-on-year increase of 3.89%, and a net profit attributable to shareholders of 11.662 billion yuan, up 16.67% [1] - The bank's basic earnings per share rose to 1.75 yuan, reflecting a growth of 6.71% [1] - As of June 30, 2025, Hangzhou Bank's total assets reached 223.5595 billion yuan, a 5.83% increase from the end of the previous year, with total loans of 100.9418 billion yuan (up 7.67%) and total deposits of 133.8282 billion yuan (up 5.17%) [1] - The bank maintained a non-performing loan ratio of 0.76% and a provision coverage ratio of 520.89%, indicating a strong risk compensation capability [1]

Group 1 - The fund aims to achieve long-term capital appreciation by seeking investment returns that exceed the benchmark index through enhanced strategy [1][2] - The fund employs a quantitative multi-factor model to construct a stock portfolio, aiming for stable excess returns while controlling tracking error [2][10] - The fund's risk control targets include maintaining an average tracking deviation of less than 0.35% and an annual tracking error not exceeding 6.5% [2][10] Group 2 - As of the end of the reporting period, the fund's net asset value per share was 1.0425 yuan, with a net value growth rate of 4.24% [10][11] - The fund's performance benchmark is the return of the CSI 2000 Index, which had a return of 7.62% during the same period [10][11] - The fund's total shares outstanding at the end of the reporting period were 27,556,089 shares [4][11] Group 3 - The fund's investment portfolio consisted primarily of stocks, accounting for 91.79% of total assets, with a total value of approximately 27.29 million yuan [12][13] - The manufacturing sector represented the largest portion of the fund's investments, comprising 65.62% of the total asset value [12][13] - The fund did not hold any bonds or actively invest in stocks during the reporting period [12][13]