智通财经APP获悉，中原按揭董事总经理王美凤表示，根据中原按揭研究部及土地注册处数据，2026年1月录得 2,213宗资助房屋按揭登记(包括居屋及其他资助性房屋)，较2025年12月的425宗环比急升4倍多，同比升幅达1.25 倍。受惠于2025年终多个大型新居屋落成上会，2026年资助房屋按揭迎来开年红盘。 | | | | 表一：2026年1月份本港銀行資助房屋按揭表現 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 排名 | | | 2026年1月份 | | 2025年12月份 | | 市佔率變化 | | 2026 年 1月份 | 2025 年 12 月份 | 銀行/財務機構 | 宗數 | 市佔率 | 宗數 | 市信率 | (自分點) | | 1 | 1 | 中银香港 | 1,180 | 53.3% | 224 | 52.7% | +0.6 | | 2 | 3 | 恒生銀行 | 526 | 23.8% | 62 | 14.6% | +9.2 | | 3 | 2 | 滙豊銀行 | 384 | 17.4% | 81 | 19.1% | ...

富瑞发布研报称，对今年香港金融股前景看法正面，因新股市场活跃、结构性跨境资金流动，以及住宅 物业市场初步复苏。富瑞预期未来美联储的政策可能令HIBOR正常化，料今年上半年一个月HIBOR将 维持于2.5%水平。 信贷成本方面，富瑞看法则较为保守，偏好资产负债表较稳健及风险取态较审慎的银行。虽然今年本地 楼市初步复苏，但仍未见结构性转势。富瑞相信行业层面的不良贷款高峰期已过，预期与商业房地产相 关的不良贷款将于今年见顶回稳，其后经历一至两年的去风险过程。 股份方面，富瑞最看好港交所(00388)，因其更具杠杆效应，目前估值低于长期平均水平，升评级至"买 入"，目标价由373.94港元升至502港元。虽然富瑞亦预期本地银行股今年将录得正回报，但或因资本回 报水平较低而跑输国际同业。予中银香港(02388)及东亚银行(00023)"持有"评级，较偏好前者，基于其 基本面较具韧性及较高的回报水平; 中银目标价由31港元升至48港元。至于东亚银行，富瑞预期今年信 贷成本仍维持高企，但亦有交易机会，因考虑到潜在指数纳入及香港物业市场复苏因素。如去风险速度 较预期快，则有望带来进一步估值重估; 目标价由12港元升至16港元 ...

信贷成本方面，富瑞看法则较为保守，偏好资产负债表较稳健及风险取态较审慎的银行。虽然今年本地 楼市初步复苏，但仍未见结构性转势。富瑞相信行业层面的不良贷款高峰期已过，预期与商业房地产相 关的不良贷款将于今年见顶回稳，其后经历一至两年的去风险过程。 股份方面，富瑞最看好港交所(00388)，因其更具杠杆效应，目前估值低于长期平均水平，升评级至"买 入"，目标价由373.94港元升至502港元。虽然富瑞亦预期本地银行股今年将录得正回报，但或因资本回 报水平较低而跑输国际同业。予中银香港(02388)及东亚银行(00023)"持有"评级，较偏好前者，基于其 基本面较具韧性及较高的回报水平; 中银目标价由31港元升至48港元。至于东亚银行，富瑞预期今年信 贷成本仍维持高企，但亦有交易机会，因考虑到潜在指数纳入及香港物业市场复苏因素。如去风险速度 较预期快，则有望带来进一步估值重估; 目标价由12港元升至16港元。 富瑞发布研报称，对今年香港金融股前景看法正面，因新股市场活跃、结构性跨境资金流动，以及住宅 物业市场初步复苏。富瑞预期未来美联储的政策可能令HIBOR正常化，料今年上半年一个月HIBOR将 维持于2.5%水平 ...

Group 1 - Major blue-chip stocks mostly rose, with HSBC Holdings closing at HKD 137.775, up 2.59% from the previous close in Hong Kong [2] - Tencent Holdings closed at HKD 531.758, an increase of 1.87% from the previous close in Hong Kong [2] Group 2 - Tencent Holdings reported a latest price of HKD 522.000, down HKD 11.000 or 2.06%, with an ADR price of HKD 531.758, showing an increase of HKD 9.758 compared to the Hong Kong stock price [3] - Alibaba Group (W) had a latest price of HKD 147.100, down HKD 7.600 or 4.91%, with an ADR price of HKD 150.874, reflecting an increase of HKD 3.774 compared to the Hong Kong stock price [3] - HSBC Holdings had a latest price of HKD 134.300, up HKD 0.100 or 0.07%, with an ADR price of HKD 137.775, indicating an increase of HKD 3.475 compared to the Hong Kong stock price [3]

Market Overview - The Hang Seng Index (HSI) closed at 26,541.96, down by 163.98 points or 0.61% on February 19 [1] - The index opened at 26,658.57, reached a high of 26,674.58, and a low of 26,480.63, with a trading volume of 24.6391 million [1] Major Blue-Chip Stocks Performance - HSBC Holdings closed at HKD 135.722, up by 1.13% compared to the previous close [2] - Tencent Holdings closed at HKD 532.399, down by 0.11% compared to the previous close [2] Stock Price Movements - Tencent Holdings (00700) latest price is HKD 533.000, with a slight increase of 1.000 or 0.19% [3] - Alibaba Group (09988) latest price is HKD 154.700, down by 0.700 or 0.45% [3] - HSBC Holdings (00005) latest price is HKD 134.200, down by 1.500 or 1.11% [3] - AIA Group (01299) latest price is HKD 82.350, up by 2.050 or 2.55% [3] - Meituan (03690) latest price is HKD 82.050, down by 0.100 or 0.12% [3] - JD.com (09618) latest price is HKD 105.900, down by 0.500 or 0.47% [3]

智通财经APP获悉，根据中原按揭研究部及香港土地注册处的数据，2026年1月录得36宗安老按揭登 记，按月增加6宗，升幅为20%；对比2025年首月(13宗)按年增1.8倍。中原按揭董事总经理王美凤预期 2026年楼价处于升轨，料推动今年安老按揭登记量回升。 王美凤指出，安老按揭以申请时期的物业估值计算可获年金，意味楼价若处高水平通常可获之年金较 高；根据历年统计数字，过往录得最高安老按揭登记量的年度是2017年，共达751宗，其次是2018年共 录621宗，当年楼价正处于上升时期，楼价逐步升至较高水平。2025年全年共录370宗安老按揭登记，对 比2024全年(426宗)按年减少13%。 安老按揭巿场占有率方面，自安老按揭计划推出以来，中银香港的参与度一直最高，2026年1月份36宗 安老按揭登记有35宗均由中银香港(02388)承造，市占率高达97%。排名第二是上海商业银行，录得1宗 登记，市场占有率为2.8%。 根据香港按证保险公司的数据，2026年1月共接获62安老按揭申请，较2025年12月的82宗，下跌了 24%。对比2025年同期，2025年1月登记量为79宗，按年跌21.5%。香港按揭证券公司 ...

Core Viewpoint - The Hang Seng Index (HSI) closed at 27,071.73, down 194.65 points or 0.71% from the previous close, indicating a decline in market performance [1]. Group 1: Market Performance - The HSI reached a high of 27,213.46 and a low of 26,949.38 during the trading session, with a trading volume of 40 million shares [1]. - The average price for the HSI was 27,081.42, while the 52-week high and low were 27,964.68 and 19,335.70, respectively [1]. Group 2: Major Blue-Chip Stocks - HSBC Holdings closed at HKD 139.794, unchanged from the Hong Kong close, while Tencent Holdings closed at HKD 543.262, down 0.86% [2]. - Among the major stocks, Alibaba (HKD 160.100, down 0.25%), and Xiaomi (HKD 37.100, up 4.27%) showed varied performance [3]. - Notable gainers included BYD Company, which rose by 3.50% to HKD 99.150, while Pop Mart International fell by 5.49% to HKD 255.000 [3].

Group 1 - Major blue-chip stocks mostly rose, with HSBC Holdings closing at HKD 141.801, up 1.8% from the previous close [2] - Tencent Holdings closed at HKD 561.139, reflecting a 0.2% increase from the previous close [2] Group 2 - Tencent Holdings (00700) latest price is HKD 560.000, with an increase of HKD 12.500 or 2.28% [3] - Alibaba Group (09988) latest price is HKD 157.900, up HKD 2.900 or 1.87% [3] - HSBC Holdings (00005) latest price is HKD 139.300, up HKD 4.500 or 3.34% [3] - AIA Group (01299) latest price is HKD 86.350, up HKD 2.850 or 3.41% [3] - Meituan (03690) latest price is HKD 91.050, down HKD 0.350 or 0.38% [3] - China Ping An (02318) latest price is HKD 73.000, up HKD 3.400 or 4.89% [3] - Hong Kong Exchanges (00388) latest price is HKD 418.600, up HKD 11.000 or 2.70% [3] - Baidu Group (09888) latest price is HKD 142.200, up HKD 4.400 or 3.19% [3] - Kuaishou Technology (01024) latest price is HKD 69.300, down HKD 1.950 or 2.74% [3]

证券之星消息，2月9日南向资金减持111.85万股中银香港（02388.HK）。近5个交易日中，获南向资金 减持的有5天，累计净减持638.05万股。近20个交易日中，获南向资金减持的有16天，累计净减持 1481.77万股。截至目前，南向资金持有中银香港（02388.HK）3.68亿股，占公司已发行普通股的 3.47%。 中银香港是香港三家发钞银行之一，亦是香港唯一的人民币业务清算行，在各主要业务市场位居前列。 凭借在人民币业务方面的优势，中银香港的人民币服务成为客户的当然选择。我们在香港透过最庞大的 分行网络及多元化的服务渠道，以及网上银行和手机银行等高效电子渠道，为个人、各类企业和机构等 客户提供全面的金融及投资理财服务。透过与母行中国银行的紧密联动，我们为跨国公司、跨境客户、 内地「走出去」企业，以及各地央行和超主权机构客户提供全方位及优质的跨境服务。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 ...

Core Insights - The forum on "Cross-Border RMB and Local Currency Transaction Cooperation Potential under the LCT Framework" was held in Indonesia, attracting nearly 300 participants from various sectors, highlighting the growing financial collaboration between China and Indonesia [1][2] Group 1: Economic and Trade Relations - China has been Indonesia's largest trading partner for 12 consecutive years and among the top three sources of investment for 9 years [1] - The cross-border RMB and local currency settlement mechanism is a natural outcome of the comprehensive strategic partnership between China and Indonesia, contributing to the diversification of Indonesia's foreign exchange reserves and enhancing macroeconomic resilience [1][2] Group 2: Local Currency Transaction (LCT) Mechanism - Indonesia has established LCT cooperation mechanisms with multiple countries, including China, with the local currency settlement scale projected to reach $25.66 billion by 2025, with an average monthly user count of 7,568 [2] - The local currency settlement between Indonesia and China is expected to grow significantly from $4.9 billion in 2024 to $13.19 billion in 2025, reflecting strong recognition of the mechanism by enterprises [2] Group 3: Financial Infrastructure and Support - The Indonesian central bank emphasizes cooperation with Chinese financial institutions in local currency settlement and cross-border payment, aiming to enhance transaction efficiency and reduce costs [3] - The LCT mechanism has proven effective in promoting international trade and investment, with local industries in Central Java benefiting significantly from this framework [3] Group 4: Industry and Economic Development - The industrial agglomeration effect in regions like Semarang is accelerating, with increasing demand for financial support in manufacturing and related industries [4] - The China Banking Corporation in Jakarta is a leading player in cross-border RMB clearing, having maintained the top market position for 12 years and supporting cross-border QR payment connectivity [4]