Core Points - The board of directors of Chongqing Rural Commercial Bank convened its 59th meeting to discuss various proposals related to credit transactions and management practices [1][8] - The meeting was conducted in compliance with legal and regulatory requirements, with 7 out of 8 directors participating in the voting process [1][8] Group 1: Meeting Resolutions - The proposal for the "Chongqing Rural Commercial Bank Market Value Management Measures" was approved unanimously with 7 votes in favor [2] - The proposal for credit-related transactions with Chongqing Caifu Real Estate Management Co., Ltd. was approved with 6 votes in favor, with one director abstaining due to a conflict of interest [3] - The proposal for credit-related transactions with Chongqing Development Investment Co., Ltd. was also approved with 6 votes in favor, with one director abstaining due to a conflict of interest [4] - The proposal for credit-related transactions with Chongqing Water Investment (Group) Co., Ltd. was approved with 6 votes in favor, with one director abstaining due to a conflict of interest [5] - The proposal for credit-related transactions with Chongqing Airport Group Co., Ltd. was approved with 6 votes in favor, with one director abstaining due to a conflict of interest [6]

Group 1 - The stock price of Chongqing Rural Commercial Bank (渝农商行) was reported at 6.91 yuan as of August 6, 2025, remaining unchanged from the previous trading day's closing price [1] - The bank's opening price on the same day was 6.91 yuan, with a highest price of 6.94 yuan and a lowest price of 6.83 yuan, resulting in a trading volume of 430,484 shares and a transaction amount of 297 million yuan [1] - Chongqing Rural Commercial Bank is a significant rural commercial bank in the Chongqing region, offering traditional banking services such as deposits, loans, settlements, and wealth management, while also actively expanding into retail banking and inclusive finance [1] Group 2 - On the evening of August 6, the bank announced that its fifth board of directors had approved multiple proposals during its 59th meeting, although specific details of the proposals were not disclosed [1] - In terms of capital flow, on August 6, the net inflow of main funds was 19.29 million yuan, with a cumulative net inflow of 91.57 million yuan over the past five days [1]

证券日报网讯 8月6日晚间，渝农商行发布公告称，公司第五届董事会第五十九次会议审议通过了《关 于审议的议案》等多项议案。 （文章来源：证券日报） ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Chongqing Rural Commercial Bank Co., Ltd. * * : 3618 海外監管公告 本公告乃重慶農村商業銀行股份有限公司Chongqing Rural Commercial Bank Co., Ltd.* （「本行」）根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列本行在上海證券交易所網站刊發之《重慶農村商業銀行股份有限公司第五屆董事會 第五十九次會議決議公告》，謹供參閱。 承董事會命 重慶農村商業銀行股份有限公司* Chongqing Rural Commercial Bank Co., Ltd.* 執行董事兼行長 隋軍 中國 • 重慶，2025年8月6日 於本公告日期，本行執行董事為隋軍先生；本行非執行董事為胡淳女士、殷祥林先生及 彭玉龍先生；及本行獨立非執行董事為張橋雲先生、李明豪先生、李嘉明先生及畢茜女 士。 * 本行經中國銀行業監督管理 ...

Core Viewpoint - The board of directors of Chongqing Rural Commercial Bank has approved several resolutions regarding the management of the bank's market value and related party transactions, ensuring compliance with legal and regulatory requirements [1][2][3] Group 1: Board Meeting Resolutions - The fifth session of the board's 59th meeting was conducted via written and communication voting, with 7 out of 8 directors participating [1] - The meeting approved the "Chongqing Rural Commercial Bank Market Value Management Measures" with unanimous support [1] - The board also reviewed and approved several related party transactions involving Chongqing Financial Asset Management Co., Ltd., Chongqing Development Investment Co., Ltd., Chongqing Water Investment Group Co., Ltd., and Chongqing Airport Group Co., Ltd., all receiving unanimous votes [2][3] Group 2: Related Party Transactions - The related party transactions with Chongqing Financial Asset Management Co., Ltd. and Chongqing Development Investment Co., Ltd. were included in the bank's comprehensive credit limit, which had previously been approved by the board and shareholders [2] - The transaction with Chongqing Water Investment Group Co., Ltd. was also part of an already approved comprehensive credit limit [2] - The transaction with Chongqing Airport Group Co., Ltd. was classified as a significant related party transaction and required board approval but did not need to be submitted to the shareholders' meeting [3]

证券代码：601077 证券简称：渝农商行 公告编号：2025-031 重庆农村商业银行股份有限公司 第五届董事会第五十九次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆农村商业银行股份有限公司（以下简称"本行"）第五届董事会第五十 九次会议以书面传签、通讯表决方式召开，表决截止日为 2025 年 8 月 6 日。本 行已于 2025 年 8 月 1 日以电子邮件形式发出会议通知和材料。本行在任董事 8 名，本次会议应参与表决董事 7 名，实际参与表决董事 7 名。本行股东上海豫园 旅游商城（集团）股份有限公司质押本行股权比例超过 50%，根据监管规定对其 提名的彭玉龙董事在董事会上的表决权进行了限制。会议的召开符合法律、法规、 规章和《重庆农村商业银行股份有限公司章程》的有关规定。 本次会议审议通过了以下议案： 一、《关于审议<重庆农村商业银行市值管理办法>的议案》 表决情况：有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票（董事殷祥林 先生因关联关系回避表决）。 上述议案二、议案三授信已包含在 ...

Group 1 - The core viewpoint of the news is the performance and characteristics of the Hong Kong Dividend Low Volatility ETF (520890), which has seen a significant decrease in both shares and scale in 2024 [1][2] - As of August 4, 2024, the fund's latest shares were 56.508 million, with a scale of 80.0775 million yuan, reflecting a 54.06% decrease in shares and a 45.28% decrease in scale compared to December 31, 2024 [1] - The fund's management fee is 0.50% annually, and the custody fee is 0.10% annually, with a performance benchmark based on the Hang Seng Hong Kong Stock Connect High Dividend Low Volatility Index [1] Group 2 - The current fund manager, Li Qian, has managed the fund since its inception on September 4, 2024, achieving a return of 41.71% during her tenure [1] - The ETF's recent trading activity shows a cumulative transaction amount of 140 million yuan over the last 20 trading days, with an average daily transaction amount of 7.0048 million yuan [1] - The top holdings of the ETF include Shougang Resources (3.83%), Far East Horizon (3.69%), and Chongqing Rural Commercial Bank (3.27%), among others, with detailed holdings and market values provided [2]

时任广西鹿寨渝农商村镇银行有限责任公司运营管理部副经理（主持全面）、运营管理部经理秦某艳对 该行上述违法违规行为负有责任。 中国人民银行柳州市分行依据相关法律法规，对广西鹿寨渝农商村镇银行有限责任公司给予警告，罚款 25.7万元；对秦某艳罚款1.5万元。 根据重庆农村商业银行股份有限公司（以下简称"渝农商行"，601077.SH）披露的2024年年度报告，广 西鹿寨渝农商村镇银行有限责任公司为渝农商行全资子公司。 中国经济网北京8月4日讯 中国人民银行网站近日公布的中国人民银行柳州市分行行政处罚决定信息公 示表（柳银罚决字〔2025〕3号、4号）显示，广西鹿寨渝农商村镇银行有限责任公司未按规定履行客户 身份识别义务；超过期限报送账户撤销资料。 | 序号 | 当事人名称 | 行政处罚 | 违法行为类型 | 行政处罚 | 作出行政处罚 | 作出行政处罚 | 公示期限 (自公示之 | 备注 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | (姓名、职务) | 决定书文号 | | 内容 | 决定机关名称 | 决定日期 | 日起计算) | | | ...

从资金流向上来看，当日农商行板块主力资金净流入9922.62万元，游资资金净流出6846.34万元，散户资 金净流出3076.28万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601077 論农商行 | | 8820.26万 | 16.26% | -7767.31万 | -14.32% | -1052.94万 | -1.94% | | 601860 | 紫金银行 | 1762.72万 | 9.60% | -945.55万 | -5.15% | -817.18万 | -4.45% | | 601128 常熟银行 | | 1351.48万 | 6.16% | 48.55万 | 4 0.22% | -1400.03万 | -6.38% | | 002839 张家港行 | | 468.53万 | 2.83% | 332.46万 | 2.01% | -800.99万 | -4.84% | ...

Group 1 - The core conclusion is that high-quality cyclical stocks are expected to show a fundamental turning point, which is key to their potential for excess returns. Currently, banks with a high proportion of retail exposure are still under pressure, but signs indicate that the pressure on quality stocks is easing. This is due to the gradual clearance of retail non-performing loans and the expectation that net interest margins will stabilize first [3][5][29] - The report predicts that the retail non-performing loan generation for listed banks will remain high until the second half of 2026, but quality banks are expected to clear their non-performing loans ahead of the industry. For quality regional banks with strong risk management capabilities, the turning point for retail non-performing loans may be approaching [3][8][18] - The net interest margin for some quality regional banks is expected to stabilize first due to a noticeable narrowing in the decline of new loan interest rates and the high proportion of long-term savings deposits, which provides greater room for optimization [3][22][29] Group 2 - The macro narrative of anti-involution is strengthening, and long-term economic optimism is increasing, which enhances the winning probability of cyclical stocks. Although the current economic fundamentals remain weak, the long-term optimistic expectations have been reinforced. The report suggests that further demand-side policies are needed to translate expectations into reality, which is a significant factor in recent market adjustments [4][27][29] - The report recommends selecting undervalued high-quality cyclical stocks for excess returns in the second half of the year, while high-dividend stocks still hold significant value but are unlikely to yield excess returns. The performance of individual stocks is expected to diverge, making stock selection crucial [29][31] - The report highlights specific banks such as Ningbo Bank, Changshu Bank, Changsha Bank, Chongqing Rural Commercial Bank, and China Merchants Bank as key recommendations for investors looking for quality cyclical stocks with potential for early recovery in fundamentals [29][31]