Core Insights - The article highlights the top and bottom AH share premium rates as of August 29, with Northeast Electric (00042) leading at 785.25% and Ningde Times (03750) at -13.55% [1][2][3] Group 1: Top AH Share Premium Rates - Northeast Electric (00042) has a premium rate of 785.25% with a deviation value of 5.90% [2] - Andeli Juice (02218) follows with a premium rate of 253.20% and a deviation value of 40.75% [2] - Hongye Futures (03678) ranks third with a premium rate of 246.76% and a deviation value of 17.02% [2] Group 2: Bottom AH Share Premium Rates - Ningde Times (03750) has the lowest premium rate at -13.55% with a deviation value of 6.61% [2] - Heng Rui Medicine (01276) shows a premium rate of 4.11% and a deviation value of 7.74% [2] - China Merchants Bank (03968) has a premium rate of 7.02% with a deviation value of 1.87% [2] Group 3: Top AH Share Deviation Values - Jinli Permanent Magnet (06680) leads with a deviation value of 42.99% and a premium rate of 121.34% [3] - Andeli Juice (02218) again appears with a deviation value of 40.75% [3] - Zhejiang Shibao (01057) has a deviation value of 25.37% [3] Group 4: Bottom AH Share Deviation Values - BYD Company (01211) has the lowest deviation value at -66.83% with a premium rate of 19.42% [3] - Longpan Technology (02465) follows with a deviation value of -46.69% [3] - Great Wall Motors (02333) has a deviation value of -22.48% [3]

【深圳商报讯】（首席记者 谢惠茜）近日，由市委金融办、市商务局、市前海管理局主办，招商银行 深圳分行、深圳市财富管理协会、深圳市跨境电商协会共同承办的外贸领域扩大信贷投放产融对接会在 前海举办。活动聚焦跨境电商、外贸综合服务等领域的痛点堵点，现场为超200家企业提供一站式跨境 金融综合服务对接。 活动邀请了政策性银保机构、中资商业银行、外资银行、财产保险公司、专业第三方等机构30余家。业 内专家聚焦跨境电商卖家出海挑战，介绍我市外贸阳光化相关政策、深度解读跨境电商卖家在商品运 输、产品售后、贸易资金安全、境外商旅经营全流程所面临的风险与解决方案，进一步精准发力实现跨 境金融基础服务触达，政银保合力构建一站式金融赋能企业全球化布局生态。 ...

Core Viewpoint - Mona Lisa announced a guarantee agreement with China Merchants Bank Foshan Branch, agreeing to assume joint guarantee responsibility for debts owed by Mona Lisa Smart Home under a credit agreement, with a maximum guarantee limit of RMB 200 million [1] Group 1: Guarantee Agreement Details - The guarantee agreement was signed on August 28, 2025, and is related to a credit agreement numbered 757XY250806T000007 [1] - The maximum guarantee responsibility includes the principal debt of RMB 200 million and related payable fees [1] - The guarantee matter falls within the approval range of the company's 2024 annual general meeting [1] Group 2: Current Guarantee Status - As of August 28, 2025, the actual guarantee balance provided by the company for Mona Lisa Smart Home is RMB 0 [1] - The remaining actual available guarantee limit is RMB 50 million [1]

证券时报·数据宝统计显示，招商银行今日收盘价为42.98元，下跌0.05%，日换手率为0.40%，成交额为 35.30亿元，全天主力资金净流出1.96亿元，近5日该股累计下跌1.13%，近5日资金合计净流出11.20亿 元。 招商银行8月28日大宗交易平台出现一笔成交，成交量5.70万股，成交金额242.82万元，大宗交易成交价 为42.60元，相对今日收盘价折价0.88%。该笔交易的买方营业部为光大证券股份有限公司宁波柳汀街证 券营业部，卖方营业部为光大证券股份有限公司宁波柳汀街证券营业部。 进一步统计，近3个月内该股累计发生9笔大宗交易，合计成交金额为47.28亿元。 两融数据显示，该股最新融资余额为87.10亿元，近5日增加6.44亿元，增幅为7.98%。（数据宝） 8月28日招商银行大宗交易一览 | 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 5.70 | 242.82 | 4 ...

| 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | | | 卖出营业部 | | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-08-28 | 招商银行 | 600036 | 242.82 42.6 | 5.7 | 光大证券股份有限 | 光大证券股份有限 | | | | | | | | 公司宁波柳汀街证 | 公司宁波柳汀街证 | | | | | | | | Jak stop 11 dary | Jald view 11 days | | 8月28日，招商银行大宗交易成交5.7万股，成交额242.82万元，占当日总成交额的0.07%，成交价42.6元，较市场收盘价42.98元折价0.88%。 ...

Group 1 - The article highlights the top three companies with the highest AH premium rates as Northeast Electric (00042) at 785.25%, Hongye Futures (03678) at 250.59%, and Andeli Juice (02218) at 244.32% [1] - The bottom three companies with the lowest AH premium rates include Ningde Times (03750) at -18.40%, Hengrui Medicine (01276) at 3.92%, and China Merchants Bank (03968) at 7.34% [1] - The article provides a detailed ranking of the top ten and bottom ten AH stocks based on their premium rates and deviation values, indicating significant disparities in market valuations between H-shares and A-shares [1][2] Group 2 - The top three companies with the highest deviation values are Jinli Permanent Magnet (06680) at 37.37%, Andeli Juice (02218) at 33.98%, and Fudan Zhangjiang (01349) at 22.87% [1] - Conversely, the bottom three companies with the lowest deviation values are BYD Company (01211) at -75.67%, Longpan Technology (02465) at -57.24%, and Changfei Optical Fiber Cable (06869) at -31.37% [1][2] - The article emphasizes the importance of monitoring these premium rates and deviation values as indicators of potential investment opportunities and market inefficiencies [1][2]

招商银行将按照市场化、法治化原则，优化办理流程，简化办理手续，加强资金合规使用，推动政策尽 快实施。具体办理渠道、操作指引等实施细则后续将通过招商银行官方网站、微信公众号等渠道发布， 敬请留意。 2025年8月27日，招商银行（600036）发布公告称，为贯彻落实党中央和国务院关于大力提振消费、全 方位扩大国内需求的决策部署，降低居民消费信贷成本，助力释放居民消费潜力，根据《关于印发<个 人消费贷款财政贴息政策实施方案>的通知》（财金〔2025〕80 号）精神及相关要求，招商银行正在依 法有序推进个人消费贷款贴息政策的组织实施工作。 ...

Market Overview - Major blue-chip stocks mostly declined, with HSBC Holdings closing at HKD 100.610, up 0.51% from the previous close, while Tencent Holdings closed at HKD 592.833, down 1.03% [1] Stock Performance Summary - Tencent Holdings: Decreased by HKD 10.500, or 1.72%, with an ADR price of HKD 592.833, showing a decline of HKD 6.167 or 1.03% compared to the Hong Kong stock price [2] - Alibaba Group: Increased by HKD 0.200, or 0.16%, with an ADR price of HKD 118.977, down HKD 2.523 or 2.08% compared to the Hong Kong stock price [2] - HSBC Holdings: Decreased by HKD 0.100, or 0.10%, with an ADR price of HKD 100.610, up HKD 0.510 or 0.51% compared to the Hong Kong stock price [2] - AIA Group: Decreased by HKD 1.050, or 1.43%, with an ADR price of HKD 72.011, down HKD 0.389 or 0.54% compared to the Hong Kong stock price [2] - BYD Company: Decreased by HKD 2.500, or 2.13%, with an ADR price of HKD 114.159, down HKD 0.941 or 0.82% compared to the Hong Kong stock price [2] - JD.com: Decreased by HKD 3.100, or 2.49%, with an ADR price of HKD 120.000, down HKD 1.300 or 1.07% compared to the Hong Kong stock price [2]

"客户可以先填写信息测额度，如果觉得额度合适，等到9月1日贴息业务正式开办后再提款，这样做可 以享受贴息政策，后续我们会根据客户的消费流水自动贴息。"恒丰银行北京地区一位个贷经理告诉记 者。 记者调研了解到，虽然各家银行消费贷贴息业务目前尚未开通，但部分银行已开始为留存客户做准备。 "如果不着急用钱，可以再等两天，贴息细则发布后我们会第一时间告知客户。如果能凑够三个人申 请，我们可以上门办理，还送小礼品。"民生银行北京地区一家网点的工作人员说。 除此之外，部分银行加大了消费贷推广力度，并为优质客户提升贷款额度。"近日接到招商银行客服打 来的电话，告知我可以进行消费贷提额，带着身份证、银行卡到网点就能办理，额度可从现在的30万元 升至50万元甚至更高。"北京白领小陈说。 "目前技术准备工作处于系统最后测试阶段，我们会尽可能简化流程，让客户可在线申请、操作贴息业 务，让借款人省钱、省时、省心。"某国有大行个贷部相关负责人告诉中国证券报记者。 记者近日走访多家银行了解到，消费贷贴息业务将通过借款人主动授权、银行系统自动提取消费信息、 定期自动扣减利息的方式进行。消费贷市场上已有百万元级授信额度产品出现，部分抵押类消 ...

Core Insights - The implementation of consumer loan interest subsidy policies is expected to stimulate credit activity expansion and provide dual support for retail lending business, benefiting both consumer loan demand and bank interest margins [1][6][5] Group 1: Consumer Loan Interest Subsidy Policy - The consumer loan interest subsidy policy is in the final testing phase, allowing borrowers to apply online and automatically receive interest deductions based on their consumption data [1][3] - The minimum interest rate for consumer loans remains at 3%, but after subsidies, the effective rate for borrowers could drop to the 2% range [2][3] - Banks are preparing to launch the subsidy program, with some already increasing loan limits for quality customers [2][3] Group 2: Loan Products and Features - Some banks offer consumer loans with credit limits reaching millions, with specific products allowing for a combination of consumption and business purposes [3][4] - The subsidy policy will not apply to credit card transactions or installment products, and banks will not charge any fees for processing these loans [5][6] - The subsidy will be automatically applied to identifiable consumer expenditures, while unrecognized expenses may require manual verification [4][5] Group 3: Market Impact and Future Outlook - The subsidy is expected to lower financing costs and protect bank interest margins, potentially stabilizing loan pricing in the retail sector [6][5] - Analysts suggest that the subsidy could support a significant increase in consumer and service industry loan issuance, with estimates indicating that every 100 billion yuan in subsidies could facilitate 1 trillion yuan in loans [6] - There is a need for banks to ensure compliance in the use of subsidized loans to prevent misuse in non-consumption areas [6]