Workflow
CBHB(09668)
icon
Search documents
渤海银行(09668) - 建议修订公司章程 建议修订股东大会议事规则 建议修订董事会议事规则及20...
2025-07-31 08:40
此乃要件 請即處理 閣下如對本通函任何方面或應採取之行動有任何疑問,應諮詢 閣下之股票經紀或其他註冊證券商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已將名下之渤海銀行股份有限公司股份全部售出或轉讓,應立即將本通函交予買主或承讓人,或經 手買賣或轉讓之銀行、股票經紀或其他代理商,以便轉交買主或承讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責,對其準確性或完整性亦 不發表任何聲明,並明確表示,概不對因本通函全部或任何部份內容而產生或因依賴該等內容而引致之任 何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司) (股份代號:9668) 建議修訂公司章程 建議修訂股東大會議事規則 建議修訂董事會議事規則 及 2025年第二次臨時股東大會通告 本行謹訂於2025年8月18日(星期一)下午2時舉行2025年第二次臨時股東大會,會議地址為中國天津市河 東區海河東路218號渤海銀行大廈6702會議室。2025年第二次臨時股東大會通告載於本通函內,並登載於 香港交易及結算所有限公司網站(www.h ...
深耕科技金融沃土 渤海银行高效运用科创债 助力科技企业跑出加速度
Zhong Jin Zai Xian· 2025-07-31 01:48
对于科创企业来说,从技术萌芽到产业落地,从实验室到市场化,每一步都充满不确定性。如何与风险 共生,与创新适配,是科技金融的必答题。 除助力新一代信息技术产业外,渤海银行跟随新材料产业蓬勃发展的浪潮,以金融赋能科企研发,夯实 中国制造迈向高端的坚实基石。南通百川新材料有限公司是一家专业从事高新技术化工新材料产品生产 的江苏省高新技术企业,为增强核心竞争力、提升市场影响力,需投入巨额资金用于研发活动,资金需 求量大、产品成果转化周期较长。渤海银行了解这一情况后,通过便捷、高效的金融服务,利用科技创 新债券资金精准注入企业运营环节,一方面优化了企业的资产负债结构,另一方面以低息融资助力企业 发展,实现了银企共赢与实体经济降本增效的双重目标。 此外,渤海银行不局限于与科技企业的直接对接,放眼区域金融生态,通过联动政府机构、产业园区、 创投基金、科研院所等生态节点,营造支持科技型企业成长壮大的融资环境。位于苏州工业园区的苏州 康宁杰瑞生物科技有限公司是一家创新型生物制药公司,致力于开发、生产和商业化世界一流的抗肿瘤 药物,已创建具有自主知识产权的生物大分子药物研发和生产技术平台,打造了具有显著差异化优势和 国际竞争力的 ...
今年1-6月天津市跨境人民币收付2755亿元 同比增长19.3%
Xin Hua Cai Jing· 2025-07-30 13:53
Group 1 - The core viewpoint of the articles highlights the continuous efforts of Tianjin to enhance cross-border RMB policies, which have contributed to high-quality economic development, with a reported cross-border RMB payment volume of 275.5 billion yuan in the first half of the year, marking a year-on-year increase of 19.3% [1] - The People's Bank of Tianjin has collaborated with various departments to create a comprehensive RMB cross-border service plan to support the construction of the China-Egypt Tianjin Suez Economic and Trade Cooperation Zone, facilitating a 220 million yuan overseas loan from the China Development Bank [1] - The approval of Bohai Bank as a direct participant in the RMB Cross-Border Payment System (CIPS) marks a significant development in Tianjin's financial infrastructure, enabling new cross-border financial services [1] Group 2 - The successful launch of the FT account system by Shanghai Pudong Development Bank in Tianjin represents the first bank to implement FT account expansion, providing businesses with more choices in banking services and financing options [2] - The FT account expansion aims to enhance the flexibility of currency exchange and reduce financing costs, thereby supporting the high-quality development of the real economy [2] - The People's Bank of Tianjin plans to continue focusing on serving the real economy and promoting the expansion of FT accounts to facilitate trade and investment [2]
湾财周报 人物 家居卖场三巨头“落马”;何文忠被判死缓
Nan Fang Du Shi Bao· 2025-07-27 13:13
Group 1 - Liu Bing, chairman of Fusenmei, has been placed under detention, marking the third major figure in the home furnishing market to face such action in three months [6] - The chairman of First Capital Securities, Wu Lishun, has resigned due to a job transfer to the Beijing State-owned Assets Supervision and Administration Commission [9][10] - The former deputy general manager of China Electronics Technology Group, He Wenzhong, has been sentenced to death with a two-year reprieve for accepting bribes totaling nearly 300 million yuan [11] Group 2 - Minsheng Bank has appointed Li Wenshi as its youngest vice president, following the approval of the National Financial Regulatory Administration [8] - Du Gang has resigned as vice president of Bohai Bank after serving in the role for six years, effective July 25, 2025 [7] - Huang Runchong, former secretary-general of the China Banking Association, has been expelled from the Party for destroying and transferring evidence during an investigation [12] Group 3 - Changan Automobile is preparing for a significant event in Chongqing, with the announcement of a new central enterprise name and the introduction of its core management team [5] - Changan has undergone a dramatic transformation, from military manufacturing to a strong presence in joint ventures, and is now focusing on the electric vehicle market [5] - The independent status of Changan as a central enterprise provides greater development space and policy support, while also increasing market competition pressures [5]
渤海银行一副行长辞职!任副行长6年
Nan Fang Du Shi Bao· 2025-07-25 13:29
Core Viewpoint - On July 25, Bohai Bank announced the resignation of Deputy President Du Gang due to personal reasons, effective from July 25, 2025, with no disagreements reported between him and the board [2][3] Group 1: Management Changes - Du Gang served as Deputy President for six years and has been recognized for his contributions to the bank's development [3] - Du Gang was appointed as Deputy President in April 2019, with a term originally set to end in August 2027, and he also held the position of Board Secretary since October 2020 [3] - Following his resignation, Du Gang will continue to serve as the Board Secretary [3] Group 2: Recent Executive Movements - Du Gang's resignation marks the third change in the Deputy President position at Bohai Bank within the past year [4] - In July 2022, two other Deputy Presidents, Zhao Zhihong and Jin Chao, resigned due to the completion of their terms and personal reasons, respectively [4] - In October 2022, Bohai Bank conducted a public selection process to appoint three new Deputy Presidents: Li Jianguo, Qi Jun, and Deng Bei, all of whom have received regulatory approval for their positions [4] Group 3: New Appointments - On July 23, Bohai Bank announced that Qi Jun has been approved by the National Financial Regulatory Administration to serve as the Chief Risk Officer, effective from July 21, 2025 [5]
渤海银行以金融活水精准滴灌消费市场 多举措滋润烟火人间
Zhong Jin Zai Xian· 2025-07-25 07:56
Core Viewpoint - Financial institutions are actively working to boost consumption by providing various financial products and services, following the guidelines set forth in the "Guiding Opinions on Financial Support for Boosting and Expanding Consumption" [1][2] Group 1: Financial Support Measures - The "Guiding Opinions" outline 19 key measures across six areas to enhance consumption capacity and optimize the consumption environment, providing strong financial support for economic development [2] - Bohai Bank is enhancing its role as a primary channel for credit support by optimizing consumer loan products and launching the "Bohai E-loan Gold Leader Loan," which features revolving use and flexible repayment options [2][3] Group 2: Targeted Consumption Support - Bohai Bank is focusing on key consumption areas such as goods, services, and new consumption trends, implementing precise financial support strategies [3] - The bank has established a financial service area in JD Mall, collaborating with JD Group to create a consumption ecosystem and offering a one-stop service experience [3] Group 3: Community Engagement and Digital Integration - Bohai Bank is targeting community needs by focusing on three main areas: elderly care, child-rearing, and lifestyle services, enhancing local consumer experiences through group purchases and customized activities [4] - The bank is leveraging digital platforms, such as the "Bohai Hui" online service, to integrate financial services with daily life, addressing various consumer needs [4] Group 4: Strategic Alignment with National Goals - The initiatives by Bohai Bank align with national strategies to expand domestic demand and stabilize growth, aiming to create a virtuous cycle where financial support drives consumption, which in turn stimulates economic growth [4]
渤海银行App建设如何?部分栏目界面有优化,但底层功能提升较迟缓
Xin Lang Cai Jing· 2025-07-25 06:09
Core Viewpoint - The evaluation of Bohai Bank's mobile banking app indicates that while there have been updates and improvements in certain areas, significant issues remain in user experience and core functionalities, particularly in performance and customer interaction [1][12][35]. User Experience - The app received a score of 73.070 out of 100, reflecting ongoing updates and iterations, particularly in wealth management and fund sections, but still showing gaps in search interactions and customer service [1][12]. - The user registration process has been streamlined, but issues with card binding persist, requiring users to visit a physical branch for certain functionalities [13][35]. - The app's logout experience has improved, but overall interaction quality, especially in customer service, remains limited [21][35]. Functionality Services - The app's core channels have been optimized in version 7.0, yet fundamental issues such as the "asset-liability overview" feature lag behind industry standards [1][12][35]. - Investment and fund sections have seen upgrades, but the purchasing process for financial products is still not fully refined, leading to potential user journey disruptions [28][30]. - The app supports various banking functions, including transfers and account management, but lacks comprehensive features for transaction details and user notifications [25][30]. Performance and Security - The app's performance metrics, including response times and loading speeds, are significantly below industry averages, indicating a need for improvement in technical infrastructure [32][35]. - Security features are in place, such as automatic logout after inactivity and password management, but the absence of a dedicated "security center" is noted [32][35]. Development and Innovation - Bohai Bank is focusing on digital transformation, aiming to enhance customer service and product innovation through its mobile banking platform [33][35]. - The app has introduced a "Bohai e-Manager" service for family financial management, although the underlying functionalities have not seen substantial improvements [30][35]. - The bank's approach to user engagement and content delivery lacks a systematic operational framework, limiting the effectiveness of its informational resources [34][35].
渤海银行迎新任首席风险管理官!能否破解不良率困局?
Nan Fang Du Shi Bao· 2025-07-24 07:51
Group 1 - The core point of the article is the appointment of Qi Jun as the Chief Risk Officer of Bohai Bank, which is expected to address the bank's persistent high non-performing loan (NPL) ratio [2][4][5] - Qi Jun has extensive experience in risk management and non-performing asset disposal, having worked in various roles at Industrial and Commercial Bank of China (ICBC) [3][4] - Bohai Bank's NPL ratio has remained above 1.7% for the past five years, indicating a significant challenge in risk management despite recent improvements in revenue and net profit [4][5] Group 2 - As of the end of last year, Bohai Bank's NPL ratio was 1.76%, a slight decrease of 0.02 percentage points from the previous year, but still above the industry average [4][5] - The overall NPL ratio for commercial banks was reported at 1.50%, with the average for joint-stock commercial banks at 1.22%, highlighting Bohai Bank's underperformance [5] - The bank's corporate loan and advance NPL ratio was 1.11%, while the personal loan NPL ratio surged to 4.15%, reflecting significant issues in personal lending [5]
鑫闻界|授信调查不尽职,贷后管理不到位,渤海银行被罚165万
Qi Lu Wan Bao· 2025-07-24 06:31
Regulatory Actions - The Shanxi Regulatory Bureau of the National Financial Supervision Administration issued fines totaling 1.65 million yuan against Bohai Bank's Taiyuan branch and its subsidiary for various violations [2] - The Taiyuan branch was fined 950,000 yuan for inadequate credit investigation, poor employee behavior management, and insufficient management of working capital loans [2] - The Taiyuan Happiness Branch was fined 700,000 yuan for failing to accurately reflect risk conditions and inadequate post-loan management [2] Company Overview - Bohai Bank was established on December 30, 2005, and began operations in February 2006, making it the youngest national joint-stock commercial bank [4] - The bank was listed on the Hong Kong Stock Exchange on July 16, 2020 [4] Financial Performance - In 2024, Bohai Bank achieved operating income of 25.482 billion yuan, a year-on-year increase of 1.94% [4] - The net profit for 2024 was 5.256 billion yuan, reflecting a year-on-year growth of 3.44% [4] - Total assets reached 1,843.842 billion yuan, marking a 6.41% increase compared to the previous year [4] Loan Quality - As of the end of 2024, the non-performing loan (NPL) ratio for Bohai Bank was 1.76%, a decrease of 0.02 percentage points from the previous year [4] - The personal loan NPL ratio was notably high at 4.15% at the end of 2024, with the NPL ratio for personal consumption loans soaring to 12.37%, a significant increase of nearly 8 percentage points from the previous year's 4.4% [4]
渤海银行三家分支行接连被罚!业绩增长,合规漏洞何时补?
Nan Fang Du Shi Bao· 2025-07-23 08:49
Core Viewpoint - Bohai Bank has faced multiple regulatory penalties in 2023, indicating ongoing compliance issues despite recent improvements in financial performance [2][6][8]. Regulatory Penalties - Bohai Bank has received a total of 25 penalties this year, including 9 institutional fines and 16 personal fines, amounting to over 5 million yuan [6][8]. - Recent fines include 950,000 yuan for the Taiyuan branch due to inadequate credit investigation and employee management, and 700,000 yuan for the Taiyuan Xingfuli branch for failing to accurately reflect risk conditions [2][3][6]. - The Nanning branch was fined 328,000 yuan for violating data security management regulations and failing to perform customer identity verification [3][5]. Compliance and Internal Control - Despite a commitment to compliance made by the Taiyuan branch in June, the bank continues to face scrutiny for its internal controls and compliance management [3][8]. - The bank's compliance risk management structure involves multiple levels, including the board of directors and various departments, but it currently lacks a Chief Compliance Officer [8][9]. - The absence of a Chief Compliance Officer is notable, especially following the implementation of new regulations requiring financial institutions to appoint such a position [9]. Financial Performance - Bohai Bank reported a revenue of 25.482 billion yuan in the previous year, a 1.94% increase, and a net profit of 5.256 billion yuan, up 3.44% [8]. - In the first quarter of this year, the bank achieved a revenue of 7.892 billion yuan, a 4.20% year-on-year increase, and a net profit of 3.109 billion yuan, up 1.99% [8].