Core Viewpoint - Bohai Bank has appointed Xie Kai as the Chief Information Officer, effective from the date of regulatory approval until the end of his term as Vice President [2] Group 1: Management Changes - Xie Kai, born in 1972 and a financial PhD, has extensive experience in various roles at Agricultural Bank of China before joining Bohai Bank as Vice President in June 2021 [3] - The bank has seen multiple management changes this year, including the resignation of Du Gang as Vice President due to personal reasons [5] - Qi Jun has been approved as the Chief Risk Officer, effective from July 21, 2025, after being selected through a public recruitment process [5] Group 2: Financial Performance - For the first three quarters of the year, Bohai Bank reported a revenue of 19.326 billion, a decrease of 2.64% year-on-year, while net profit reached 4.988 billion, an increase of 4.65% [6] - As of the end of September, the bank's total assets amounted to 1.91 trillion, reflecting a growth of 3.36% from the previous year, and total liabilities reached 1.79 trillion, up by 3.40% [6] - The capital adequacy ratio stands at 10.88%, down by 0.75 percentage points from the end of the previous year, with the Tier 1 capital adequacy ratio at 8.99%, a decrease of 0.31 percentage points [6] Group 3: Digital Finance Initiatives - Xie Kai emphasized the importance of digital finance as a foundational element for the bank's strategic initiatives, focusing on technological capability and networked, intelligent, and ecological business operations [4]

Core Insights - The personal pension contribution window is nearing its end, leading to a competitive "battle" among banks to attract funds for personal pension accounts [1][3] - Banks are shifting their marketing focus from merely acquiring new accounts to enhancing customer retention and encouraging actual fund contributions [3][5] Group 1: Marketing Strategies - Various banks, including state-owned and joint-stock banks, are launching diverse promotional activities such as tiered discounts and 100% winning lotteries to attract customers for personal pension account openings and contributions [3][4] - The promotional strategies are characterized by tiered and differentiated offerings, catering to different customer segments based on their contribution capabilities [4][5] - For instance, Bank of China offers multiple rewards for different contribution levels, while Industrial and Commercial Bank of China has introduced dual promotional activities for first-time account holders [4][5] Group 2: Tax Benefits and Investor Appeal - The core appeal of personal pensions lies in their triple tax benefits: tax deductions during contributions, tax exemptions on investment gains, and preferential tax treatment upon withdrawal [6][8] - Discussions on social platforms regarding tax savings and the benefits of personal pensions are increasing, indicating heightened investor interest [7] - Investors are encouraged to integrate personal pensions into their overall financial planning, recognizing their importance in long-term retirement savings [8] Group 3: Industry Trends and Recommendations - Analysts suggest that the banking industry is transitioning from a "land grab" approach to a more refined strategy focused on enhancing account activity and fund retention [5][9] - To address the issue of high account openings but low contributions, banks should innovate beyond simple incentives, incorporating features like automatic contributions and personalized retirement planning services [9] - There is a call for banks to integrate pension accounts with broader life management services, creating comprehensive solutions that enhance long-term customer engagement and account value [9]

北京商报讯（记者 孟凡霞 周义力）12月18日，渤海银行发布公告，该行董事会已于2025年12月18日审 议通过聘任谢凯担任该行首席信息官，任期自监管机构核准其首席信息官任职资格之日起，至其副行长 （职业经理人）任期届满之日止。 履历显示，谢凯，1972年出生，高级工程师，金融学博士。曾任中国农业银行办公室秘书处副处级秘 书，电子银行部电子商务处副处长、处长，电子银行部创新业务处处长，江苏南通分行党委委员、副行 长，电子银行部移动金融处处长，网络金融部移动金融处处长，网络金融部商务合作处处长，科技与产 品管理局副总经理，网络金融部副总经理，三农及普惠金融互联网金融管理中心副总经理。现任渤海银 行副行长。拟任渤海银行首席信息官，其任职资格尚待国家金融监督管理总局核准。 ...

智通财经APP讯，渤海银行(09668)发布公告，董事会已于2025年12月18日审议通过聘任谢凯先生担任该 行首席信息官，任期自监管机构核准其首席信息官任职资格之日起，至其副行长(职业经理人)任期届满 之日止。 ...

渤海银行(09668)发布公告，董事会已于2025年12月18日审议通过聘任谢凯先生担任该行首席信息官， 任期自监管机构核准其首席信息官任职资格之日起，至其副行长(职业经理人)任期届满之日止。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 聘任首席信息官 渤海銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，董事會已於2025 年12月18日審議通過聘任謝凱先生擔任本行首席信息官，任期自監管機構核准其 首席信息官任職資格之日起，至其副行長（職業經理人）任期屆滿之日止。 謝凱先生的履歷詳情載列如下： 謝凱先生，1972年出生，高級工程師，金融學博士。曾任中國農業銀行辦公室秘 書處副處級秘書，電子銀行部電子商務處副處長、處長，電子銀行部創新業務處 處長，江蘇南通分行黨委委員、副行長，電子銀行部移動金融處處長，網絡金融 部移動金融處處長，網絡金融部商務合作處處長，科技與產品管理局副總經理， 網絡金融部副總經理，三農及普惠金融互聯網金融管理中心副總經理。現任本行 副行長。擬任本行首席信息官，其任職 ...

处于同一行政处罚信息公开表里的还有渤海银行股份有限公司太原幸福里支行，该支行因未真实反映风 险状况、贷后管理不到位的违法违规行为被罚款70万元，多位相关负责人被予以警告。 因"授信调查不尽职"等，渤海银行另一分行今年也收到了罚单。具体来看，今年7月，渤海银行股份有 限公司太原分行因授信调查不尽职、员工行为管理不到位、流动资金贷款管理不尽职的主要违法违规行 为，被山西监管局罚款95万元。 中证报中证网讯（记者 吴杨）金融监管总局网站12月12日披露一则行政处罚信息公开表显示，渤海银 行股份有限公司厦门自由贸易试验区分行因授信调查不尽职，被厦门金融监管局罚款39万元，对责任人 员陈王毅予以警告。 渤海银行官网显示，该行由天津泰达投资控股有限公司（现称天津泰达投资控股（集团）有限公司）、 渣打银行（香港）有限公司、中国远洋运输（集团）总公司（现称中国远洋海运集团有限公司）、国家 开发投资公司（现称国家开发投资集团有限公司）、宝钢集团有限公司（现称中国宝武钢铁集团有限公 司）、天津信托投资有限责任公司（现称天津信托有限责任公司）和天津商汇投资（控股）有限公司7 家股东发起设立。2005年12月30日成立，2006年2 ...

Core Insights - Bohai Bank has positioned its bond underwriting business as a key driver for regional economic development, achieving a record bond underwriting volume exceeding 200 billion yuan this year, marking a 32% year-on-year increase, leading among national joint-stock commercial banks [1][2] Group 1: Bond Underwriting Performance - The bank's bond underwriting volume has seen a significant increase, achieving approximately 800 billion yuan in 2023, surpassing 1 trillion yuan in 2024, and exceeding 2 trillion yuan this year, demonstrating a "triple jump" in scale [2] - Bohai Bank's market share in bond underwriting has risen to 2.14%, ranking it 7th among joint-stock commercial banks, showcasing its strong growth trajectory [1][2] Group 2: Support for the Real Economy - The bank has assisted around 300 enterprises in bond financing this year, covering key sectors such as manufacturing, technology innovation, green low-carbon initiatives, private economy, and small and micro enterprises [2] - The bond financing is effectively channeling funds into critical areas of economic development, from technology innovation labs to manufacturing facilities and rural construction [2] Group 3: Innovative Financial Products - Bohai Bank has integrated the "Five Major Articles" of finance into its bond underwriting practices, creating impactful benchmark cases across various sectors [3] - In the technology finance sector, the bank has underwritten over 70 technology innovation bonds this year, with a total underwriting scale nearing 20 billion yuan [3] - The bank has also made strides in green finance, issuing bonds that support enterprises in their green transformation and energy-saving initiatives [3] Group 4: Regional Development Focus - As the only national joint-stock commercial bank headquartered in Tianjin, Bohai Bank prioritizes supporting Tianjin's high-quality development, aligning its bond business with the city's modern industrial system [5][6] - The bank has underwritten over 60 bonds for leasing companies this year, with a total scale exceeding 25 billion yuan, facilitating the flow of financial resources to the leasing industry and further supporting the manufacturing sector [6] Group 5: Future Outlook - As Bohai Bank celebrates its 20th anniversary, it aims to leverage its bond underwriting achievements as a starting point for a new journey, continuing to focus on serving the real economy and contributing to China's modernization efforts [7]

Core Viewpoint - Bohai Bank has positioned its bond underwriting business as a key driver for regional economic development and a crucial part of its financial services to the real economy, achieving a record high in bond underwriting volume this year [1][3]. Group 1: Bond Underwriting Performance - As of December 5, 2025, Bohai Bank's cumulative bond underwriting volume has surpassed 200 billion yuan, marking a 32% year-on-year increase, the highest growth rate among national joint-stock commercial banks [1][3]. - The bank's market share in bond underwriting has risen to 2.14%, ranking it 7th among joint-stock commercial banks, indicating a significant breakthrough in its development [1][3]. Group 2: Contribution to the Real Economy - Bohai Bank has assisted approximately 300 enterprises in bond financing this year, covering key sectors such as manufacturing, technological innovation, green low-carbon initiatives, private economy, and small and micro enterprises [3][5]. - The bank's bond underwriting scale has shown a continuous increase over three years, moving from 80 billion yuan in 2023 to over 100 billion yuan in 2024, and now exceeding 200 billion yuan in 2025, demonstrating a "triple jump" in scale [3][5]. Group 3: Innovative Financial Products - Bohai Bank has integrated the "Five Major Articles" of finance into its bond underwriting practices, creating impactful benchmark cases across various sectors [5][6]. - In the technology finance sector, the bank has underwritten over 70 technology innovation bonds this year, with a total underwriting scale nearing 20 billion yuan [5][6]. - The bank has also made strides in green finance, successfully underwriting bonds that support green transformation and energy conservation for various enterprises [5][6]. Group 4: Regional Development Focus - As the only national joint-stock commercial bank headquartered in Tianjin, Bohai Bank has prioritized supporting Tianjin's high-quality development, aligning its bond business with the city's modern industrial system [8][9]. - The bank has supported key industries in Tianjin through nearly 100 bond issuances, including innovative bonds for the pharmaceutical and green sectors [9][10]. Group 5: Future Outlook - With the bond underwriting scale surpassing 200 billion yuan, Bohai Bank aims to continue its commitment to serving the real economy, focusing on areas such as technological innovation, green transformation, and digital economy [10].

登录新浪财经APP 搜索【信披】查看更多考评等级 重要提示 9、基金销售机构对认购申请的受理并不代表该申请一定成功，而仅代表销售机构确实接收到认购申 请。认购的确认以登记机构的确认结果为准。对于认购申请及认购份额的确认情况，投资人应及时查询 并妥善行使合法权利。 10、投资者欲购买本基金，须开立本基金登记机构提供的基金账户。本基金份额发售期内各基金代销机 构网点和直销机构同时为投资者办理开立基金账户的手续。 1、百嘉百裕成长混合型发起式证券投资基金（以下简称"本基金"）的募集于2025年6月19日获中国证监 会证监许可〔2025〕1303号文准予募集注册。中国证监会对本基金募集的注册并不代表其对本基金的投 资价值和市场前景作出实质性判断、推荐或者保证，也不表明投资于本基金没有风险。 2、本基金为契约型开放式混合型证券投资基金。 3、本基金的基金管理人和登记机构为百嘉基金管理有限公司（以下简称"本公司"、"百嘉基金"），基 金托管人为渤海银行股份有限公司。 4、本基金为混合型基金，理论上其预期风险与预期收益水平低于股票型基金，高于债券型基金和货币 市场基金。本基金还可投资港股通标的股票。除了需要承担与内地证券投 ...