Core Insights - Technological innovation is the primary driver of high-quality economic development, with technology finance becoming a strategic initiative for building a strong financial nation [1] - The issuance scale of technology innovation bonds has exceeded 760 billion yuan, attracting significant interest from banks and securities firms [1][4] Group 1: Technology Finance Initiatives - Bohai Bank has positioned technology finance as the primary engine for serving national strategies, offering specialized comprehensive financial service plans to meet the funding needs of business expansion and R&D investment [1] - The introduction of the "technology board" in the bond market has opened new avenues for guiding financial resources to support technological innovation [3] Group 2: Technology Innovation Bonds - Technology innovation bonds are designed as "special credit quotas for technology companies," ensuring that financial resources are precisely allocated to support innovation [3] - Since the launch of the technology board, regulatory bodies have implemented new policies to optimize the issuance management process, simplifying disclosure requirements and reducing costs for banks [3] Group 3: Recent Developments and Achievements - Bohai Bank successfully led the issuance of an 8-year technology innovation bond for Tianjin Venture Capital Co., with a coupon rate of 2.85%, which aligns with the full lifecycle of the fund [4] - As of July this year, Bohai Bank's cumulative investment scale in technology innovation bonds reached 23.536 billion yuan, covering 213 issuing entities [4] Group 4: Index Development and Future Plans - Bohai Bank has collaborated with the China Bond Financial Valuation Center to create a series of indices, including the first locally named technology innovation bond index in Tianjin [5] - The bank aims to deepen its technology financial service capabilities and expand the scale of the "technology board" in the bond market, enhancing direct financing channels for fostering new productive forces [5]

Core Insights - Technological innovation is the core driving force for high-quality development, while "light assets, lack of collateral, and financing difficulties" remain pain points for technology-based SMEs [1] - Bohai Bank has launched the "Bohai Silver Science and Technology Fast Loan" product to meet the financing needs of SMEs, achieving a cumulative support of 36 enterprises and a total loan amount of 33.87 million yuan by the end of October 2025 [1][4] Group 1: Product Features - The "Bohai Silver Science and Technology Fast Loan" product addresses the high R&D investment and urgent financing needs of SMEs by offering efficient approval, flexible credit limits, adaptable terms, and credit-driven advantages [2] - The product features a maximum credit limit of 30 million yuan and a loan term of up to 3 years, aligning closely with the growth cycle of enterprises [2] - The innovative "Technology Flow" evaluation system shifts the focus from tangible assets to intangible strengths such as intellectual property, R&D investment, team capabilities, industry prospects, and government support [2] Group 2: Implementation Mechanism - Bohai Bank's Tianjin branch has established a full-process service mechanism for the "Bohai Silver Science and Technology Fast Loan," including a dedicated technology finance task force and specialized customer manager teams [3] - A green approval channel has been created to ensure efficient collaboration among front, middle, and back offices [3] - The risk control system relies on a specialized assessment model that evaluates patent value, order conversion capability, and technological iteration prospects [3] Group 3: Case Study and Future Outlook - A case study of a national-level specialized "little giant" enterprise in Tianjin highlights the effectiveness of the "Bohai Silver Science and Technology Fast Loan," which provided a pre-approved credit limit of 10 million yuan within three days [4] - The bank plans to further customize loan solutions for equipment upgrades and deepen cooperation with the enterprise [4] - Looking ahead, Bohai Bank aims to enhance its service to the real economy, optimize the "Technology Flow" evaluation system, and expand its service coverage in strategic emerging industries [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 CHINA BOHAI BANK CO., LTD. 渤海銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：9668） 於臨時股東大會提呈之決議案以投票方式進行表決，表決結果詳情如下： 2025年第三次臨時股東大會 投票表決結果及選舉董事 茲提述渤海銀行股份有限公司（「本行」）日期均為2025年10月24日的2025年第三 次臨時股東大會（「臨時股東大會」）通函（「該通函」）及通告。除另有界定者外， 本公告所用詞彙與該通函所界定者具有相同涵義。 本行已於2025年11月14日（星期五）下午2時於中國天津市河東區海河東路218號 渤海銀行大廈6702會議室舉行臨時股東大會。臨時股東大會由本行董事長王錦虹 先生主持。執行董事王錦虹先生、屈宏志先生，非執行董事歐兆倫先生、元微女 士、胡愛民先生，以及獨立非執行董事謝日康先生、岑紹雄先生、王愛儉女士、 劉駿民先生、劉瀾飈先生、歐陽勇先生出 ...

Core Insights - The recent announcement by Inner Mongolia's Tongyu Mengyin Village Bank to cancel its 5-year fixed deposit product marks a significant shift in the banking sector, reflecting a broader trend of declining deposit rates and the market's response to interest rate adjustments [1][3][6] Deposit Rate Trends - Many banks are suspending or lowering the rates on 5-year fixed deposit products, with some banks like China Merchants Bank offering only a 1.3% interest rate for 5-year deposits, which is lower than the 1.4% for 2-year deposits [2][4] - The phenomenon of longer-term deposit rates being lower than shorter-term rates has become common, with several banks reporting that their 5-year deposit rates are less attractive compared to 3-year options [3][5] Market Dynamics - The market for 3-year specialty fixed deposit products is highly competitive, with customers needing to "抢" (grab) limited quotas, indicating a scarcity of available products [1][2] - Banks are adjusting their deposit products in response to market conditions, with some banks increasing the entry thresholds for 3-year deposits, reflecting a shift in customer demand and risk appetite [3][4] Future Outlook - Industry experts predict that deposit rates will continue to decline, driven by banks' need to reduce funding costs and maintain profitability amid shrinking net interest margins [6][7] - The ongoing adjustments in deposit products and rates are seen as necessary for banks to manage their liabilities effectively, especially for smaller banks that may struggle with long-term deposits [8][9]

Core Insights - Bohai Bank has successfully launched a new generation comprehensive fund management system, marking a significant milestone in its digital transformation strategy [1] - The project took 17 months to complete, demonstrating the bank's strong project management capabilities [1] Group 1: System Functionality and Upgrades - The new system integrates front, middle, and back office management for financial market fund operations, enhancing transaction efficiency and management levels through seamless data connectivity [2] - It features a five-level classification for fund products, supporting a diverse range of financial market products, including traditional and new offerings [2] - The system supports a comprehensive risk management framework, including real-time credit limit management and compliance monitoring, establishing a dynamic risk control system [2] Group 2: Data Governance and Innovation - The system enhances core data governance by standardizing and analyzing business data, effectively eliminating data silos and establishing a transparent data framework [3] - It achieves full-stack domestic innovation by adapting all components from hardware to middleware, setting a benchmark for transformation in the industry [3] - The successful implementation of the system strengthens Bohai Bank's operational efficiency and risk management capabilities, while also fostering a talent pool skilled in both finance and digital technology [3]

Core Insights - Bohai Bank has successfully launched a new generation comprehensive fund management system, marking a significant milestone in its digital transformation strategy [1][3] - The project took 17 months to complete, starting in April 2024, showcasing the bank's project management capabilities [1] Group 1: System Functionality and Management - The new system integrates front, middle, and back office management for financial market fund operations, enhancing transaction efficiency and management levels through seamless data connectivity [2] - It features a five-level classification for fund products, supporting a diverse range of financial market products, including traditional and new offerings [2] - The system supports a comprehensive risk management framework, including real-time credit limit management and compliance monitoring, establishing a dynamic risk control system [2] Group 2: Data Governance and Innovation - The system promotes core data governance by standardizing business data and eliminating data silos, laying a solid foundation for future digital applications [3] - It achieves full-stack domestic adaptation, becoming a model for other commercial banks in China to follow in their digital transformation efforts [3] - The successful implementation of the system enhances Bohai Bank's operational efficiency and risk management capabilities, while also fostering a talent pool skilled in both finance and digital technology [3]

登录新浪财经APP 搜索【信披】查看更多考评等级 截至2025年11月11日，公司间接控股股东天津泰达投资控股（集团）有限公司持有渤海银行股份有限公 司20.34%的股权，为渤海银行股份有限公司第一大股东，根据《深圳证券交易所股票上市规则》第 6.3.3条的相关规定，渤海银行股份有限公司为公司的关联方，公司与渤海银行股份有限公司发生的交 易，构成公司的关联交易。 二、关联方基本情况 公司名称：渤海银行股份有限公司 法定代表人：王锦虹 住所：天津市河东区海河东路218号渤海银行大厦 本公司及董事会全体成员保证信息披露的内容真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 天津力生制药股份有限公司（以下简称"公司"）于2025年3月19日召开第七届董事会第五十次会议、 2025年4月11日召开2024年度股东大会，审议通过了《关于公司2025年使用闲置自有资金进行现金管理 额度的议案》《关于公司2025年度现金管理暨关联交易额度的议案》，同意公司使用额度不超过人民币 10亿元闲置自有资金购买安全性高、流动性好、主要由大型商业银行或证券机构发行的短期理财产品， 包括但不限于通过银行、证券等专业理财机构购买的 ...

Core Points - Delong Energy announced the release of stock pledges by its controlling shareholder, Beijing Dingxin Ruitong Technology Development Co., Ltd. [1] - The number of shares released from pledge amounts to 86,000,000 shares, which represents 74.94% of the shares held by the controlling shareholder and 23.98% of the total share capital of the company [1]

Core Insights - Green finance has transitioned from an optional choice to a mandatory requirement for the banking industry, serving as a new engine for strategic transformation and a blue ocean market for future growth [1] - The balance of green financing at Industrial Bank has reached nearly 2.5 trillion yuan, with green loans exceeding 1 trillion yuan and a non-performing loan rate of only 0.57% [1] - The People's Bank of China and other departments have issued a unified policy framework for green finance, effective from October 1, 2025, to standardize various financial products [2] Group 1: Green Credit Growth - As of the end of 2024, the total balance of green credit among 42 A-share listed banks exceeded 27 trillion yuan, reflecting a year-on-year growth of approximately 20% [3] - State-owned banks dominate the green credit market, with the six major state-owned banks accounting for over 21 trillion yuan, representing 77.6% of the total [3] - Industrial Bank's green loan balance has risen to 1.08 trillion yuan, joining the "trillion club" [3] Group 2: Performance and Sector Focus - The average growth rate of green credit for A-share listed banks in 2024 was 20.6%, a slowdown from approximately 28% in 2023, yet leading institutions maintained strong growth [4] - The focus of green credit issuance is concentrated in four key areas: clean energy, green transportation, energy conservation and environmental protection, and green buildings [4] - The Yangtze River Delta, Guangdong-Hong Kong-Macau Greater Bay Area, and Chengdu-Chongqing Economic Circle are identified as core regions for green credit [4] Group 3: Product Innovation - A-share listed banks are deepening innovation in green financial products, creating a multi-dimensional product system that includes loans, bonds, asset securitization, insurance, and carbon finance [5] - Sustainable Development Linked Loans (SLL), carbon emission rights pledge financing, and environmental rights collateral loans are gaining traction [5] - Industrial Bank has launched the first green loan with biodiversity protection insurance, while Bohai Bank introduced a green loan linked to data center energy efficiency [6] Group 4: Broader Financial Tools - The issuance of green bonds has expanded, with the cumulative issuance of labeled green bonds in 2024 surpassing 4 trillion yuan [6] - Banks are actively participating in green wealth management and fund products, enhancing investor engagement through innovative offerings [6] - Carbon finance tools are transitioning from pilot programs to broader applications, with various banks introducing carbon emission rights pledge financing products [6] Group 5: Future Directions - The banking industry is expected to continue innovating green financial products to support sustainable economic development, moving beyond traditional green credit [7] - The development of ESG-linked loans and financing models using carbon emission rights as collateral will be explored [7] - These innovations will not only assist in achieving national carbon reduction goals but also cultivate new growth momentum for banks [7]

Core Insights - Bohai Bank and Guangzhou Railway Group have entered a new phase of cooperation, focusing on financial innovation to alleviate freight costs and serve the real economy through the introduction of three supply chain financial products: "Bohai Freight Certificate," freight bills, and freight guarantees [1][2] Group 1: Financial Products and Services - The "Bohai Freight Certificate" is the core product designed to enhance customer experience and reduce financing costs through an online process and optimized risk pricing model [1][2] - Bohai Bank aims to create a comprehensive supply chain financial product system in collaboration with Guangzhou Railway Group, integrating financial services deeply into all aspects of railway transportation [1][2] Group 2: Industry Challenges and Solutions - The railway freight sector faces challenges such as high freight costs, significant capital occupation, and slow payment speeds, which the new financial products aim to address [1][2] - The introduction of these products aligns with the central government's goal of reducing overall logistics costs in society [1][2] Group 3: Future Outlook and Collaboration - Bohai Bank plans to continue promoting and optimizing logistics financial products, leveraging successful experiences in railway transportation to replicate and deepen these innovations [3] - Both Bohai Bank and Guangzhou Railway Group are committed to using continuous financial innovation to effectively lower logistics costs and contribute to high-quality economic development [3]