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信用卡屡遭盗刷,究竟该由谁担责?
Nan Fang Du Shi Bao· 2025-09-18 23:15
连日来,围绕"保障金融权益"等主题,一场由国家金融监管总局、中国人民银行等多方联合开展的金融 教育宣传周活动正在持续。但是,一次"隔空"盗刷信用卡风波,打破了不少金融消费者的安全认知,也 成为本次金融教育宣传周的"生动一课"。 日前,多名浦发银行"红沙宣卡"持卡人反映,明明人在境内却被显示在巴西发生多笔消费,盗刷金额达 1万-2万元。记者注意到,尽管浦发银行信用卡中心与万事达卡组织已发声称"避免持卡人承担不应由其 承担的损失",但这起事件引发了公众对用卡安全的担忧。当信用卡遭遇盗刷,究竟该由谁来担责谁来 买单?而作为持卡人,该如何提升自我防护意识,避免"无妄之灾"? 9月13日,浦发银行信用卡中心在其微信公众号发布说明,提到该中心检测到部分浦发银行万事达无价 世界信用卡发生未经授权的交易,浦发银行信用卡中心与万事达卡组织第一时间启动应急响应,及时发 现并阻断了风险。 揭秘盗刷伎俩:通常先出现小额消费做测试 记者了解到,浦发银行万事达无价世界信用卡因其暗红色的卡面也被称作"红沙宣卡",是浦发银行标准 系列的白金卡,定位低于高端白金卡,主打首年免年费,消费6笔免次年年费,拥有境外消费返现1%等 权益。 事实上,在 ...
浦发银行发生2笔大宗交易 合计成交63.68亿元
Zheng Quan Shi Bao Wang· 2025-09-18 14:40
两融数据显示,该股最新融资余额为36.97亿元,近5日减少2.67亿元,降幅为6.73%。(数据宝) 9月18日浦发银行大宗交易一览 | 成交量 (万 | 成交金额 | 成交价 | 相对当日收盘 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | | (万元) | 格 | 折溢价(%) | | | | 股) | | (元) | | | | | 36171.01 | 476372.23 | 13.17 | 3.29 | 东兴证券股份有限公司北京 | 东兴证券股份有限公 | | | | | | 北四环中路证券营业部 | 司客户资产管理部 | | 12182.42 | 160442.45 | 13.17 | 3.29 | 东兴证券股份有限公司北京 | 东兴证券股份有限公 | | | | | | 北四环中路证券营业部 | 司客户资产管理部 | 注:本文系新闻报道,不构成投资建议,股市有风险,投资需谨慎。 (文章来源:证券时报网) 浦发银行9月18日大宗交易平台共发生2笔成交,合计成交量4.84亿股,成交金额63.68亿元。成交价格均 为13.17元,相对 ...
北京市落地首单柜台债券借贷业务
Xin Hua Cai Jing· 2025-09-18 12:55
Group 1 - The core viewpoint of the article highlights the successful completion of Beijing's first over-the-counter bond lending business by Pudong Development Bank's Beijing branch in collaboration with Shouchao Securities, marking a significant breakthrough in the local over-the-counter bond market [1] - This initiative is expected to effectively activate the existing bond assets in the over-the-counter market and enhance the liquidity management capabilities of small and medium-sized financial institutions [1] - The People's Bank of China, Beijing branch, has been focusing on promoting the development of a multi-tiered bond market, implementing a special promotion plan for the steady expansion of over-the-counter bond business [1]
消保词语新解之理性投资:浦发银行成都分行带您轻松学习金融知识
Xin Lang Cai Jing· 2025-09-18 10:33
转自:推广 做理性投资者 守护财富健康生长 内部消息 子虚乌有 原意:"子虚"和"乌有"是汉代司 马相如在《子虚赋》中虚构的两个人 物,后人常用这两个名字指代"不存 在的事物"。 消保新释:诈骗分子以"零风险、稳赚 不赔"等为噱头,编造"天上掉馅饼" "一夜暴富"的神话,虚构农业养殖、 私募股权、虚拟货币等"零风险、高回 报"投资项目,甚至伪造"投资成功案 例"截图骗取受害者信任。 温馨提示:金融消费者应增强风险防范意 识,牢记"高收益必伴随高风险",不存 在"零风险、稳赚不赔"的投资项目,避 免上当受骗。 您的风险评估结果为稳健型, 接下来为您推荐合适的产品, 详细信息请点击查看。 原意: 估量自己的能力后再去做自己 能做到的事。提示人们遵循客观规 律,不要盲目行事。 消保新释:金融消费者在购买理财产品 时,要根据自己的经济实力和风险承受 能力来选择合适的投资产品,不能盲目 跟风或过度借贷进行投资,避免遭受经 济损失。 温馨提示:金融消费者在购买金融产品 时,应配合金融机构开展风险评估,了 解自身风险偏好,根据自身风险评估结 果选择适合自己的金融产品,量力而 行,以确保资金安全。 量力而行 说明书都是格式文 ...
今日共83只个股发生大宗交易,总成交112.57亿元
Di Yi Cai Jing· 2025-09-18 09:57
Group 1 - A total of 83 stocks experienced block trades in the A-share market on September 18, with a total transaction value of 11.257 billion yuan [1] - The top three stocks by transaction value were Pudong Development Bank (6.368 billion yuan), Shenghong Technology (3.073 billion yuan), and Haoyuan Pharmaceutical (276 million yuan) [1] - Among the stocks, 21 were traded at par, 8 at a premium, and 54 at a discount; the highest premium rates were for Bangyan Technology (12.72%), Pudong Development Bank (3.29%), and Huayu Pharmaceutical-W (2.99%) [1] Group 2 - The top stocks by institutional buy amounts included Shenghong Technology (2.499 billion yuan), Dameng Data (70.342 million yuan), and Yinzhijie (54.357 million yuan) [1] - The top stocks by institutional sell amounts were Sanhua Intelligent Controls (9.11 million yuan), New Industry (7.968 million yuan), and Hailiang Co. (4.9551 million yuan) [2]
股份制银行板块9月18日跌1.85%,招商银行领跌,主力资金净流出16.55亿元
Zheng Xing Xing Ye Ri Bao· 2025-09-18 08:52
证券之星消息,9月18日股份制银行板块较上一交易日下跌1.85%,招商银行领跌。当日上证指数报收于3831.66,下跌1.15%。深证成指报收于 13075.66,下跌1.06%。股份制银行板块个股涨跌见下表: | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601998 中信银行 | | -1961.87万 | -4.37% | -3772.97万 | -8.41% | 5734.84万 | 12.78% | | 601916 浙商银行 | | -4244.96万 | -7.84% | -1362.44万 | -2.51% | 5607.40万 | 10.35% | | 600015 华夏银行 | | -7599.66万 | -10.44% | 2163.31万 | 2.97% | 5436.35万 | 7.47% | | 600000 浦发银行 | | -1.03亿 | -7.58% | 2639.52万 | 1 ...
浦发银行太原分行落地全省首单央行信贷通平台银企撮合贷款
Sou Hu Cai Jing· 2025-09-18 07:15
Core Viewpoint - The successful marketing of the first corporate connection to the central bank's credit platform by the Taiyuan branch of SPD Bank marks a significant breakthrough in financial and technological integration in Shanxi Province [1][2]. Group 1: Central Bank Credit Platform - The central bank's credit platform serves as an innovative initiative aimed at creating an efficient communication bridge between financial institutions and enterprises, facilitating the precise flow of financial resources to the real economy [2]. - The successful collaboration between SPD Bank's Taiyuan branch and the enterprise is the first instance of corporate matchmaking under this platform in Shanxi Province, showcasing its pioneering and demonstrative significance [2]. Group 2: SPD Bank's Financing Solutions - SPD Bank's "Puxin Loan" product is a credit financing solution specifically designed for technology-based enterprises, providing 5 million yuan in credit financing to support the enterprise's development [3]. - The Puxin Loan offers flexible financing options, lower thresholds, and rapid approval processes, effectively supporting enterprises in their research and development efforts [3]. Group 3: Future Cooperation and Development - The successful implementation of the first corporate matchmaking business under the central bank's credit platform lays a solid foundation for deep cooperation between banks and enterprises [4]. - SPD Bank's Taiyuan branch plans to continue leveraging its financial expertise to provide comprehensive and personalized financial services, including financial management and investment consulting, to help enterprises optimize fund allocation and maximize value [4].
信用卡电信诈骗频发,浦发信用卡提示消费者需警惕新型骗局
Zhong Guo Jin Rong Xin Xi Wang· 2025-09-18 06:44
Core Viewpoint - The rise of financial technology and the widespread use of credit cards have led to an increase in credit card telecom fraud cases, where criminals impersonate bank staff to deceive cardholders into revealing personal information or making transfers, resulting in significant financial losses [1] Group 1: Types of Telecom Fraud - Impersonation of bank staff to induce transfers: Criminals call victims claiming their credit card has suspicious transactions and guide them to provide sensitive information, leading to unauthorized transfers [2] - Fake customer service refund scams: Victims receive calls claiming they can apply for refunds from promotional activities, leading them to fill out personal and credit card information on fraudulent websites [3] - Fraudulent credit limit increase schemes: Victims receive messages about easy credit limit increases, which direct them to phishing sites where they unknowingly provide personal information [4] Group 2: Common Techniques of Telecom Fraud - Impersonation of bank staff: Criminals obtain customer information through illegal means and pose as bank representatives to manipulate users into providing sensitive data [5] - Phishing websites and fake links: Fraudsters send counterfeit bank links via various platforms, tricking users into entering credit card details on sites that mimic legitimate banks [5] - Exploiting psychological weaknesses: Criminals create a sense of urgency (e.g., account freezing) to provoke panic, prompting victims to act without verifying the authenticity of the request [5] - False promotional activities: Scammers lure users with offers like free credit limit increases or cashback, leading them to click on fake links or contact fake customer service [5] Group 3: Consumer Protection Tips - Do not trust unknown calls or messages: Financial institutions will not request sensitive information via phone or text, and consumers should verify claims through official channels [6] - Avoid clicking on unknown links or scanning QR codes: Users should be cautious about clicking on suspicious links or scanning unverified QR codes, especially those related to banking [6] - Protect personal information: Sensitive credit card information should be safeguarded, and consumers should avoid sharing it through unofficial channels, regularly update passwords, and disable unnecessary notifications [6]
钧达股份(02865)股东将股票由浦发银行转入胜利证券香港 转仓市值8660.99万港元
智通财经网· 2025-09-18 00:33
Group 1 - The core viewpoint of the article highlights the significant decline in JunDa Co., Ltd.'s financial performance, with a notable drop in revenue and an increase in net loss [1] - On September 17, a shareholder transferred shares of JunDa Co., Ltd. from Shanghai Pudong Development Bank to Victory Securities Hong Kong, with a market value of approximately HKD 86.61 million, representing 6.3% of the total shares [1] - For the mid-year results of 2025, JunDa Co., Ltd. reported a revenue of approximately CNY 3.656 billion, a year-on-year decrease of 42.48%, and a net loss of approximately CNY 264 million, which is an increase of 58.51% compared to the previous year [1] Group 2 - The decline in revenue is primarily attributed to a 67.9% decrease in income from the mainland China market, mainly due to reduced sales of photovoltaic cells and a drop in current market prices [1] - The loss per share for JunDa Co., Ltd. is reported at CNY 1.07 [1]
钧达股份股东将股票由浦发银行转入胜利证券香港 转仓市值8660.99万港元
Zhi Tong Cai Jing· 2025-09-18 00:31
钧达股份2025年中期业绩显示,集团收入约36.56亿元,同比减少42.48%;净亏损约2.64亿元,同比扩 大58.51%;每股亏损1.07元。公告称,收入减少主要由于中国大陆市场收入减少67.9%,此乃主要因光 伏电池销量减少及现行市场价格下跌所致。 智通财经APP获悉,香港联交所最新资料显示,9月17日,钧达股份(02865)股东将股票由浦发银行转入 胜利证券香港,转仓市值8660.99万港元,占比6.3%。 ...