急速滑行的冰刀、空中翻转的雪板……冬奥的赛场上，心跳与秒表共振。赛场之外，万里之遥的广袤雪乡中，金融暖流也与冰雪经济的脉搏共生。随 着"尔滨"文旅的火爆出圈，冰雪旅游成为现象级的热点，冰雪运动的体验也令人心向往之。 在大力普及冰雪运动的背景下，呼和浩特某实业有限公司承接了建设和运营马鬃山滑雪场的项目，正面临滑雪场的扩建和设施升级阶段的大量资金需 求。了解到这一困境，呼和浩特分行通过银团贷款方式，大力支持滑雪场雪道开发、交通配套（如滑雪公交专线、夜场巴士）及周边民宿建设，助力其从单 一滑雪场地升级为综合性度假目的地，打造冰雪与草原文化、休闲度假、民俗体验等融合的"冰雪+文旅"综合性旅游项目。 近年来，"冷资源"持续释放"热效应"，也为地方配套产业的升级、消费焕新等提出了更高的要求。浦发银行早早地将目光投向雪原，通过特色信贷产品 与综合服务方案率先布局、积极行动，成为冰雪中最温暖的金融同行者。 精准滴灌重大项目建设 在国家大力发展冰雪产业的政策引领下，冰雪经济发展已经成为北方多地的特色产业，也是推动绿色发展和经济转型的重要着力点。 在辽宁沈阳，作为辽宁省承接"十五冬"雪上赛事的核心承建方，辽宁省雪上产业开发建设有 ...

2026年2月9日，上海浦东发展银行发布公告称，为贯彻落实国家数字化发展战略，顺应无纸化办公趋 势，提升银企对账服务效率与便捷性，上海浦东发展银行对《上海浦东发展银行单位客户账户对账协 议》（以下简称"对账协议"）进行了修订完善。本次修订的核心内容是增加了电子形式签署协议的法律 效力条款，旨在为客户提供更高效、环保、安全的对账服务体验。 本次修订后的对账协议将于1月20日起正式生效。感谢您长期以来对上海浦东发展银行的信任与支持！ 上海浦东发展银行将持续努力，为您提供更加优质、便携的金融服务。 ...

Core Insights - The report focuses on fixed income + products issued by wealth management companies, highlighting superior performing products available for investors through distribution channels [1] - A ranking of products is provided based on their annualized performance over the last month, three months, and six months, with a particular emphasis on the three-month annualized yield to reflect their performance amid recent market fluctuations [1] Distribution Channels - The report includes a list of 28 distribution institutions, which consist of major banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others [1] Product Performance - The ranking showcases various products with their respective annualized yields, indicating the performance metrics over different time frames, such as 2.64% for one month and 9.11% for three months for a specific product [5] - The data is sourced from the South Finance Financial Terminal, with statistics as of February 5, 2026, providing a snapshot of the current market offerings [5][10]

Core Insights - The article focuses on the performance of minimum holding period RMB public offering products, ranking them based on annualized returns for holding periods of 7, 14, 30, and 60 days [1] Group 1: 7-Day Holding Period Products - The top-performing product is from Minsheng Bank with an annualized return of 7.56% [5] - Other notable products include a 6.98% return from Shanghai Bank and a 6.04% return from Minsheng Bank [5] Group 2: 14-Day Holding Period Products - The leading product is from Minsheng Bank with a return of 7.39% [8] - China Bank follows with a return of 4.44% [8] Group 3: 30-Day Holding Period Products - The highest return is 18.14% from Hangzhou Bank [12] - Other significant returns include 12.34% from Minsheng Bank and 9.72% from Minsheng Bank [12][13] Group 4: 60-Day Holding Period Products - The top product is from China Bank with a return of 9.33% [15] - Other products include 5.95% from Shanghai Bank and 5.54% from Huaxia Bank [15][16]

Investment Rating - The industry rating is "Buy" [4] Core Views - The trade return ratio has turned positive again, and the service trade deficit has significantly narrowed [16][18] - The cross-border capital flow is expected to gradually return, positively impacting domestic liquidity [5][19] - The service trade deficit for December 2025 was 966 billion CNY, a year-on-year decrease of 466 billion CNY, with a full-year deficit of 13,760 billion CNY, down 2,544 billion CNY, approximately 16% [18] Summary by Sections 1. Current Observation - The State Administration of Foreign Exchange (SAFE) released data on China's international balance of payments for December 2025, indicating a potential impact on the central bank's willingness to settle foreign exchange [16] - The trade return ratio is at a historical high, with a monthly unconverted trade net outflow of 447 billion CNY, a year-on-year increase of 1,392 billion CNY [17] 2. Arbitrage Trading Returns - The arbitrage trading return rate for 10Y US Treasury bonds in CNY has dropped significantly to -1.77%, indicating a shift in cross-border capital dynamics [17] 3. Service Trade Deficit - The service trade deficit has narrowed significantly, with major contributions from improved policies for foreign visitors, reduced international shipping costs, and enhanced competitiveness in high-tech services [18] 4. Cross-Border Liquidity Outlook - Despite the recent appointment of Kevin Warsh as the next Federal Reserve Chair, the trend of cross-border capital return is expected to continue, influenced by the Fed's monetary policy stance [19][21] - The short-term liquidity in the US remains tight, with limited space for balance sheet reduction, while long-term prospects depend on economic performance [20][21]

在接受记者采访当日，开步电子是周卫玲走访的第一家企业。自2023年首次合作以来，她对公司越来越 熟悉，除了直接对接的财务人员，和行政、销售也已经"打成一片"。原本只是常规的新春问候，她却从 与财务总监的闲聊中捕捉到关键信息：企业刚归还一笔到期的500万元贷款，却突然接到另一笔紧急货 款支付需求，资金周转陷入"空窗期"。 放在3年前，此类续贷业务流程至少需要几个工作日，现在凭借分行针对科创企业优化的"存量客户快速 审批通道"，周卫玲当天完成下午的走访后，晚上8点就顺利完成了续期放款。 ◎记者 温婷 临近春节，浦发银行深圳分行公司客户部（科创金融）客户经理周卫玲没有闲下来，出门拜访客户的时 间反而比以往还更早了一些。"很多企业马上就要放假了，我们白天拜访公司时了解到他们的需求，晚 上就要加班加点把需求落地。" 今年是周卫玲投身科技金融服务的第3年。身处深圳这座创新氛围浓厚的城市，周卫玲的客户大多是年 轻的创业者和海归高知人群。"他们很忙，别说约饭了，喝咖啡都约不到，一般我都是直接到公司 去。"周卫玲告诉上海证券报记者，挖掘这类企业家客户有个妙招，就是去行业研讨会。"他们特别喜欢 约在公司见面，一边聊需求一边给我讲 ...

Investment Rating - The industry investment rating is "Positive" (maintained) [4] Core Insights - Bank stocks have outperformed the market, with the banking index rising by 1.70% while the CSI 300 index fell by 1.33%, indicating a shift in market sentiment towards underperforming sectors [1] - Quality city commercial banks have shown superior performance, with city commercial banks increasing by 3.27% compared to state-owned banks at 0.35% and joint-stock banks at 1.84% [1] - The banking sector is expected to enter a growth cycle in 2026, with projected revenue and net profit growth rates of 2.8% and 2.6% respectively, indicating a gradual recovery [3] - The opportunity cost of investing in bank stocks remains low, with a 10-year government bond yield at 1.80% and bank stock dividends around 4.4%, providing a 2.6 percentage point premium [3] - The report emphasizes the importance of new growth drivers, particularly recommending Nanjing Bank for its strong management and market position [3] Summary by Sections Industry Performance - The banking sector ranked sixth among 31 primary industries, with a weekly increase of 1.70% [1] - The performance of various bank types showed that city commercial banks had the highest weekly increase at 3.27% [1] Individual Bank Events - Qilu Bank reported a 5.1% year-on-year increase in revenue and a 14.6% increase in net profit, aligning with market expectations [2] - Ningbo Bank's executive appointment was approved, indicating stability in management [2] Investment Outlook - The report maintains a positive outlook for bank stocks in 2026, suggesting a rebalancing of market styles and a favorable environment for bank valuations [3] - Recommendations include major state-owned banks and a focus on mid-sized banks with new growth potential, particularly Nanjing Bank, Shanghai Bank, and others [4][6]

Core Insights - The article highlights the fundraising activities of various investment funds in January 2026, with a total of 17 fundraising events amounting to over 270 billion RMB [2]. Fundraising Activities - Hengxu Capital completed the first closing of its fourth flagship fund, raising over 2 billion RMB, with a target final closing of 3.5 billion RMB [5][7]. - Dongfang Jiafu National SME Development Sub-Fund successfully completed its first closing of 1.6 billion RMB, with a total target of 2 billion RMB, focusing on advanced manufacturing, new materials, and health sectors [8][9]. - Zhangzhou Capital Operations Group and CICC established a healthcare fund with a total scale of 1 billion RMB, targeting traditional Chinese medicine and biomedicine [10][11]. - China Resources Capital launched a 1 billion RMB fund focused on chemical innovation drugs and high-end medical devices [12]. - Caitong Capital's two funds completed expansion, raising over 2.4 billion RMB to support the development of Taizhou Bay New Area [13]. - Kaibo Capital's Kaibo Nord Energy Storage Fund completed registration with a scale of 400 million RMB, focusing on independent energy storage projects [14][15]. - Deth Capital initiated a 500 million RMB fund aimed at the cultural and film sectors [18]. - The Baiyin Specialty Industry Fund, managed by Jincheng Capital, successfully registered with a scale of 200 million RMB, focusing on local specialty industries [19][20]. - Guangzhou Industrial Control Group launched a 1 billion RMB fund to support early-stage technology companies [21]. - Hushan Capital's new fund focusing on AI and semiconductor industries completed its first closing at 400 million RMB [22]. - Hubei Port and Shipping Development Fund completed expansion, reaching a scale of 2.8 billion RMB [24]. - Luxin Venture Capital initiated a 1 billion RMB fund targeting the artificial intelligence sector [26][27]. - Electric Science Investment established a 2 billion RMB electronic basic industry fund [28]. - Shangcheng Capital launched a 10 billion RMB fund to support AI and embodied intelligence industries [29]. - Beigong Investment and Jizhi Future established a 200 million RMB venture capital fund focusing on AI and new information technology [30]. - SPD Bank launched the "Puchuang Huazhang" science and technology direct investment fund with a scale of 500 million RMB [32][33]. - The "Golden Seed" fund for university student entrepreneurship was established with a scale of 45 million RMB [34][35].

Core Insights - The overall performance of A-share listed banks shows a trend of "all profitable and positive growth, with stable asset expansion," indicating a robust operational status in the banking sector [2][9] - Qingdao Bank leads with a remarkable 21.66% year-on-year growth in net profit, showcasing strong profit growth momentum among the disclosed banks [2][6] - Both CITIC Bank and Shanghai Pudong Development Bank have crossed the 10 trillion yuan asset threshold, joining the "trillion yuan club," highlighting the scale advantages and resilience of joint-stock banks [5][9] Performance Summary - As of February 5, 2026, 11 A-share listed banks have disclosed their 2025 performance reports, including four joint-stock banks, six city commercial banks, and one rural commercial bank, reflecting a balanced representation of different bank types [3][5] - Qingdao Bank reported an operating income of 14.573 billion yuan, a year-on-year increase of 7.97%, and a net profit of 5.188 billion yuan, with a growth rate of 21.66% [6][8] - Shanghai Pudong Development Bank achieved a net profit growth of 10.52%, while CITIC Bank's net profit increased by 2.98%, both benefiting from their substantial asset scales [5][6] Growth Highlights - All 11 banks reported positive year-on-year net profit growth, with four banks exceeding 10% growth: Qingdao Bank (21.66%), Qilu Bank (14.58%), Hangzhou Bank (12.05%), and Shanghai Pudong Development Bank (10.52%) [8] - Qingdao Bank's asset total surpassed 800 billion yuan, with both deposits and loans growing by over 16%, and its non-performing loan ratio improved to 0.97% [8] - Ningbo Bank also demonstrated strong performance with an operating income of 71.968 billion yuan, a year-on-year increase of 8.01%, and a net profit growth of 8.13% [8] Asset Scale Developments - CITIC Bank and Shanghai Pudong Development Bank's asset totals reached 10.081 trillion yuan and 10.132 trillion yuan respectively, marking significant milestones in their operational scale [9] - The entry of these banks into the "trillion yuan club" not only expands the membership but also underscores the pivotal role of joint-stock banks in the industry [9] - The overall performance of the 11 banks reflects a stable development trend in the banking sector, providing a solid foundation for future growth as more banks disclose their performance reports [9]

2月5日，"尊享智第 笃行未来"2026年浦发银行私人银行投资策略三亚论坛在三亚举办。来自全国的高净值客户代表、行业专家及合作伙伴齐聚一堂，共同 探讨全球经济形势下的资产配置策略与财富传承新路径。 本次论坛以"全球视野下的资产配置之道"为主题，深入解析全球经济发展趋势与中国市场机遇。来自上海信托、大成律师事务所及浦发银行海外机构的专 家，就跨境资产配置、家族信托、税务规划等议题展开深度对话，为高净值家庭与企业提供"家业、家族、家财"三位一体的海外财富管理方案。 近年来，浦发银行私人银行持续深化"浦和人生"财富管理信托账户"1+3+N"服务体系，打造覆盖"财富传承、家族传承、企业传承、精神传承"的一站式综合 服务生态。依托"浦发企明星"企业家服务平台与"浦银寰球"海外财富管理品牌，浦发银行为企业及企业实控人、股东高管提供全景化服务，在"分红减持、 股份管理、全球视野、公益慈善"四大场景中持续赋能。2025年，浦发银行私人银行凭借卓越的服务能力与创新实践，在"亚洲银行家"中评选为"年度家族传 承服务"和"最佳跨境财富与业务架构私人银行"两项中国区大奖，品牌影响力与专业价值备受认可。 作为服务海南自贸港建设的重要布 ...