Core Viewpoint - The collaboration between Pudong Development Bank, China International Capital Corporation, and Dongfang Securities to establish a contract-based credit derivative trading linked to floating-rate sci-tech bonds aims to enhance the pricing fairness of these bonds and support financing for real enterprises in the technology innovation sector [1]. Group 1: Market Development - The agreement on floating-rate sci-tech bonds as the underlying asset for contract-based credit derivatives will promote reasonable pricing in the bond market and improve risk management efficiency [1]. - The initiative is expected to stimulate innovation in financial products related to floating-rate bonds and support the issuance and trading of sci-tech bonds [1]. Group 2: Clearing Services - Shanghai Clearing House has established a comprehensive credit derivative clearing service system to provide various services for contract-based credit derivative trading, including bilateral clearing and central counterparty clearing [1]. - The services cover cash flow calculations, fund settlement, credit event settlement, valuation management, and counterparty credit risk management, enhancing market operational efficiency [1]. Group 3: Market Participants - Pudong Development Bank, China International Capital Corporation, and Dongfang Securities are active participants in the interbank credit derivative market, leveraging their professional advantages to innovate and expand the application scenarios of credit derivatives [1].

根据会议安排，锦江国际集团和上海地产集团作为典型案例企业，分享了其在司库体系建设过程中的实践与创新，内容涵盖账户统一管理、资金集中调度和 业财融合等方面，生动展示了企业在数字化转型中的创新探索与实践成果。在圆桌讨论环节，浦发银行总行交易银行部负责人与上海城投集团、隧道股份、 浪潮集团和中兴新云等企业代表，围绕"司库系统建设路径"、"业财一体化协同"及"智能风控与预警机制"等话题展开对话。针对企业普遍关注的数据整合、 分阶段实施和供应链金融等痛点，提出模块化服务、API嵌入、联合风控建模等一系列解决方案，致力于为企业提供全周期、轻量化、高兼容的司库服务支 持。 浦发银行总行副行长康杰同志表示，浦发银行将持续提升司库金融服务能力，协同政府与企业共建"政-企-银"数字化生态，助力企业不断提高资金运营效率 与管理现代化水平。 在数字经济重塑全球产业格局的背景下，加快司库体系建设已成为企业推动管理变革、提升核心竞争力、强化资金风险防控的重要举措。为加快落实市国资 委关于市国资监管企业深化司库体系建设的要求和总体部署，2025年9月16日下午，"数字化转型下的国企司库创新，赋能企业高质量发展"工作会议在浦发 银行上海分行 ...

Core Viewpoint - Nanjing Koyuan Smart Technology Group Co., Ltd. has provided an update on a lawsuit involving its wholly-owned subsidiary, Nanjing Koyuan Smart Energy Investment Co., Ltd., against Shanghai Pudong Development Bank Co., Ltd. regarding a savings deposit contract dispute [1][2]. Group 1 - The initial court ruling required the bank to pay the plaintiff a total of 232.77 million yuan, which includes the principal and overdue interest, and the bank was responsible for the litigation costs [1]. - Both parties appealed the first-instance judgment, but the intermediate court upheld the original ruling on May 17, 2025 [1]. - On July 4, 2025, the company applied for enforcement of the judgment and received the payment on July 21, 2025 [1]. Group 2 - There remains an outstanding amount of 85 million yuan in principal and interest that has not been recovered, as this amount was not due at the time of the initial lawsuit [2]. - The company filed a new lawsuit for the unrecovered amount on July 2025, which has been accepted by the court, with a hearing scheduled for September 16, 2025 [2]. - As of the announcement date, there are no other significant undisclosed lawsuits or arbitration matters involving the company or its subsidiaries [2].

Core Viewpoint - The recent incident of credit card fraud involving Shanghai Pudong Development Bank's "Red Sand Card" has raised significant concerns about consumer safety and the responsibilities of banks and cardholders in protecting financial rights [2][3][7]. Group 1: Incident Overview - Multiple cardholders reported unauthorized transactions occurring in Brazil while they were physically in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraud pattern typically involved small test transactions followed by larger unauthorized charges, with many users experiencing similar transaction sequences [3]. - As of September 16, over 350 users had joined a social media group to discuss their experiences with the fraud, indicating a widespread issue [3]. Group 2: Bank Response and Legal Framework - Shanghai Pudong Development Bank and Mastercard have initiated emergency responses to protect cardholders from bearing losses, committing to uphold customer rights [2][3][7]. - According to a 2021 Supreme People's Court ruling, banks are obligated to compensate cardholders for unauthorized transactions if they can prove the transactions were fraudulent [6][7]. Group 3: Consumer Protection and Risk Management - The incident highlights the need for improved risk management and consumer education regarding credit card safety, as the bank has faced a high volume of complaints related to credit card fraud [8]. - Legal experts emphasize that cardholders must also take responsibility for safeguarding their personal information to avoid potential losses [10]. - Recommendations for consumers include regularly monitoring transactions, enabling real-time alerts, and being cautious with card usage, especially in unfamiliar settings [11].

公告编号：临2025-055 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 上海浦东发展银行股份有限公司 关于"浦发转债"到期兑付暨摘牌的 第二次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 自2025年10月23日至2025年10月27日，浦发转债持有人仍可以依据约定的条 件将浦发转债转换为公司普通股。 经中国证券监督管理委员会《关于核准上海浦东发展银行股份有限公司公开 发行可转换公司债券的批复》（证监许可〔2019〕1857号）核准，上海浦东发展 银行股份有限公司（以下简称"公司"）公开发行了50,000万张可转换公司债券 （以下简称"可转债""浦发转债"），每张面值人民币100元，发行总额人民 币500亿元，期限6年。经上海证券交易所自律监管决定书〔2019〕247号文同意， 公司500亿元可转债于2019年11月15日起在上海证券交易所挂牌交易，债券简称 "浦发转债"，债券代码 ...

Core Viewpoint - The recent incident of credit card fraud involving Shanghai Pudong Development Bank's "Red Sand Card" has raised significant concerns about consumer safety and the responsibilities of banks in protecting their clients' financial interests [2][3][6]. Group 1: Incident Overview - Multiple holders of the "Red Sand Card" reported unauthorized transactions occurring in Brazil, despite being in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraudulent transactions typically began with small test purchases of around 3 RMB, followed by larger transactions, often under 5,000 Brazilian Reais (approximately 6,000 RMB) [3]. - As of September 16, over 350 users had joined a social media group to discuss their experiences with the fraud, indicating a widespread issue [3]. Group 2: Bank Response and Legal Framework - Shanghai Pudong Development Bank and Mastercard have committed to ensuring that affected customers do not bear the financial losses from these unauthorized transactions [2][3][6]. - According to a 2021 ruling by the Supreme People's Court, banks are obligated to compensate customers for losses incurred from unauthorized transactions, provided that the fraud is determined to be a result of card skimming or network fraud [5][6]. Group 3: Consumer Protection and Risk Management - The incident highlights the need for improved risk management and consumer education regarding credit card safety, especially as Shanghai Pudong Development Bank has faced a high volume of complaints related to credit card issues [7][8]. - Experts recommend that consumers regularly monitor their transactions, set transaction limits, and utilize security features available through banking apps to mitigate the risk of fraud [9].

来源：环球网 为增强宣传实效，浦发银行郑州分行立足不同群体特征，开展分层分类、贴近生活的金融教育活动，推 动金融知识进社区、进企业、进校园、进乡村，实现全方位覆盖与深度触达。通过老百姓喜闻乐见的方 式，用符合实际生活场景和地域特色的普及手段，将金融知识送进千家万户。 为持续推动金融消费者教育及金融知识普及工作，切实提升社会公众金融素养，浦发银行郑州分行积极 响应国家金融政策与监管号召，聚焦百姓日常金融需求，全面启动金融教育宣传周系列活动，营造安 全、稳健、诚信的金融环境。 据介绍，该行高度重视此次金融教育宣传周，迅速成立专项工作领导小组，统筹制定详尽实施方案，明 确活动目标、主题口号、重点任务与时间节点，层层压实责任，确保各项宣传举措落到实处、取得实 效。 活动以线下网点为核心宣传阵地，通过统一张贴海报、悬挂横幅、电子屏滚动播放宣传标语等方式，全 面营造浓郁活动氛围。各营业网点均设立"金融知识宣传区"，聚焦金融消费者八项基本权利、防范非法 金融广告、电信诈骗识别、支付安全、个人信息保护、理财基础知识、存款保险制度及信用维护等热点 内容，开展系统化、场景化普及教育。 本年度活动在延续传统有效做法基础上，进一步突 ...

金融知识讲座：专业赋能，守护青春金融安全 长沙晚报掌上长沙9月17日讯（通讯员 戴佳）9月16日下午，浦发银行长沙分行走进湖南大学北校区， 开展校园招聘宣讲与就业指导、金融知识讲座系列活动，以务实举措推动校企合作走深走实，为青年学 子成长赋能。 校园招聘宣讲：多维展现，铺就职业成长之路 在招聘宣讲环节，浦发银行长沙分行人力资源部全方位展现了该行的发展实力与校招机遇。浦发银行自 1993年成立以来，以"为社会主义金融事业闯新路"为使命，秉承"笃守诚信，创造卓越"价值观，历经三 十余年发展，已构建覆盖境内所有省级行政区域，延伸至中国香港、新加坡、伦敦的国际化服务网络， 业务涵盖商业银行、信托、基金等多业态，位列英国《银行家》杂志"全球银行1000强"第19位、"全球 银行品牌价值500强"中资银行第10位，经营效益持续向好。 该行在宣讲环节重点推介了2026年度校园招聘：面向2024年1月1日至2026年12月31日毕业的本科及以上 学历毕业生（人工智能、金融科技等专业优先），设置业务储备生（公司业务、零售业务等多方向）、 信息科技岗等岗位。简历投递通道截至10月16日18:00，后续笔试（9月下旬和10月下旬分 ...

9月17日，浦发银行跌1.52%，截至发稿，报12.96元/股，成交8.69亿元，换手率0.22%，总市值3952.41 亿元。浦发银行股价已经连续4天下跌，区间累计跌幅8.22%。 资料显示，上海浦东发展银行股份有限公司位于上海市中山东一路12号,香港中环夏悫道12号美国银行 中心15及24楼，成立日期1992年10月19日，上市日期1999年11月10日，公司主营业务涉及 吸收公众存 款;发放短期、中期和长期贷款;办理结算;办理票据贴现;发行金融债券;代理发行、代理兑付、承销政府 债券;买卖政府债券;同业拆借;提供信用证服务及担保;代理收付款项及代理保险业务;提供保险箱业务;外 汇存款;外汇贷款;外汇汇款;外币兑换;国际结算;同业外汇拆借;外汇票据的承兑和贴现;外汇借款;外汇担 保;结汇、售汇;买卖和代理买卖股票以外的外币有价证券;自营外汇买卖;代客外汇买卖;资信调查、咨 询、见证业务;离岸银行业务;证券投资基金托管业务;全国社会保障基金托管业务;经中国人民银行和中 国银行业监督管理委员会批准经营的其他业务。 从基金十大重仓股角度 永赢红利慧选混合发起A（020287）成立日期2024年2月6日，最新规模 ...

该票面利率的确定，不仅有效降低了威海高新控股的融资成本，减轻了企业财务压力，更通过优化融资 结构，为其后续开展基础设施升级、产业项目投资等工作提供了稳定资金支持。 近日，浦发银行威海分行充分发挥专业金融服务优势，助力威海高新控股集团有限公司完成中期票据发 行，以定制化金融方案为地方实体经济发展注入金融活水。 威海高新控股集团有限公司作为威海高新区重要的城市建设与产业发展载体，承担着区域基础设施建 设、产业投资运营及科技创新服务等关键职能，对推动地方产业升级与经济高质量发展具有重要意义。 此次发行中，浦发银行凭借对区域经济及企业需求的深度洞察，以主承销商身份全程参与发行工作，协 助威海高新控股成功发行2025年度首期中期票据，发行规模10亿元，期限5年，票面利率创发行人历史 最低。 合作期间，浦发银行威海分行展现出敏锐的市场洞察力与高效的服务响应能力，通过常态化的高频走访 机制，第一时间捕捉到企业发债意向后，立即组建专业营销服务团队，多次与企业管理层深入沟通，结 合企业实际需求，运用深厚的专业知识与丰富的市场经验，为企业量身定制发行方案。浦发银行威海分 行团队通过全面细致的市场分析，制定精准投资策略，最终凭借优 ...