2月5日，"尊享智第 笃行未来"2026年浦发银行私人银行投资策略三亚论坛在三亚举办。来自全国的高净值客户代表、行业专家及合作伙伴齐聚一堂，共同 探讨全球经济形势下的资产配置策略与财富传承新路径。 本次论坛以"全球视野下的资产配置之道"为主题，深入解析全球经济发展趋势与中国市场机遇。来自上海信托、大成律师事务所及浦发银行海外机构的专 家，就跨境资产配置、家族信托、税务规划等议题展开深度对话，为高净值家庭与企业提供"家业、家族、家财"三位一体的海外财富管理方案。 近年来，浦发银行私人银行持续深化"浦和人生"财富管理信托账户"1+3+N"服务体系，打造覆盖"财富传承、家族传承、企业传承、精神传承"的一站式综合 服务生态。依托"浦发企明星"企业家服务平台与"浦银寰球"海外财富管理品牌，浦发银行为企业及企业实控人、股东高管提供全景化服务，在"分红减持、 股份管理、全球视野、公益慈善"四大场景中持续赋能。2025年，浦发银行私人银行凭借卓越的服务能力与创新实践，在"亚洲银行家"中评选为"年度家族传 承服务"和"最佳跨境财富与业务架构私人银行"两项中国区大奖，品牌影响力与专业价值备受认可。 作为服务海南自贸港建设的重要布 ...

近期，职场人期盼的2025年年终奖陆续到账，年终奖理财市场持续升温。国有大行、股份制银行、城商 行及理财子公司纷纷推出年终奖专属产品与服务。 工商银行（601398）手机银行APP"薪管家"板块集中推介薪享系列专属理财产品，主打低起投与策略多 样化，适配年终奖等薪资类资金配置。交通银行（601328）推出"年终奖金好去处"主题活动，专享理财 产品均为R2稳健型，同时还推出涵盖存款、基金、贵金属、保险的多元产品组合，满足不同配置需 求。 具体操作上，可遵循"三层架构"：第一层是满足短期流动性需求的现金管理类工具；第二层是配置匹配 中期规划的稳健型产品，关注其投资逻辑与风险控制能力；第三层则是为长期目标进行的纪律性投资。 "银行集中布局年终奖理财是顺应居民阶段性资金配置需求、积极拓展财富管理业务的体现。"苏商银行 特约研究员高政扬在接受《金融时报》记者采访时表示，年终奖资金普遍具有金额集中、期限相对灵 活、风险偏好趋于稳健的特征，促使银行通过低起投门槛、风险分层、期限可选等一揽子方案，提升服 务黏性。 南开大学金融学教授田利辉表示，银行业务逻辑正从"产品中心"向"客户中心"与"场景中心"跃迁，即通 过嵌入"发薪" ...

国家知识产权局信息显示，上海浦东发展银行股份有限公司取得一项名为"一种应用监控链路的可视化 处理方法、装置及存储介质"的专利，授权公告号CN114356692B，申请日期为2021年12月。 天眼查资料显示，上海浦东发展银行股份有限公司，成立于1992年，位于上海市，是一家以从事货币金 融服务为主的企业。企业注册资本2935208.0397万人民币。通过天眼查大数据分析，上海浦东发展银行 股份有限公司共对外投资了43家企业，参与招投标项目5000次，财产线索方面有商标信息543条，专利 信息1073条，此外企业还拥有行政许可172个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 ...

近日，上海浦发银行披露两则采购项目结果公示，分别为鲲鹏芯片服务器、海光四号芯片服务器采购项目，其中 恒驰信息以1.58亿元中标、神州新桥以2.15亿元中标。 根据浦发银行2月4日发布的《2025年金融云信创基础设施系统常规扩容项目等两项目第二批鲲鹏芯片服务器采购 项目》结果公示，上海恒驰信息系统有限公司以1.58亿元中标。 同一天，浦发银行《2025年金融云信创基础设施常规扩容等二项目之海光四号芯片服务器采购项目》结果公示， 北京神州新桥科技有限公司以2.15亿元中标。 官网显示，恒驰信息是华为核心代理商、华为优选CSP服务伙伴、华为云核心解决方案提供商和CTSP能力伙伴， 该公司聚焦ICT集成、云业务、信息安全三大核心业务。 海光四号（海光7400系列）发布于2023年10月，首次采用自研CPU微架构，是海光信息推出的第四代国产高端x86 服务器处理器，采用自主研发的新一代CPU微架构，支持64核128线程（如7490型号）。它兼容X86指令集，支持 国密算法，主打高性能计算与数据中心市场，广泛应用于服务器、工作站等。 神州新桥成立于2001年，是东华软件的全资子公司，为国内金融行业IT技术服务提供商。 目 ...

上海浦东发展银行（下称"浦发银行"）于2月4日集中发布两则重要采购结果公示，分别完成鲲鹏芯片服务器、海光四号芯片服务器两大项目的中标结果公 布，合计中标金额达3.73亿元，标志着该行金融云信创基础设施建设再提速，国产算力在金融核心场景的应用持续深化。 本次两大采购项目的招标公告均于2025年12月26日同步发布，经过规范评审流程后，最终确定中标方。其中，《2025年金融云信创基础设施系统常规扩容 项目等两项目第二批鲲鹏芯片服务器采购项目》由上海恒驰信息系统有限公司以1.58亿元中标，采购内容涵盖第二批鲲鹏芯片服务器及配套维保服务，用 于支撑金融云信创基础设施的常规扩容需求。另一项《2025年金融云信创基础设施常规扩容等二项目之海光四号芯片服务器采购项目》则由北京神州新桥 科技有限公司以2.15亿元中标，除满足金融云信创基础设施扩容外，还将为对公分布式核心重构及核心平台领域公共能力建设项目提供海光四号芯片服务 器与维保服务，助力核心业务系统的信创升级。 上海恒驰信息系统成立于2005年，核心业务聚焦ICT集成、云业务与信息安全，2017年成为华为公有云一级代理，在国产算力部署与云基础设施建设领域 积累了成熟案例 ...

去年12月，交通银行宣布完成总行层面的财富管理业务整合，正式成立"财富管理部"，在全行范围统筹 个人财富管理业务。邮储银行也于去年战略性组建财富管理部，在总行层面新设了"财富管理部"。今年 初，浦发银行也欲将财富管理业务独立出来。 这些动向都意味着，当下财富管理正在被推至银行整体经营体系中更加重要的位置。 张大伟 制图 ◎记者 黄坤 步入2026年，一场银行营收保卫战自财富管理业务悄然展开。 近期，多家银行在总行层面单设或整合财富管理部门，将原本分散在零售、个金等条线中的相关职能集 中统筹。此番"动刀"向外界传递出的信号是：财富管理独立性升级，从银行部门业务上升为能跨条线协 同、统筹资源的全行系统工程。 作为轻资本业务的财富管理，能为银行带来可观的中间收入，过去有不少银行已将其作为战略性业务， 但何以在2026年前后地位突然进阶、纷纷加码？分析其原因，多重因素交织，使得财富管理业务愈发重 要。而其进一步向"客户为中心"转型，成为银行间比拼业绩增长的关键。 地位进阶 架构变阵 这场调整大戏从国有大行开始。 这一趋势并不局限于大型银行，城农商行同样抬升了财富管理业务地位。青农商行在接受调研时表示， 2026年将聚 ...

Core Viewpoint - The strategic cooperation agreement signed between Shengjing Bank and SPD Bank marks a significant step towards regional collaboration and business synergy in the financial sector [1][4]. Group 1: Strategic Cooperation - The agreement focuses on deep collaboration in key areas such as technology finance, green finance, inclusive finance, and cross-border finance, aiming to build a positive financial ecosystem that supports high-quality regional economic development [4]. - Shengjing Bank will leverage SPD Bank's mature experience in "digital intelligence" transformation, cross-border finance, and supply chain finance to enhance its business innovation and service upgrades [4]. Group 2: Industry Trends - Recent trends in the banking industry show a clear shift towards digital transformation as a core strategic focus, with a deep integration of technology and finance [5]. - Regional banks are increasingly collaborating with national banks to expand service boundaries, particularly in green finance, supply chain finance, and cross-border services, reflecting a response to regional development needs [5]. Group 3: Institutional Strengths - Shengjing Bank, as the largest city commercial bank in Northeast China, has a strong local market presence and has continuously deepened reforms to enhance operational quality while serving the real economy [5]. - SPD Bank possesses strong industry influence due to its nationwide network and comprehensive operational advantages, particularly in digital transformation and international business expansion [5]. Group 4: Future Outlook - The partnership is seen as an important exploration of cross-regional financial collaboration, with both banks aiming to enhance their comprehensive financial service capabilities in key areas [5]. - A regular communication mechanism will be established to continuously promote the strategic collaboration to a higher level [5].

Core Viewpoint - As of February 5, 2026, Shanghai Pudong Development Bank (SPDB) shares closed at 10.23 yuan, reflecting a 0.99% increase, with a trading volume of 972,200 hands and a transaction value of 993 million yuan [1] Financial Performance - For the first three quarters of 2025, SPDB reported a main operating revenue of 132.28 billion yuan, a year-on-year increase of 1.88% - The net profit attributable to shareholders was 38.819 billion yuan, up 10.21% year-on-year - The non-recurring net profit reached 38.9 billion yuan, increasing by 14.54% year-on-year - In Q3 2025, the single-quarter main operating revenue was 41.721 billion yuan, a 0.31% year-on-year increase - The single-quarter net profit attributable to shareholders was 9.082 billion yuan, up 10.29% year-on-year - The single-quarter non-recurring net profit was 8.916 billion yuan, increasing by 24.61% year-on-year - The bank's liability ratio stood at 91.5%, with investment income of 18.867 billion yuan [2] Market Sentiment - In the last 90 days, seven institutions provided ratings for SPDB, with five giving a "buy" rating and two an "accumulate" rating - The average target price set by institutions over the past 90 days is 15.36 yuan [3]

Group 1: Qilu Bank - Qilu Bank announced a board resolution on February 4, approving the appointment of current president Zhang Hua as Chief Compliance Officer, with a term ending on August 10, 2026 [1][6] - Zhang Hua, born in June 1966, holds a bachelor's and master's degree, and has extensive practical experience in banking, having risen through the ranks at Qilu Bank [1][6] - His career includes key positions such as branch manager and head of credit management, as well as experience in local government financial oversight, enhancing his compliance management expertise [1][6] Group 2: Chongqing Rural Commercial Bank - On January 29, Chongqing Rural Commercial Bank's board approved the appointment of president Sui Jun as Chief Compliance Officer, with unanimous support from the board [2][7] - Sui Jun, born in December 1968, is a member of the Communist Party and holds a doctoral degree in economics, with a rich background in banking [2][7] - His previous roles include various leadership positions in both Chongqing Rural Commercial Bank and China Construction Bank, showcasing his extensive experience in the financial sector [2][7] Group 3: Xiamen Bank - Xiamen Bank announced on January 28 that its board approved the appointment of assistant president and Chief Risk Officer Chen Song as Chief Compliance Officer, pending regulatory approval [3][8] - Chen Song, born in May 1974, has a strong background in risk management and compliance, having held various positions in banking [3][8] - His experience includes roles at Industrial Bank and Ping An Bank, contributing to his qualifications in risk control and compliance management [3][8] Group 4: Pudong Development Bank - On January 24, Pudong Development Bank's board approved the appointment of Cui Bingwen as Chief Risk Officer, Chief Compliance Officer, and General Counsel, with a term aligned with the current board [4][8] - Cui Bingwen, born in 1969, holds a doctoral degree and has extensive banking experience, having served in various leadership roles [4][8] - His career includes significant positions at Industrial and Commercial Bank of China and Pudong Development Bank, enhancing his expertise in legal and compliance matters [4][8]

Core Viewpoint - A significant market shift occurred as global funds fled from technology stocks and precious metals, leading to a notable decline in major indices and a surge in bank stocks as a safe haven for investors [1][2][3]. Group 1: Market Reactions - On February 4, U.S. tech stocks experienced a sharp decline, with the Nasdaq dropping over 2% and major companies like Nvidia, Meta, and Tesla falling more than 3%. AMD saw a staggering drop of 17.3%, marking its largest single-day decline in nearly nine years [1][3]. - The panic spread to A-shares and Hong Kong stocks, with sectors like solar energy and precious metals witnessing significant sell-offs. Silver futures plummeted nearly 20% at one point, exacerbating market fears [2][5]. - Despite the overall market turmoil, the banking sector in A-shares rose by 2.1%, with all 42 bank stocks closing in the green, indicating a flight to safety among investors [2][10]. Group 2: Capital Flows - Southbound funds recorded a net purchase of over 22 billion HKD, with major Chinese banks like ICBC, CMB, and CCB becoming core targets for accumulation [3][13]. - A significant shift in capital is underway, with funds moving from tech and precious metals to banks, which are perceived as having a higher safety margin [3][9]. Group 3: Banking Sector Performance - The banking sector is supported by strong earnings growth and historically low valuations, making it an attractive option for risk-averse investors [15][20]. - As of February 4, several banks reported robust earnings, with Qingdao Bank, Hangzhou Bank, and others showing significant profit increases, further solidifying the sector's appeal [16][18]. - The banking sector's average dividend yield ranges from 4.87% to 5.2%, significantly higher than the 10-year government bond yield of around 2%, enhancing its attractiveness in a low-interest-rate environment [21][22]. Group 4: Future Outlook - The recent market volatility raises questions about whether the declines in tech stocks and precious metals will lead to further panic selling. However, the influx of funds into bank stocks suggests a potential shift in market sentiment [23].