Core Viewpoint - The successful marketing of the first corporate connection to the central bank's credit platform by the Taiyuan branch of SPD Bank marks a significant breakthrough in financial and technological integration in Shanxi Province [1][2]. Group 1: Central Bank Credit Platform - The central bank's credit platform serves as an innovative initiative aimed at creating an efficient communication bridge between financial institutions and enterprises, facilitating the precise flow of financial resources to the real economy [2]. - The successful collaboration between SPD Bank's Taiyuan branch and the enterprise is the first instance of corporate matchmaking under this platform in Shanxi Province, showcasing its pioneering and demonstrative significance [2]. Group 2: SPD Bank's Financing Solutions - SPD Bank's "Puxin Loan" product is a credit financing solution specifically designed for technology-based enterprises, providing 5 million yuan in credit financing to support the enterprise's development [3]. - The Puxin Loan offers flexible financing options, lower thresholds, and rapid approval processes, effectively supporting enterprises in their research and development efforts [3]. Group 3: Future Cooperation and Development - The successful implementation of the first corporate matchmaking business under the central bank's credit platform lays a solid foundation for deep cooperation between banks and enterprises [4]. - SPD Bank's Taiyuan branch plans to continue leveraging its financial expertise to provide comprehensive and personalized financial services, including financial management and investment consulting, to help enterprises optimize fund allocation and maximize value [4].

Core Viewpoint - The rise of financial technology and the widespread use of credit cards have led to an increase in credit card telecom fraud cases, where criminals impersonate bank staff to deceive cardholders into revealing personal information or making transfers, resulting in significant financial losses [1] Group 1: Types of Telecom Fraud - Impersonation of bank staff to induce transfers: Criminals call victims claiming their credit card has suspicious transactions and guide them to provide sensitive information, leading to unauthorized transfers [2] - Fake customer service refund scams: Victims receive calls claiming they can apply for refunds from promotional activities, leading them to fill out personal and credit card information on fraudulent websites [3] - Fraudulent credit limit increase schemes: Victims receive messages about easy credit limit increases, which direct them to phishing sites where they unknowingly provide personal information [4] Group 2: Common Techniques of Telecom Fraud - Impersonation of bank staff: Criminals obtain customer information through illegal means and pose as bank representatives to manipulate users into providing sensitive data [5] - Phishing websites and fake links: Fraudsters send counterfeit bank links via various platforms, tricking users into entering credit card details on sites that mimic legitimate banks [5] - Exploiting psychological weaknesses: Criminals create a sense of urgency (e.g., account freezing) to provoke panic, prompting victims to act without verifying the authenticity of the request [5] - False promotional activities: Scammers lure users with offers like free credit limit increases or cashback, leading them to click on fake links or contact fake customer service [5] Group 3: Consumer Protection Tips - Do not trust unknown calls or messages: Financial institutions will not request sensitive information via phone or text, and consumers should verify claims through official channels [6] - Avoid clicking on unknown links or scanning QR codes: Users should be cautious about clicking on suspicious links or scanning unverified QR codes, especially those related to banking [6] - Protect personal information: Sensitive credit card information should be safeguarded, and consumers should avoid sharing it through unofficial channels, regularly update passwords, and disable unnecessary notifications [6]

Group 1 - The core viewpoint of the article highlights the significant decline in JunDa Co., Ltd.'s financial performance, with a notable drop in revenue and an increase in net loss [1] - On September 17, a shareholder transferred shares of JunDa Co., Ltd. from Shanghai Pudong Development Bank to Victory Securities Hong Kong, with a market value of approximately HKD 86.61 million, representing 6.3% of the total shares [1] - For the mid-year results of 2025, JunDa Co., Ltd. reported a revenue of approximately CNY 3.656 billion, a year-on-year decrease of 42.48%, and a net loss of approximately CNY 264 million, which is an increase of 58.51% compared to the previous year [1] Group 2 - The decline in revenue is primarily attributed to a 67.9% decrease in income from the mainland China market, mainly due to reduced sales of photovoltaic cells and a drop in current market prices [1] - The loss per share for JunDa Co., Ltd. is reported at CNY 1.07 [1]

钧达股份2025年中期业绩显示，集团收入约36.56亿元，同比减少42.48%；净亏损约2.64亿元，同比扩 大58.51%；每股亏损1.07元。公告称，收入减少主要由于中国大陆市场收入减少67.9%，此乃主要因光 伏电池销量减少及现行市场价格下跌所致。 智通财经APP获悉，香港联交所最新资料显示，9月17日，钧达股份(02865)股东将股票由浦发银行转入 胜利证券香港，转仓市值8660.99万港元，占比6.3%。 ...

Core Viewpoint - The collaboration between Pudong Development Bank, China International Capital Corporation, and Dongfang Securities to establish a contract-based credit derivative trading linked to floating-rate sci-tech bonds aims to enhance the pricing fairness of these bonds and support financing for real enterprises in the technology innovation sector [1]. Group 1: Market Development - The agreement on floating-rate sci-tech bonds as the underlying asset for contract-based credit derivatives will promote reasonable pricing in the bond market and improve risk management efficiency [1]. - The initiative is expected to stimulate innovation in financial products related to floating-rate bonds and support the issuance and trading of sci-tech bonds [1]. Group 2: Clearing Services - Shanghai Clearing House has established a comprehensive credit derivative clearing service system to provide various services for contract-based credit derivative trading, including bilateral clearing and central counterparty clearing [1]. - The services cover cash flow calculations, fund settlement, credit event settlement, valuation management, and counterparty credit risk management, enhancing market operational efficiency [1]. Group 3: Market Participants - Pudong Development Bank, China International Capital Corporation, and Dongfang Securities are active participants in the interbank credit derivative market, leveraging their professional advantages to innovate and expand the application scenarios of credit derivatives [1].

根据会议安排，锦江国际集团和上海地产集团作为典型案例企业，分享了其在司库体系建设过程中的实践与创新，内容涵盖账户统一管理、资金集中调度和 业财融合等方面，生动展示了企业在数字化转型中的创新探索与实践成果。在圆桌讨论环节，浦发银行总行交易银行部负责人与上海城投集团、隧道股份、 浪潮集团和中兴新云等企业代表，围绕"司库系统建设路径"、"业财一体化协同"及"智能风控与预警机制"等话题展开对话。针对企业普遍关注的数据整合、 分阶段实施和供应链金融等痛点，提出模块化服务、API嵌入、联合风控建模等一系列解决方案，致力于为企业提供全周期、轻量化、高兼容的司库服务支 持。 浦发银行总行副行长康杰同志表示，浦发银行将持续提升司库金融服务能力，协同政府与企业共建"政-企-银"数字化生态，助力企业不断提高资金运营效率 与管理现代化水平。 在数字经济重塑全球产业格局的背景下，加快司库体系建设已成为企业推动管理变革、提升核心竞争力、强化资金风险防控的重要举措。为加快落实市国资 委关于市国资监管企业深化司库体系建设的要求和总体部署，2025年9月16日下午，"数字化转型下的国企司库创新，赋能企业高质量发展"工作会议在浦发 银行上海分行 ...

Core Viewpoint - Nanjing Koyuan Smart Technology Group Co., Ltd. has provided an update on a lawsuit involving its wholly-owned subsidiary, Nanjing Koyuan Smart Energy Investment Co., Ltd., against Shanghai Pudong Development Bank Co., Ltd. regarding a savings deposit contract dispute [1][2]. Group 1 - The initial court ruling required the bank to pay the plaintiff a total of 232.77 million yuan, which includes the principal and overdue interest, and the bank was responsible for the litigation costs [1]. - Both parties appealed the first-instance judgment, but the intermediate court upheld the original ruling on May 17, 2025 [1]. - On July 4, 2025, the company applied for enforcement of the judgment and received the payment on July 21, 2025 [1]. Group 2 - There remains an outstanding amount of 85 million yuan in principal and interest that has not been recovered, as this amount was not due at the time of the initial lawsuit [2]. - The company filed a new lawsuit for the unrecovered amount on July 2025, which has been accepted by the court, with a hearing scheduled for September 16, 2025 [2]. - As of the announcement date, there are no other significant undisclosed lawsuits or arbitration matters involving the company or its subsidiaries [2].

Core Viewpoint - The recent incident of credit card fraud involving Shanghai Pudong Development Bank's "Red Sand Card" has raised significant concerns about consumer safety and the responsibilities of banks and cardholders in protecting financial rights [2][3][7]. Group 1: Incident Overview - Multiple cardholders reported unauthorized transactions occurring in Brazil while they were physically in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraud pattern typically involved small test transactions followed by larger unauthorized charges, with many users experiencing similar transaction sequences [3]. - As of September 16, over 350 users had joined a social media group to discuss their experiences with the fraud, indicating a widespread issue [3]. Group 2: Bank Response and Legal Framework - Shanghai Pudong Development Bank and Mastercard have initiated emergency responses to protect cardholders from bearing losses, committing to uphold customer rights [2][3][7]. - According to a 2021 Supreme People's Court ruling, banks are obligated to compensate cardholders for unauthorized transactions if they can prove the transactions were fraudulent [6][7]. Group 3: Consumer Protection and Risk Management - The incident highlights the need for improved risk management and consumer education regarding credit card safety, as the bank has faced a high volume of complaints related to credit card fraud [8]. - Legal experts emphasize that cardholders must also take responsibility for safeguarding their personal information to avoid potential losses [10]. - Recommendations for consumers include regularly monitoring transactions, enabling real-time alerts, and being cautious with card usage, especially in unfamiliar settings [11].

公告编号：临2025-055 证券代码：600000 证券简称：浦发银行 优先股代码：360003 360008 优先股简称：浦发优1 浦发优2 转债代码：110059 转债简称：浦发转债 上海浦东发展银行股份有限公司 关于"浦发转债"到期兑付暨摘牌的 第二次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 自2025年10月23日至2025年10月27日，浦发转债持有人仍可以依据约定的条 件将浦发转债转换为公司普通股。 经中国证券监督管理委员会《关于核准上海浦东发展银行股份有限公司公开 发行可转换公司债券的批复》（证监许可〔2019〕1857号）核准，上海浦东发展 银行股份有限公司（以下简称"公司"）公开发行了50,000万张可转换公司债券 （以下简称"可转债""浦发转债"），每张面值人民币100元，发行总额人民 币500亿元，期限6年。经上海证券交易所自律监管决定书〔2019〕247号文同意， 公司500亿元可转债于2019年11月15日起在上海证券交易所挂牌交易，债券简称 "浦发转债"，债券代码 ...

Core Viewpoint - The recent incident of credit card fraud involving Shanghai Pudong Development Bank's "Red Sand Card" has raised significant concerns about consumer safety and the responsibilities of banks in protecting their clients' financial interests [2][3][6]. Group 1: Incident Overview - Multiple holders of the "Red Sand Card" reported unauthorized transactions occurring in Brazil, despite being in China, with losses ranging from 10,000 to 20,000 RMB [2][3]. - The fraudulent transactions typically began with small test purchases of around 3 RMB, followed by larger transactions, often under 5,000 Brazilian Reais (approximately 6,000 RMB) [3]. - As of September 16, over 350 users had joined a social media group to discuss their experiences with the fraud, indicating a widespread issue [3]. Group 2: Bank Response and Legal Framework - Shanghai Pudong Development Bank and Mastercard have committed to ensuring that affected customers do not bear the financial losses from these unauthorized transactions [2][3][6]. - According to a 2021 ruling by the Supreme People's Court, banks are obligated to compensate customers for losses incurred from unauthorized transactions, provided that the fraud is determined to be a result of card skimming or network fraud [5][6]. Group 3: Consumer Protection and Risk Management - The incident highlights the need for improved risk management and consumer education regarding credit card safety, especially as Shanghai Pudong Development Bank has faced a high volume of complaints related to credit card issues [7][8]. - Experts recommend that consumers regularly monitor their transactions, set transaction limits, and utilize security features available through banking apps to mitigate the risk of fraud [9].